Mortgage Loan Officer
Loan Officer Job In Las Vegas, NV
Mortgage Loan Officer Are you a motivated and results-driven professional with a passion for helping people achieve homeownership? Rize Credit Union is looking for a Mortgage Loan Officer to join our team! If you have experience in real estate lending and love building relationships, we want to hear from you. Why Join Rize Credit Union?
At Rize, we believe in empowering our members through exceptional financial solutions. As a Mortgage Loan Officer, you'll play a key role in growing our home loan portfolio by working directly with members and referral partners. You'll spend 55%-75% of your time in the field, developing business opportunities, networking with real estate professionals, and delivering outstanding service. Compensation:
Base Salary: $36,000 annually
Monthly Commissions: Potential total annual compensation between $72,000- $108,000 annually
What You'll Do:
Generate New Business - Build relationships with real estate agents, builders, and other referral sources. Attend networking events and open houses to promote Rize's mortgage services.
Originate Mortgage Loans - Assist members in securing first mortgage loans, explaining loan options, and guiding them through the application process.
Manage Client Relationships - Oversee the loan process from application to closing, ensuring timely communication and exceptional service.
Ensure Compliance - Stay updated on state and federal regulations, ensuring all loan processes align with compliance standards.
Collaborate for Success - Work closely with management and team members to drive loan production and enhance our mortgage lending strategies.
What We're Looking For:
Experience - At least 2 years in real estate lending with a proven record of loan origination and relationship building.
Knowledge - Experience with FHA, VA, Fannie Mae, and affordable housing products is a plus.
Education/Certification - High school diploma or GED. Must maintain registration with the National Mortgage Licensing System (NMLS).
Skills - Strong communication, sales, and relationship management skills. Bilingual (English/Spanish) is a plus!
Tech-Savvy - Proficiency in Microsoft 365, loan origination software, and Fannie Mae Desktop Underwriter (DU).
Why You'll Love Working Here:
Competitive compensation & benefits
Supportive & collaborative team culture
Opportunities for growth & professional development
Meaningful work-help members achieve their homeownership dreams!
Ready to Rize with us? Apply today and be part of a team that makes a difference!
Loan Officer
Loan Officer Job In Las Vegas, NV
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
* Handle builder business and be on staff at the builder site.
* Obtain an accurate and thorough 1003.
* Collect supporting documentation from borrower:
* 30 day paystubs
* 2 years tax returns
* Last 2 years W2's
* Award letters, disability, trust income, etc.
* LOE for Gaps in jobs
* At initial contact with borrower provide needs list and complete application
* 2 months bank statements
* Obtain executed disclosures within regulations time frame.
* Obtain accurate AUS findings.
* Analyze credit report and financial scenario, determining appropriate loan product(s).
* Determine (price) a profitable loan and communicate fees to ops team.
* Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
* Lock in rate.
* Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
* Issue Lender Credit if needed
* If loan out of balance, work with processor & branch manager to request subsidy
* Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
* Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
* Coordinate, create, track and distribute marketing materials.
* Manage client and referral partner databases.
* Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
* Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
* High school diploma or equivalent required.
* At least two years of experience in Mortgage lending or related field.
* Active NMLS License.
* Ability to manage multiple priorities; strong detail orientation and highly organized.
* Works with a strong sense of urgency and responsiveness.
* Passionate about delivering excellence in customer service.
* Demonstrated patience and professionalism when interacting with both internal and external customers.
* Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
* Strong verbal and written communication skills.
Supervision
* Intermittent to low supervision required, depending on experience
* Apply sound judgment in execution of core job responsibilities
* Travel: 0%
Requirements
* Physical: Work is primarily sedentary; mobility in an office setting.
* Manual Dexterity: Frequent use of computer keyboard and mouse.
* Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
* Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Home Equity Loan Officer
Loan Officer Job In Nevada
Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit *****************
At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to
Be kind and treat all people - teammates, customers, and vendors - with respect and consideration
Be adaptable and embrace change
Be accountable and take responsibility and deliver the effort to fully complete the task
Be better and strive for continuous improvement in ourselves, our team, and the company for our customers
Be part of the solution and solve problems, find the answers, and collaborate
Work hard, have fun, and get things done
The Loan Officer plays a key role in developing and identifying prospective customers through company generated inbound leads. A strong candidate will have a proven track record of success in loan sales and thrive in a growing, fast-paced environment. They will be driven, passionate and flourish in a sales role that is exciting and dynamic.
Responsibilities
Directly responsible for converting company provided leads to funded home equity loans.
Telephone and online origination of home equity/mortgage loans through marketing campaigns
Provide excellent customer service responding to leads in an efficient and timely manner.
Engage with consumers, determine their needs and offer the appropriate products.
