Loan Officer Jobs in Knoxville, TN

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), SmartFlex Days, and 11 Paid Company Holidays promote work-life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth. About Us SmartBank is rooted in our core values: Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating "WOW" experiences for our clients. For over 15 years, we've been delivering on this purpose in Tennessee, Alabama, and Florida, and we're continuously expanding our reach. Our team is empowered to care for our clients and actively participate in the communities we serve. At SmartBank, we prioritize individual needs, set high expectations, and celebrate achievements - that's the SmartBank way. Your Role as a Residential Lender Upholds SmartBank Core Values and Core Purpose. Adheres to and embraces the SmartBank Way by Acting Smart, Looking Smart and Being Smart. Actively participates in mortgage department meetings and geographic market meetings. Works in the community to create a brand awareness through outside sales. Attend events throughout the markets they support to increase brand awareness. Solicits first mortgage loans. Informs prospective loan clients of the financial institution's underwriting guidelines and applicable secondary market guidelines. Accepts online applications and interviews loan applicants by phone or in-person. Completes each loan application and all pre-processing functions in a timely manner to permit the disclosures to be sent out within the required three-business day period. Works with loan processor in gathering requested documents and necessary signatures for loan files. Orders credit reports and analyzes the credit history of applicants to determine their loan repayment capabilities. Completes appropriate underwriting documentation for each loan file. Submits loan to AUS for initial approval. Ensures maintenance of consistent file management, documentation and loan administration practices. Attends loan closings at various locations in the community they serve. Actively markets SmartBank's mortgage products and services to realtors, builders, CPA's, financial planners, title companies, etc. to solicit mortgage business. Completes weekly sales call reports and pipeline reports in a timely manner. Handles mortgage loan inquiries (cold calls) generated from advertising sources, customer referrals, etc. for assigned territory by visiting potential clients in the field. Cross-sells all other bank products when warranted and appropriate. Complies with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. Performs other duties as assigned. Position Requirements and Qualifications: Education: Bachelor's degree in business, finance or related field preferred. Two to four years of experience in originating secondary market mortgages, preferably in a bank environment. Training Requirements (licenses, programs, or certificates): NMLS registration required; participates in periodic training in mortgage products, services, regulations and compliance. Knowledge, Skills, and Abilities: Underwriting knowledge. Excellent communication skills (written, verbal, listening). Detail-oriented and well-organized. Ability to handle multiple priorities and produce results. Ability to handle frequent changes. Ability to maintain confidentiality and adhere to the institution's privacy policies. High level of integrity. Willingness to travel throughout their assigned territory to meet clients, solicit new business and attend community events in an outside sales capacity creating brand awareness. Work with little to no guidance but willing to independently meet goals and objectives as defined by supervisor. Self-motivated/takes initiative. Proficient level of computer competency including Microsoft Windows (Word, Excel, Outlook), typing proficient. Demonstrates ability to maintain a positive attitude. Able to maintain regular and predictable attendance. Willing to accept new ideas and methods and be agreeable to change. Work Conditions: Able to routinely stand, sit, bend and stoop. Frequently and regularly required movements using wrists, hands, and/or fingers. Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate machinery. Ability to hear average or normal conversations and receive ordinary information. May be required to travel to training sessions or meetings. SmartBank Associate Benefits SmartBank can offer you a comprehensive benefits package, including: Medical, dental, vision, life, and disability insurance. A 401(k) plan with an employer match of up to 4%. Generous paid time off (PTO), including a minimum of 3 weeks. SmartFlex Days. Up to 11 Paid Company Holidays. Mental health benefits, include 8 free sessions with a coach or certified professional. Paid community involvement opportunities. Company-provided apparel at no cost. Learning and development opportunities, including professional and career development and tuition reimbursement. Are you ready to be a part of the SmartBank team and experience all these incredible benefits? We look forward to welcoming you to our exceptional team!

