Mortgage Loan Officer
Loan Officer Job 300 miles from Jackson
Consumer Direct Mortgage Loan Officers receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success.
NAF LO's have all the modern tools needed to move fast and be successful, including:
Industry leading Comp Plan with super low online rates and fees.
1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you.
The latest and fastest CRM and LOS systems.
NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone
Texting ability from our CRM, as well as mass voice mails to reach a group.
We service our own loans, your picture and contact info stay on their mortgage coupon.
All your funded clients are yours to keep, you get the refinances and referrals for higher comp!
Let us show you a solid plan for ensuring a repeat and stable business plan to smooth out the ups and downs of the Mortgage Industry.
Location: Remote OK (Unless you are within 31 miles of a Consumer Direct branch)
Responsibilities
Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations.
Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them.
Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day.
Accept multiple live, qualified inbound leads daily.
Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff.
Structure and price loans accurately.
Qualifications
2+ years' full time purchase or refinance loan origination experience; call center environment preferred.
Strong desire to succeed in a sales environment and be a top producer.
Ability to correctly and accurately structure and price loans.
Complete knowledge of conventional and government loan programs (purchase and refinance).
Current NMLS license. ( Must have pass National test & 20 hour lic. course.)
Desired Education/Experience
High School Diploma or equivalent
Two or more recent years' full time loan origination experience, preferably in a call center environment
Current NMLS license.
Other Duties: This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization.
Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S.
Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.
[EOE/M/F/D/V. Drug-free workplace.]
Mortgage Loan Officer
Loan Officer Job 297 miles from Jackson
The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines.
Essential Duties of the Position:
• Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required.
• Complete LPII checklist on all files and adhere to company time frames.
• Call and obtain conditions from borrowers and Realtors.
• Meets with clients to sign Loan Application and Disclosures.
• With new contracts, facilitate the introduction to Realtors via e-mail
• All files turned into processing within 24 hours of meeting with the borrower.
• Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline.
• Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship.
• Clears any conditions that require communication to the clients.
• Communicates with your team all information pertaining to client and/or property to meet file expectations.
• Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.).
• Tracks and manages new leads and follows up on referral business.
• Sends out correspondence - Thank you cards, Closing Cost Calculators, etc.
• Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc.
• Be able to quote interest rates and lock loans.
• Solve escrow issues
• Consistently exceed borrower expectations and Realtor/Builder expectations.
• Set up file using the loan officer checklist and turn into processing.
• Review all closing statements and compare to signed GFE before signings and correct discrepancies.
• Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines).
• Face to face meetings with clients
• Re disclose all new loans when there is a change of circumstance.
• Attend loan closings
• Continue to assume responsibilities and help the team grow.
• Obtain 3 current client referrals that go to closing each month.
Job Requirements:
• Must be able to work 40 hours per week and overtime as required.
• Must be proficient in Word, Excel and Outlook applications.
• Proficient in DU/DO, LP, & major Origination systems.
• Must have excellent verbal and written communication skills.
• Must have a positive attitude.
• Must be dependable, self-motivated and require minimal supervision.
• Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines.
• Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects.
• Must be registered and licensed through NMLS.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
Top Performing Consumer Direct Loan Officers Wanted - 100% Company-Provided Leads, Exclusive Cash-Out & Home Equity Focus!
Loan Officer Job 223 miles from Jackson
Top Flite Financial Consumer Direct Division (******************* is seeking elite Consumer Direct Loan Officers looking to elevate their careers.
Who We Are:
We're one of the nation's premier Consumer Direct mortgage operations, with a model built specifically for the
top-performing loan officer
. At Top Flite, we provide all the tools and resources to empower you to close more loans and earn more money, including:
Exclusive Focus on Cash-Out and Home Equity Transactions: Specializing in the types of loans that get clients fast access to equity
.
You will only receive cash out or Home Equity loan real-time inbound leads.
Niche Lender:
"Be Something to Somebody, Not Everything to Everybody" -
We live by this and built our entire model around this philosophy. Agency Cash Out/Debt Restructure down to 500 credit scores, Non-QM Products down to a 620 Fico, Reverse Mortgages, and a true Stand Alone Second Home Equity Loan Product are the primary programs we offer.