Meet monthly sales goals.
Stay informed of developing trends in the mortgage industry and maintain licensing
Qualifications
Bachelor's Degree or equivalent experience preferred
Recent origination experience in the home lending industry required -Multi State NMLS Licensing
Strong telephone sales and communication skills
Demonstrated ability to connect quickly with people in an outgoing, friendly manner.
Must possess the ability to work efficiently and accurately.
Proven success in a fast-paced environment
Must be detail-oriented and demonstrate careful decision-making skills.
Will need to work independently with minimal supervision.
Ability to pass a background check for state licensing.
Bi-Lingual a plus2+ years of mortgage or home equity loan officer experience required
Self-starter mentality with the ability to solve open ended business challenges
Enthusiastically contribution to a culture of innovation and continuous improvement
The ideal candidate will have a demonstrated track record of meeting/exceeding goals as an individual contributor
Spring EQ values personal excellence, integrity and accountability - we need candidates who demonstrate these qualities in their everyday lives
Compensation
Base salary and commission
Outstanding culture and working environment
Excellent professional growth opportunity for successful candidates
Benefits
401k Company Match
Commuter Benefits
Company Holidays
Dental Insurance
Dependent Care Plan
Disability Insurance
Employee Assistance Program
Life Insurance
Medical Insurance
Paid Time Off Plan
Vision Insurance
Credit Union Membership
Spring EQ is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all team members.
Loan Officer
Loan Officer Job In Las Vegas, NV
Essential Duties and Responsibilities:
Originate quality FHA, VA and conventional mortgage and home equity loans.
Manage customers through the entire loan process, from data collection and analysis through loan conclusion while maintaining positive customer relationships.
Collect and analyze information regarding customer income, assets, investments and debts to include multifaceted or complex borrowers.
Submits completed loan application and supporting documentation to the processing department.
Present the advantages and disadvantages of different financial products to determine the best option for each customerÕs financial situation.
Set proper customer expectations and provide timely status updates to ensure a positive customer experience.
Focus on marketing and promotional strategies to attract new purchase business, promoting a broad spectrum of mortgage products including but not limited to government, conventional, home equity and additional products within an assigned geographical area.
Build network and community relationships, aggressively promoting CMG to real estate agents, builders, developers, financial planners and other referral sources.
Preferred Qualifications and Experience:
BachelorÕs degree in Business or Finance preferred
A minimum of 3 years of current mortgage origination experience with a proven track record of success
An active NMLS license required
Current referral base from Realtors, Financial Planners, Builders, etc.
Strong relationship-building skills
Familiarity with current lending regulations
Must be self-motivated and have an ability to work independently as well as in a team setting
Excellent attention to detail
Intermediate experience with Microsoft Word, Excel, and email systems.
Ability to work in a fast paced, fluid environment.
Strong communication, interpersonal and organizational skills.
High integrity and confidentiality required.
CMG Financial is an equal opportunity employer and does not unlawfully discriminate in employment decisions. CMG will consider all qualified applicants without regard to race, religion, national origin, sex, age, veteran status, disability, familial status, marital status, actual or perceived sexual orientation, or actual or perceived gender identity. Applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of CMG Financial or reach out to [email protected].
CMG MORTGAGE, INC. NMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement . CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners. Furthermore, any resumes sent to us without an agreement in place will be considered your company's gift to CMG Financial and may be forwarded to our recruiters for their attention.
Mortgage Loan Officer
Loan Officer Job In Las Vegas, NV
Mortgage Loan Officer Full Time (40 Hours) Monday - Friday (8am - 5pm) Headquarters 630 Trade Center Drive Las Vegas, NV 89119 PURPOSE: The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, “Excellent Member Service and Financial Solutions - For Life,” by providing outstanding service to both members and internal members.
To deliver service in alignment with our Service Commitments:
I will earn respect and build trust by acting with integrity in every situation.
I will understand my role in supporting the team to achieve our purpose.
I will focus on people over products and build lasting relationships.
I will take ownership and accept responsibility.
I will treat my coworkers with the same high standards as I treat my member.
I will continuously look for ways to improve myself, my credit union, and my community.
I will accept there is no “they”. We are one working toward the same mission.
I will commit to the core values.
Meet all established service goals.
SUMMARY: Promote the mortgage lending department to members and credit union employees. Solicit loan clients with the purpose of originating and closing profitable, quality first mortgage loans. Counsel members regarding their mortgage needs. Within authorized authority, and in accordance with sound underwriting practices as set out in policy and procedure, examines, evaluates, and authorizes or recommends approval of borrower's applications for first mortgage loan applications. The incumbent accomplishes the essential duties as follows: ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
In person or phone interview applicant, answers questions, and counsel's member regarding member's mortgage needs. Completes Uniform Residential Loan Application and requests specified information for loan application. Information may be recorded in writing, or by computer where automated loan processing technology is available.