In this key Outside Sales position, you will be responsible for selling the Lima One product suite by growing business partner relationships, tapping into your network, and ultimately sourcing and developing relationships with successful real estate investors. You clearly educate the market on the Lima One product set and company advantages, negotiating and closing loans. You will have access to selling the entire Lima One product suite of Fix and Flip loans, New Construction Loans, Rental Property Loans, and Multi-Family loans. These products are in high demand and you will have a best in class team to support you in everything you do. You will have incredible impact in our growth which means tremendous opportunities for you. You will achieve both the sales goals and service levels of the organization by developing and maintaining strong partnerships and always striving to exceed expectations. Duties and Responsibilities: Personally, source and fund $3+ million in closed loans per month (after initial training and ramp period) Carry yourself with the highest level of professionalism in the industry Fully understand the real estate investment property industry and be able to effectively communicate how the Lima One product set can help our clients grow and prosper Educate business partners, referral sources, brokers, and investors on the Lima One value proposition, and become a trusted advisor in your markets for all things real estate investment property finance Speak at industry events, host meetups, seminars, and industry networking functions to build your book of business and promote the Lima One brand Act with urgency and attack each day with great motivation to succeed and be the best in the industry Provide unmatched customer service Functioning as the Responsible Individual for Nevada state licensing Requirements Bachelor's degree Must possess current NMLS license or must obtain within 30 days of hire, and 2 years of loan origination experience 2+ years experience in the Private Lending industry (FNF, Bridge, New Construction and/or Perm Debt) in single family and multifamily asset classes. Excellent communication and presentation skills Proven ability to creatively source and develop new business Energetic and passionate about providing the best customer experience in the industry What We Offer: Competitive salary Uncapped Commissions First year income $100k-$200k with top performers earning more than $200k Amazing Culture Medical, Dental and Vision benefits Life, Short-Term Disability, Long-Term Disability Additional benefits such as Pet, Hospitalization and Accidental Insurance 401K with company match Excellent training PTO, sick days and holidays Parental Leave Growth opportunities About Lima One Capital: Lima One Capital is the nation's premier lender for real estate investors. Recognized by the Inc.5000 as one of America's fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, multifamily properties, and new construction. The company, founded by Marines, is distinguished as one of South Carolina's Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina, and is a wholly owned subsidiary of MFA Financial, Inc (NYSE) and markets its lending products over a national footprint of 46 states and the District of Columbia. Learn more about us at limaone.com. Notice to Third Party Recruiters and Agencies Lima One Capital does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of a fully executed agreement for a specified position, Lima One Capital has no obligation to pay any referral compensation or recruiter fee. In the event a recruiter or agency submits a resume or candidate without an agreement, Lima One Capital explicitly reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Lima One Capital. If you or your agency would like to be considered as a future recruiting partner, please email ********************** (Subject: Agency Partner Request).

If you're an experienced and motivated Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team. The iServe Winning Team - Experience the iServe Difference: Ginnie Mae issuer with guidelines down to 600 credit score Approachable support staff that closes your deals on time Operations team that recognizes the importance of your networking connections Dedicated marketing support to help you get more business Direct access to underwriting hotline for all your questions Diverse product mix State of the art technology Visionary leadership, exceptional corporate culture and open communication Industry innovators at the forefront promoting individualized growth and success Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success. iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES." Say "YES" to working with iServe today! Please see job details below: Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums. Essential Duties: • Engage in selling loan products outside the office more than 50% of the time. • Submit Loans, working efficiently with borrower, branch and corporate office • Maintain comprehensive working knowledge of: o Current Rates and Products o Company Policy and Procedure o Regulatory Compliance Requirements o Company provided tools o FHA / Conventional/VA process • Maintain State Licensing; continuing education required • Effectively use all marketing channels available • Cultivate and maintain relationships with Real Estate professionals • Communicate effectively with all parties involved, including, but not limited to: o Branch Manager o Operations Manager and Dept. o Underwriting Coordinator o Borrower • Present a professional image and demeanor both within the company and externally • Maintain requisite knowledge to perform job requirements. • Deliver results marked in a fashion marked with integrity. • Act as a role model/leader in achieving organizational results. • Seek innovative alternatives for performing assigned duties. • Work independently and work effectively with team members to achieve department growth. • Create an effective and respectful work environment. • Strive to exceed internal and external customer expectations. Other Duties: • Performs other duties as assigned. Qualifications (Education, Experience, and Skills): • Some college course work in business or finance preferred • NMLS License specific to state of employment • Minimum of two years job related experience • Residential mortgage banking knowledge and experience in negotiations or sales is required • Basic knowledge of PCs and related Microsoft office application • Self-motivated with strong desire to succeed • Strong sales ability and drive • Detail oriented with ability to multi task • Strong interpersonal & written communication skills • Strong team oriented atmosphere • Professionalism and integrity are essential • Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures • Basic mathematical skills • Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form • Ability to problem solve under a variety of situations and circumstances iServe Companies is committed to fair lending principles and compliance with all fair lending laws.

