Mortgage Loan Officer
Loan Officer Job 196 miles from Lewiston
About Us
Idaho Trust Mortgage, an affiliate of Idaho Trust Bank, is seeking a Mortgage Loan Officer to join our growing team in Boise, Idaho. We're a boutique mortgage loan brokerage focused on building long-term relationships with clients, offering a wide range of products from trusted lending partners, and making the dream of homeownership accessible-because our goal is simple: “A Home for Everyone.”
In this relationship-driven role, you'll develop a referral network, consult with clients on their financing needs, and guide them through the mortgage process with care and precision. You'll work alongside an experienced team in a supportive, entrepreneurial environment that values integrity, professionalism, and client-first service.
What You'll Do
Build and manage referral networks with real estate agents, builders, and financial professionals
Help develop and maintain our Preferred Broker relationships
Meet with prospective borrowers and recommend loan solutions tailored to their financial goals
Submit accurate, complete loan applications and collaborate with processors and third-party lenders
Stay current with market trends, lending products, and compliance guidelines
Achieve production goals while delivering best-in-class service
What We're looking For
2+ years in mortgage loan origination
NMLS-licensed (Idaho or eligible)
Proven track record in referral-based sales
Familiarity with conventional, FHA, VA, jumbo, and HELOC products
Excellent interpersonal skills and ethical standards
CRM and mortgage software proficiency
Why Idaho Trust Mortgage
Base salary + competitive commissions
Health, dental, and vision insurance available
Tight-knit, collaborative team culture
Opportunity to grow with one of Idaho's most respected financial institutions
Associate Loan Officer
Loan Officer Job 194 miles from Lewiston
pstrong We're searching for some really great people who enjoy customers as much as we do./strong/p pNamed as one of Puget Sound Business Journal's Best Places to Work three years running, 2021, 2022 and 2023. We are a certified Great Place to Work™ and were named a Best Workplace eight times, most recently in 2024 in the Financial Services and Insurance category./p
p /p
pCheck out our rating at: a href="************************************************************************************* rel="noopener" target="_blank"Working at Evergreen Home Loans | Great Place To Work /a/p
p /p
pstrong Wow happens every day at Evergreen. Our vision is centered on changing the world one relationship at a time. /strong/p
pLearn more about us on our website a href="************************************************************ rel="noopener" target="_blank"here/a./p
p /p
pstrong Discover what's possible with Evergreen./strong/p
pWe're looking to add people who feel the same way we do about our customers, our associates, and the work we do. In return, you'll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You'll also enjoy a comprehensive benefits package and an attractive 401K plan to help you grow along with us!/p
p /p
pThe Associate Loan Officer will shadow and assist an experienced Loan Officer to learn how to prospect and market to clients and partners, meet new clients, complete applications and facilitate loan closings from application to closing. Assist with Loan Officer's marketing efforts to new and current clients and assist with administrative tasks. Acquire and retain new and existing customers. Provide excellent customer service to all Partners, Clients and Associates. /p
pstrong /strong/p
pstrong Essential Duties and Responsibilities:/strong/p
ul
li Assist Loan Officer in meeting with borrowers, taking applications, providing disclosures and following-up through closing./li
li Input Team files into LOS with accuracy to make sure the correct information is in the file./li
li Assist Loan Officer in marketing efforts to current and new clients./li
li Assist Loan Officer with administrative tasks such as status reports on loans in process, making copies and printing daily rate sheet./li
li Be available to clients and coworkers during work hours and on weekends if needed./li
li Take loan applications and pre-qualify borrowers over the phone or in person./li
li Support loan transactions from application to closing./li
li Develop relationships with Partners and their clients./li
li Provide ongoing marketing and support of existing Partners./li
li Be responsible for proactive communication with management with respect to all significant challenges or opportunities./li
li Other duties as assigned./li
/ul
p /p
pstrong Performance Expectations/strong: /p
ul
li Perform all actions in accordance with the Mission, Vision, and convictions of EHL./li
li Expected to meet production standards outlined in the Loan Origination Production Standards./li
li Provide a “WOW” experience and effectively communicate with associates, clients, partners, and vendors via phone, written communication and/or in person./li
li Seek Feedback: Host regular and timely communication with associates and Manager./li
li Be willing to assume additional responsibilities/duties/projects as they arise./li
li Have strong organization skills, the ability to learn quickly, and accuracy/timeliness in completing tasks./li
