Mortgage Loan Officer
Loan Officer Job In Columbia, MO
Consumer Direct Mortgage Loan Officers receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success.
NAF LO's have all the modern tools needed to move fast and be successful, including:
Industry leading Comp Plan with super low online rates and fees.
1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
The latest and fastest CRM and LOS systems.
NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
Texting ability from our CRM, as well as mass voice mails to reach a group.
We service our own loans, your picture and contact info stay on their mortgage coupon.
All your funded clients are yours to keep, you get the refinances and referrals for higher comp!
Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry.
Location: Remote OK (Unless you are within 31 miles of a Consumer Direct branch)
Responsibilities
Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
Accept multiple live, qualified inbound leads daily.
Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
Structure and price loans accurately.
Qualifications
2+ years' full time purchase or refinance loan origination experience; call center environment preferred.
Strong desire to succeed in a sales environment and be a top producer.
Ability to correctly and accurately structure and price loans.
Complete knowledge of conventional and government loan programs (purchase and refinance).
Current NMLS license. ( Must have pass National test & 20 hour lic. course.)
Desired Education/Experience
High School Diploma or equivalent
Two or more recent years' full time loan origination experience, preferably in a call center environment
Current NMLS license.
Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
Top Performing Consumer Direct Loan Officers Wanted - 100% Company-Provided Leads, Exclusive Cash-Out & Home Equity Focus!
Loan Officer Job In Saint Louis, MO
Top Flite Financial Consumer Direct Division (******************* is seeking elite Consumer Direct Loan Officers looking to elevate their careers.
Who We Are:
We're one of the nation's premier Consumer Direct mortgage operations, with a model built specifically for the
top-performing loan officer
. At Top Flite, we provide all the tools and resources to empower you to close more loans and earn more money, including:
Exclusive Focus on Cash-Out and Home Equity Transactions: Specializing in the types of loans that get clients fast access to equity
.
You will only receive cash out or Home Equity loan real-time inbound leads.
Niche Lender:
"Be Something to Somebody, Not Everything to Everybody" -
We live by this and built our entire model around this philosophy. Agency Cash Out/Debt Restructure down to 500 credit scores, Non-QM Products down to a 620 Fico, Reverse Mortgages, and a true Stand Alone Second Home Equity Loan Product are the primary programs we offer.
100% Company-Provided Leads: You'll have access to live transfers and preset appointments provided by our in-house telemarketing team. We are prepared for the 1 to 1 consent challenges in 2025. Our lead model is second to none with only premier third-party partnerships and a heavy focus on first-party lead generation. Every LO has access to the same quality and quantity of leads regardless of tenure or production ranking.
Live Transfers: We help CD Loan Officers make more money by investing in our Mortgage Coordinator team which spends 100% of their time prospecting leads and lining them up for conversations with loan officers. We realize most CD loan officers dial 100% for themselves. This is one of the biggest advantages of being a Top Flite CD Loan Officer.
Top-Notch Technology Stack: Our cutting-edge systems help you streamline your process, focus on selling, and maximize your efficiency. Encompass LOS (Custom Built), Velocify CRM, Botsplash (SMS), Ambition (Gamification and reporting), and custom in-house proprietary software development.
Dedicated Client Service Managers (CSMs): They handle all borrower and third-party documentation, allowing you to focus almost entirely on new business.
What We're Looking For:
We want
only the best
. If you consistently perform in the top 25% of your current company and are looking for a better opportunity to scale your success, we want to talk to you. Candidates must:
Have a proven track record of success in a consumer direct lead model.
Be able to provide verifiable proof of production and income to demonstrate top-tier performance.
Possess strong sales skills and a drive to succeed in a fast-paced, high-volume environment.
You must be a person of integrity, work well with your team members (especially operations), and be coachable. We have a system and we will need you to be open-minded enough to make changes to the way you may have done things in the past.
Why Top Flite Financial?
At Top Flite Financial, we provide you with everything you need to thrive. You'll have full access to a steady stream of qualified leads, high-end support from our team, and the resources necessary to grow your business rapidly. Here's why top producers choose us:
Work With the Best: Join a team that prioritizes growth, efficiency, and performance.
Make More Money: Close more loans with our streamlined, lead-rich environment, without worrying about generating leads yourself. A top producer will have the ability to step in and quickly set their sites on a realistic $2 million + per month in volume and a 200K+ income opportunity.
Dedicated Support: Our in-house team ensures you're never bogged down with administrative tasks, so you can do what you do best-close deals.
Culture: We have spent 8+ years building a family atmosphere and an elite CD model. Several Industry leaders have complimented us on how unique our culture is and how we have one of the best-kept secrets in the mortgage industry. We are small with less than 40 Loan Officers and are just now deciding to scale the sales team.