The Commercial Loan Officer is responsible for developing and managing a C&I portfolio, to include but not limited to owner-occupied real estate and equipment loans, and cash management services. Must have the ability to analyze credit requests, maximize profitability, and propose loan terms within established lending parameters. The role will require the ability to regularly present and communicate potential loan opportunities to an executive committee. Performs additional duties as assigned. Primary Responsibilities / Job Duties: * Cultivates relationships with key business contacts to identify a need for bank products and services, and develop new opportunities for growth. * Participates in community events and works with centers of influence to promote the First US Bank brand and cultivate additional relationship opportunities. * Plans and executes targeted business development calls; maintains updated prospect data base, customer relationship management reports, and pipeline reports. * Engages with customers on a regular basis to enhance the trusted advisor relationship; ensures business needs are being met; provides a high level of customer service; creates cross sell opportunities for other product lines. * Facilitates credit requests; demonstrates credit acumen and pricing discipline. * Meets established performance goals for new loan production, net portfolio growth, and other defined metrics. * Exhibits professionalism and discretion as a representative of First US Bank; demonstrates a commitment to excellence; consistently provides superior service to all internal and external customers; promptly responds to all communications. * Participates in and completes all required compliance training, including BSA/AML, as well as other internal and external training programs. * Performs additional duties as assigned. Position Requirements: * Bachelor's degree with a concentration in Finance, Accounting, or Economics * At least 5 years of experience in commercial lending or a similar role * Strong background in commercial risk analysis, underwriting, loan structure, and regulatory requirements * Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities * Professional demeanor with superior sales acumen and interpersonal skills Working Environment / Physical Demands: Work is performed in a professional office environment and requires the ability to operate standard office equipment and keyboards. Prolonged periods sitting at a desk and working on a computer. May require the ability to lift files, bend, reach, walk or maneuver around the bank. Must be able to lift up to 25 pounds at times. Disclaimer: This position description is not intended, and should not be construed, to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job; it is intended to be an accurate reflection of those principal job elements essential to the job. Federal Contractor - Equal Opportunity Employer M/F/Disabled/Vets

Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.

With relationships as one of Benchmark's core values, building and maintain relationships with the goal of sourcing loan applications will be the primary focus of our loan officers. The Loan Officer sources and originates loan applications from consumers and maintains relationships to develop and keep an active pipeline of applicants. Ideal candidates for this position have a strong service-oriented mindset with prior loan sale experience, excellent communication skills, and proven knowledge of mortgage lending compliance and regulatory requirements. Essential Functions of the Role: Establish and maintain relationships through frequent travel with individuals including existing clients, past clients, and real estate professionals to generate business referrals. Maintain a pipeline of applications within federal and state regulations. Analyze mortgage applications and determine the programs best meeting the needs of the consumer. Gather required application data and provide initial documents and disclosures to the applicant. Communicate and educate the consumer on qualified programs including benefits and risks. Support communication through the loan process between operations staff and the borrower. Provide all applicable initial documents and disclosures to the loan processor. Other duties as assigned. Essential Knowledge/Skills/Abilities: Strong communication skills Ability to generate leads Customer service oriented Proven ability to prioritize and multi-task Knowledge of various loan products (FHA, VA, conventional, etc.) General knowledge of credit reports and debt-to-income ratios Ability to adapt to market changes Knowledge of the mortgage loan process Proven ability to monitor and track multiple deadlines Experience Requirements: One to two years residential mortgage origination experience required. Education/Licensing Requirements: High school diploma or equivalent required. Some college preferred. Licensed in market area and registered nationally in NMLS. Professional certifications (CMB, CMC, CMPS) preferred. Working Conditions: Fast-paced environment. Requires normal vision (corrected) both close and distant. Requires normal hearing levels (corrected). Requires working at a desk to use a phone and computer for extended periods of time. Requires sitting, bending. Works effectively with frequent interruptions. Lifting requirements of 10 lbs. occasionally. Frequent travel >50%. Along with a great culture and competitive pay, at (Benchmark/Eleven) Mortgage our full-time employees are eligible for additional benefits including: Medical, dental, and vision insurance Short-term and long-term disability 401(k) and Roth 401(k) plans with a Company match Company-provided life insurance AND MORE!

