Loan Officer Jobs in Memphis, TN

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

At ServisFirst, Our Name is Our Mission.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences. Farm Credit Mid-America is a great place to work! We have been named as a Best Places to Work in Kentucky for the past 12 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do. SCHEDULE: Full Time, Hybrid TRAVEL REQUIRED: 50% - 75% COMPENSATION: $58,795.00 to $154,755.00 base salary plus potential for variable compensation. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class. About Our Opportunity The Rural 1st Loan Officer is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segment. The Rural 1st Loan Officer will use their knowledge of the consumer marketplace, products and finance to fully understand the customer's or prospect's business and personal plans and then market the Farm Credit Mid-America/Rural 1st financial services that best meet the needs. The Rural 1st Loan Officer is responsible for originating credit to their customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, the Rural 1st Loan Officer submits the information to an analyst, underwriter or scoring system for final decision. The Rural 1st Loan Officer leads the customer relationship and often coordinates with others to serve the customer's loan, lease, crop insurance and servicing needs. This position requires existing NMLS registration under the SAFE Act, or the ability to obtain the same upon hire, and maintenance of a status in good standing during employment. How You Will Spend Your Time SALES and RELATIONSHIP MANAGEMENT: The Rural 1st Loan Officer develops and maintains a significant professional presence that yields sales that increase the Association's market share in the assigned territory. The Rural 1st Loan Officer spends most of the time out of the office to build professional relationships with customers, prospective customers and influencers based on mutual trust and respect. Using an understanding of customer goals, credit strengths and weaknesses, the Rural 1st Loan Officer delivers "value added"/constructive financial information to customers. * Determines and defines the appropriate customer interaction and coordinates the appropriate staff that may directly or indirectly be a part of the relationship to serve the customer's loan and servicing needs. * Communicates to the customer and to internal team members regarding the customer's needs. * Introduces customers to the Association's process and the team members who will support the process. DELIVER SOUND CREDIT: As part of the ongoing consultative relationship with our customers, the Rural 1st Loan Officer: * Gathers and documents customer financial information and application details, in compliance with lending requirements and in coordination with Rural 1st Loan Associates. * Interprets and evaluates financial information and asks relevant follow-up and probing questions to determine the appropriate product or service. * Recommends loan terms, conditions, and collateral position consistent with the request and associated loan risks; sets clear expectations with the customer, and documents pertinent customer information in association systems. * Communicates credit decisions, loan terms and conditions to the customer. SERVICE PORTFOLIO: In support of the customer, the Rural 1st Loan Officer: * Partners with the Rural 1st Construction team on the disbursement process in home loan construction projects. * Partners with Rural 1st teams to complete servicing actions required for individual customer circumstances. * Partners with the Customer Care team to monitor the portfolio for timely identification and servicing of loans that expose the association to risk. * Using knowledge of servicing options, effectively negotiates and communicates these options to the customer, and may partner with the Special Accounts team for resolution. Minimum Education & Experience Bachelor's degree in agriculture, finance, business or related degree preferred. Successful experience, in a sales or lending focused trainee role or in a similar field. Must be competent with routine customers who have basic product needs. Preferred experience with moderately complex customers with involved product needs and handling complex credits. Mental & Physical Requirements While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally. Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds. Vision requirements encompass close and distance vision. The work environment typically has a moderate noise level. This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage. Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance. Reasonable accommodations will be considered for individuals as requested. Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits. Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employments without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law. #LI-HYBRID Nearest Major Market: Memphis

PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Originator. Responsibilities Essential Job Functions: Organization: Develops and implements strategies, satisfying customer needs through a full array of products and services. Coordination: Uses judgment and discretion to ensure uninterrupted flow of business. Communication: Communicates well verbally and in writing with co-workers and customers acting as liaison between customer and Company's internal departments to ensure cohesive business flow. Equipment: Uses such office equipment as computer terminals, copiers, and FAX machines. Physical: Sits and stands for extended time periods. Hearing and vision within normal ranges. Must devote substantially more than 50 percent of working hours outside of any Company office, home office, and any other fixed site, meeting with customers and potential customers seeking residential mortgage financing. Responsibilities: Verifies, compiles, and inputs application information for mortgage loans. Discuss and advise the client of their home loan options. Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage applied for, including but not limited to borrower assets, liabilities, and length of employment. Informs supervisor of discrepancies in title or survey. Performs other related duties as assigned. Current, valid NMLS license or appointment in good standing. Qualifications Must have applicable state licensing. Two to five years' experience are preferred. Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer by branch who funds more than 2 loans/month (see PRMG Loan Officer Mentor Agreement). Skills: Ability to make sound judgments on the resolution of service, credit decision, funding, and post-close issues. Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative. Ability to handle detailed assignments and maintain confidentiality. Excellent communication and interpersonal skills. Organizational skills necessary to prioritize workload and delegate responsibility. Travel: May be required. Min USD $0.00/Yr. Max USD $0.00/Yr.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given or the minimums in the industry? We heard this message from our team and have invested in world class origination software, CRM, mobile mortgage application technology, marketing automation platform and data reporting /analytic software to make it happen! Jet Direct Mortgage's mission is to be the #1 Brand and Premier Local Lender in all of our licensed states. To accomplish this we will: Provide a world class culture to support our team and our clients Provide technology to support and solve the issues of our team and our clients Provide the highest value for the most competitive pricing to our team and our clients Provide the best in service for our team and our clients Here is what we are looking for in our Mortgage Loan Officers/Originators: Experienced, honest, ethical, and hardworking Enjoys working with clients and helping them achieve their goals of owning a home Ability to manage a pipeline and collect documents pertinent to mortgage loan origination Provide superior customer service, engaging with consumers by determining their needs and offer appropriate products Meet individual monthly sales goals set by Jet Direct Mortgage Looking to build a network to Self Generate business for their future Mortgage Loan Officers/Originators Qualifications: Must possess an approved STATE NMLS license Detail-oriented with demonstrated, careful decision-making skills Maintenance of mortgage licenses by completing mandatory annual continuing education A solid understanding of appraisals, title reports & product guidelines Utilize in-house technical systems and programs such as Encompass Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry Ability to maintain and grow a network of prospects, customers, realtors & referral partnerships Bilingual a PLUS What you will get (of course!): Competitive compensation and incentives Excellent benefit packages that range from 401k to Medical, Dental, 401(k), Life Insurance and more In house processing and underwriting team supporting you Creative sales driven marketing team and tools Technical support providing help desk, reporting and lead management, equipment troubleshooting and more Assistance in growing your network of Realtors and other referral sources Come join our team! We are a direct lending Mortgage Bank licensed in 27 States, and more to come. We will help you meet and exceed your goals for 2024 and beyond!

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. **Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history + Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation + Structures loan to comply with acceptable lending practices and Federal regulations + Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact + Answers customer calls and walk- in customers to discuss various loan products and qualification information + Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business + Cross-sells other bank products and services + Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations + May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. *Compensation is Commission based This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information. **Requirements** + High School Diploma or GED + One (1) year of mortgage lending experience with proven mortgage production + Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners **Preferences** + Bachelor's degree + Prior Mortgage Loan Officer experience **Skills and Competencies** + Good organizational skills + Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. + Knowledgeable on agency and investor regulations and guidelines + Must be able to build and maintain internal and external relationships to deliver high levels of service + Must be able to multi-task competing priorities and meet tight deadlines + Proficient in Microsoft Office products + Sales acumen + Strong written and verbal communication skills *Positions may be available in other markets within TN. **Position Type** Full time **Incentive Pay Plans:** This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals. **Position Type** Full time **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. *********************************************** **Location Details** Knollwood **Location:** Knoxville, Tennessee Bring Your Whole Self to Work We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do. OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