100% Company-Provided Leads: You'll have access to live transfers and preset appointments provided by our in-house telemarketing team. We are prepared for the 1 to 1 consent challenges in 2025. Our lead model is second to none with only premier third-party partnerships and a heavy focus on first-party lead generation. Every LO has access to the same quality and quantity of leads regardless of tenure or production ranking.
Live Transfers: We help CD Loan Officers make more money by investing in our Mortgage Coordinator team which spends 100% of their time prospecting leads and lining them up for conversations with loan officers. We realize most CD loan officers dial 100% for themselves. This is one of the biggest advantages of being a Top Flite CD Loan Officer.
Top-Notch Technology Stack: Our cutting-edge systems help you streamline your process, focus on selling, and maximize your efficiency. Encompass LOS (Custom Built), Velocify CRM, Botsplash (SMS), Ambition (Gamification and reporting), and custom in-house proprietary software development.
Dedicated Client Service Managers (CSMs): They handle all borrower and third-party documentation, allowing you to focus almost entirely on new business.
What We're Looking For:
We want
only the best
. If you consistently perform in the top 25% of your current company and are looking for a better opportunity to scale your success, we want to talk to you. Candidates must:
Have a proven track record of success in a consumer direct lead model.
Be able to provide verifiable proof of production and income to demonstrate top-tier performance.
Possess strong sales skills and a drive to succeed in a fast-paced, high-volume environment.
You must be a person of integrity, work well with your team members (especially operations), and be coachable. We have a system and we will need you to be open-minded enough to make changes to the way you may have done things in the past.
Why Top Flite Financial?
At Top Flite Financial, we provide you with everything you need to thrive. You'll have full access to a steady stream of qualified leads, high-end support from our team, and the resources necessary to grow your business rapidly. Here's why top producers choose us:
Work With the Best: Join a team that prioritizes growth, efficiency, and performance.
Make More Money: Close more loans with our streamlined, lead-rich environment, without worrying about generating leads yourself. A top producer will have the ability to step in and quickly set their sites on a realistic $2 million + per month in volume and a 200K+ income opportunity.
Dedicated Support: Our in-house team ensures you're never bogged down with administrative tasks, so you can do what you do best-close deals.
Culture: We have spent 8+ years building a family atmosphere and an elite CD model. Several Industry leaders have complimented us on how unique our culture is and how we have one of the best-kept secrets in the mortgage industry. We are small with less than 40 Loan Officers and are just now deciding to scale the sales team.
Reputation: We have built an awesome online reputation. Please google "Top Flite Financial Consumer Direct" and check out our reviews. We are also ranked as the #2 Lender on all of Lending Tree: *********************************************************************
Is this an On-Site or Remote Position?
We have openings in our St. Louis, MO branch for on-site Loan Officers.
Ready to Take Your Career to the Next Level?
Our interview process for these roles will consist of an initial phone interview with the Founder of the Cd Division (Todd Feager), and then a series of additional conversations and shadow sessions with members of the team to make 100% certain there is a high probability of a long term fit for both parties.
If you're a proven Consumer Direct LO looking for a very unique opportunity, let's have a conversation
Agriculture Loan Officer
Loan Officer Job 218 miles from Jackson
United Producers, Inc. operates 30 facilities and provide livestock services to over 35,000 members across Illinois, Indiana, Kentucky, Michigan, Missouri, Ohio and Tennessee, handling approximately 3 million head of livestock annually.
This is a full-time remote role for a Agriculture Loan Officer. However, the successful individual will need to be located in or near Elizabethtown, Kentucky and have the ability to travel to customer sites. The Regional Loan Officer will be responsible for developing relationships with customers, originating loans, conducting farm visits and livestock inspections, and managing a loan portfolio. They will also work closely with management to identify business opportunities and provide customized solutions to the customer base.
