Loan Officer Jobs in Huntsville, AL

Why Silverton Mortgage:• We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry• We believe in giving back and we do so through The Silverton Foundation• Our strong communication skills drive customer satisfaction• We offer extensive product lines and maintain an in-house loan process that offers a competitive edge• We have fun! Why Silverton Mortgage: • We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry • We believe in giving back and we do so through The Silverton Foundation • Our strong communication skills drive customer satisfaction • We offer extensive product lines and maintain an in-house loan process that offers a competitive edge • We have fun! The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton's guidelines. The MLO is responsible for abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed. Responsibilities and Duties o Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System. o Abide by Silverton's company-specific compliance policies, including but not limited to Silverton's Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies. o Meet production guidelines as established by the Branch Manager. o Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client. o Communicate the loan process to your borrowers, fully describing the borrower's responsibilities during the loan application and loan term. o Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions. o Submitting files into processing. o Self-managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton's support staff. o Generating your own leads. As a general rule, Silverton does not provide leads to MLOs. Your business should be built on referrals from existing customers and contacts. Education, Knowledge, Experience o Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. o Preferred minimum of 2 years of residential mortgage origination o Documented residential mortgage loan volume in the past 12 months o Established relationships with local referral networks Skills o Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences o Strong computer skills, experience utilizing laptop technology and loan originator software o Excellent time management Technology Proficiencies o Internet Explorer o Microsoft Office o LOS System Silverton Mortgage is committed to a diverse and inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Business Unit - Silverton Mortgage

RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals. River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly. Essential Duties and Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following: * Interview customers to determine their mortgage needs * Responsible for collecting financial information & evaluating creditworthiness and eligibility to obtain a mortgage loan * Guide the customer through their options and throughout the process * Prepare and submit mortgage loan applications * Ensure data are in line with national and local financial guidelines * Keep the customer informed throughout each step of the process * Help resolve problems/conflict with applications * Ensure compliance with privacy laws and confidentiality throughout the process * Build and maintain customer relationships, internal referral network, and community involvement Minimum Qualifications: * High School diploma or equivalent * At least (2) years' experience in related or equivalent mortgage banking * Knowledge & understanding of real estate lending criteria, compliance, federal/state regulations, loan origination and servicing software Skills, Abilities & Expectations: * Be familiar with and follow policy and procedures, and support Management's decisions and goals in a positive, professional manner. * Stay abreast of regulatory requirements and complete annual compliance training applicable to the position * Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect * Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work * Detail oriented and organized Mortgage Loan Originator Job Description * Ability to analyze financial information * Excellent interpersonal and communication skills * Integrity, discretion, and respect for confidential information are absolutely essential * Willingness to adapt to change * Work within a variety of different software and web applications * Able to prioritize duties and effectively manage time * Analytical and problem-solving skills * Attend work on a regular basis, on time, and withstand varying degrees of stress * Excellent interpersonal and communication skills * Maintaining a professional, business-like appearance and demeanor * Proficiency in Microsoft Office products to include: Word, Excel, and Outlook Physical Demands: The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.

Role: Assists members and potential members with their financial needs, opens new accounts, processes account transactions, resolves problems, and provides assistance and information regarding products and services. Essential Functions & Responsibilities: Assists members with opening and closing accounts, opens a teller drawer daily, answers questions about products and services and resolves problems that are within their authority to resolve. Refers problems that are beyond their authority to their supervisor, along with their recommendations. Performs all consumer loan functions including selling services, quoting rates, utilizing the lending software and closing loans. Ensures appropriate records are maintained and required reports are prepared. Identifies cross-selling opportunities and cross-sells services to members. Conducts audits of system information and member documents. Acts as liaison between members and various departments. May visit existing and prospective Business Partners to develop new business and to retain or expand existing business. May represent the credit union in various civic functions to enhance image and develop additional business. May train other employees in daily responsibilities. Stays current on new/existing processes/products and relays to branch as appropriate. Responsible for rotating branch duties. Performs other job-related duties as assigned. Performance Measurements: Maintain a Quality Loop score that meets our corporate expectations. Provide informed, prompt, accurate service and support to all members and employees. Open all accounts, certificates, loans and other credit union products or services accurately, ensuring all related forms and documents are completed and filed/scanned in a timely manner. Open teller drawer daily. Actively cross-sell products and services to members to achieve or exceed all established goals and assist in meeting branch goals. Troubleshoot and resolve member and internal inquiries in a timely and accurate manner. Ensure compliance with all applicable credit union policies and procedures. Knowledge & Skills: Experience - 2 years' experience as Branch Specialist or similar experience; minimum lending authority $5,000 unsecured and $25,000 secured. Education - A high school education or GED. Interpersonal Skills - Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. Other Skills - Must be able to utilize various computer programs to obtain and enter information. Must demonstrate strong public contact and communication skills. Must demonstrate good judgement in order to resolve member issues and to offer other services. Must be current on all policies and procedures related to teller, new account, and be fully versed on all services offered by the credit union. Must demonstrate proficiency with all lending functions. Must be adept in handling share certificates and IRA accounts. Must be able to change job function as member traffic dictates to meet member needs. Physical Requirements - Light lifting required. Must be able to walk/stand for extended periods of time as member traffic dictates.