Looks for cross sell opportunities and close cross sell of Credit Union products and services.
Using a personal computer and various software programs for originating, processing, and closing mortgage loans, analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan. Analyzes potential lending opportunities involved in each lending situation to further assist the borrower as well as increase the credit union's lending portfolio. Cross sells borrowers on the benefits of utilizing other credit union services.
Corresponds with or interviews applicant to resolve questions regarding application information. Assists members on a continuous basis by, providing quotes, current information about loan programs, interest rates, fees, and qualifying guidelines.
Ensures loan agreements are complete and accurate according to policy and requirements established by regulatory agencies or investor.
Confers with department personnel to aid in resolving mortgage application problems and to obtain loan approval in the most expeditious manner possible.
Performs ancillary duties related to real estate and other lending.
Collects from appropriate parties on behalf of the credit union all costs needed for appraisals, credit reports, underwriting fees, or other origination expenses.
Studies daily pricing trends, activity networks, reads current industry publications and participates in Realtor or industry-related meetings and events to stay abreast of local competition and general marketing trends.
Maintains a good relationship with branches to obtain and promote referrals.
EDUCATION and/or EXPERIENCE: An associates or bachelor's degree is preferred with a minimum of three years related experience and/or training in real estate lending; or equivalent combination of education and experience in a related field. This individual must have or obtain knowledge of FHA, VA, Conventional, or any special program as needed and required. *ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE) DRUG-FREE WORKPLACE
Regional Loan Officer - Las Vegas, NV
Loan Officer Job In Nevada
In this key Outside Sales position, you will be responsible for selling the Lima One product suite by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors. You clearly educate the market on the Lima One product set and company advantages, negotiating and closing loans. You will have access to selling the entire Lima One product suite of Fix and Flip loans, New Construction Loans, Rental Property Loans, and Multi-Family loans. These products are in high demand and you will have a best in class team to support you in everything you do.
You will have incredible impact in our growth which means tremendous opportunities for you. You will achieve both the sales goals and service levels of the organization by developing and maintaining strong partnerships and always striving to exceed expectations.
Duties and Responsibilities:
Personally, source and fund $3+ million in closed loans per month (after initial training and ramp period)
Carry yourself with the highest level of professionalism in the industry
Fully understand the real estate investment property industry and be able to effectively communicate how the Lima One product set can help our clients grow and prosper
Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance
Speak at industry events, host meetups, seminars, and industry networking functions to build your book of business and promote the Lima One brand
Act with urgency and attack each day with great motivation to succeed and be the best in the industry
Provide unmatched customer service
Functioning as the Responsible Individual for Nevada state licensing
Requirements
Qualifications:
Bachelor's degree
Must possess current NMLS license or must obtain within 30 days of hire, and 2 years of loan origination experience
2+ years experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes.
Excellent communication and presentation skills
Proven ability to creatively source and develop new business
Energetic and passionate about providing the best customer experience in the industry
What We Offer:
Competitive salary
Uncapped Commissions
First year income $100k-$200k with top performers earning more than $200k
Amazing Culture
Medical, Dental and Vision benefits
Life, Short-Term Disability, Long-Term Disability
Additional benefits such as Pet, Hospitalization and Accidental Insurance
401K with company match
Excellent training
PTO, sick days and holidays
Parental Leave
Growth opportunities
About Lima One Capital:
Lima One Capital is the nation's premier lender for real estate investors. Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, multifamily properties, and new construction. The company, founded by Marines, is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina, and is a wholly owned subsidiary of MFA Financial, Inc (NYSE) and markets its lending products over a national footprint of 46 states and the District of Columbia. Learn more about us at limaone.com.
Notice to Third Party Recruiters and Agencies
Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).
Mortgage Loan Officer
Loan Officer Job In Nevada
Mortgage Loan Officer @ BSI Financial Services
Join BSI Financial Services as a Loan Officer. As a Loan Officer, you will present mortgage opportunities to current and prospective clients over the phone and submit mortgage loan applications while serving as a point of contact through funding.
Position Type and Expected Hours of Work:
This is a full-time hybrid position. Days and hours of work vary Monday through Friday. Occasional early morning/late evening and/or weekend work required.
What you will do:
Communicates professionally, confidently, and effectively over the phone with clients, explaining mortgage products and proposing the best solution based on customers needs.
Makes outbound calls from a daily lead set of BSI Financial customers to solicit new mortgage applications and bring awareness to products offered by BSI Financial. Assist with inbound calls, including transferred calls from Customer Service and other BSI Financial departments regarding mortgage interest.