Reputation: We have built an awesome online reputation. Please google "Top Flite Financial Consumer Direct" and check out our reviews. We are also ranked as the #2 Lender on all of Lending Tree: *********************************************************************
Is this an On-Site or Remote Position?
We have openings in our St. Louis, MO branch for on-site Loan Officers.
Ready to Take Your Career to the Next Level?
Our interview process for these roles will consist of an initial phone interview with the Founder of the Cd Division (Todd Feager), and then a series of additional conversations and shadow sessions with members of the team to make 100% certain there is a high probability of a long term fit for both parties.
If you're a proven Consumer Direct LO looking for a very unique opportunity, let's have a conversation
Home Loan Specialist
Loan Officer Job In Saint Louis, MO
Job Title: Home Loan Specialist I - Contract-to-Hire
Pay Rate: $22/hour
Employment Type: 6-Month Contract-to-Hire (Full Benefits After Conversion)
We're looking for a motivated Home Loan Specialist I to join a dynamic and well-respected financial services team. This is a 6-month contract-to-hire opportunity with full benefits offered once converted to permanent. If you have a passion for mortgage processing, title reviews, or administrative support and are eager to grow in the financial services industry, this could be the perfect opportunity for you!
Key Responsibilities:
Title Report Review: Assist with reviewing and validating title reports, identifying and researching any possible liens.
Property Tax & Escrow Setup: Work with property tax details to help set up escrow accounts for mortgage payments, including due dates and monthly amounts.
Loan Processing Support: Provide administrative support in loan processing, closing, and servicing.
Data Entry & Third-Party Orders: Handle routine data entry tasks and initiate third-party orders for title, appraisal, credit reports, etc.
Customer Communication: Respond to routine calls, emails, and chats, providing great customer service.
Queue Monitoring: Monitor work queues, intervene as needed, and ensure smooth processing.
Qualifications:
Associate's degree or equivalent work experience.
Basic understanding of the mortgage loan process and title report review.
Experience with property taxes, vesting, and escrow accounts is a plus.
Proficiency in Microsoft Office (Excel, Word, Outlook).
Strong attention to detail and organizational skills.
Ability to handle multiple tasks in a fast-paced environment.
Excellent communication skills and a customer-focused mindset.
Why You Should Apply:
Contract-to-Hire with Full Benefits: A 6-month contract that offers full health, dental, and vision benefits once you convert to permanent.
Great Company Culture: Join a well-known financial services organization that values employee growth and development.
Onsite Position: Work onsite in a collaborative and dynamic office in Tampa, FL.
Competitive Pay: Competitive pay rate of $22/hour with room to grow after permanent conversion.
This is a great opportunity for individuals looking to gain experience in the mortgage industry or further their career in loan servicing, title review, and property tax management.
Loan Originator NE - Lees Summit
Loan Officer Job In Missouri
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Officer - MO
Loan Officer Job In Missouri
Full-time Description
Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing.
Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market.
We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort.
This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today.
Hiring Loan Officers licensed in every state except New York.
Requirements
Minimum 2 years' experience and NMLS Safe Act compliant
1 active state license
Established contacts/referral partners
Knowledge of different types of loans and credit bureaus
Working history of loan process and general underwriting guidelines
Funding 1 million in self-generated production
College preferred, not required with proven mortgage experience
Proven track record of proactively soliciting new business
Strong communication skills and detail oriented
Ability to work independently and remote
Mortgage Loan Officer
Loan Officer Job In Missouri
First State Bank is seeking an experienced Mortgage Loan Officer at our West Clay location. If you have Mortgage Lending experience then you may be a great fit!
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.
Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit.
Approach their business with confidence to help them succeed.
In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.
Qualifications:
Bachelor's degree from a four year college or university preferred.
5 years as a Residential Mortgage Lender experience preferred.
For more information about First State Bank, please visit our Career's Page by clicking HERE.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Prospective employees will receive consideration without discrimination because of race, religion, color, sex, age, national origin, disability or genetic information, veteran status, sexual orientation, gender identity or any other characteristic protected by law.
Loan Officer - Salaried/Exempt
Loan Officer Job In Missouri
Responsibilities:
• Participate and complete training as directed by manager/supervisor
• Assist with originating and evaluating mortgage loans according to company guidelines and standards.
• At the direction of the senior loan officer, meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process.
• Assist in reviewing and calculating income on wage-earning and self-employed borrowers.
• Assist with the review and recalculation of assets per documentation.
• Assist borrowers with mortgage technology systems, e-signing and uploading of documents.