li Knowledgeable regarding mortgage processes, able to answer borrower's questions and take applications./li
li Effectively uses LOS, contact management software and Microsoft Office products./li
li Able to learn changing information regarding loan programs and able to incorporate these changes while dealing with members./li
li Work well with other members of the EHL team, and is willing and able to fill in for other EHL Loan Consultants/ Officers./li
li Perform all actions in accordance with policies and procedures of the company./li
/ul
p /p
pstrong Quality Manufacturing:/strong/p
ul
li Take full accountability for performing the work and achieving the results as agreed, and your manager is accountable for providing you with the resources and guidance needed./li
li Exceptions, problems, changes and questions are reported immediately. You are accountable for notifying your manager, and any other affected people, in writing if the work will not be performed or the results will not be achieved as agreed. Your manager will also notify you if commitments made to you cannot be achieved./li
li Your manager can assume the work is being performed as agreed unless otherwise notified./li
li Periodic check-ins between you and your manager are the main vehicle for keeping each other informed about how work is progressing./li
li Failure to notify of exceptions or missed due dates - in other words silence - is not acceptable./li
li You encourage your coworkers to communicate challenges and opportunities to their manager, rather than to fellow coworkers./li
li Relationships built on trust are developed as managers and associates keep their commitments and successful results are achieved./li
/ul
p /p
pstrong Specific Skills/ Knowledge/ Abilities Required for Position:/strong/p
ul
li Must have current Mortgage Loan Originator (MLO) license through the NMLS required per the S.A.F.E. Act of 2008./li
li High school Diploma or equivalent./li
li Minimum of one year of mortgage experience./li
li Exercise good judgment and strong character, motivated, hard working. /li
li Ability to work well with fellow associates, clients and vendors./li
li Good communication skills. Neat, clean, healthy work habits./li
/ul
p /p
pstrong Physical Requirements:/strong/p
ul
li Requires all forms of dexterity and mobility throughout the shift, which may include extended periods of sitting and/or standing. Occasionally required to reach with hands and arms, twist, climb or balance, stoop, kneel crouch or crawl./li
li Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus./li
li Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more. /li
li Ability to work in a fast-paced, occasionally noisy environment./li
li May be required to drive for business purposes and if so, must hold a driver's license in good standing and maintain personal auto insurance in compliance with EHL's Auto Insurance policy./li
/ul
p /p
pstrong Compensation: /strong/p
pHourly base pay plus, if applicable, associate may be eligible for per-file incentives, commissions, bonuses or other variable earnings as determined upon hire. Compensation depends on a number of factors including location and experience./p
p /p
pstrong Benefits and Perks:/strong/p
pEligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses. Basic Life/ADamp;D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen. Additional Voluntary Life/ADamp;D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available. Associates are automatically enrolled in Evergreen's 401(k) plan. Personal Time Off (PTO) of up to 13.34 hours may be earned monthly and associates may enjoy 9 paid holidays each year. Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit./p
p /p
pEvergreen is an equal opportunity employer and E-Verify employer.a href="*********************************** rel="noopener" target="_blank"******************************
pEqual Housing Lender/p
p /p
pspan©2025 Evergreen Moneysource Mortgage Company dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837. Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit a href="********************************** rel="noopener" target="_blank"***********************************
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job 309 miles from Lewiston
Job Details Rexburg ID - Rexburg, ID Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Construction Loan Processor
Loan Officer Job 326 miles from Lewiston
As a Construction Loan Processor your primary responsibilities include to promptly, efficiently, and compliantly gather necessary documents to complete the construction draw process. This includes processing, funding, and handling all draws and modifications throughout the building process. The role works closely with Construction Loan Officers and Underwriters to achieve the goals of the Credit Union.
Responsibilities
* Process all construction loans, ensuring all required documentation is in the file and accurate.
* Send all required disclosures following RESPA and Fair Lending requirements.
* Manage all draw requests, including balancing draw requests to lien waivers or invoices.
* Analyze budgets against sources and uses of funds to identify exceptions or changes in conformity to standard monitoring requirements.