Builds rapport and collects pertinent information from the customer to ensure a thorough and complete loan application. Sets expectations on the mortgage process, providing excellent customer service and follow-up.
Sells mortgages following all regulations and explains to client requirements needed for closing based on product guidelines.
Locks loans in Encompass after checking prices with retail, wholesale, and correspondent lenders.
Partners with internal operations team members to consistently produce quality files. Maintains active communication with the processing team concerning client needs.
Attends all training, sales meetings, and orientations as directed.
Increases personal knowledge by staying abreast of product guidelines and industry trends
Maintains timely and accurate records of all customer activity. Carries a high level of accountability for results and metrics
What we re looking for:
Active NMLS license is required with the ability to obtain additional state licenses in the company footprint as needed.
Bachelor s degree preferred
Three or more years of experience in a call center or inside phone sales.
Must be local to the Las Vegas, NV area, preferably within 30 miles or 60 minutes of our location.
Knowledge of Encompass and Velocify software is preferred.
Ability to achieve sales goals and performance metrics.
Purchase, refinance, assumption, and home equity knowledge
Strong understanding of FHA, VA, and Conventional guidelines as well as Federal and State regulations
Excellent communication, interpersonal, and organizational skills
Strong problem-solving, time management, and attention to detail skills
Proficiency in MS Office programs, specifically Word, Excel, Outlook
Works well in fast-paced environment with the ability to multitask and meet deadlines
Ability to close 10+ loans per month ad meet minimum daily call requirements
What s in it for you?
Competitive compensation and full benefits package include medical, dental, and vision.
100% company-paid life insurance and disability coverage!
401K with company matching!
17 days PTO (increases with tenure) and 9 company paid holidays!
Professional but fun, casual work environment and great team culture!
About BSI Financial
Founded in 1986, we provide financial services that support our vision of enabling sustainable home ownership by practicing core values that embody doing what is right; emphasizing problem solving; delivering on expectations and winning with humility. Our clients include lenders and investors who make home financing possible.
BSI Financial was ranked multiple times in the SMU Dallas 100 list of the fastest growing
companies in North Texas and was twice named to the Inc. 5000 list of the fastest growing U.S. companies.
EEO Statement
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Licensed Mortgage Loan Officer
Loan Officer Job In Las Vegas, NV
*
available remotely or at our office location*
Attention Loan Officers:
Want to make up to 300bps LO Comp on each loan you close? Want to have competitive pricing and maximum comp? Rates are up and volume is moving around right now. LO's who want to win need to align themselves with nimble lenders who take care of their LO's. Our philosophy is simple; when you win, we all win. JFK Financial is a rapidly growing retail mortgage banker headquartered in Las Vegas Nevada. We are focused on bringing on top LOs/Production teams/ and branches in CA, NV, AZ, CO, FL, OR, and WA markets who want to take their game to the next level. We have been in business since 1995 and we have consistently grown for the past 16 years regardless of market cycles.
READY TO JOIN OUR TEAM? Interested parties should email Tarnita Woodard at *************************.
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job In Las Vegas, NV
Job Details Las Vegas NV - Las Vegas, NV Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Officer - Hybrid
Loan Officer Job In Las Vegas, NV
Are you a tenacious outside sales Loan Officer with a passion for construction finance? Ready to take your career to new heights and be part of something truly exciting? Builders Capital, the nation's largest private construction lender, is seeking a dynamic Loan Officer to join our fast-growing team. This is your chance to step into a thriving market at a pivotal moment in our company's growth and bring your expertise to help fuel the future of construction financing.
We're not your typical lender. Builders Capital is at the forefront of innovation in construction finance, and we're looking for a driven professional to help us continue our momentum. Our loan products are in high demand, and with our unmatched support, technology, and resources, you'll have everything you need to succeed.
What You'll Do
* Drive Outside Sales: Take the lead in outside sales by prospecting, networking, and building relationships with new and existing clients in the construction industry. Cultivate relationships with builders, architects, contractors, and other key industry players to create a steady pipeline of business. Your hustle and ability to establish connections in the field will be key to your success.
* Originate a Range of Loan Products: Leverage your expertise to structure and originate a variety of loans including vertical construction, land development, bridge loans, and multifamily financing. You'll bring the right solution to the table for each unique project.
* Lead the Process from Start to Finish: From initial outreach to loan structuring, underwriting, approval, and closing, you will be the quarterback of the deal, working closely with our internal teams to ensure smooth and timely loan processing.
* Consult and Advise: Provide expert guidance to borrowers on loan structuring, addressing their unique needs and ensuring they receive the best possible service. Your advice will help clients make informed, confident decisions throughout the entire process.
