Loan Officer Jobs in Franklin, TN

At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our generous paid time off (PTO), SmartFlex Days, and 11 Paid Company Holidays promote work-life balance. Engage in paid community involvement, enjoy company apparel, and access tuition reimbursement for your growth. About Us SmartBank is rooted in our core values: Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating "WOW" experiences for our clients. For over 15 years, we've been delivering on this purpose in Tennessee, Alabama, and Florida, and we're continuously expanding our reach. Our team is empowered to care for our clients and actively participate in the communities we serve. At SmartBank, we prioritize individual needs, set high expectations, and celebrate achievements - that's the SmartBank way. Your Role as a Residential Lender Upholds SmartBank Core Values and Core Purpose. Adheres to and embraces the SmartBank Way by Acting Smart, Looking Smart and Being Smart. Actively participates in mortgage department meetings and geographic market meetings. Works in the community to create a brand awareness through outside sales. Attend events throughout the markets they support to increase brand awareness. Solicits first mortgage loans. Informs prospective loan clients of the financial institution's underwriting guidelines and applicable secondary market guidelines. Accepts online applications and interviews loan applicants by phone or in-person. Completes each loan application and all pre-processing functions in a timely manner to permit the disclosures to be sent out within the required three-business day period. Works with loan processor in gathering requested documents and necessary signatures for loan files. Orders credit reports and analyzes the credit history of applicants to determine their loan repayment capabilities. Completes appropriate underwriting documentation for each loan file. Submits loan to AUS for initial approval. Ensures maintenance of consistent file management, documentation and loan administration practices. Attends loan closings at various locations in the community they serve. Actively markets SmartBank's mortgage products and services to realtors, builders, CPA's, financial planners, title companies, etc. to solicit mortgage business. Completes weekly sales call reports and pipeline reports in a timely manner. Handles mortgage loan inquiries (cold calls) generated from advertising sources, customer referrals, etc. for assigned territory by visiting potential clients in the field. Cross-sells all other bank products when warranted and appropriate. Complies with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. Performs other duties as assigned. Position Requirements and Qualifications: Education: Bachelor's degree in business, finance or related field preferred. Two to four years of experience in originating secondary market mortgages, preferably in a bank environment. Training Requirements (licenses, programs, or certificates): NMLS registration required; participates in periodic training in mortgage products, services, regulations and compliance. Knowledge, Skills, and Abilities: Underwriting knowledge. Excellent communication skills (written, verbal, listening). Detail-oriented and well-organized. Ability to handle multiple priorities and produce results. Ability to handle frequent changes. Ability to maintain confidentiality and adhere to the institution's privacy policies. High level of integrity. Willingness to travel throughout their assigned territory to meet clients, solicit new business and attend community events in an outside sales capacity creating brand awareness. Work with little to no guidance but willing to independently meet goals and objectives as defined by supervisor. Self-motivated/takes initiative. Proficient level of computer competency including Microsoft Windows (Word, Excel, Outlook), typing proficient. Demonstrates ability to maintain a positive attitude. Able to maintain regular and predictable attendance. Willing to accept new ideas and methods and be agreeable to change. Work Conditions: Able to routinely stand, sit, bend and stoop. Frequently and regularly required movements using wrists, hands, and/or fingers. Average, ordinary, visual acuity necessary to prepare and inspect documents or products and operate machinery. Ability to hear average or normal conversations and receive ordinary information. May be required to travel to training sessions or meetings. SmartBank Associate Benefits SmartBank can offer you a comprehensive benefits package, including: Medical, dental, vision, life, and disability insurance. A 401(k) plan with an employer match of up to 4%. Generous paid time off (PTO), including a minimum of 3 weeks. SmartFlex Days. Up to 11 Paid Company Holidays. Mental health benefits, include 8 free sessions with a coach or certified professional. Paid community involvement opportunities. Company-provided apparel at no cost. Learning and development opportunities, including professional and career development and tuition reimbursement. Are you ready to be a part of the SmartBank team and experience all these incredible benefits? We look forward to welcoming you to our exceptional team!

Full-time Description Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.