* Assess compliance with loan documentation to ensure loans are within budget and timeframe for project completion.
* Manage construction loan files, including builder plans and specs, income verifications, assets, cost-to-build estimates, and site designs.
* Communicate with the loan officer, member, builder, inspector, and title as necessary to receive proper documentation for a complete draw. This includes approving all draws and obtaining appropriate levels of approval as necessary.
* Coordinate inspection of the project with the Credit Union's inspectors.
* Set up and maintain internal records, keeping loan disbursements and project progress through input into the Credit Union's monitoring system.
* Assist with various mortgage loan duties as required.
* Perform additional duties as assigned.
Qualifications
Bachelor's Degree or equivalent work experience preferred. One year or more of loan processing experience preferred. Excellent communication and people skills with an eye for detail. Able to work under pressure and multi-task in an organized manner.
Performance Standard:
Must take pride in department by processing draw requests in a timely and efficient manner with a high attention to detail. Must be professional and courteous in manner, with a focus on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.
Physical Requirements:
* Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.).
* Sit for extended periods of time.
* Lift 20-40 pounds of applicable supplies including but not limited to copy paper, cash drawers, marketing material, etc.
* Repetitive motion using wrists, hands, and fingers.
* Reach keyboards.
* Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc.).
The above statements reflect the general details considered necessary to describe the essential functions of the job and should not be construed as a detailed description of all the work requirements that may be inherent of the job.
Must be eligible for membership at Idaho Central Credit Union to obtain employment.
Idaho Central Credit Union is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, age, disability, protected veteran status or other characteristics protected by law.
Loan Officer
Loan Officer Job 329 miles from Lewiston
div class="col-12 col-md-8"div class="sc-ca SCKo fLrkuv"divspanspanspan Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!/span/span/spanbr/
br/
spanspanbspan Description:/span/b/span/spanbr/
spanspanspan· Run your business remotely on a Pamp;L basis under the umbrella of Caliver Beach Mortgage!/span/span/spanbr/
spanspanspan· Uncapped commissions!/span/span/spanbr/
spanspanspan· Loan products for all borrower types!/span/span/spanbr/
spanspanspan· Add additional LO's to your team OR act as an individual LO!/span/span/spanbr/
spanspanspan· Licensed in 28 states and growing!/span/span/spanbr/
spanspanspan· Administrative, operational and compliance support provided by Corporate!/span/span/spanbr/
br/
spanspanbspan Successful Candidate Attributes:/span/b/span/spanbr/
spanspanspan· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. /span/span/spanbr/
spanspanspan· Maintains a database of past clients for marketing purposes./span/span/spanbr/
spanspanspan· History of closing at least 3-5 units per month./span/span/spanbr/
br/
spanspanbspan Loan Officer Requirements:/span/b/span/spanbr/
spanspanspan· An active NMLS/MLO license (required)./span/span/spanbr/
spanspanspan· Strong knowledge of lending regulations and industry best practices./span/span/spanbr/
spanspanspan· Exceptional interpersonal and communication skills./span/span/spanbr/
spanspanspan· Analytical mindset with the ability to assess complex financial information./span/span/spanbr/
spanspanspan· Sales-oriented mindset with a commitment to achieving targets./span/span/spanbr/
spanspanspan· Detail-oriented and organized./span/span/spanbr/
spanspanspan· Proficient in relevant software and tools./span/span/spanbr/
br/
spanspanbspan Caliver Beach Mortgage, LLC/span/bspan is an equal opportunity employer. We are committed to diversity and inclusion in our workplace./span/span/span/div/div/div
Loan Officer
Loan Officer Job 194 miles from Lewiston
Loan Officer - Premier Mortgage Resources
Are you a motivated, client-focused mortgage professional? Join Premier Mortgage Resources (PMR) as a Loan Officer and be part of a dynamic, growth-driven team!
Why PMR?