• Prepare and organize loan origination documents, and validate required borrower information.
• Pull credit reports and run loans through the automated underwriting system.
• Order third-party services, and submit files to processing.
• Research investor/agency guidelines via AllRegs, ensure loans meet requirements and assist loan officers with structuring loans and selecting qualifying investors.
• Generate initial loan disclosures and send to borrowers for execution.
• Submit and monitor the status of applications.
• Maintain good relationships with clients by keeping them informed.
• Interact with real estate agents, appraisers and sales agents as needed.
• At the direction of the senior loan officer, coordinate, communicate and guide all borrowers, real estate agents and attorneys through the loan process and loan statuses.
• At the direction of the senior loan officer, contact borrowers to collect additional supporting documentation.
• Assist with the review and approval of initial closing disclosures, and assist in scheduling closings.
Required Qualifications:
• Active mortgage loan origination license
• Some experience in mortgage banking
• Excellent interpersonal, communication, presentation and sales skills
• Compliance with financial and lending practices
• Strong verbal skills
• Professional and outstanding attitude
• Microsoft Office skills (Word, Excel, PowerPoint, etc.)
• Sales aptitude with a focus on customer service
Preferred Qualifications:
• Experience with Encompass LOS
• Experience with AllRegs
• Experience with Total Expert or other CRMs
• Experience in a multi-lender environment
Regional Loan Officer - St. Louis, MO
Loan Officer Job In Missouri
In this key Outside Sales position, you will be responsible for selling the Lima One product suite by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors. You clearly educate the market on the Lima One product set and company advantages, negotiating and closing loans. You will have access to selling the entire Lima One product suite of Fix and Flip loans, New Construction Loans, Rental Property Loans, and Multi-Family loans. These products are in high demand and you will have a best in class team to support you in everything you do.
You will have incredible impact in our growth which means tremendous opportunities for you. You will achieve both the sales goals and service levels of the organization by developing and maintaining strong partnerships and always striving to exceed expectations.
Duties and Responsibilities:
Personally, source and fund $3+ million in closed loans per month (after initial training and ramp period)
Carry yourself with the highest level of professionalism in the industry
Fully understand the real estate investment property industry and be able to effectively communicate how the Lima One product set can help our clients grow and prosper
Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance
Speak at industry events, host meetups, seminars, and industry networking functions to build your book of business and promote the Lima One brand
Act with urgency and attack each day with great motivation to succeed and be the best in the industry
Provide unmatched customer service
Functioning as the Responsible Individual for Nevada state licensing
Requirements
Qualifications:
Bachelor's degree
Must possess current NMLS license or must obtain within 30 days of hire, and 2 years of loan origination experience
2+ years experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes.
Excellent communication and presentation skills
Proven ability to creatively source and develop new business
Energetic and passionate about providing the best customer experience in the industry
What We Offer:
Competitive salary
Uncapped Commissions
First year income $100k-$200k with top performers earning more than $200k
Amazing Culture
Medical, Dental and Vision benefits
Life, Short-Term Disability, Long-Term Disability
Additional benefits such as Pet, Hospitalization and Accidental Insurance
401K with company match
Excellent training
PTO, sick days and holidays
Parental Leave
Growth opportunities
About Lima One Capital:
Lima One Capital is the nation's premier lender for real estate investors. Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, multifamily properties, and new construction. The company, founded by Marines, is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina, and is a wholly owned subsidiary of MFA Financial, Inc (NYSE) and markets its lending products over a national footprint of 46 states and the District of Columbia. Learn more about us at limaone.com.
Notice to Third Party Recruiters and Agencies
Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).