Qualifications
Bachelor's degree in AgBusiness, AgEconomics, Finance, or related field
3+ years of proven experience in Ag-lending or related position
Knowledge of the agriculture industry
Strong interpersonal, communication, and customer service skills
Strong time-management skills, perseverance, and self-motivation
Strong attention to detail and accuracy
Benefits:
401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible schedule
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Parental leave
Tuition reimbursement
Vision insurance
Home Loan Specialist
Loan Officer Job 223 miles from Jackson
Job Title: Home Loan Specialist I - Contract-to-Hire
Pay Rate: $22/hour
Employment Type: 6-Month Contract-to-Hire (Full Benefits After Conversion)
We're looking for a motivated Home Loan Specialist I to join a dynamic and well-respected financial services team. This is a 6-month contract-to-hire opportunity with full benefits offered once converted to permanent. If you have a passion for mortgage processing, title reviews, or administrative support and are eager to grow in the financial services industry, this could be the perfect opportunity for you!
Key Responsibilities:
Title Report Review: Assist with reviewing and validating title reports, identifying and researching any possible liens.
Property Tax & Escrow Setup: Work with property tax details to help set up escrow accounts for mortgage payments, including due dates and monthly amounts.
Loan Processing Support: Provide administrative support in loan processing, closing, and servicing.
Data Entry & Third-Party Orders: Handle routine data entry tasks and initiate third-party orders for title, appraisal, credit reports, etc.
Customer Communication: Respond to routine calls, emails, and chats, providing great customer service.
Queue Monitoring: Monitor work queues, intervene as needed, and ensure smooth processing.
Qualifications:
Associate's degree or equivalent work experience.
Basic understanding of the mortgage loan process and title report review.
Experience with property taxes, vesting, and escrow accounts is a plus.
Proficiency in Microsoft Office (Excel, Word, Outlook).
Strong attention to detail and organizational skills.
Ability to handle multiple tasks in a fast-paced environment.
Excellent communication skills and a customer-focused mindset.
Why You Should Apply:
Contract-to-Hire with Full Benefits: A 6-month contract that offers full health, dental, and vision benefits once you convert to permanent.
Great Company Culture: Join a well-known financial services organization that values employee growth and development.
Onsite Position: Work onsite in a collaborative and dynamic office in Tampa, FL.
Competitive Pay: Competitive pay rate of $22/hour with room to grow after permanent conversion.
This is a great opportunity for individuals looking to gain experience in the mortgage industry or further their career in loan servicing, title review, and property tax management.
Associate Loan Originator, NE
Loan Officer Job In Missouri
divstrong Description/strongbr/pUnder the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff. /pbr/br/strong Responsibilities/strongbr/ul
lispan Markets and promotes PrimeLending's financial products;/span/li
lispan Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship./span/li
lispan Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator./span/li
lispan Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines./span/li
lispan Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers./span/li
lispan Collects and analyzes information regarding the customer's income, assets, investments or debts./span/li
lispan Schedules appointments with potential customers for the team./span/li
lispan Interacts and interfaces with all parties involved in each individual loan transaction from application to closing./span/li
lispan Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing./span/li
lispan Negotiates terms and conditions of loans with customers./span/li
lispan Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages./span/li
lispan Maintains a professional image and adheres to standards consistent with company policies and procedures./span/li
lispan Meets customer service standards as outlined by management./span/li
lispan Other functions as needed./span/li
/ulbr/br/strong Qualifications/strongbr/ul
lispan High school diploma or equivalent and appropriate licenses as required by state./span/li
lispan Valid driver's license and current automobile liability insurance./span/li
lispanA minimum of 6 months loan originator experience required./span/li
lispan Interacts with regional amp; corporate departments, as well as realtors, sales agents, builders, appraisers, etc./span/li
lispan Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written./span/li
lispan Ability to quickly assess and process large amounts of data and use of appropriate AU software technology./span/li
lispan Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts./span/li
lispan Continue to expand knowledge of issues influencing the industry and the organization./span/li
lispani*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status./i/span/li
/ul
p /p
p style="margin-left:0in"spani The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company./i/span/pbr/br//div
Junior Loan Officer
Loan Officer Job 132 miles from Jackson
Are you an outgoing people-person who thrives in a fast-paced work environment? If so, we are looking for you! Our lending team is seeking a junior loan officer to help applicants navigate through the home loan process. We offer the training, the technology, and the team support to help you succeed.