Job Details Undisclosed 3507 Farragut Tennessee - Knoxville, TN N/A Undisclosed Undisclosed Undisclosed Undisclosed Undisclosed UndisclosedLoan Officer Essential Function: Originate residential real estate mortgage loans. This includes obtaining applications as well as coordinating and assisting in the processing and closing of loans. The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities. Consistently meet or exceed company goals, and meet and maintain all licensing requirements including continuing education. AFN is closing over $1 billion home loans each month and continuing to grow. Job Responsibilities: Responsible for the outside sales and origination of self-generated residential mortgages. Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc. Perform business development activities to increase recurring production including: maintenance of a client database, client and customer calling/monitoring efforts and additional activities as proposed by management. Manage a loan pipeline and the loan process to ensure loans fund in a timely manner. Develop and maintain relationships with real estate agents, financial planners, individual borrowers and builders, etc. Minimum Qualifications: One or more years of experience in loan origination preferred. NMLS state and federal required. Knowledge of conventional and/or government guidelines. Knowledge of processing, underwriting and closing procedures. Teamwork and customer service oriented Experience with Encompass Self-motivated & highly organized. Professional and effective interpersonal skills. The Benefits: Competitive pay AFN pays commissions every Friday! Closing by Friday? Get paid for it the following Friday. Medical, Dental, Vision, 401k. Who We Are: American Financial Network, Inc. (“AFN”) is a unique force in the mortgage market. We are one of the nation's largest privately held mortgage companies with the resources necessary to compete on a national level with the largest publicly held banks. AFN maintains speed to decision, responsive communication and flexibility through its private ownership and flat organizational structure. We are driven by a vision of being a market leader through creating the ultimate in customer service and being consistently better by always seeking new ways to improve. We're Proud of our Accomplishments! Top 100 Mortgage Companies in America by Mortgage Executive Magazine 50 Best Companies to Work For by Mortgage Executive Magazine Top Mortgage Employer by National Mortgage Professional Magazine Top 10 Mortgage Company in Customer Satisfaction by Social Survey America's Fastest Growing Companies by Inc 5000 Most Powerful Women in Mortgage and Women of Influence awarded to our EVP of Operations by National Mortgage Professional Magazine & Housing Wire Magazine American Financial Network, Inc., NMLS #237341 is an Equal Opportunity Employer.

Job Summary: Under the direction of the Consumer Loan Manager, the Consumer Loan Originator will work with members to process loan applications. Essential Functions: Effectively manage relevant Consumer Loan Originator queues to keep applications worked in a timely and thorough manner. Provide members with updates to loan application status as relevant. Ability to effectively communicate to members when additional loan documentation is required. Ability to conduct a thorough and inclusive loan interview. Ability to clearly communicate the loan request details to the Consumer Loan Underwriter and/or Consumer Loan Funder as needed. Ability to effectively communicate the loan decision to the member and advise the member how to improve their credit score for future requests when applicable. Accurately input the member's information in the consumer loan application. Skilled in determining a collateral value for secured loans. Answer phone calls and/or video chat requests from members in a timely manner. Ability to confidently assess member needs and match ancillary products and/or services to those needs. Thorough knowledge of our ancillary products and services. Meet or exceed ancillary product sales requirements. Ability to thoroughly review credit reports and identify possible loans for opportunity of recapture and determine tradelines that should or should not be included in the debt-to-income ratio. Maintain open line of communication with teammates to ensure all detailed information is shared. Perform other duties as assigned. Requirements Job Qualifications: High school diploma or equivalent. Job Skills, Abilities, and Knowledge: Skilled in strong sales with the ability to communicate, present, and influence members on the benefits of our ancillary products as appropriate. Ability to work under pressure to provide quick service to members, while maintaining accuracy. Excellent organizational, time management, and problem-solving skills. Skilled in the loan interview process and effective listening to provide superb service and exceed members' needs. Skilled in technology with the ability to quickly navigate applicable lending software and virtual/digital work. Ability to work in a paperless environment. Ability to work with confidence in multiple software applications simultaneously. Possess the ability to incorporate existing or available technologies to help automate certain processes. Skilled in both verbal and written communications, able to correspond with members and venders with professionalism. Must have a broad knowledge and understanding of credit union loan policies and procedures. Ability to effectively present information and respond to questions from members. Ability to communicate at all levels in the organization. This includes proper phone etiquette. Ability to work independently, as well as contributing to a team, in a fast-paced environment. Ability to apply common sense understanding to carry out instructions furnished in written and oral form. Comprehensive understanding of annual percentage rate, amortization schedules, and simple interest calculations. Successful completion of REG B and REG Z courses. Mental & Physical Requirements: Requires sitting 6-8 hours a day; Stress related to managing application volume. Must be able to work a flexible schedule to include weekends and occasional after hours as necessary. Saturday hours are required on rotation. This is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice. This does not constitute a written or implied contract of employment. I acknowledge receipt of this job description.