ESSENTIAL JOB FUNCTIONS: Works under the direction of an assigned manager in Housing and Community Development (HCD) to review and process approved loan applications and/or contracts for various programs. Interprets government regulations and ensures applications comply with funding agency guidelines. Calculates loan repayment with interest, escrow, and recommended loan approval. Determines loan amount and computes interest and payments as required. Classifies collectible and uncollectible loans through federal, state, and local sources. Makes recommendations to management regarding uncollectible loans. Assists loan applicants during various stages of the process and through the one-year warranty period. Contacts all applicants to set up repayment plans if necessary. Reviews and monitors payments and expenditures for loan purposes. Reviews and analyzes accounts to determine if sufficient funds are available to pay premiums and taxes if applicable. Collects funds for various types of payment accounts. Prepares monthly collection and banking reports. Executes all day-to-day loan servicing and collection activities related to assigned portfolios, to include scanning and attaching documents, loan research, and delinquency monitoring and collection. Processes all requests for hardships for the Loan Committee. Gathers and reviews all documents, evaluation of assets, cash flow, and identification of the ability to pay. Creates monthly reports that measure the overall performance of assigned portfolios. Recommends and assists in implementing guidelines, and the evaluation of system processes to ensure quality of service is at its optimal level. Supports the Department Administrator and Manager in departmental functions including portfolio projections, system upgrades, customer relations and budgeting. Exercises independent judgement regarding all Portfolio Management related matters. Works to resolve issues with more complex servicing problems associated with older portfolio loans with difficult legal and financial structure. Determines the appropriate solutions and make recommendations to management. Assists in training other team members on Loan Portfolio solutions. OTHER FUNCTIONS: 1. Performs additional functions (essential or otherwise) which may be assigned. TYPICAL PHYSICAL DEMANDS: Primarily desk work. Requires the ability to operate general office equipment such as a personal computer. Must be able to communicate both verbally and in writing. Requires the ability to read, interpret and apply federal, state and local regulations. TYPICAL WORKING CONDITIONS: Work is performed in an office environment. Work involves contact with staff and the public. Bachelor's degree in business or public administration, or related field and four (4) years' experience in mortgage or banking processing loans; or any combination of experience or training which enables one to perform the essential job functions. Working experience with Microsoft Office products preferred. The City Charter requires that City Employees must establish residence within Shelby County within six (6) months from date of Employment. Proof of residence will be required at the time of hire. The City Charter requires that City Employees, with the EXECEPTION of "first responders", must establish residence within Shelby County within six (6) months from their date of Employment. Proof of residence will be required at the time of hire. As defined by Tennessee House Bill 105, "first responder means paid, full-time law enforcement officers, firefighters, and emergency medical personnel and dispatchers of law enforcement, fire and emergency medical service departments." The City of Memphis is committed to providing access and reasonable accommodation in its services, programs, activities, and employment for individuals with disabilities. To request disability accommodation in the application process, contact the Office of Talent Management at *******************************. Additional Information * Posting Date: Mar 26, 2025 Compensation * Minimum Salary: US Dollar (USD) 46,025.72 * Maximum Salary : US Dollar (USD) 69,950.4 * Pay Basis: Yearly

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description:Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist. 3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits. 5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities. 6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types 2. Good organizational, written and verbal communication skills 3. Possesses solid interpersonal and negotiation skills 4. Demonstrated proficiency in relevant computer applications 5. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check Preferred Qualifications: 1. Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience. 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions. OTHER JOB REQUIREMENTS / WORKING CONDITIONSSitting/Standing/Walking/Bending/Lifting Sitting Frequently (25% - 50% of the time) Standing Frequently (25% - 50% of the time) Walking Frequently (25% - 50% of the time) Lifting Up to 25 lbs. Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone. Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers. Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need. Travel Up to 75% General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