* Develop and Execute Your Sales Plan: Build and execute a comprehensive outside sales strategy that includes networking, prospecting, marketing, and client relationship management. Own your success by setting clear goals and executing with precision.
Requirements
* Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and processes.
* Exceptional Communication Skills: You must be polished, professional, and able to clearly communicate with clients, internal teams, and external partners.
* Problem-Solving Ability: We need someone who thinks outside the box to structure solutions that work for clients while mitigating risk.
* Team Player: A collaborative mindset is a must. We thrive on cross-team collaboration to deliver the best results for our clients.
* High Ethical Standards: Integrity is key to our success. You should have a strong commitment to doing what's best for both the client and the company.
* Adaptability: Builders Capital operates in a fast-paced, ever-changing environment, and we need someone who thrives under pressure and is ready to seize opportunities.
Benefits
Why You'll Love It Here:
* Innovative Environment: Be part of a forward-thinking company at the forefront of the construction finance industry, with access to cutting-edge technology and resources.
* Work Flexibility: Enjoy a flexible work environment that allows you to balance professional success with your personal life.
* National Impact: Join a nationwide operation making a significant impact on real estate development and home building across the U.S.
* Health Insurance: Builders Capital pays 100% of your medical insurance premiums, offering both PPO and HSA plans.
* Health Savings Account (HSA): We contribute annually to your HSA account, providing additional support for your healthcare needs.
* Competitive Compensation: We offer competitive salaries that reflect your expertise and contributions.
* Paid Time Off: Take time to recharge with 3 weeks of paid time off each year.
* Paid Holidays: Enjoy 10 paid holidays annually to spend quality time with family, friends, or on personal interests.
Builders Capital is an Equal Opportunity Employers(EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
Mortgage Loan Officer
Loan Officer Job In Las Vegas, NV
Welcome to Aquino Capital Group
your premier destination for expert mortgage solutions in the heart of Las Vegas, NV! We are thrilled to extend an invitation to talented individuals who are passionate about finance, customer service, and making dreams come true through homeownership. If you are ready to take your career to new heights and join a dynamic team of professionals, then look no further - we have a place for you!
Local Expertise, Global Impact
As Las Vegas residents, we understand the local market intricately. By joining our team, you'll have the opportunity to leverage your knowledge of the community while serving clients from diverse backgrounds. We are also licensed in 15 other states and are looking to expand! Combined, we create a global impact by helping people achieve their homeownership dreams.
Supportive Team Environment
At Aquino Capital Group, we prioritize a collaborative and inclusive workplace culture. We believe that a supportive team environment fosters creativity, innovation, and a sense of belonging. We work as a close-knit family, inspiring each other to achieve greatness and celebrate collective successes.
Client-Centric Approach
Our commitment to providing exceptional customer service is at the core of everything we do. When you join us, you become part of a team that prioritizes the needs and goals of our clients, helping them navigate the mortgage process with ease and confidence.
Professional Growth & Development
We are dedicated to helping our team members thrive in their careers. As a member of our team, you'll have access to ongoing training, workshops, BRANCH PROVIDED LEADS, and industry insights to keep you at the forefront of mortgage trends and best practices.
Innovative Technology
Embracing cutting-edge technology enables us to streamline processes and provide the best experience for our clients. By joining us, you'll be equipped with the tools you need to excel in your role and deliver top-notch service.
Loan Officer
Loan Officer Job In Las Vegas, NV
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Handle builder business and be on staff at the builder site.
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Senior Loan Processor
Loan Officer Job In Nevada
Job Title: Senior Loan Processor What you'll do: As a Senior Loan Processor you'll process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers. You'll be responsible for reviewing initial loan application verifying information as loan program requires, making sure all underwriting guidelines have been met. You'll work directly with the customer, loan officer, underwriter and closer to package a complete and compliant loan.
* Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers
* Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines. Complete simple income calculations
* Submit loans for initial loan decision and working directly with the customer and/or third parties to fulfill all necessary conditions for closing
* Build rapport with borrowers and provide on-going communication to the customer regarding loan status
* Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process
What you'll need:
* 5+ years of related experience in Mortgage Processing or similar field
* High school diploma required
* Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending, including sales, operations, capital markets and/or other residential mortgage products and services
* Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
* Intermediate working knowledge of Encompass
* Intermediate to advanced knowledge of FNMA, FHLMC, FHA and VA guidelines. Proficiency with DU and LP, FHA Connection and VA Portal. Calculating income from salaried and self-employed borrowers. Knowledge of TRID and compliance
* Intermediate speaking and writing communication skills
Compensation: Hourly range for new hires is generally $26.40 for Nevada. Salary amount is determined by specific job location.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Client Direct Auto Loan Officer
Loan Officer Job In Las Vegas, NV
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
Job Description:
This job is responsible for handling auto loan requests through the telephone and ensuring exceptional client service by identifying client needs while providing clear and specific next steps. Key responsibilities include overseeing the loan process from origination to closing, ensuring compliance with all regulations. Job expectations include reviewing existing client relationships by using various internal systems when required.