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** #RGNL Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Title: Bilingual Loan Specialist (LO) Job Status: Full Time/Salary Department: Credit Reports to: Senior Credit Manager Salary Grade Level : 10 Amount of Travel Required: As Needed Campus Workstyle: Office Optimal Vanderbilt Mortgage and Finance, Inc. was established in 1974 and currently services over 150,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we're financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services and a coast-to-coast presence. We're professionally strong, from entry level to more experienced positions, we're actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success, you'll enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work/life balance. YOU COULD BE PAID: $70,000 to $73,000 (total compensation) POSITION SUMMARY: The Bilingual Loan Specialist position exists to assist consumers in obtaining mortgage loans. ESSENTIAL FUNCTIONS: Presents or communicates credit terms for the purposes of negotiating prospective credit. Ensures proper communication to maintain a level of excellence in the Customer Experience. Analyzes and approves mortgage loans by examining applicant and financial information to determine credit worthiness. Markets and promotes Vanderbilt Mortgage and Finance, Incorporated by developing and cultivating relationships with our company Home Centers and prospective Home Buyers. Ensures timely and efficient processing of credit applications and communication to individual Home Centers. Possesses lending authority according to guidelines. Maintains licensing for assigned states. Services 4-13 home centers for the purpose of providing programs to our home buyers. Helps determine appropriate loan products for individual home buyers; this would include Conventional and FHA products. Reviews applications for income, employment and credit report information and compares to FHA guidelines and Vanderbilt credit overlay for FHA Title II loans when applicable. Reviews AUS findings to structure and require conditions for underwriting of government back loan products. Pulls and reviews independent 3rd party credit reports outside of the LOS for review of non-borrowing individuals and updates LOS accordingly for government backed loan review. Establishes direct interaction to provide mortgage products. Maintains punctuality and attendance standards. Performs other duties as assigned. QUALIFICATIONS: Fluent in Spanish and English. 1-year experience and an undergraduate degree or equivalent experience in lending. Knowledge of available loan products to better serve the home buyer. Must be able to pass a national licensing test, state licensing test, and meet other various state defined criteria to achieve and maintain specific mortgage professional licensing. Ability to effectively communicate and interact with internal customers and external consumers via phone, email, and fax. Good interpersonal skills and a strong desire to provide exceptional customer service. Ability to manage multiple duties with a sense of urgency. Great attention to detail and organizational skills. Travel and flexible hours in work schedule necessary. Ability to work in a team environment. Strong computer skills. Knowledge of AS/400, Word, and Excel a plus. PHYSICAL DEMANDS: Must be able to remain in a stationary position 75% of the time. Constantly operate a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer. 90% communication methods completed over the phone. Must be able to exchange accurate information at all times. Ability to identify and assess account status and determine appropriate process. Constantly works in an indoor temperature controlled, sealed window office environment. BENEFITS: Medical and Dental Plan with Prescription Coverage and Vision Competitive benefits including 401(K) includes 100% company match of the first 4% Paid time off days (PTO), maternity/paternity leave, and holidays Community involvement including Volunteer Paid Time Off (VTO) Tuition Assistance for your first degree Enjoy coming “home” to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being Collaborative and energetic work environment Professional development and promotion opportunities Competitive bonus programs Here are some more reasons to choose Vanderbilt Mortgage! A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401(k) programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more. Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America's Best Employers, America's Best Employers by State, Best Employers for Diversity, Best Employers for Women. As part of Vanderbilt Mortgage's commitment to Opening Doors to a Better Life, VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program. At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members. Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course. Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.Vanderbilt Mortgage. Where you start a job and gain a career! Business Unit - Vanderbilt Mortgage