Recognized as one of the largest, and most successful Black and Women owned credit unions in the nation, HOPE continues to build its brand and impact by expanding access to financial services and engaging in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one's ability to prosper. Since 1994, HOPE has generated more than $3.6 billion in community development financing that has benefitted more than 2 million people in Alabama, Arkansas, Louisiana, Mississippi, Tennessee and nationwide. This work has supported small business owners struggling to gain access to capital, families seeking to own homes and individuals looking for a better way to manage their hard-earned money with a financial institution they can trust. This work has not gone unrecognized. In 2022, HOPE was named one of Fast Company's 10 most innovative companies reflecting current events. The recognition honors companies for innovative work on the most pressing issues of the day including COVID-19 response, the climate crisis, mental health and economic inequality. Job Summary The Mortgage Loan Closer is responsible for closing, funding and reviewing residential mortgage loans in accordance with the terms and conditions of the loan approval. Primary and Essential Functions * Ensure closing packages are completed within TRID guidelines * Ensure accuracy of documents received before completion of CD * Provide Accounting Department a Daily Cash Sheet for forecast of funding/purchasing of loans * Review file for underwriting instructions, title commitment, flood certification, hazard insurance coverage, flood insurance coverage, clearance of termite, and BSA compliance * Prepare documentation required for residential mortgage, grant, and bond closings * Provide closing documents to closing agent * Review HUD-1 for approval * Wire funds to closing agent upon approval * Upon receipt of completed closing package from closing agent, review loan documentation * Log receipt of closing package and delivery to servicing * Notify closing agent if there are errors in retail loan closing package * Notify correspondent lender of outstanding conditions on wholesale loans * Perform a full review of files received for purchase from correspondent lenders for underwriting conditions and for proper closing of loans * Communicate with correspondent lender for any outstanding conditions on files received for purchase * Follow-up on post-closing items in a timely fashion * Provide excellent internal and external customer service * Provide month-end closing report Secondary Functions * Perform general administrative duties such as attending meetings, report production, etc. * Assist Loan Specialist in review process * Assist other departments as a Mortgage Loan Closer * Assist in review and response of Quality Control Audits * Work with other departments when needed on projects related to the mission of ECD/HOPE Accountability for Business Results * Mortgage closing cycle time * Proper closing of loan * Ensuring correct funds for closing Specified Authority Level * Approve HUD-1 form * Approve loan for purchase based on Underwriter approval * Approve funding for wiring Desired Qualifications * Bachelor's degree in relevant field or equivalent experience * Two years of experience in residential mortgage loan documentation and closing * Demonstrated strength in ability to manage multiple projects at once while maintaining appropriate attention to details Physical Demands * Employee is regularly required to sit, stand and walk. * Employee will be in constant use of keyboard, which would require use of hands and fingers. * Employee will be in constant communication with other persons related to work and requiring the use of hearing and speaking. * Employee must infrequently lift and/or move up to 10 pounds. * Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Environment * Employee spends the majority of time in office environment, generally accessible to the public, customers, and potential customers. * Noise level in the work environment is usually moderate. * Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests. Responsibilities * Determine the best loan product for customer * Devise marketing plans to seek referrals from agents and builders * Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements * Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc * Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service * Originate and promote Trustmark's Community Lending Loans and Products * Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services Qualifications * Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products * Eligible for NMLS certification * Thorough knowledge of government and conventional mortgage loan guidelines and requirements * Extensive knowledge of the qualifying variables between mortgage loan products * Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements * Knowledge of appraisal standards and acceptability * Ability to produce tax return analysis as required by conforming loan guidelines * Must know how to fully disclose and handle all applications according to compliance regulations * Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations * Working knowledge of financial compliance and regulatory requirements * Computer skills * Interpersonal Skills * Sales skills * Communication skills * Analytical Skills * Junior college/Two-year college training preferred

Benefits: Competitive salary Dental insurance Health insurance Opportunity for advancement Vision insurance ESSENTIAL JOB FUNCTIOINS: Works under the general supervision of an assigned supervisor at Memphis Animal Services to act as an Animal Services Officer via phone and electronic communication. Investigates complaints concerning ordinance violations; answers calls concerning reports of animal bites. Prepares and mails violation notices for complaints and first time offenders. Provides information and assistance to the public. Operates a City phone and computer to respond to calls concerning the need to apprehend unlicensed, stray, and uncontrolled animals. Maintains and completes a variety of daily activity reports. Performs data entry of reports that other employees have submitted. Performs euthanasia as required within the shelter. Assists other personnel in the performance of these duties. Performs all other duties as assigned OTHER FUNCTIONS: Performs additional functions (essential or otherwise) which may be assigned. Must be available to work on assigned shift including working on second (2nd) shift as needed as a condition of continued employment in this position. TYPICAL PHYSICAL DEMANDS: Must be able to communicate clearly both verbally and in writing. Requires the use of equipment such as traps, chemical capture gun, nets, catchpoles, etc. Requires the ability to handle animals coming into the shelter such as dogs, cats, snakes, livestock and wildlife. Requires running and lifting of animals (up to approximately 50 lbs.). Requires operating a City vehicle to make on-site visits to apprehend, rescue, and retain animals. TYPICAL WORKING CONDITIONS:Majority of work is performed indoors. May be exposed to potentially dangerous animals and various types of weather conditions. Involves contact with staff and the general public. Occasionally travels to conduct administrative paperwork and meet court appearances. REQUIREMENTS: High School graduate or GED and two (2) years of general work experience, preferably in the animal control or animal care field, including some direct experience working with the public; or any combination of experience or training which enables one to perform the essential job functions. Good communication skills and experience working independently preferred. Must possess a valid driver license. Must obtain and maintain a certification as a Certified Animal Euthanasia Technician within one year of employment, as a condition of continued employment. Compensation: $18.00 per hour MATCHING THE RIGHT TALENT TO THE RIGHT POSITIONS Comprehensive Staffing, founded in 2015, with the goal of providing excellence in temporary staffing. We infuse all aspects of staffing with a commitment to quality that comes from 35 years of management experience. We share a commitment to our clients and employees alike. Comprehensive Staffing provides employees to a variety of areas, including warehouse, manufacturing, distribution centers, clerical and medical staffing. Whether you need industrial staffing or medical staffing, you will have a dedicated account manager with the necessary experience to supply your needs.