✔ Access to our proprietary Xcelerate Loan System
✔ Expansive loan product offerings
✔ Competitive compensation & transparent pricing models
✔ In-house underwriting & operational support
✔ Fast closings - 21 days or less
Responsibilities:
Build and maintain strong relationships with clients, real estate agents, and referral partners
Guide borrowers through the mortgage process from application to closing
Analyze financial documents to determine loan eligibility
Stay up to date on industry trends, loan products, and compliance regulations
Collaborate with internal teams to ensure seamless and timely loan processing
Qualifications:
Active NMLS license and compliance with federal/state mortgage regulations
Proven experience in mortgage lending, banking, or sales
Strong understanding of loan products and guidelines
Excellent communication and relationship-building skills
Ability to manage multiple clients and deadlines in a fast-paced environment
We're passionate about helping people achieve homeownership. Ready to grow your career? Apply today!
Other details
Job Function 43-FTLO
Pay Type Salary
Mortgage Loan Officer - PAID Training Program
Loan Officer Job 196 miles from Lewiston
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers.
At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together!
Who Makes a Great Loan Originator?
Do you like to win? Do you have persuasive skills that regularly generate positive outcomes? Have you been in a sales environment and constantly found yourself exceeding sales targets? Are you motivated by being around other people who are crushing goals and shattering records? If YES, we can't wait to meet you.
Do I Need Experience in the Mortgage Industry?
No experience is required! At AmeriSave, we provide the best hands-on PAID training program in the industry. We call that program IGNITE, where you'll have to enhance your skills and learn the business from a highly successful, skilled and talented training and management team. After the paid training program, you will join some of the most talented mortgage professionals in the industry.
Compensation? Perks?
Not only will you be obsessed with your job, but you will also have the ability to earn six figures or more. After the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn.
These openings to join our talented team do not become available often, and our distinguished training program is in high demand. We only are able to respond to those candidates who meet the below criteria.
What You'll Need:
* Passion for helping people achieve their dreams
* Experience selling and/or engaged in a service-oriented environment
* Self-directed, motivated, results-driven and comfortable working in an extremely fast-paced environment
* Competitive, energetic and positive attitude
* Detail oriented and demonstrate excellent decision-making skills
* Excellent written and verbal communication skills to include persuasive, selling skills
Work Schedule: Monday - Friday with some weekend hours. Candidates must be available for 2 late shifts per week (between Monday - Thursday) which will have a later start time and run until 10pm EST/7pm PST).
Remote work applicants may not work from the following states: California
* Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation.
Compensation:
The hourly rate for this position generally ranges between $10.00-$16.50, against commission based upon individual performance. Target annual compensation for this position is $50,000 - $200,000 with top performers consistently averaging over $100k per year!
Benefits:
* 401(k)
* Dental insurance
* Disability insurance
* Employee discounts
* Health insurance
* Life insurance
* Paid training
* Referral program
* Vision insurance
Supplemental pay types:
* Hourly draw
* Commissions
* Ramp up incentive
* Referral bonuses
AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement ("Policy") can be reviewed here: ********************************
AmeriSave Mortgage Corporation's California Consumer Privacy Act ("CCPA") Recruitment Disclosure can be reviewed here: ******************************************************
When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Mortgage Loan Officer
Loan Officer Job 194 miles from Lewiston
Job Details Meridian - Meridian, IDDescription
The Loan Officer is responsible for discussing clients needs, recommending the best loan products, helping customers put together a complete loan package and working with the underwriting team throughout the loan process.
Key Responsibilities and Accountabilities:
Develop and maintain knowledge of loan products, policies, procedures and underwriting requirements.
Collect and analyze customers financial and credit information to determine mortgage financing options.
Completes a quality loan application using Encompass, securing a locked interest rate as quoted to the client, ensuring the borrower qualifies for the loan program, collecting all supporting documentation, and handling any problems that arise during processing that may jeopardize the loan approval.
Deliver an extraordinary client experience by listening first and staying in complete and honest communication with clients both verbally and through written or electronic means.
Review active loan files each day to determine if any documents are missing or what can be done to help the process move along.
Develop and grow successful relationships with business referral sources and generate leads to gain new clients.
Maintain NMLS registration and eligibility.
Adheres to the minimum required production standards as communicated by mortgage management.
Follow industry news and information, be involved in the community and represent the bank in a professional manner.
Attend company sales meetings, trainings and bank sponsored events.
Maintain confidentiality and discretion over sensitive information.
Comply with and follow all applicable policies and procedures as well as governing laws and regulations. This includes but is not limited to: performing all assigned duties under the WVBK compliance programs and related laws and regulations. Successfully completing all mandatory compliance training as assigned in a timely manner.