All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given or the minimums in the industry? We heard this message from our team and have invested in world class origination software, CRM, mobile mortgage application technology, marketing automation platform and data reporting /analytic software to make it happen! Jet Direct Mortgage's mission is to be the #1 Brand and Premier Local Lender in all of our licensed states. To accomplish this we will: Provide a world class culture to support our team and our clients Provide technology to support and solve the issues of our team and our clients Provide the highest value for the most competitive pricing to our team and our clients Provide the best in service for our team and our clients Here is what we are looking for in our Mortgage Loan Officers/Originators: Experienced, honest, ethical, and hardworking Enjoys working with clients and helping them achieve their goals of owning a home Ability to manage a pipeline and collect documents pertinent to mortgage loan origination Provide superior customer service, engaging with consumers by determining their needs and offer appropriate products Meet individual monthly sales goals set by Jet Direct Mortgage Looking to build a network to Self Generate business for their future Mortgage Loan Officers/Originators Qualifications: Must possess an approved STATE NMLS license Detail-oriented with demonstrated, careful decision-making skills Maintenance of mortgage licenses by completing mandatory annual continuing education A solid understanding of appraisals, title reports & product guidelines Utilize in-house technical systems and programs such as Encompass Knowledgeable in regulatory, policy and compliance issues pertaining to the mortgage industry Ability to maintain and grow a network of prospects, customers, realtors & referral partnerships Bilingual a PLUS What you will get (of course!): Competitive compensation and incentives Excellent benefit packages that range from 401k to Medical, Dental, 401(k), Life Insurance and more In house processing and underwriting team supporting you Creative sales driven marketing team and tools Technical support providing help desk, reporting and lead management, equipment troubleshooting and more Assistance in growing your network of Realtors and other referral sources Come join our team! We are a direct lending Mortgage Bank licensed in 27 States, and more to come. We will help you meet and exceed your goals for 2024 and beyond!

Clayton Bank, founded in 1899 at Henderson, is one of the highest ranked banks in the nation based on ROA, Charge-offs, Efficiency, NIM, and Loan Growth. With assets of $1.3 Billion, the holding company, Clayton Bancorp, is based in Knoxville and owns Clayton Bank and Trust operates numerous banking centers across Tennessee. The holding company is owned by Jim Clayton, and the staff, utilizing an ESOP structure - making every team member an owner. The banks are consistently recognized for outstanding client satisfaction, strong capital position, superior compliance metrics, and top rated financial performance. Visit: ******************* for more information. Job Description The Loan Processor is responsible for: Completes transactions between bank, sellers and borrowers, by performing the following duties Assembles, prepares and processes loan packages for consumer and commercial loans following bank policies and procedures Verifies accuracy and completeness of all loan files obtaining proper signatures, dates and other relevant data Ensures accuracy and current on RESPA and TRID disclosures Ensures proper communication with various departments to help handle customers and processing/closing loans Ability to book loans (consumer, real estate and commercial) onto computer system using loan software Qualifications Candidates should possess the following qualifications: College degree or relevant experience required Knowledge of lending guidelines and regulations, including ATR, TRID, HMDA, ECOA, etc. Good understanding of financial institution products and services Ability to read and comprehend training materials, bank communications and related loan manuals Ability to learn and follow bank policies regarding the lending process Additional Information Competitive Pay Benefits ESOP

Old National Bank has been serving clients and communities since 1834. With over $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We are seeking a Mortgage Loan Originator with a strong sales orientation. The Mortgage Loan Originator is responsible for establishing relationships with other Old National Bankers in the market to source clients. Additionally, responsible for establishing relationships with outside centers of influence to source new clients. The ideal candidate will have banking experience to draw on which will enable success through our training program. Old National Bank's Mortgage Department is the place to be for the sales-oriented lender. We handle in-house servicing of all conventional and portfolio loans. We offer a wide array of Portfolio Products including Jumbo Loans; One-time Close Construction and Professional Program. Old National offers mortgage products that professionals such as physicians, dentists, optometrists and professors desire as well as multiple product offerings for Conventional, FHA, VA, USDA. Additionally, we offer IN Housing, KY Housing, HOP, and MCC. We provide an aggressive compensation plan and in-house operational teams for processing, underwriting and closing. Salary Range The salary range for this position is $00.00 - $60,000 base/ plus commission per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Responsibilities: * Generate new business opportunities through established realtor and customer relationships. * Proactively engage and partner with assigned banking centers to expand business. * Provide professional counsel to clients to understand the benefits of Old National Bank's products and services. * Engage with the customer throughout the loan application, approval and closing process. * Eligible to register with the National Mortgage Licensing System and Registry (NMLS) or currently NMLS registered. Qualifications: * 3-5 years of proven Mortgage Loan Origination capability required * 2+ years of bank/financial services industry experience is essential. * Must be a self-starter who is organized. * Detail oriented is helpful. * Must be able to work independently without direct supervision. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!

Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit Travel up to 50% MLO approved license in NMLS Compensation · State Minimum Hourly - $7.25 (Recoverable) · Commissions on personal production · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min. Wage (recoverable), commission eligible

If you're an experienced and motivated Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team. The iServe Winning Team - Experience the iServe Difference: Ginnie Mae issuer with guidelines down to 600 credit score Approachable support staff that closes your deals on time Operations team that recognizes the importance of your networking connections Dedicated marketing support to help you get more business Direct access to underwriting hotline for all your questions Diverse product mix State of the art technology Visionary leadership, exceptional corporate culture and open communication Industry innovators at the forefront promoting individualized growth and success Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success. iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES." Say "YES" to working with iServe today! Please see job details below: Summary of Duties: The Loan Originator position requires maintaining minimum production standards, progressing towards exceeding those minimums. Essential Duties: • Engage in selling loan products outside the office more than 50% of the time. • Submit Loans, working efficiently with borrower, branch and corporate office • Maintain comprehensive working knowledge of: o Current Rates and Products o Company Policy and Procedure o Regulatory Compliance Requirements o Company provided tools o FHA / Conventional/VA process • Maintain State Licensing; continuing education required • Effectively use all marketing channels available • Cultivate and maintain relationships with Real Estate professionals • Communicate effectively with all parties involved, including, but not limited to: o Branch Manager o Operations Manager and Dept. o Underwriting Coordinator o Borrower • Present a professional image and demeanor both within the company and externally • Maintain requisite knowledge to perform job requirements. • Deliver results marked in a fashion marked with integrity. • Act as a role model/leader in achieving organizational results. • Seek innovative alternatives for performing assigned duties. • Work independently and work effectively with team members to achieve department growth. • Create an effective and respectful work environment. • Strive to exceed internal and external customer expectations. Other Duties: • Performs other duties as assigned. Qualifications (Education, Experience, and Skills): • Some college course work in business or finance preferred • NMLS License specific to state of employment • Minimum of two years job related experience • Residential mortgage banking knowledge and experience in negotiations or sales is required • Basic knowledge of PCs and related Microsoft office application • Self-motivated with strong desire to succeed • Strong sales ability and drive • Detail oriented with ability to multi task • Strong interpersonal & written communication skills • Strong team oriented atmosphere • Professionalism and integrity are essential • Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures • Basic mathematical skills • Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form • Ability to problem solve under a variety of situations and circumstances iServe Companies is committed to fair lending principles and compliance with all fair lending laws.

Full-time Description Join Our Team! Seeking experienced bilingual loan officer looking to make a real impact in the Hispanic community. Hipotecasa, a division of Mortgage Investors Group, is seeking a passionate and experienced loan officer to join our dynamic team. If you have 3-5 years of proven experience in the mortgage industry, fully understand the Hispanic culture, and share our commitment to serving the underserved Hispanic community, we want to hear from you. As a loan officer at Hipotecasa, you'll have the opportunity to: ? Utilize your bilingual skills to connect with and assist Hispanic clients in navigating the mortgage process. ? Make a meaningful difference by providing access to affordable homeownership opportunities to those who need it most. ? Work in a supportive and collaborative environment with a team dedicated to excellence and community impact. MIG has been #1 with THDA and RD in Tennessee y for more than a decade! Requirements: 3-5 years of experience as a loan officer in the mortgage industry. Bilingual proficiency in English and Spanish. Fully understand the Hispanic culture. Strong communication and interpersonal skills. Passion for serving the underserved Hispanic community. Willingness to work evenings and weekends to accommodate the needs of our clients. If you're ready to take your career to the next level while making a positive difference in the lives of others, apply now to join the Hipotecasa team! Hipotecasa - Empowering Communities Through Homeownership POSITION SUMMARY Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best-case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands-on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success ANNUAL TRAINING REQUIREMENTS New hires must complete the following training courses: BSM/AML: The Basics Marketing Compliance Annual Consumer Complaint Attestation Existing employees must complete the following training courses: BSA and AML: Essentials Annual Sexual Harassment Training PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." ADDITIONAL INFORMATION Notice: The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.