Responsibilities:
Demonstrates excellent client service skills through actively listen to incoming client phone calls regarding auto loan applications
Ensures compliance with all Customer Identification Program (CIP) and Know Your Customer (KYC) regulations by using various authentication tools to avoid fraudulent activity and high risk transactions
Oversees the loan process from start to finish by guiding clients through each step and quickly identifying and dispositioning scenarios to provide advanced problem resolutions
Handles situations which may require adaptation of response or extensive research according to the client's response
Identifies and engages internal bank partners as necessary on collaborative solutions
Uses computerized system for tracking information gathering and follow-up of assigned clients
Provides technical and sales training to associates
Required Qualifications:
1+ years of call center experience or equivalent
Excellent verbal and written communication skills
General computer skills
Strong typing skills
Desired Qualifications:
Bank-related automotive financing
Skills:
Active Listening
Attention to Detail
Customer and Client Focus
Oral Communications
Account Management
Adaptability
Client Experience Branding
Loan Structuring
Pipeline Management
Data Collection and Entry
Emotional Intelligence
Written Communications
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - NV - Las Vegas - 6900 Westcliff Dr - BANK OF AMERICA WEST BC (NV1149) Pay and benefits information Pay range$25.59 - $30.07 hourly pay, offers to be determined based on experience, education and skill set.Discretionary incentive eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.
Mortgage Loan Originator
Loan Officer Job In Nevada
Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums.
___________________________________________________________________________________________
Essential Duties:
Engage in selling loan products outside the office more than 50% of the time.
Submit Loans, working efficiently with borrower, branch and corporate office
Maintain comprehensive working knowledge of:
Current Rates and Products
Company Policy and Procedure
Regulatory Compliance Requirements
Company provided tools
FHA / Conventional/VA process
Maintain State Licensing; continuing education required
Effectively use all marketing channels available
Cultivate and maintain relationships with Real Estate professionals
Communicate effectively with all parties involved, including, but not limited to:
Branch Manager
Operations Manager and Dept.
Underwriting Coordinator
Borrower
Present a professional image and demeanor both within the company and externally
Maintain necessary knowledge to successfully perform job responsibilities
Conduct business in accordance with iServe s/NAD s core values of honesty; integrity, and transparency
Act as a role model/leader in achieving organizational results.
Seek innovative alternatives to performing assigned duties.
Ability to work effectively, independently, as well as with team members to achieve department growth.
Facilitate an effective and respectful work environment.
Strive to exceed internal and external customers expectations.
Other Duties:
Performs other duties as assigned.
_____________________________________________________________________
Qualifications (Education, Experience, and Skills):
Some college course work in business or finance preferred
NMLS License specific to state of employment
Minimum of two years job related experience
Residential mortgage banking knowledge and experience in negotiations or sales is required
Basic knowledge of PCs and related Microsoft office application
Self-motivated with strong desire to succeed
Strong sales ability and drive
Detail oriented with ability to multi task
Strong interpersonal & written communication skills
Strong team oriented atmosphere
Professionalism and integrity are essential
Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures
Basic mathematical skills
Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form
Ability to problem solve under a variety of situations and circumstances
____________________________________________________________________
Fair Lending Responsibilities:
The Company is committed to fair lending principles and compliance with fair lending laws.
Associates will exercise consistency, equal treatment and fairness toward all consumers during the performance of their jobs. Each Associate is held accountable for adherence to fair lending laws and principles in the performance of their job responsibilities. In the event that fair lending deficiencies are observed or noted in the Associate s job performance, that Associate is subject to disciplinary actions and/or additional training to correct the deficiency.
Working Conditions:
General office equipment with climate control. The noise level in the work environment is moderate.
Physical Requirements:
Primary functions require the physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. Ability to lift up to ten (10) pounds. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Mortgage Loan Officer
Loan Officer Job In Las Vegas, NV
Job Details Sunset - Las Vegas , NV $24960.00 - $24960.00 Salary/year Description
RESPONSIBILITIES- Develops and maintains successful relationships with business referral sources, existing and prospective Clark County Credit Union members. Prospects new mortgage lending opportunities. Meets with customers as necessary during various stages of the loan process. Utilizes Clark County Credit Union training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external customer and internal business partners. Provides complete loan applications to fulfillment center partners. Ensures exceptional member experience by overseeing loan process from origination to close and providing on-going communication to members and business partners. Achieves production goals as established by Clark County Credit Union. Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities.