Full-time Description Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing. Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market. We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort. This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today. Hiring Loan Officers licensed in every state except New York. Requirements Minimum 2 years' experience and NMLS Safe Act compliant 1 active state license Established contacts/referral partners Knowledge of different types of loans and credit bureaus Working history of loan process and general underwriting guidelines Funding 1 million in self-generated production College preferred, not required with proven mortgage experience Proven track record of proactively soliciting new business Strong communication skills and detail oriented Ability to work independently and remote

Canvas Mortgage, a division of Merchants & Marine Bank, is growing and expanding our mortgage production teams. Canvas Mortgage offers a wide range of mortgage products including conforming, non-conforming and portfolio loans. Interested loan officers should have an NMLS ID # with 2 years of mortgage banking history and be knowledgeable with criteria and guidelines of FNMA, Freddie Mac, and Ginnie Mae products. Incumbents will be responsible for business development with multiple referral sources including Realtors, Builders, Attorneys, Financial Advisors, bank employees and the public. Canvas Mortgage provides full technical and marketing support for mortgage loan officers. This position is hybrid remote. Incumbent must be geographically located in the Eastern Shore area. Why Work for Us * Medical, Vision and Dental Insurance * 401-K Plan * 11 Paid Holidays * Personal Paid Time Off * Term Life, AD&D and Disability Insurance * Tuition Reimbursement * Fitness Center Reimbursement Summary: The Mortgage Loan Officer is responsible for originating self-sourced and referred mortgage loans, administration of policies and procedures, reviewing and increasing sales, collaborating with operations, and maintaining compliance while providing excellent customer service. Essential Duties and Responsibilities: * Develop business by initiating sales calls, follow-up meetings, and responding to referrals in a timely manner. * Accept loan applications and gather all necessary documentation in order to start the pre-qualification Mortgage process and review financials, credit and property for feasibility of granting loans. * Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing. * Monitor all applications and supporting documentation to avoid and detect customer fraud. * Work with management to achieve team and division goals. * Work closely with support staff to ensure efficient processing to include account documentation is complete and accurate, underwriting, and closing of loans. * Manage and monitor all disclosures to ensure compliance with regulations and mandatory time frames. * Comply with all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). * Maintain excellent customer relations and the confidentiality of customer information. * Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank in accordance with bank procedures. * Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan. * Analyze potential loan markets and develop referral networks to locate prospects for loans. * Build and maintain positive relations with business referral sources, customers, potential customers and co-workers. * Ability to analyze mortgage clients for additional potential needs of other bank products and services and participate in business development activities. * Perform all other duties as identified from time to time. Qualifications Education/Experience: * High School diploma or equivalent; and 3-5 years related experience or equivalent. * Prior mortgage experience is required. Knowledge, Skills and Abilities: * Effective interpersonal relationships with customers, management and team members; * Thorough knowledge of FHA, VA, USDA, Fannie Mae, and Freddie Mac guidelines and standards; * A thorough understanding and application of all policies, procedures and regulations pertaining to the work of a Retail Mortgage Loan Officer; * Must demonstrate a thorough knowledge of key lending concepts such as debt/income ratios, LTV percentages, credit scoring, and other underwriting criteria; * Ability to solve practical problems and interpret a variety of instructions furnished in written, oral or schedule form; * Ability to work with interest rates, ratios, percentages, excel and graphs; * Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor and organizational skills; * Must have the ability to obtain an NMLS number. * Must pass the background check and not be listed on any watch and/or exclusionary list including but not limited to the GSA, LDP, and FHFA. * Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role and applicable NMLS acceptable background check. * Excellent customer service skills, attentiveness, and information retention. * Ability to interact effectively with employees in order to direct work flow, assess performance, and assign duties. * Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. * Sit or stand or walk for extended periods * Able to read small print or complex reports * Effectively communicate orally * Manually operate keyboard, mouse and other personal computing devices * Occasionally lift up to 50 pounds Direct Reports None Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Equal Opportunity Employer: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or other characteristics protected under applicable law.