Loan Officer
Loan Officer Job In Kansas City, MO
div class="job Desc"pBay Equity is a full-service retail mortgage lending institution headquartered in Sausalito, CA. In 2011 and 2012, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area./p
pWe are hiring astrong /strong Loan Officerstrong /strongto work for our Kansas City office./p
pAt Bay Equity, we are committed to Bay Way Best Practices. To our Loan Originators, this means providing the greatest tools and programs to allow them to grow their business to the fullest. We are building a team of mortgage professionals who want to work with the best. We value growth, stability, and the rewards that come with a successful organization./p
pstrong Duties and Responsibilities:/strong/p
ul
li Conduct business in compliance with all state and federal regulations/li
li Market to clients through a variety of sales efforts including but not limited to; creating working relationships with Real Estate agents, attending industry meetings and home buyer seminars, follow-up calls to RE agents, Builders, CPAs, and past clientele /li
li Field inbound loan inquiries/li
li Originate loans and work with Loan Coordinator and processing to close the loan/li
/ul
pstrong Minimum Requirements:/strong/p
ul
li NMLS license/li
li Complete understanding of current mortgage laws, guidelines, loan programs, and trends/li
li Ability to assist customers in determining which type of mortgage best meets their needs, as well as which mortgage product is most likely to be approved/li
li Ability to negotiate terms and conditions of loans with clients/li
li Outstanding customer service skills/li
li Excellent sales and consulting skills/li
li Able to competently perform mathematical and analytical tasks/li
li Ability to speak and present confidently in front of groups/li
li Must possess superior written and verbal skills/li
li High School Diploma or GED required/li
li AA or Bachelor s Degree preferred/li
/ul
pstrong Benefits of joining Bay Equity Home Loans:/strong/p
ul
li Extensive product portfolio (Agency direct) Fannie Mae, Freddie Mac, amp; Ginnie Mae/li
li Full loan originations, processing, and marketing support/li
li Participate in extensive and creative marketing to reach new businesses, including Radio, Online, events, MSA s, Affinity programs/li
li Jumbo up to $5 Million/li
li Offering Conventional, VA, USDA, FHA, and Portfolio Jumbo products available for SFR, Condo, and Manufactured Homes/li
li Competitive interest rates/li
li Top-notch operations and underwriting to reach industry-leading and fast closings/li
li Great compensation plan/li
/ul
pWe offer a comprehensive benefits package including medical, dental, vision, life insurance, and 401k. Compensation is based on experience. This is a full-time position. /p
pBay Equity is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request a reasonable accommodation, contact our Human Resources Department at a href="mailto:********************" target="_blank"********************/a./p
/div
Mortgage Loan Officer
Loan Officer Job In Chesterfield, MO
First State Bank is seeking an experienced Mortgage Loan Officer. If you have Mortgage Lending experience then you may be a great fit!
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.
Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit.
Approach their business with confidence to help them succeed.
In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.
Qualifications:
Bachelor's degree from a four year college or university preferred.
5 years as a Residential Mortgage Lender experience preferred.
For more information about First State Bank, please visit our Career's Page by clicking HERE.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Prospective employees will receive consideration without discrimination because of race, religion, color, sex, age, national origin, disability or genetic information, veteran status, sexual orientation, gender identity or any other characteristic protected by law.
Loan Originator
Loan Officer Job In Chesterfield, MO
As a Loan Originator with Envoy Mortgage we provide you with a high standard of service, support and tools, with one goal in mind -- Improving Lives! By listening to our originators and leveraging our teams and resources, we create a work environment poised for success while remaining a competitive lender and employer in the mortgage industry. Through this business approach Envoy Mortgage has been awarded Top Mortgage Employer by Mortgage Professional, 50 Best Companies to Work for by Mortgage Executive Magazine, and the Top Tech Housing Award many years running.
Come join us, and be part of a team where your success, is our success!
General Summary
The Loan Originator provides residential mortgage loans and generates leads to increase production. The Originator obtains purchase and refinance mortgage loans in accordance with established company policies and procedures and industry guidelines by calling upon realtors; builders; past clients and referral partners; while providing strong communication and support to management, production staff, underwriting, and customers.
Duties and Responsibilities
The primary job duties and responsibilities of this position include but are not limited to:
Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources.
Prospect & procure new loan applications by meeting with and presenting products to potential referral sources such as realtors, CPAs, financial planners and past clients that result in funded loans
Educate borrowers on current offerings and programs for which they qualify
Ensure all marketing is performed in a manner that is compliant
Create & maintain data from new loan applications and other documents in origination system
Reviews loans in process daily and determine priorities
Performs document audit and resolves exceptions to approve (or reject) loan packages for funding
Receive & process Change of Circumstances (CoC) and resubmit loan package, ensuring compliance with Fannie Mae and Freddie Mac
Re-disclose all new loans when there is a Change of Circumstance (CoC)
Generate and distribute Decline/Rejection letters to borrows not meeting minimum requirements, in compliance with industry guidelines and regulations
Authorize and/or order credit reports, appraisals, flood certifications, and title work
Defers loans that do not meet basic standards to Underwriter
Provides follow-up on a consistent basis with internal staff, borrowers, and agents to complete processing
Analyzes loan files and submits completed loans for approval
Responds to inquiries from agents/referral partners and borrowers regarding status of loans in process.