If you are looking for a lucrative career using your communications and interpersonal relationship-building talents, apply today!
New Home Consultant
Loan Officer Job 107 miles from Jackson
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a "tickled, delighted and happy" customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
* Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
* Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
* Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
* Participate in sales meetings, neighborhood promotions, and marketing programs.
* Ensure the maintenance of Welcome Home Center models and inventory homes.
* Complete required training and participate in community events and phone banks.
Requirements
* High school diploma or equivalent; college degree and real estate license preferred.
* 1-2 years of experience in homebuilding or real estate sales preferred.
* Valid driver's license and reliable transportation.
* Strong communication, organizational, and customer service skills.
* Proficiency in Microsoft Office and ability to use sales tracking tools.
* Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#CB
#LI-CI1
#IND-SALES
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Junior Officer
Loan Officer Job 133 miles from Jackson
About Albea & the Product line that is recruiting Albéa is a global leader in beauty, personal care, oral care, pharmaceutical and food packaging. Our site, Albéa Goa integrates manufacturing capacities for Laminate Tubes for Oral Care, Cosmetics and Pharmaceutical Markets & for injection moulded components for Tube Laminate Packaging.
Main activities
Operational Accounting - Payable
Data Compilation for Statutory Audit
Payment processing
Daily Fund Position
MIS Reports
Accountability including KPIs
Ensure timely booking of Operational accounting functions
Timely payment processing
Completion of MIS reports within timelines
Profile (Experience & qualifications)
B.com/M.Com with 1-2 years experience
Good knowledge and clarity of accounting and tax laws
Good communication Skills
Good MS office/excel skills
Smart Home Consultant
Loan Officer Job 197 miles from Jackson
As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
Build relationships between new customers and the ADT brand and product portfolio
Complete in-home consultation and assessment
Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
Complete customer onboarding and education of key products and services
You will work in a dynamic, collaborative environment, working closely with customers and coworkers
This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
High School diploma or the equivalent
Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
Comprehensive paid training program
Full benefits on the 1st of the month after 31 days of employment
Health
= Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
Future
= 401(k) with employer matching
Life
= Paid vacation time
Company vehicle provided
Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
Tuition reimbursement
Employee Referral bonuses - when you refer a friend or family members
Mortgage Loan Specialist
Loan Officer Job 304 miles from Jackson
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
* Meet with potential borrowers regarding their mortgage needs.
* Present bank's mortgage products and services that meet borrower's financial goals.
* Complete the borrower's application and analyze the borrowers financial and credit data.
* Lock rate per company and regulatory guidelines.
* Prepare or request all applicable loan documentation from the appropriate party or department.
* Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
* Maintain communication with the borrower regarding the loan status.
* Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
* Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
* Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
* Assist clients with monthly billing and collections cycle.
* Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
* Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
* Look for referral opportunities within the company (insurance, deposits, etc.).
* Other duties as assigned.
Skills/Abilities
* Requires strong networking and interpersonal skills.
* Financial/quantitative skills.
* Attention to detail.
* Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
* Must be registered with NMLS Federal Registry.
* Minimum of two years residential mortgage lending experience.
* A four-year college degree is preferred.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Mortgage Loan Originator
Loan Officer Job In Jackson, TN
Who We Are
At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work!
What You'll Do
Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience!
Responsibilities
Provide every client the best service in the industry
Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines
Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages
Own and build your business within USA Mortgage with the support of our team
Requirements
2 to 4-year college curriculum preferred, or equivalent industry experience
Ability to work in a fast-paced, challenging sales environment
Encompass experience or equivalent
Basic computer skills
Knowledge of various residential mortgage loan products
Demonstrated ability to work both independently and as a team player
Passion, great communication skills, self-motivation, positive attitude, and competitive spirit
Travel up to 50%
MLO approved license in NMLS
Compensation
· State Minimum Hourly - $7.25 (Recoverable)
· Commissions on personal production
· Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K
· Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)
Salary Description $7.25 Min. Wage (recoverable), commission eligible
Smart Home Consultant
Loan Officer Job 62 miles from Jackson
As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
* You will work in a dynamic, collaborative environment, working closely with customers and coworkers
* This role involves providing solutions by visiting customers at their homes or businesses
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
Mortgage Loan Officer
Loan Officer Job 223 miles from Jackson
The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines.