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: Build relationships between new customers and the ADT brand and product portfolio Complete in-home consultation and assessment Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices Complete customer onboarding and education of key products and services You will work in a dynamic, collaborative environment, working closely with customers and coworkers This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements High School diploma or the equivalent Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: Comprehensive paid training program Full benefits on the 1st of the month after 31 days of employment Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending Future = 401(k) with employer matching Life = Paid vacation time Company vehicle provided Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards Tuition reimbursement Employee Referral bonuses - when you refer a friend or family members

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Summary: The Loan Operations Processor supports all lines of business by booking and servicing new and existing loans (HELOC/BLOC) and credit cards. The ideal candidate is very detail oriented and views their work as their self-portrait. The Loan Ops Processor possesses impeccable customer service skills, excellent problem-solving skills and the ability to maintain poise under pressure. The Loan Ops Processor brings direct experience in the area of loan servicing and is willing to support teammates so that the entire group succeeds. We are seeking dedicated, disciplined individuals who excel in a team environment, who take ownership and who are enthusiastic about a job well done. Essential Duties and Responsibilities: * 30% Productivity: Meets productivity goals within established time frames (measured by Service Level Agreements and/or OE). * 30% Service Quality: Provides excellent customer service and meets quality/accuracy standards (measured by Service Level Agreements, customer feedback, error reports) * 20% Lives our company values, embraces change and ensures an inclusive, positive work climate. * * 20% Responsible for assessing risk and complies with all policies and procedures. Areas of responsibility include: * Responsible for performing various types of maintenance on accounts. * Review set up requests and book credit card accounts. * Completing daily reports. * Maintain compliance with policy and procedures. * Responsible for all other duties as assigned. Knowledge: * Understanding of various consumer or commercial loan documents, procedures, policies, and regulations. Knowledge of consumer or commercial loans required - an understanding of both is preferred. Familiarity with loan and servicing systems such as FDR, ARX, BPM and SharePoint. Abilities: * To handle multiple tasks and prioritize * To work with little supervision but know when to ask for help * To maintain a positive working relationship with internal business partners and teammates * To take a systematic approach to organizing work * To coach and train others Skills: * Impeccable customer service and customer centric focus * Problem-solving skills * Ability to identify the root cause of a servicing issue * Excellent verbal and written communication skills * Strong keyboarding / data entry ability * Proficient computer skills, especially Microsoft Office applications * Attention to detail and ability to identify potential issues Education and/or Work Experience Requirements: * High school diploma or GED required * College degree preferred * Excellent computer proficiency (MS Office - Word, Excel, and Outlook) * Bachelor's degree preferred or high school diploma with some operations experience. * Experience preferred in financial industry or consumer or commercial lending. Physical Requirements: * Ability to safely and successfully perform the essential job functions consistent with or without the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. * Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards Hours: * Monday - Friday * 8:00 AM - 5:00 PM About Us: First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights: * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us: Facebook X formerly Twitter LinkedIn Instagram YouTube

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members

Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit Travel up to 50% MLO approved license in NMLS Compensation · State Minimum Hourly - $7.25 (Recoverable) · Commissions on personal production · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min. Wage (recoverable), commission eligible