Citizens Trust Bank is an Equal Employment Opportunity/Affirmative Action Employer offering competitive compensation, comprehensive employee benefits and opportunities for career development and advancement. We are committed to investing in our employees, cultivating a rewarding professional team and results-oriented work environment that is based on respect, accountability, and high quality performance.Citizens Trust Bank prides itself on offering a full-range of quality products and services throughout Birmingham and Eutaw Alabama, metro Atlanta and Columbus, Georgia, markets. Since its inception, the Bank has remained dedicated to the growth and development of communities through superior banking products and extraordinary service.As an institution of excellence, celebrating over 97 years of success, Citizens Trust Bank continues to champion its commitment to offering customers viable banking solutions with first-class customer service to meet their growing business needs. Delivering on that promise, we continue to be sound and strong and it is our goal that our customers and associates are too.If you are interested in the position below and meet the qualifications and requirements, please apply at ****************** Responsibilities include but are not limited to the following:• Researches, identifies and generates business leads, networks, contacts, and opportunities; interviews and works with prospective loan clients and other clients to obtain lending business for the bank; cross-sells and market the bank's mortgage and other banking solutions• Participates and represents the bank at community functions, events, and activities to develop new lending business opportunities and promote the bank• Screens mortgage loan requests; educates prospective clients about the bank's underwriting guidelines and all applicable government regulations• Obtains required information and documents from prospective loan clients and analyzes financial and credit data• Obtains, manages, and completes the loan application process for clients; enters loan information into mortgage system accurately; submits loan application files for processing and underwriting approval in timely manner• Delivers exceptional customer services consistently to all customers and oversees and monitors the entire loan application process and status; communicates effectively with customers• Establishes and maintains productive and effective working and business relationships with internal and external customers, business lines, real estate agents, construction companies, professional associations and organizations, etc. that enhances the overall marketing efforts of the bank• Hosts and conducts homebuyers related seminars and educational sessions• Utilizes bank training opportunities and resources; stays abreast of mortgage industry trends and developments; maintains up-to-date working knowledge of the bank's lending programs, policies, procedures, regulatory requirements, applicable laws and regulations• Demonstrates consistent professional appearance, image, ethics, integrity, and represents the CTB Brand• Attends and participants in various business meetings; schedules and confirms appointments; follow-up on business referrals• Composes and distributes various correspondence and reports; assists with the development of marketing material and resources• Adheres to all policies, procedures, guidelines, expectations, laws and regulations• Exceeds all established positions' goals, objectives, and expectations• Supports the Bank's vision, core values, business principles, goals, and objectives• Performs other duties and responsibilities as assigned QUALIFICATIONS, SKILLS, AND ABILITIES:• Strong working knowledge of various type of mortgage loans (FHA, VA, Conventional, etc.) in a banking or mortgage environment• Bachelor's degree in finance, accounting, economics, marketing, business administration, or related field• Minimum three (3) years of residential mortgage loan origination, business development experience in a mortgage or banking environment; National Mortgage License System (NMLS) Certification is required• Good understanding of mortgage and consumer laws, regulations, policies, guidelines, practices, and procedures• Excellent quality customer service skills and ability to establish relationships in a manner that enhances the overall marketing efforts of the Bank• Must be able to maintain positive composure and consistently demonstrate professional appearance, image, and represents the CTB Brand• Ability to prepare mortgage files for underwriting within established guidelines• Excellent telephone etiquette and respectful of others• Proficient in Microsoft Office (Word, Excel, Outlook, Internet, and working knowledge of Encompass Mortgage software systems)• Assertive and demonstrates initiative with the ability to comprehend and follow directions and instructions• Ability to produce accurate and organized work with minimum supervision• Genuine interest in serving and caring for others• Excellent organizational, listening, and interpersonal skills are required• Ability to handle and maintain confidential matters and information• Up to date understanding of industry trends and developments• Must be a self-starter who is self-motivated with the ability to produce results, meet all established goals, objectives, and expectations, and ability to comply with all bank policies, procedures, regulations, and laws• Excellent analytical and problem resolution and negotiation skills• Ambitious with a strong work ethic, positive behavior, ability to work both independently and as a part of a team, results focused, and detailed-oriented with excellent time management and planning skills• Excellent communication skills with ability to communicate clearly, concisely, tactfully, and effectively• Ability to maintain a proactive approach to assignments and multi-task oriented• Flexible, resourceful, and energetic with excellent research and presentation skills• Exceptional creativity with ability to manage multiple tasks and prioritizes work to meet deadlines• A competitive winning spirit that understands the team concept• Ability to work through situations and find win-win solutions• Ability to establish and maintain effective working relationships with co-workers, customers, and representatives of other departments• Ability to work in a fast paced, high volume environment, and must be adaptable to change Citizens Trust Bank offers competitive compensation and a comprehensive employee benefits package for our employees. Our benefits package includes the following:• Medical, Dental, Vision and Prescription Coverage• 401(k) Retirement Plan• Employee Stock Purchase Plan• Life Insurance and Flexible Spending Account• Paid Time Off, Vacation and Holiday Pay• Tuition Reimbursement• Employer Assisted Housing Program• Fitness & Wellness Program and Sam' s Membership• Employee Assistant Referral Services (EAP)• Group Cancer & Accident Insurance Programs• Worker's Compensation Program• Incentive, Awards and Recognition Programs• Training and Development Programs and much more!