Knowledge, Skills and Abilities:
Knowledge of principles and methods for showing, promoting, and selling products or services including marketing strategy, sales techniques, and lead generation skills.
Strong knowledge of mortgage industry policies and procedures.
Strong organizational and time management skills.
Ability to pay close attention to detail.
Ability to build and maintain positive and effective relationships with others.
Aptitude for self-development and learning.
Ability to analyze and comprehend financial data and to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.
Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
Ability to define problems, collect data, establish facts, and draw valid conclusions.
Intermediate computer skills including: word processing, spreadsheet programs, mortgage systems software, internet and database management programs.
Ability to gather data from multiple sources, test assumptions, evaluate alternatives and make recommendations.
Ability to adapt well to change with the willingness to maintain a flexible schedule.
Ability to work within a structure, take direction and be a strong team player.
Ability to read, analyze, and interpret general business information and government regulations.
Ability to communicate clearly and effectively verbally and in writing.
Education and Experience:
2 Years of experience working in finance, banking or mortgage lending
Associates Degree in business or related field or equivalent combination of education and experience
Mental and Physical Effort: Decision making normally involves the ability to apply rules, regulations, policies and procedures to the work. Guidance and direction may be available.
Lifting equipment or files of 1-10 pounds on a regular basis, lifting equipment or boxes of 10-25 pounds on an occasion. Sits or stands for long periods of time working at a computer and typing. Uses hands to handle controls or feel objects, tools or controls. Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Working Conditions: Works in a customer facing position in an office environment with minimal workplace hazards and low to moderate levels of noise. May deal with customers or visitors to the workplace who may be upset or pose challenges. Works during the day and during the week, some positions may require working on weekends. Occasional travel to other work sites, conferences, training or meetings may be required.
A Mortgage Loan Consultant with Willamette Valley Bank must be highly ethical and have respect for our clients and our brand. Continually and proactively identifies, develops and maintains a quality network of business relationships that serves as a recurring of referrals for new mortgage lending opportunities. Mortgage Loan Consultants ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
Loan Officer
Loan Officer Job 196 miles from Lewiston
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the company's Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Obtain an accurate and thorough 1003.
Collect supporting documentation from borrower:
30 day paystubs
2 years tax returns
Last 2 years W2's
Award letters, disability, trust income, etc.
LOE for Gaps in jobs
At initial contact with borrower provide needs list and complete application
2 months bank statements
Obtain executed disclosures within regulations time frame.
Obtain accurate AUS findings.
Analyze credit report and financial scenario, determining appropriate loan product(s).
Determine (price) a profitable loan and communicate fees to ops team.
Submit a complete loan package to processing.
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Lock in rate.
Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
Issue Lender Credit if needed
If loan out of balance, work with processor & branch manager to request subsidy
Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
Coordinate, create, track and distribute marketing materials.
Manage client and referral partner databases.
Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
Qualifications
High school diploma or equivalent required.
At least two years of experience in Mortgage lending or related field.
Active NMLS License.
Ability to manage multiple priorities; strong detail orientation and highly organized.
Works with a strong sense of urgency and responsiveness.
Passionate about delivering excellence in customer service.
Demonstrated patience and professionalism when interacting with both internal and external customers.
Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
Strong verbal and written communication skills.
Supervision
Intermittent to low supervision required, depending on experience
Apply sound judgment in execution of core job responsibilities
Travel: 0%
Requirements
Physical: Work is primarily sedentary; mobility in an office setting.
Manual Dexterity: Frequent use of computer keyboard and mouse.
Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Environmental: Office environment - no substantial exposure to adverse environmental conditions.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Outside Loan Originator
Loan Officer Job 196 miles from Lewiston
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines.
Job Responsibilities:
Source mortgage leads.
Build business relationships with real estate agents and other lead sources.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing the applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve them.
Own the communication with the real estate agent or referral source.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
Mortgage coaching available.
Qualifications and Skills:
NMLS License Required under the S.A.F.E. Act of 2008.
Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
Experience proactively soliciting new business.
Encompass experience, preferred.
Knowledge of mortgage products and programs.
Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
Advanced communication and collaboration skills.
Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Originator NE
Loan Officer Job 198 miles from Lewiston
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Loan Originator - Coeur d Alene
Loan Officer Job 91 miles from Lewiston
Job Details 955 - Coeur d' Alene - Coeur d' Alene, ID Full Time
Mortgage Loan Originator
Wallick & Volk Mortgage Bankers, recently ranked by Mortgage Executive Magazine in their "50 Best Companies to Work For," is seeking a professional, self-motivated Loan Originator that is looking to take their career to the next level by joining our industry-leading team.
How our team differentiates from the rest of the industry:
Closing loans in 30 days or less, never miss another COE.
We specialize in helping double and triple the number of families you can help achieve homeownership by providing cutting-edge products and services to keep you at the forefront of the industry.
Work alongside industry leaders, including many of the top 1% of mortgage originators in the U.S. We pride ourselves on having a company of loan originators, by loan originators, and for loan originators.
We are a team of entrepreneurs and believe that there are many ways to succeed. We have a "not one size fits all" method of operation.
We have been constantly evolving and growing since 1932. Our amazing track record speaks for itself, but our vision and focus are on the future. Join us and become an essential member of our teams continued success.
Our platform promotes high earning opportunities and benefits including an opportunity to distinguish yourself as a Presidents club member based on your personal production, which includes a company-paid trip
Required license or certification:
National (NMLS) and applicable state licenses
About Wallick & Volk:
Wallick & Volk is the oldest privately held mortgage company in the United States. We have been successfully developing our corporate platform since 1932. This platform is built upon an understanding of our staff's values and their commitment to supporting their community. This is what differentiates us from our competitors - we don't merely offer mortgages; we offer consumer education that helps people realize their dreams. Our employees are an essential part of that education.
Outside Loan Originator
Loan Officer Job 196 miles from Lewiston
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines.
Job Responsibilities:
Source mortgage leads.
Build business relationships with real estate agents and other lead sources.
Analyze potential loan markets and develop referral networks to locate prospects for loans.
Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
Generate complete loan applications with corresponding documentation.
Improve loan applications and documentation by informing the applicant of additional requirements.
Help customers by answering questions and responding to requests.
Handle customer complaints and take appropriate action to resolve them.
Own the communication with the real estate agent or referral source.
Confer with processing and underwriting to aid in resolving mortgage application problems.
Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
Mortgage coaching available.
Qualifications and Skills:
NMLS License Required under the S.A.F.E. Act of 2008.
Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
Experience proactively soliciting new business.
Encompass experience, preferred.
Knowledge of mortgage products and programs.
Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
Advanced communication and collaboration skills.
Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
New Home Consultant
Loan Officer Job 92 miles from Lewiston
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
Participate in sales meetings, neighborhood promotions, and marketing programs.
Ensure the maintenance of Welcome Home Center models and inventory homes.
Complete required training and participate in community events and phone banks.
Requirements
High school diploma or equivalent; college degree and real estate license preferred.
1-2 years of experience in homebuilding or real estate sales preferred.
Valid driver's license and reliable transportation.
Strong communication, organizational, and customer service skills.
Proficiency in Microsoft Office and ability to use sales tracking tools.
Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-CA3
#CB
#IND-SALES
This information is intended to be a general overview and may be modified by the company due to factors affecting the business.
General Overview of Compensation & Benefits:
We reasonably expect the base compensation offered for this position to range from an annual salary of $34,652.00 - $34,652, subject to adjustment based on business-related factors such as employee qualifications, geographic pay differentials (e.g., cost of labor/living, etc.), and operational considerations.
This position may be eligible for bonuses.
This position may be eligible for commissions.
This position will be eligible for the described benefits listed in the above section in accordance with Company Policy.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Specialist/ Loan Officer
Loan Officer Job 196 miles from Lewiston
Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner. Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing.
Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations.
Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services.
Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant's financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan.
Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances.
Make inquiries of verified and documented information with respect to applicant's income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property.
Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.).
Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance.
Consistently hit ongoing deadlines regarding loan originations, etc.
Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation.
Other duties as assigned.