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Mortgage Loan Officer (MLO) / CRA Development Officer proactively solicits new residential mortgage business and identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. An MLO's network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources. The MLO ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, complying with all federal and state compliance policies and adhering to HMDA requirements. It is the policy of ServisFirst Bank to comply with the interagency rules implementing the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, generally known as the SAFE Act. All employees meeting the definition of MLO must be registered with the Nationwide Mortgage Licensing System & Registry (NMLS). Additionally, this position is responsible for developing relationships with realtors, community development groups, and others that actively work in low to moderate income areas. The officer will proactively market ServisFirst programs to these referral sources and potential borrowers. The incumbent will: * Assist client in determining the proper loan program * Complete mortgage applications for submission to loan processing and underwriting * Provide required initial disclosures within the given time frame set by compliance * Establish a detailed marketing/business plan which includes names of potential and existing loan customers, realtors, builders and developers; include frequency of contact in the plan * Promote and cross-sell other products and services as appropriate to client requirements * Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales * Evaluate loan requests, analyze financial data and determine qualification of collateral and client credit history * Structure loans to comply with acceptable lending practices and federal and state regulations * Maintain contact with client throughout the loan process * Represent ServisFirst Bank at community homebuyer events * Coordinate homebuyer education seminars * Originate CRA eligible mortgage loans * Demonstrate working knowledge of low to moderate and first-time homebuyer options * Effectively guide first-time homebuyers through the mortgage process * Work with Compliance Director and Regional Banks to develop CRA qualifying mortgage loan production goals, strategy, and execution * Work with Regional Banks on loan production goals, strategy, and execution for majority minority census tracts * Assist in ensuring Marketing objectives and effectiveness are aligned with CRA and Fair Lending objectives * Work with Compliance/CRA department in tracking and monitoring CRA efforts; progress; and gaps each quarter to develop and implement strategies * Provide leadership to Regional Banks in identifying CRA qualified and minority loan opportunities * Assist Regional Banks in taking applications and processing loan requests for CRA qualified or minority applicants * Assist in identifying marketing opportunities to help the bank meet its CRA and Fair Lending objectives * Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned. MINIMUM QUALIFICATIONS * High school diploma or equivalent; bachelor's degree preferred * Two (2) years of mortgage lending experience with proven mortgage production * Previous experience using automated underwriting technology preferred * Basic knowledge of bank operations and products * FHA/VA experience required * Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements * Excellent knowledge of agency guidelines * Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence * Proficient in Microsoft Outlook, Word and Excel * Excellent customer service and time management skills * Ability to multitask, as shown in previous experience as a processor completing tasks under time constraints * Good organizational skills and ability to develop basic understanding of underwriting guidelines * Good data entry/keyboarding and math skills PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: * Sustained standing and sitting * Frequent use of PC, including typing or sustained attention to monitor * Frequent typing using a keyboard and/or calculator * Occasional lifting of basic office files or equipment up to 20 lbs * Normal office environment with comfortable internal temperatures and low level noise EOE/AA

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Summary: The Loan Operations Processor supports all lines of business by booking and servicing new and existing loans (HELOC/BLOC) and credit cards. The ideal candidate is very detail oriented and views their work as their self-portrait. The Loan Ops Processor possesses impeccable customer service skills, excellent problem-solving skills and the ability to maintain poise under pressure. The Loan Ops Processor brings direct experience in the area of loan servicing and is willing to support teammates so that the entire group succeeds. We are seeking dedicated, disciplined individuals who excel in a team environment, who take ownership and who are enthusiastic about a job well done. Essential Duties and Responsibilities: 30% Productivity: Meets productivity goals within established time frames (measured by Service Level Agreements and/or OE). 30% Service Quality: Provides excellent customer service and meets quality/accuracy standards (measured by Service Level Agreements, customer feedback, error reports) 20% Lives our company values, embraces change and ensures an inclusive, positive work climate. * 20% Responsible for assessing risk and complies with all policies and procedures. Areas of responsibility include: Responsible for performing various types of maintenance on accounts. Review set up requests and book credit card accounts. Completing daily reports. Maintain compliance with policy and procedures. Responsible for all other duties as assigned. Knowledge: Understanding of various consumer or commercial loan documents, procedures, policies, and regulations. Knowledge of consumer or commercial loans required - an understanding of both is preferred. Familiarity with loan and servicing systems such as FDR, ARX, BPM and SharePoint. Abilities: To handle multiple tasks and prioritize To work with little supervision but know when to ask for help To maintain a positive working relationship with internal business partners and teammates To take a systematic approach to organizing work To coach and train others Skills: Impeccable customer service and customer centric focus Problem-solving skills Ability to identify the root cause of a servicing issue Excellent verbal and written communication skills Strong keyboarding / data entry ability Proficient computer skills, especially Microsoft Office applications Attention to detail and ability to identify potential issues Education and/or Work Experience Requirements: High school diploma or GED required College degree preferred Excellent computer proficiency (MS Office - Word, Excel, and Outlook) Bachelor's degree preferred or high school diploma with some operations experience. Experience preferred in financial industry or consumer or commercial lending. Physical Requirements: Ability to safely and successfully perform the essential job functions consistent with or without the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards Hours: Monday - Friday 8:00 AM - 5:00 PM About Us: First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights: Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us: Facebook X formerly Twitter LinkedIn Instagram YouTube