Essential Duties of the Position:
• Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required.
• Complete LPII checklist on all files and adhere to company time frames.
• Call and obtain conditions from borrowers and Realtors.
• Meets with clients to sign Loan Application and Disclosures.
• With new contracts, facilitate the introduction to Realtors via e-mail
• All files turned into processing within 24 hours of meeting with the borrower.
• Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline.
• Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship.
• Clears any conditions that require communication to the clients.
• Communicates with your team all information pertaining to client and/or property to meet file expectations.
• Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.).
• Tracks and manages new leads and follows up on referral business.
• Sends out correspondence - Thank you cards, Closing Cost Calculators, etc.
• Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc.
• Be able to quote interest rates and lock loans.
• Solve escrow issues
• Consistently exceed borrower expectations and Realtor/Builder expectations.
• Set up file using the loan officer checklist and turn into processing.
• Review all closing statements and compare to signed GFE before signings and correct discrepancies.
• Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines).
• Face to face meetings with clients
• Re disclose all new loans when there is a change of circumstance.
• Attend loan closings
• Continue to assume responsibilities and help the team grow.
• Obtain 3 current client referrals that go to closing each month.
Job Requirements:
• Must be able to work 40 hours per week and overtime as required.
• Must be proficient in Word, Excel and Outlook applications.
• Proficient in DU/DO, LP, & major Origination systems.
• Must have excellent verbal and written communication skills.
• Must have a positive attitude.
• Must be dependable, self-motivated and require minimal supervision.
• Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines.
• Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects.
• Must be registered and licensed through NMLS.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
Agriculture Loan Officer
Loan Officer Job 120 miles from Jackson
United Producers, Inc. operates 30 facilities and provide livestock services to over 35,000 members across Illinois, Indiana, Kentucky, Michigan, Missouri, Ohio and Tennessee, handling approximately 3 million head of livestock annually.
This is a full-time remote role for a Agriculture Loan Officer. However, the successful individual will need to be located in or near Nashville, TN and have the ability to travel to customer sites. The Regional Loan Officer will be responsible for developing relationships with customers, originating loans, conducting farm visits and livestock inspections, and managing a loan portfolio. They will also work closely with management to identify business opportunities and provide customized solutions to the customer base.
Qualifications
Bachelor's degree in AgBusiness, AgEconomics, Finance, or related field
3+ years of proven experience in Ag-lending or related position
Knowledge of the agriculture industry
Strong interpersonal, communication, and customer service skills
Strong time-management skills, perseverance, and self-motivation
Strong attention to detail and accuracy
Benefits:
401(k)
401(k) matching
Dental insurance
Employee assistance program
Flexible schedule
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Parental leave
Tuition reimbursement
Vision insurance
Loan Originator NE - Lees Summit
Loan Officer Job In Missouri
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Specialist
Loan Officer Job 304 miles from Jackson
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
Meet with potential borrowers regarding their mortgage needs.
Present bank's mortgage products and services that meet borrower's financial goals.
Complete the borrower's application and analyze the borrowers financial and credit data.
Lock rate per company and regulatory guidelines.
Prepare or request all applicable loan documentation from the appropriate party or department.
Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
Maintain communication with the borrower regarding the loan status.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
Assist clients with monthly billing and collections cycle.
Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
Look for referral opportunities within the company (insurance, deposits, etc.).
Other duties as assigned.
Skills/Abilities
Requires strong networking and interpersonal skills.
Financial/quantitative skills.
Attention to detail.
Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
Must be registered with NMLS Federal Registry.
Minimum of two years residential mortgage lending experience.
A four-year college degree is preferred.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Mortgage Loan Officer
Loan Officer Job In Jackson, MS
The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines.
Essential Duties of the Position:
• Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required.