Maintains status of all files in process and updates as needed; keeps abreast of all FHA, VA, and conventional guidelines and changes that may affect loan status
Request and gather relevant information/documents from the borrower to complete the application, its structure and all loan disclosures, in coordination with processing as well as underwriting
Monitor the process and communicate effectively with the borrower and all other parties to the transaction on the status of the loan
Present complete and accurate files to the Processor
Ensure maintenance of active NMLS license and stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
Comply with local, state and federal laws regarding position
Adhere to all Envoy standards, including, but not limited to production minimums and customer service
Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
May work more than 50% of the time out the office, is non-exempt and primarily commission-based
Any additional duties as assigned
THIS JOB DESCRIPTION IS NOT INTENDED TO BE ALL-INCLUSIVE. THE INCUMBENT WILL ALSO PERFORM OTHER REASONABLY RELATED BUSINESS DUTIES AS ASSIGNED BY MANAGEMENT.
Qualifications include:
High school diploma or equivalent, Bachelor's degree is preferred
3+ years of experience as a Loan Originator, LOA or Processor, 5+ years preferred
Knowledge of Microsoft Excel, Word and Outlook
In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage processes, procedures, and documentation
Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience preferred
Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
Willingness to learn, self- motivated, social media savvy and a forward thinker
Excellent customer service skills and working in a team environment
Excellent interpersonal, verbal and written skills are a must
Must be a self-starter who is reliable, detail oriented and the ability to resolve issues
Strong relationship building a must, along with strong written and verbal communication skills
Ability to analyze issues and create effective resolutions, while managing multiple projects at one time.
Must have NMLS and SAFE, UST, preferred, or able to obtain applicable State NMLS license within 30 - 90 days of employment or employment will be terminated.
Physical Requirements
The employee must occasionally lift and/or move up to 25 pounds
Specific vision abilities required by this job include close vision
While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle, or feel; reach with hands and arms; and talk or hear
The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch or crawl
Job Type: - Non-Exempt
Compensation:
- Regular Pay: $7.25 - $15.00/hour
Supplemental Pay:
- Commission Pay
NOTE: The Pay Range indicated may vary based on skills, experience, and location once a candidate is selected.
- Bonus Pay (eligible) Benefits: (Full-Time)
- Health Insurance
- Paid Time Off (PTO)
- Paid Holidays
- 401(k) We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need. We are committed to creating an inclusive environment for all employees.
Mortgage Sales - Mortgage Banker II
Loan Officer Job In Missouri
It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
As a Mortgage Banker I, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the "Client Experience", compliance, audit and operations. You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank's presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center's clientele. You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.
All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Minimum Requirements: To be considered for this position, you must possess the following qualifications.
* Associates degree in Business, Finance or equivalent combination of education and related work experience.
* 5+ years of experience in mortgage banking.
* Advanced knowledge of RESPA/government regulations for residential mortgages.
* Knowledge and experience operating within Dodd-Frank regulations.
* Proven track record of success in the mortgage lending industry.
* Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
* This position requires ongoing compliance with all mortgage regulatory requirements and related NBH's compliance policies including acceptable background check investigation results.
Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:
* Bachelor's degree in Business, Finance or equivalent combination of education and related work experience.
* 6+ years of experience in mortgage banking.
Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.
* Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
* Proficient in Encompass and Desktop Underwriter.
* Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
* Ability to perform focused work with close attention to detail.
* Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
* Apply and improve extensive or in-depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one's job effectively.
* Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
* Demonstrate concern for achieving or surpassing results against an internal or external standard of excellence. Show a passion for improving the delivery of services with a commitment to continuous improvement.
* Makes decisions authoritatively and wisely, after adequately contemplating various available courses of action.
* Creates an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint.
* Effectively transfers thoughts and expresses ideas orally or verbally in individual or group situations.
Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
* We are committed to our core value of meritocracy and supporting our associates in growing within their role.
* When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
* Ability to meet with associates, clients, and leadership on short notice in various geographical regions in order to deliver results.
* Must be available to clients and teams by phone/email at all hours of the day.
* Must be able to work at a rapid pace for long periods of time.
* Must be able to work additional hours beyond traditional business hours to the extent necessary.
* Must be able to travel as necessary.
Incentive and Benefits:
This role is eligible to participate in a commission plan, which can significantly increase your overall compensation.
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.
Junior Loan Officer
Loan Officer Job In Chesterfield, MO
From your first day to your next promotion, Mutual of Omaha Mortgage invests in your career. We are looking for an ambitious and driven individual to grow with us. We operate in a fast-paced, dynamic environment where everyone on the team strives to be the "best of the best". Our work atmosphere is highly- entrepreneurial.
Mutual of Omaha Mortgage is a division of Mutual of Omaha Insurance. Inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. With this excellent reputation, you will find your customers more receptive because of our well branded name.
We offer an extensive compensation package. Benefits include Medical, Dental, and Vision insurance, company paid life insurance, 401K with a generous employer match and additional benefits such as Free Legal Services and an Employee Loan Program.