Are you an outgoing people-person who thrives in a fast-paced work environment? If so, we are looking for you! Our lending team is seeking a junior loan officer to help applicants navigate through the home loan process. We offer the training, the technology, and the team support to help you succeed. If you are looking for a lucrative career using your communications and interpersonal relationship-building talents, apply today!

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Principal Duties: Sell loan products offered by NewRez Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement Stay informed of developing trends in the mortgage industry Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct Principal Customers of the Position: Internal Customers: Underwriting, Processing, Closing, Quality Assurance, Vendor Coordination, and Secondary Marketing External Customer: The Borrower(s) Education and Experience Requirements: Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check Minimum successful 1 year mortgage loan origination experience 2 year college degree preferred (or equivalent experience) Proven sales skills and leadership abilities Knowledge, Skill and Ability Requirements: Bilingual in English and Spanish Ability to quickly connect with people in an outgoing, friendly manner Persuasive, selling communication skills Strong sense of responsibility for completing work quickly and accurately Ability to handle faster-than-average pace of activities Detail-orientation with efficient focus on work activities Careful decision-making skill with ability to avoid mistakes Ability to delegate in a positive style with thorough follow up skills Excellent oral, written, listening, and organizational skills Basic computer skills Ability to work independently #LI-EM1 Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

at Ridgeland Mortgage The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.Responsibilities: Engage in managing the loan pipeline with all team members to meet company efficiency standards Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property Collect all required documentation from borrowers and converts to paperless documents Prepare and submit loan submission sheet to set up Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees Negotiate and confirm rates, fees, and lock terms with customer Lock loans in the system with agreed upon terms and manage locked pipeline through the funding Communicate regularly with borrowers to meet desired expectations Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing Maintain minimum productivity goals Requirements: NMLS loan originator license required 1-3 years of Loan Origination experience required Experience originating purchase loans required Builder experience strongly preferred High school diploma or general education degree (GED) required Why work for #teamloan Depot: Aggressive compensation package based on experience and skill set Inclusive, diverse and collaborative culture where people from all backgrounds can thrive Work with other passionate, purposeful and customer-centric people Extensive internal growth and professional development opportunities including tuition reimbursement Comprehensive benefits package including Medical/Dental/Vision Wellness program to support both mental and physical health Generous paid time off for both exempt and non-exempt positions