ACTIVITIES/TASKS-
On a day-to-day basis,
New Business Development: Develop Business Referral Network through marketing, cold-calling, prospecting, and networking activities. Participate in community efforts to promote home ownership.
Loan Application Process- Meet with prospective borrowers, review / analyze credit, and financial data. Determine borrower financing objectives and goals. Present appropriate CCCU products and programs and explain guidelines. Apprise borrowers of pricing and lock rate as required. Identify appropriate opportunities to sell additional products. Collect supporting loan documentation as required and provide complete package to Mortgage Loan Processor. Upload complete application via Encompass.
Manage workload with CCCU Compliance directly to ensure that loan docs are submitted to Fulfillment within 7 days or as modified by CCCU. Work with Mortgage Loan Processor to ensure that loan conditions are met.
Partner with Mortgage Loan Processors with on-going communication to customer regarding loan status. Utilize Encompass Milestones/Notes to check for notes and conditions.
Professional Development- Attend and complete all CCCU required training. Maintain current and thorough knowledge of all lending programs, policies, procedures, and regulatory requirements. Perform all job functions in accordance with CCCU policies and procedures.
Qualifications
Must have a State-Non Depository Mortgage Loan Originator license through the Nationwide Multistate Licensing System and Registry (NMLS) High School Diploma or equivalent.
4-year college degree preferred.
Minimum of 2 years residential mortgage lending experience with a focus on generating self-sourced business.
Loan Originator
Loan Officer Job In Reno, NV
If you're an experienced and motivated Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team.
The iServe Winning Team - Experience the iServe Difference:
Ginnie Mae issuer with guidelines down to 600 credit score
Approachable support staff that closes your deals on time
Operations team that recognizes the importance of your networking connections
Dedicated marketing support to help you get more business
Direct access to underwriting hotline for all your questions
Diverse product mix
State of the art technology
Visionary leadership, exceptional corporate culture and open communication
Industry innovators at the forefront promoting individualized growth and success
Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success.
iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES."
Say "YES" to working with iServe today! Please see job details below:
Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums.
Essential Duties:
• Engage in selling loan products outside the office more than 50% of the time.
• Submit Loans, working efficiently with borrower, branch and corporate office
• Maintain comprehensive working knowledge of:
o Current Rates and Products
o Company Policy and Procedure
o Regulatory Compliance Requirements
o Company provided tools
o FHA / Conventional/VA process
• Maintain State Licensing; continuing education required
• Effectively use all marketing channels available
• Cultivate and maintain relationships with Real Estate professionals
• Communicate effectively with all parties involved, including, but not limited to:
o Branch Manager
o Operations Manager and Dept.
o Underwriting Coordinator
o Borrower
• Present a professional image and demeanor both within the company and externally
• Maintain requisite knowledge to perform job requirements.
• Deliver results marked in a fashion marked with integrity.
• Act as a role model/leader in achieving organizational results.
• Seek innovative alternatives for performing assigned duties.
• Work independently and work effectively with team members to achieve department growth.
• Create an effective and respectful work environment.
• Strive to exceed internal and external customer expectations.
Other Duties:
• Performs other duties as assigned.
Qualifications (Education, Experience, and Skills):
• Some college course work in business or finance preferred
• NMLS License specific to state of employment
• Minimum of two years job related experience
• Residential mortgage banking knowledge and experience in negotiations or sales is required
• Basic knowledge of PCs and related Microsoft office application
• Self-motivated with strong desire to succeed
• Strong sales ability and drive
• Detail oriented with ability to multi task
• Strong interpersonal & written communication skills
• Strong team oriented atmosphere
• Professionalism and integrity are essential
• Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures
• Basic mathematical skills
• Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form
• Ability to problem solve under a variety of situations and circumstances
iServe Companies is committed to fair lending principles and compliance with all fair lending laws.
Consumer Loan Consultant
Loan Officer Job In Carson City, NV
Job Details EAGLE STATION - Carson City, NV Full Time Consumer LendingDescription
At Greater Nevada, our passion is helping more people Live Greater, including our members, communities, and each other.
With pride, we strive to make a difference in the lives of our members and the communities they live in through financial inclusion, education, and empowerment. Why? Simply because we believe that together, we Live Greater.
To do this, we practice C.A.R.E. with our Values:
We Care Genuinely.
We build relationships because we know that we are Greater Together.
We Stay Trustworthy as we serve our communities.
"Be Bright" rings in our ears as we find custom solutions that meet our members' needs.
We Inspire One Another, our members, and our communities to re-imagine what Living Greater can be.
In every moment, we Enjoy the Experience. It's what has made the last 70 years greater and what we carry into the future as we continue to serve.
These values have guided us to become the largest Nevada-based credit union to touch the lives of more than 88,500 members and thousands upon thousands of people through our community and philanthropic work.