Mutual of Omaha Mortgage is a full service lending division offering a complete line of residential mortgages, refinancing, and specialty loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive interest rates combined with optimal mortgage structuring.
Job Summary
The Junior Loan Officer provides administrative support to the Loan Officers and a high level of service to our customers via email and phone, providing information about the loan process, supporting basic questions, and gathering information from customers as directed by the Loan Officers. Marketing via social media and outreach via phone to past customers will be an important part of the role. This position would open the opportunity to grow into other roles over time if interested.
Why Choose Mutual:
Work/Life Balance- We understand you have a life outside of work and support a healthy work/life balance with flexible schedules and robust benefits including Medical, Dental, Life Insurance, and 401K with match
Love What You Do -Play an integral role in helping clients with their financial solutions. Sell from the heart without the seedy sales tactics. Go to sleep at night with a smile knowing you made a positive impact in someone's life.
Awesome Culture -Whether it's participating in a variety of volunteer opportunities, enjoying company outings, or testing your skills in a Bubble Hockey competition, Mutual of Omaha Mortgage's family-like culture is second to none!
Growth and Advancement -Your hard works creates your future advancement opportunities.
Coaching and Continued Training- We understand you may not have Mortgage experience, or its your first time doing Inside Sales. We provide extensive call coaching so you can transition easily without the "sink or swim" fear.
Inbound Leads - Our leads are any sales person's dream. Our Loan Officers work with incoming leads of customers interested in Mutual of Omaha Mortgage.
The Person:
Previous Sales or Customer Service Experience (in any capacity whether full time or part time)
Mortgage experience preferred
Bachelor's degree preferred
Desire to Succeed
Motivated, Competitive, and Driven
Great Communicator and Relationship Builder
Microsoft Office Proficient required (utilization of Outlook a must)
The Perks:
Base $12 Hourly Pay plus Commission on Closed/Funded Loans
Work/Life Balance: 40 hours/week Monday - Friday
Benefits: Medical/ Vision/ Dental/ 401K/ FSA
Growth Opportunities
We are highly respected in our industry and growing our office with long term employees who are striving for a career.
Home Loan Specialist II
Loan Officer Job In Saint Louis, MO
PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U.
S.
mortgage market.
At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture.
Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.
A Typical Day The Home Loan Specialist II is a skilled role supporting various Channels within the Mortgage Fulfillment Division (MFD).
As the Home Loan Specialist, you will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives.
The Home Loan Specialist will: Perform complex data and document validation Troubleshoot third party orders (title, appraisal, hazard, flood cert, credit, etc.
) Handle more complex calls, emails or chat sessions Complete appraisal eligibility tasks Evaluate loan applications for compliance with product guidelines Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring Associate's degree or equivalent work experience 3+ years of relevant work experience Proficiency in Microsoft Office Financial Services and, if possible, mortgage industry experience preferred General understanding of applicable Federal, State and Local regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home.
Our vision is to be the most trusted partner for home.
Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.
Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.
Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered.
Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: *********************
page.
link/benefits For residents with state required benefit information, additional information can be found at: ************
pennymac.
com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.
Salary $40,000 - $60,000 Work Model OFFICE
Mortgage Loan Officer
Loan Officer Job In Lees Summit, MO
First State Bank is seeking an experienced Mortgage Loan Officer at our Lee's Summit location. If you have Mortgage Lending experience then you may be a great fit!
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.
Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit.
Approach their business with confidence to help them succeed.
In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.
Qualifications:
Bachelor's degree from a four year college or university preferred.
5 years as a Residential Mortgage Lender experience preferred.
For more information about First State Bank, please visit our Career's Page by clicking HERE.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Prospective employees will receive consideration without discrimination because of race, religion, color, sex, age, national origin, disability or genetic information, veteran status, sexual orientation, gender identity or any other characteristic protected by law.