The Commercial Relationship Officer will be responsible for establishing business relationships for the purposes of making commercial loans. This position is permitted to extend credit within established lending limits and to make recommendations and presentations on loans above that limit. This position is also responsible for developing and maintaining a loan portfolio, which provides maximum profitability to the bank with minimum risk. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Manage an active portfolio of small and medium to large loan relationships * Interview applicants, structure and negotiate loan terms, and analyze new and renewed loans * Approve loans within loan authority * Assign appropriate risk grades to loans and relationships * Develop and recommend pricing strategies and parameters * Actively participate in new business development program by identifying, developing, and documenting calls on prospective customers and referral sources for all bank products and services * Cross sell all company products and services * Obtain and retain product knowledge * Facilitate the collection of past due loans * Direct financial statements to commercial credit analysts for spreading and analysis * Respond to referrals from Senior Management of the bank, company, and others * Maintain and enhance the relationships with the bank's customers and referral sources * Participate in setting organizational and departmental goals and expectations where appropriate * Monitor new developments in lending, compliance with loan policies, and compliance with appropriate regulations, and suggest changes in credit policy * Provide training and guidance for lending personnel * Provide back up support for managing the internal and external audit examination process with respect to lending * Participate in community activities and organizations * Perform other related duties as assigned Qualifications * High school diploma or equivalent required; Bachelor's degree preferred * 1 year previous lending experience or 3 years job related experience * Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals * Ability to effectively present information and respond to questions from groups of managers, clients, customers, and local organizations * Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations * Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form * Professional sales ability * Professional verbal and written communication skills Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May". This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

Are you looking for a place to KICK OFF YOUR CAREER?! This is a great place to start. Awesome opportunity for recent graduates getting into the workforce or someone doing a career change. TEL Staffing is hiring Mortgage Loan Officers to work for a Mortgage Lender in Spanish Fort, AL. The Mortgage Loan officer is responsible for advising, assisting and generating the paperwork needed to complete a loan application. DUTIES AND RESPONSIBILITIES Collect borrower's financial information including taxes and debt for the loan Present clients with loan options that are a good fit Identify future homebuyers through advertising, seminars and other channels Consult with clients to determine the best loan option Assist clients with completing the application from before submitting to underwriting Field both inbound and outbound calls Other duties as assigned PAY | $16.00-$18.00/hr DOE SCHEDULE | Monday-Friday, regular business hours REQUIREMENTS | Must pass pre-employment background check and drug screen. NO LICENSING REQUIRED TEL Staffing complies with regulations enforced by the EEOC. TEL Staffing is a drug-free workplace. This position is Direct Hire.

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Support the Company's growth through outside sales activities and lead generation Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense Requirements Four-year college degree (preferred) At least three years of Loan Originating experience Ability to maintain flexible work schedule, including evening and weekend work Valid driver's license and dependable transportation NMLS License required, or willing to obtain. Life at Lennar At Lennar, Everything's Included in our homes, and Everyone's Included on our team. Our Everyone's Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth. At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder. Responsibilities: * Engage in managing the loan pipeline with all team members to meet company efficiency standards * Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property * Collect all required documentation from borrowers and converts to paperless documents * Prepare and submit loan submission sheet to set up * Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees * Negotiate and confirm rates, fees, and lock terms with customer * Lock loans in the system with agreed upon terms and manage locked pipeline through the funding * Communicate regularly with borrowers to meet desired expectations * Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing * Maintain minimum productivity goals Requirements: * NMLS loan originator license required * 1-3 years of Loan Origination experience required * Experience originating purchase loans required * Builder experience strongly preferred * High school diploma or general education degree (GED) required Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set * Inclusive, diverse and collaborative culture where people from all backgrounds can thrive * Work with other passionate, purposeful and customer-centric people * Extensive internal growth and professional development opportunities including tuition reimbursement * Comprehensive benefits package including Medical/Dental/Vision * Wellness program to support both mental and physical health * Generous paid time off for both exempt and non-exempt positions