If you're enthusiastic, collaborative, and ready to make an impact, we'd love to meet you!
About The Position:
The Consumer Loan Consultant is responsible for selling consumer loans and related products in a telephone and electronic environment; perform product cross sales with every applicant contact including out-bound sales calls; and meeting individual production and performance goals. The Consumer Loan Consultant serves as an advocate for loan applicants and follows each loan request to its successful fruition.
What You'll Be Doing
Use established sales techniques with consumer loan applicants and other members during all contact opportunities.
Achieve in-bound and out-bound sales, referral and production goals on an ongoing basis.
Deliver complete and accurate applicant information to underwriting within established time frames.
Effectively communicate loan decisions and all required information to applicants in a manner that meets established service expectations.
Apply appropriate procedures and reporting requirements of the Bank Secrecy Act.
Qualifications
1-2 years prior sales experience required
1-2 years prior consumer lending experience required
Prior call center or similar experience preferred
Bilingual preferred
Skills & Competencies
Effective verbal and written communication
Self-motivation and self-starter, showing self-discipline
Ability to work positively with internal and external business partners, while building relationships
Demonstrates initiative and ownership of job functions
Ability to probe and analyze needs of members to uncover and provide all solutions to meet their needs
Able to influence and be persuasive to support positive outcomes around member experience
Ability to take necessary steps to develop professionally including receptiveness to feedback, coaching, taking advantage of internal resources, training and tools
Ability to sell effectively over the phone
Ability to cross sell loans and services
Effective active listening skills
Experience overcoming objections
Effective phone communication
Identifies and Seizes new opportunity
Establishes clear responsibilities and processes for monitoring work and measuring results
Asks the right questions to accurately analyze the needs of our members
Builds and delivers solutions that meet member expectations
Physical Demands
While performing the duties of your job, you may regularly be required to sit and use a keyboard, multiple monitors, mouse, and telephone (including repetitive motions with hands, fingers, arms, etc.) for extended periods of time. You may also frequently be required to stand, walk, and reach with hands and arms, bend, and kneel.
You may occasionally be required to lift and/or move up to 20 pounds.
Location and Travel Requirements
Remote - Reno or Sparks or Carson City, Nevada
Located in an idyllic small community in beautiful Northern Nevada
Compensation & Benefits
The Consumer Loan Consultant has the potential to achieve earnings 2 to 3 times their base pay based on the commission structure
Compensation is dependent on experience
Medical, dental, and vision plans, where we cover 90% of employee costs and about 75% of the costs for their dependents
Health Savings Account contributions
Supplemental insurance and life insurance plans
Paid time off, including vacation and sick time, 12 annual paid holidays, 2 floating holidays, 1 floating wellness day and sabbatical leave after every seven years of employment
Paid time to volunteer and make a contribution to the community
Employee product and service discounts
Greater Nevada is an Equal Opportunity Employer
Employment at Greater Nevada is based solely on a person's merit and qualifications directly related to professional competence. Greater Nevada prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Mortgage Loan Originator
Loan Officer Job In Nevada
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job Description
Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations.
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.
This role has multiple levels, open to candidates with a minimum one year of mortgage, sales, real estate, or banking experience. The successful candidate will be hired for the level of the position that aligns with their experience.
This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week.
This position also requires 2 or more hours of driving per week.
Basic Qualifications
- High school diploma or equivalent
- Typically, at least one year of mortgage, sales, real estate, or banking experience
- Ability to travel
Preferred Skills/Experience
- Well-developed sales ability
- Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
- Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors
- Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
- Ability to work independently
- Ability to analyze financial information
- Effective verbal and written communication skills
- Established referral base within assigned market preferred
-2 years of mortgage loan origination experience with proven results
INDJS
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
EEO is the Law
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $26.39 - $29.03
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
U.S. Bank accepts applications for this position on an ongoing basis.
Mortgage Loan Originator
Loan Officer Job In Las Vegas, NV
Who We Are
At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work!
What You'll Do
Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience!
Responsibilities
Provide every client the best service in the industry
Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines
Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages
Own and build your business within USA Mortgage with the support of our team
Requirements
2 to 4-year college curriculum preferred, or equivalent industry experience
Ability to work in a fast-paced, challenging sales environment
Encompass experience or equivalent
Basic computer skills
Knowledge of various residential mortgage loan products
Demonstrated ability to work both independently and as a team player
Passion, great communication skills, self-motivation, positive attitude, and competitive spirit
MLO approved license in NMLS
Compensation
· State Minimum Hourly - $12 (Recoverable)
· Commissions on personal production
· Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K
· Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)
Salary Description $12.00 Min Wage (recoverable), commission eligible