Additional Information
For any queries or to discuss this opportunity in detail please call me back on ************
Business Officer II
Loan Officer Job 24 miles from Lewiston
The position advises assigned college or unit administrative leadership about financial matters, oversees and advises the leadership team about financial and administrative decisions affecting their units. This position is responsible for ensuring the fiscal integrity of all general education, donation, revenue, grant and other budgets, within the specified units, ensuring compliance with all governing federal, state and University of Idaho policies and procedures and for providing the full spectrum of budgeting and administrative requirements for the unit including high-level budget planning and fiscal management.
Duties may include:
* Provides leadership, support, direction and training for financial support staff
* Collaboratively developing current and long-term budgets
* Monitoring funds usage and preparing budget projections, developing and providing periodic financial reports for unit leadership and other administrators as required
* Provides leadership and guidance for business processes
* Acting as a representative for the units in policy and compliance matters, financial business, accountability, and financial strategic planning in addition to providing general unit support in areas of strategic importance
* Other duties as assigned
Positions at this level manage a portfolio of funds for a college or division with annual operating expenses of approximately $10 - $20m, comprised of General Education funding and generally four or more additional fund types of moderate to high complexity. Positions most often supervise dedicated fiscal specialists and the work of administrative and/or financial specialists with alternate reporting lines within the college or division. Fiscal operations at this level generally support activities of 100 - 150 faculty and staff.
Mortgage Branch Manager & Loan Originator (Boise, ID)
Loan Officer Job 196 miles from Lewiston
Lead. Grow. Succeed.
Idaho Trust Mortgage, an affiliate of Idaho Trust Bank, is looking for an experienced Mortgage Branch Manager & Loan Originator to lead our Boise branch. This role offers a unique blend of leadership and production, allowing you to drive business growth, build a high-performing team, and originate loans while working with a trusted, relationship-focused mortgage brokerage.
As a Mortgage Branch Manager, you'll lead a team of mortgage professionals, develop referral networks, and expand our Preferred Broker relationships-all while maintaining your own personal production pipeline. If you thrive in an entrepreneurial environment where integrity, client service, and performance are paramount, we want to hear from you!
What You'll Do
Lead and grow a team of loan originators and processors
Recruit, mentor, and manage high-performing mortgage professionals
Originate loans while maintaining strong client relationships
Expand referral networks with real estate agents, builders, and financial professionals
Ensure compliance with lending regulations and internal policies
Develop branch production goals and support your team in achieving them
What We're looking For
5+ years of mortgage origination experience, with at least 2+ years in a leadership role
Active NMLS license (Idaho or eligibility to register in Idaho)
Proven sales and leadership track record in a mortgage brokerage or bank environment
Expertise in conventional, FHA, VA, jumbo, and HELOC loan products
Strong business development skills and an existing referral network (preferred)
Why Join Idaho Trust Mortgage
Base salary + competitive commissions on personal and branch production
Growth-oriented culture
Health, dental, and vision benefits available
Professional development and leadership opportunities
A mortgage company with a mission: “A Home for Everyone”
Mortgage Loan Officer / Home Loan Specialist - Bilingual
Loan Officer Job 196 miles from Lewiston
Job Details Boise ID - Boise, ID Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Candidate must be fluent in English and Spanish and have excellent written & verbal communication skills in both languages
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Outside Loan Originator
Loan Officer Job 196 miles from Lewiston
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Outside Loan Originator ("Outside LO") is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC ("CCM") processes and product guidelines.
Job Responsibilities:
* Source mortgage leads.
* Build business relationships with real estate agents and other lead sources.
* Analyze potential loan markets and develop referral networks to locate prospects for loans.
* Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs.
* Meet with applicants to obtain information for loan applications and answer questions about the process.
* Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
* Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
* Generate complete loan applications with corresponding documentation.
* Improve loan applications and documentation by informing the applicant of additional requirements.
* Help customers by answering questions and responding to requests.
* Handle customer complaints and take appropriate action to resolve them.
* Own the communication with the real estate agent or referral source.
* Confer with processing and underwriting to aid in resolving mortgage application problems.
* Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
* Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
* Mortgage coaching available.
Qualifications and Skills:
* NMLS License Required under the S.A.F.E. Act of 2008.
* Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
* Experience proactively soliciting new business.
* Encompass experience, preferred.
* Knowledge of mortgage products and programs.
* Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
* Advanced communication and collaboration skills.
* Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ***********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Loan Originator NE
Loan Officer Job 189 miles from Lewiston
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.