Team Loan Originator NE
Loan Officer Job In Springfield, MO
divstrong Description/strongbr/pspan Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff./span/pbr/br/strong Responsibilities/strongbr/ul
lispan Markets and promotes PrimeLending's financial products;/span/li
lispan Team Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship./span/li
lispan Handles loan volume as directed by each team loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines./span/li
lispan Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers./span/li
lispan Collects and analyzes information regarding the customer's income, assets, investments or debts./span/li
lispan Schedules appointments with potential customers for the team loan originator(s)./span/li
lispan Interacts and interfaces with all parties involved in each individual loan transaction from application to closing./span/li
lispan Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing./span/li
lispan Negotiates terms and conditions of loans with customers./span/li
lispan Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages./span/li
lispan Maintains a professional image and adheres to standards consistent with company policies and procedures./span/li
lispan Meets customer service standards as outlined by management./span/li
lispan Other functions as needed./span/li
/ulbr/br/strong Qualifications/strongbr/ul
lispan High school diploma or equivalent and appropriate licenses as required by state./span/li
lispan One to two years of sales or mortgage banking experience preferred./span/li
lispan Valid driver's license and current automobile liability insurance./span/li
lispan Interacts with regional amp; corporate departments, as well as realtors, sales agents, builders, appraisers, etc./span/li
lispan Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written./span/li
lispan An ability to quickly assess and process large amounts of information, and must be able to use designated technology./span/li
lispan Must continue to expand knowledge of issues influencing the industry and the organization./span/li
lispan Must be organized and detail-oriented and possess ability to prioritize work load based on loan volume./span/li
lispan Must be proficient in required origination technology and use of other office equipment./span/li
lispan Must maintain confidentiality of borrower and/or company information./span/li
/ul
pspanistrong*/strong In accordance with U.S. Department of Labor Regulation Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13(a)(1) employees who meet certain tests will qualify for Exempt Status./i/span/p
p style="margin-left:0in"spani The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company./i/span/p
p /pbr/br//div
Mortgage Sales - Mortgage Banker I
Loan Officer Job In Missouri
It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
As a Mortgage Banker I, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the "Client Experience", compliance, audit and operations. You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank's presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center's clientele. You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.
All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Minimum Requirements: To be considered for this position, you must possess the following qualifications.
* Associates degree in Business, Finance or equivalent combination of education and related work experience.
* 5+ years of experience in mortgage banking.
* Advanced knowledge of RESPA/government regulations for residential mortgages.
* Knowledge and experience operating within Dodd-Frank regulations.
* Proven track record of success in the mortgage lending industry.
* Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
* This position requires ongoing compliance with all mortgage regulatory requirements and related NBH's compliance policies including acceptable background check investigation results.
Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:
* Bachelor's degree in Business, Finance or equivalent combination of education and related work experience.
* 6+ years of experience in mortgage banking.
Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.
* Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
* Proficient in Encompass and Desktop Underwriter.
* Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
* Ability to perform focused work with close attention to detail.
* Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
* Apply and improve extensive or in-depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one's job effectively.
* Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
* Demonstrate concern for achieving or surpassing results against an internal or external standard of excellence. Show a passion for improving the delivery of services with a commitment to continuous improvement.
* Makes decisions authoritatively and wisely, after adequately contemplating various available courses of action.
* Creates an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint.
* Effectively transfers thoughts and expresses ideas orally or verbally in individual or group situations.
Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
* We are committed to our core value of meritocracy and supporting our associates in growing within their role.
* When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
* Ability to meet with associates, clients, and leadership on short notice in various geographical regions in order to deliver results.
* Must be available to clients and teams by phone/email at all hours of the day.
* Must be able to work at a rapid pace for long periods of time.
* Must be able to work additional hours beyond traditional business hours to the extent necessary.
* Must be able to travel as necessary.
Incentive and Benefits:
This role is eligible to participate in a commission plan, which can significantly increase your overall compensation.
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.
APPLY
(Located in the Footer) The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function, should contact Human Resources.
Mortgage Loan Officer
Loan Officer Job In Lake Ozark, MO
First State Bank is seeking an experienced Mortgage Loan Officer. If you have Mortgage Lending experience then you may be a great fit!
Full Time benefits will apply, including; medical, dental and vision insurance, 401k, ESOP and more!
Duties and Responsibilities:
The Mortgage Loan Officer will combine all the attributes of a progressive mortgage banker with the values and services of a local, hometown community lender. Mortgage Loan Officers will perform all duties required of a Mortgage Loan Officer by following policies and procedures set forth by First State Bank, including, but not limited to:
Require a diverse set of products, services and technology to compete and win in an increasingly competitive environment.
Understand and offer a variety of loans including; FHA,VA, Rural Housing, MHDC, Non-Conforming Loans, FNMA and FHLMC, Portfolio loans, Bridge Loans and Home Equity Lines of Credit.
Approach their business with confidence to help them succeed.
In addition, local processing and underwriting provide consistent and timely support to our originators. Voted the #1 Lender, Bank and Employer in St. Charles from 2009 through 2014, 2017, First State Bank is a destination for any lender looking to grow their business.
Qualifications:
Bachelor's degree from a four year college or university preferred.
5 years as a Residential Mortgage Lender experience preferred.
For more information about First State Bank, please visit our Career's Page by clicking HERE.
As a condition of employment, all new hires will be required to complete a background check and drug testing.