• Complete LPII checklist on all files and adhere to company time frames.
• Call and obtain conditions from borrowers and Realtors.
• Meets with clients to sign Loan Application and Disclosures.
• With new contracts, facilitate the introduction to Realtors via e-mail
• All files turned into processing within 24 hours of meeting with the borrower.
• Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline.
• Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship.
• Clears any conditions that require communication to the clients.
• Communicates with your team all information pertaining to client and/or property to meet file expectations.
• Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.).
• Tracks and manages new leads and follows up on referral business.
• Sends out correspondence - Thank you cards, Closing Cost Calculators, etc.
• Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc.
• Be able to quote interest rates and lock loans.
• Solve escrow issues
• Consistently exceed borrower expectations and Realtor/Builder expectations.
• Set up file using the loan officer checklist and turn into processing.
• Review all closing statements and compare to signed GFE before signings and correct discrepancies.
• Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines).
• Face to face meetings with clients
• Re disclose all new loans when there is a change of circumstance.
• Attend loan closings
• Continue to assume responsibilities and help the team grow.
• Obtain 3 current client referrals that go to closing each month.
Job Requirements:
• Must be able to work 40 hours per week and overtime as required.
• Must be proficient in Word, Excel and Outlook applications.
• Proficient in DU/DO, LP, & major Origination systems.
• Must have excellent verbal and written communication skills.
• Must have a positive attitude.
• Must be dependable, self-motivated and require minimal supervision.
• Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines.
• Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects.
• Must be registered and licensed through NMLS.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
Loan Originator NE
Loan Officer Job In Missouri
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Officer
Loan Officer Job 359 miles from Jackson
The Licensed Loan Officer will oversee the origination, file management, communication. This position will be in direct communication with Clients, Realtors, Builders, and Business Partners. This position requires time management, precise verbal and written communication and have working knowledge of all major investors and their guidelines.
Essential Duties of the Position:
• Pre-qualifies clients to include discussing, rates, terms and/or financial options and attends all functions with Loan Officer when required.
• Complete LPII checklist on all files and adhere to company time frames.
• Call and obtain conditions from borrowers and Realtors.
• Meets with clients to sign Loan Application and Disclosures.
• With new contracts, facilitate the introduction to Realtors via e-mail
• All files turned into processing within 24 hours of meeting with the borrower.
• Understands and research's all investor guidelines and is up to date in any and all program changes that effect the processing or originating of loans in pipeline.
• Submits complete files to processing based on Investor and/or AUS requirements to get ready for submission to Mother Ship.
• Clears any conditions that require communication to the clients.
• Communicates with your team all information pertaining to client and/or property to meet file expectations.
• Responsible for once a week status calls to all parties involved in transaction (Clients, Realtors, Builder, etc.).
• Tracks and manages new leads and follows up on referral business.
• Sends out correspondence - Thank you cards, Closing Cost Calculators, etc.
• Coordinate Closing details with Client - Final Payment, rate, Cash to Close, etc.
• Be able to quote interest rates and lock loans.
• Solve escrow issues
• Consistently exceed borrower expectations and Realtor/Builder expectations.
• Set up file using the loan officer checklist and turn into processing.
• Review all closing statements and compare to signed GFE before signings and correct discrepancies.
• Assist LPI with putting scenarios together for prospective clients (researching client scenarios with underwriting and investor guidelines).
• Face to face meetings with clients
• Re disclose all new loans when there is a change of circumstance.
• Attend loan closings
• Continue to assume responsibilities and help the team grow.
• Obtain 3 current client referrals that go to closing each month.
Job Requirements:
• Must be able to work 40 hours per week and overtime as required.
• Must be proficient in Word, Excel and Outlook applications.
• Proficient in DU/DO, LP, & major Origination systems.
• Must have excellent verbal and written communication skills.
• Must have a positive attitude.
• Must be dependable, self-motivated and require minimal supervision.
• Proficient with major correspondent and wholesale channels and their guidelines, including their websites and pricing engines.
• Minimum five (3) years of mortgage processing, underwriting, originating or combination of all aspects.
• Must be registered and licensed through NMLS.
Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.