Full-time Description Job Summary: Under the direction of the Consumer Loan Manager, the Consumer Loan Originator will work with members to process loan applications. Essential Functions: Effectively manage relevant Consumer Loan Originator queues to keep applications worked in a timely and thorough manner. Provide members with updates to loan application status as relevant. Ability to effectively communicate to members when additional loan documentation is required. Ability to conduct a thorough and inclusive loan interview. Ability to clearly communicate the loan request details to the Consumer Loan Underwriter and/or Consumer Loan Funder as needed. Ability to effectively communicate the loan decision to the member and advise the member how to improve their credit score for future requests when applicable. Accurately input the member's information in the consumer loan application. Skilled in determining a collateral value for secured loans. Answer phone calls and/or video chat requests from members in a timely manner. Ability to confidently assess member needs and match ancillary products and/or services to those needs. Thorough knowledge of our ancillary products and services. Meet or exceed ancillary product sales requirements. Ability to thoroughly review credit reports and identify possible loans for opportunity of recapture and determine tradelines that should or should not be included in the debt-to-income ratio. Maintain open line of communication with teammates to ensure all detailed information is shared. Perform other duties as assigned. Requirements Job Qualifications: High school diploma or equivalent. Job Skills, Abilities, and Knowledge: Skilled in strong sales with the ability to communicate, present, and influence members on the benefits of our ancillary products as appropriate. Ability to work under pressure to provide quick service to members, while maintaining accuracy. Excellent organizational, time management, and problem-solving skills. Skilled in the loan interview process and effective listening to provide superb service and exceed members' needs. Skilled in technology with the ability to quickly navigate applicable lending software and virtual/digital work. Ability to work in a paperless environment. Ability to work with confidence in multiple software applications simultaneously. Possess the ability to incorporate existing or available technologies to help automate certain processes. Skilled in both verbal and written communications, able to correspond with members and venders with professionalism. Must have a broad knowledge and understanding of credit union loan policies and procedures. Ability to effectively present information and respond to questions from members. Ability to communicate at all levels in the organization. This includes proper phone etiquette. Ability to work independently, as well as contributing to a team, in a fast-paced environment. Ability to apply common sense understanding to carry out instructions furnished in written and oral form. Comprehensive understanding of annual percentage rate, amortization schedules, and simple interest calculations. Successful completion of REG B and REG Z courses. Mental & Physical Requirements: Requires sitting 6-8 hours a day; Stress related to managing application volume. Must be able to work a flexible schedule to include weekends and occasional after hours as necessary. Saturday hours are required on rotation. This is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice. This does not constitute a written or implied contract of employment. I acknowledge receipt of this job description.

Clayton Bank, founded in 1899 at Henderson, is one of the highest ranked banks in the nation based on ROA, Charge-offs, Efficiency, NIM, and Loan Growth. With assets of $1.3 Billion, the holding company, Clayton Bancorp, is based in Knoxville and owns Clayton Bank and Trust operates numerous banking centers across Tennessee. The holding company is owned by Jim Clayton, and the staff, utilizing an ESOP structure - making every team member an owner. The banks are consistently recognized for outstanding client satisfaction, strong capital position, superior compliance metrics, and top rated financial performance. Visit: ******************* for more information. Job Description The Loan Processor is responsible for: Completes transactions between bank, sellers and borrowers, by performing the following duties Assembles, prepares and processes loan packages for consumer and commercial loans following bank policies and procedures Verifies accuracy and completeness of all loan files obtaining proper signatures, dates and other relevant data Ensures accuracy and current on RESPA and TRID disclosures Ensures proper communication with various departments to help handle customers and processing/closing loans Ability to book loans (consumer, real estate and commercial) onto computer system using loan software Qualifications Candidates should possess the following qualifications: College degree or relevant experience required Knowledge of lending guidelines and regulations, including ATR, TRID, HMDA, ECOA, etc. Good understanding of financial institution products and services Ability to read and comprehend training materials, bank communications and related loan manuals Ability to learn and follow bank policies regarding the lending process Additional Information Competitive Pay Benefits ESOP