First State Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Prospective employees will receive consideration without discrimination because of race, religion, color, sex, age, national origin, disability or genetic information, veteran status, sexual orientation, gender identity or any other characteristic protected by law.
Loan Originator NE
Loan Officer Job In Springfield, MO
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Sales - Mortgage Banker III
Loan Officer Job In Missouri
It starts with our culture ... Common sense has never been common. If it were, the world would be a different place. Things would run smoothly and on time. People would do what they say and say what they do. Everything would be fair, without all the small talk. And banks would only sell you what you need. When a banker looked at a client, they wouldn't just see a number, they'd see a dad or a mom or a graduate or a business owner. Our Bankers understand the complexities of people's lives and offer simple solutions.
That's the basics of Relationships. Fairness. Simplicity. When you choose our Company, you have an opportunity to make an impact beyond the walls of our buildings.
Through our banking relationships, investing, grants, and volunteerism, NBH Bank promotes the growth, revitalization and sustainability of the communities we serve. We believe that these are important elements in building and sustaining a successful organization and a positive, results-driven culture. We strive for all of our associates to feel welcome and empowered at work.
As a Mortgage Banker III, you will be responsible for the generation of mortgage loan production from banking center provided leads, referral sources, realtors, builders, and consumer networking groups. You will originate ≥ 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will be responsible for a variety of tasks including aligning mortgage priorities with the "Client Experience", compliance, audit and operations. You will help the Sales Manager to monitor marketplace competition and trends in order to incorporate them as appropriate into the sales strategy. You will also identify referral sources and collaborate with all internal stakeholders to increase the Bank's presence and competitive status by expanding existing business relationships and servicing clients (increase wallet share). Additionally, you will develop a book of business through prospecting while also servicing assigned Banking Center's clientele. You are expected to build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.
All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Minimum Requirements: To be considered for this position, you must possess the following qualifications.
* Associates degree in Business, Finance or equivalent combination of education and related work experience.
* 7+ years of experience in mortgage banking.
* Advanced knowledge of RESPA/government regulations for residential mortgages.
* Knowledge and experience operating within Dodd-Frank regulations.
* Proven track record of success in the mortgage lending industry.
* Must be/become registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.
* This position requires ongoing compliance with all mortgage regulatory requirements and related NBH's compliance policies including acceptable background check investigation results.
Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:
* Bachelor's degree in Business, Finance or equivalent combination of education and related work experience.
* 10+ years of experience in mortgage banking.
Skills and Abilities: Below is a general list of desired skills and abilities; this is not an exhaustive list.
* Proficient in MS Office applications which include Outlook, Word, Excel, and PowerPoint.
* Proficient in Encompass and Desktop Underwriter.
* Ability to interact with others, both in person and through phone, e-mail, and written correspondence.
* Ability to perform focused work with close attention to detail.
* Willingly cooperates and works collaboratively toward solutions that generally benefit all involved parties; works cooperatively with others to accomplish company objectives.
* Apply and improve extensive or in-depth specialized knowledge, skills, and judgment to accomplish a result or to accomplish one's job effectively
* Apply original thinking in approach to job responsibilities and to improve processes, methods, systems, or services.
* Demonstrate concern for achieving or surpassing results against an internal or external standard of excellence. Show a passion for improving the delivery of services with a commitment to continuous improvement.
* Makes decisions authoritatively and wisely, after adequately contemplating various available courses of action.
* Creates an atmosphere in which timely and high-quality information flows smoothly up and down, inside and outside of the NBH Bank footprint.
* Effectively transfers thoughts and expresses ideas orally or verbally in individual or group situations.
Work Environment:
We are a culture that believes that people are our greatest asset and are at the heart of everything we do. We take pride in bringing clarity and simplicity to our associates (employees) and clients. Our decisions are made efficiently, fairly and locally. Our success is directly tied to the communities we serve. It is equally important for us to look through the lens of our applicants and associates to identify their individual needs. As such, we want to share the following:
* We are committed to our core value of meritocracy and supporting our associates in growing within their role.
* When completing certain tasks, an associate may need to be able to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.
* Ability to meet with associates, clients, and leadership on short notice in various geographical regions in order to deliver results.
* Must be available to clients and teams by phone/email at all hours of the day.
* Must be able to work at a rapid pace for long periods of time.
* Must be able to work additional hours beyond traditional business hours to the extent necessary.
* Must be able to travel as necessary.
Incentive and Benefits:
This role is eligible to participate in a commission plan, which can significantly increase your overall compensation.
In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.
If this is what you believe in, then you're definitely right for us. Consider making an investment in us, so that we may invest in you and your bright future.