As a Loan Operations Commercial Loan Closer (CLC) , you'll be at the heart of our commercial lending process. You'll collaborate with Commercial Relationship Managers (CRM) and Loan Officer Assistants (LOA) to oversee the closing process for all new, renewed, and modified C&I and CRE loans. Your role will be crucial in ensuring all due diligence is completed and approval conditions are met before closing. You'll be the key point of communication, interacting proactively with various stakeholders to minimize the time to close a loan once final approval is issued. Working independently, you'll handle a wide range of functions to ensure all approval conditions and due diligence items are cleared for the preparation and processing of loan documents for closing. What You'll Do: Review and Identify: Examine approved credit requests to pinpoint required pre-close conditions and due diligence requirements. Order and Review: Manage due diligence requirements such as Title Commitments, UCC searches, Flood determinations, Proof of insurance, Surveys, Entity documents, Appraisals, Environmental Assessments, Good Standing Certificates, and Beneficial Ownership. Monitor and Confirm: Ensure receipt and review of all due diligence items to guarantee accurate loan document creation and lien perfection. Document Preparation: Submit loans to the internal Doc Prep team for closing documentation preparation. Engage Attorneys: Work with approved attorneys to prepare and/or close loan documents. Coordinate Closings: Set up closing dates and times with all relevant parties, including attorneys, title companies, customers, CRM, and LOA. Review Documents: Check draft closing documents and settlement statements for accuracy and facilitate necessary corrections. Clear to Close: Provide the “Clear to Close” confirmation once all approval conditions and due diligence requirements are satisfied. Document Review: Ensure executed documents have accurate and complete signatures before forwarding to Loan Servicing for booking. Support Documentation: Confirm all deal-related documentation is loaded to CreditLens and/or submitted for imaging to Director. Initial Disbursement: Assist with initial loan disbursement at closing, acting as the second required signature. Policy Adherence: Follow Corporate and Loan Operations policies and procedures. Professionalism: Exemplify behaviors aligned with the bank's vision, mission, and culture; maintain professionalism at all times. Client Service: Provide world-class service to internal and external clients with urgency and a positive attitude. What We're Looking For: Experience: 5+ years in the financial services industry, with a preference for commercial loan experience. Education: High School Diploma or equivalent; College degree in business or paralegal certification preferred. Required Skills: Strong interpersonal, verbal, and written communication skills. Proficiency with MS Office Suite, including Outlook, Word, Excel, and SharePoint. Knowledge of federal and state banking regulations. Excellent customer service skills. Attention to detail. Strong problem-solving and critical thinking skills. Strong organizational and time management skills, with the ability to balance competing priorities and meet multiple deadlines. Participation in required compliance training and other educational events as assigned by Loan Ops and Bank leadership. Preferred Skills: Experience in commercial loan closing processes. Familiarity with CreditLens and other loan processing systems. Position Type: Full-time position requiring schedule flexibility to work evenings and weekends as needed. Work Environment Florida Locations: Santa Rosa Beach, Inlet Beach, Panama Beach, and Destin. Alabama locations Birmingham, Florence, Huntsville, Decatur, Daphne, Mobile, and Tuscaloosa. Travel: Up to 5% travel required. We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I - Booking is responsible for reviewing commercial, consumer and real estate loan documentation and booking all loan details into the internal system. This position is also responsible for ensuring that all internal and external loan requirements are met. The incumbent will: Review loan documents for completeness, accuracy and adherence to the credit approval Request additional information from all regions on any un-bookable loan packages Book loans into the loan system within 24-48 hours of receipt utilizing the LaserPro to Jack Henry interface Note any missing documentation and gather all documents required to complete the booking process Add collateral and collateral document listing in Jack Henry Fund loan in Jack Henry Ensure loan fees are disbursed and processed correctly Prepare general ledger ticket items at time of booking and clear any GL exceptions the following day Disperse collateral documents to appropriate area for recording or tracking Review various reports to ensure accuracy of loan set up Code and input data into the loan systems Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned. MINIMUM QUALIFICATIONS High school diploma or equivalent One (1) or more years of related or similar experience Attention to detail, as demonstrated in previous experience reviewing documents for accuracy Ability to input accurately using a keyboard Experience using Microsoft Outlook, Word and Excel PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sustained sitting at a desk or workstation Frequent use of PC, including typing or sustained attention to monitor Frequent typing using a keyboard and/or calculator Occasional lifting of basic office files up to 25 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: Build relationships between new customers and the ADT brand and product portfolio Complete in-home consultation and assessment Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices Complete customer onboarding and education of key products and services You will work in a dynamic, collaborative environment, working closely with customers and coworkers This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements High School diploma or the equivalent Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: Comprehensive paid training program Full benefits on the 1st of the month after 31 days of employment Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending Future = 401(k) with employer matching Life = Paid vacation time Company vehicle provided Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards Tuition reimbursement Employee Referral bonuses - when you refer a friend or family members

We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency. If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity! Benefits: Earn monthly bonuses Medical, dental, and vision insurance effective day 1 401K with some company match Paid Time Off Employee Relief Fund Hourly: $15.25 - $20.50 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday. Why you would love to work here: "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities What you will be doing: Welcome and assist every customer in a professional manner Process loan applications to determine customer eligibility Educate and upsell

Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit Travel up to 50% MLO approved license in NMLS Compensation · State Minimum Hourly - $7.25 (Recoverable) · Commissions on personal production · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min. Wage (recoverable), commission eligible