Full-time Description Overview: Listerhill Credit Union is a financial cooperative whose primary purpose is to help our members live financially healthy lives. In 1952, seven Reynolds Metals employees deposited $5 each with the idea of starting a credit union that was member-owned and member-focused. Helping co-workers break from predatory lenders to borrow affordably and save for their financial futures, was their motivation. We have grown from a single office at Reynolds Metals to 18 branches throughout northwest Alabama and south-central Tennessee. Today, we serve 13 counties with a full line of financial solutions. Our purpose and commitment to financial health has never changed. We recognize what is good for our members is good for us. We aspire to high standards of integrity, excellence, and passion. Furthermore, we strive to be innovative for the members' benefit and engaged in the betterment of their communities. The Role: Your efforts and ultimate successes should be measurable and recognizable as you strive daily within LCU's vision: “to value people over profit, proactively seek improvement, work passionately, exceed expectations, and make our community a better place”. You will approve or deny mortgage loans, following Listerhill Credit Union standards and federal guidelines. What you will do: Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet credit union and government standards Approve or reject loan applications. Request additional information, if needed Assemble documents in loan file, including acceptance or denial Record loan rejection, specifying investor and credit union guidelines and basis for declining application Ensure credit union and government standards are always met by ensuring accuracy on all documents with zero errors; maintain a good working knowledge of credit union and government standards through continued research Provide informed, professional, and accurate service to all members and associates Perform other duties as assigned Requirements Qualifications: Three to five years similar or related experience Equivalent to a college degree (BS or BA in a relevant field) A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and is usually of a personal or sensitive nature. Work may involve motivating, influencing or training others Strong communication skills Commitment to LCU's Mission Statement and Core Values Must successfully complete appropriate LCU assessments This Job Description is not a complete statement of all duties and responsibilities comprising this position. Listerhill Credit Union is an equal opportunity employer and does not discriminate in employment decisions based on any factor protected by federal, state of local law.

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The role of the Mortgage Loan Officer is to assist existing customers from our Servicing Portfolio telephonically with their current and future mortgage needs. Each licensed Loan Officer is provided inbound/outbound leads to service in accordance with Pennymac policies, procedures and lending guidelines. Compensation for the Loan Officer role is directly tied to performance. The average estimated salary plus incentives for this position is $184,500 to $249,000. The Mortgage Loan Officer will: Handle high volume of inbound/outbound calls to assist existing Pennymac customers as well as new customers Identify current customer needs and provide guidance for product solutions Advise and educate customers on home-buying or refinance processes Recommend loan solutions to customers to improve their overall financial position Assist applicants through the loan application process including reviewing disclosures and loan documents Emphasize benefits of Pennymac's offers and advantages to highlight how they are beneficial to the customer's needs and provide appropriate rebuttal options as applicable Manage pipeline activities while meeting production goals, compliance requirements and company guidelines in adherence with lending regulations Provide a "Best in Class" experience to every caller to represent the organization's culture and values Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 3+ years of origination and lending experience Must have current UST License Excellent interpersonal, written, and verbal communication skills Ability to multitask, work in a fast paced environment while navigating through different system applications and software Great sense of responsibility and organization Strong attention to detail and ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits For residents with state required benefit information, additional information can be found at: ************ pennymac. com/additional-benefits-information Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $50,000 - $250,000 Work Model OFFICE

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future The Loan Officer Associate assists Loan Officers while developing skills and knowledge to become a Loan Officer in the future. The Loan Officer Associate will complete various on-line and classroom educational sessions while receiving operational and hands-on training by assisting the Loan Officer and Division Managers. * A career with purpose. * A career built on making dreams come true. * A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team * Learning Development: Participate in formal training programs provided by the company. These programs cover various aspects of lending, including understanding different types of loans, assessing creditworthiness, and navigating the loan approval process. Train with manager on mortgage rate sheets in order to learn to accurately price and lock loans. Review various daily/weekly/monthly reports to learn the overall mortgage process from application to closing. * Continuous Education and Licensure: Successfully complete testing for mortgage licensing and appropriate state licensing as needed. Maintain up-to-date knowledge of RESPA through continuing education courses. * Support and Coordination: Update the loan application with any missing data. Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file. * Business Development and Customer Relations: Participate in builder and realtor functions to develop and maintain relationships. Work with Division Manager and Loan Officers on local marketing campaigns. * Customer-Centric Approach: Ensure that borrowers can easily reach out through various channels (phone, email, chat) and receive prompt responses. Act as a primary contact between our borrowers and their Loan Officers, schedule and conduct meetings as needed, to discuss any follow-up issues or items that need to be addressed. * Collaboration and Flexibility: Assist processors and closers in procuring loan documents from borrowers and other entities as needed. Engage and assist internal associates through various channels (phone, email, chat) and receive a prompt response. Flexible schedule, including weekends and evenings as needed. Requirements * High school diploma or equivalent * BA or BS preferred * Mortgage or banking experience (preferred) * Experience in articulating product or service features, benefits, and value * A genuine passion for going above and beyond to ensure customer satisfaction * Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities. * Proficient in using standard office software (e.g., Microsoft Office Suite) * Valid driver's license and reliable transportation Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

If you're an experienced and motivated Mortgage Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team. The iServe Winning Team - Experience the iServe Difference: Ginnie Mae issuer with guidelines down to 600 credit score Approachable support staff that closes your deals on time Operations team that recognizes the importance of your networking connections Dedicated marketing support to help you get more business Direct access to underwriting hotline for all your questions Diverse product mix State of the art technology Visionary leadership, exceptional corporate culture and open communication Industry innovators at the forefront promoting individualized growth and success Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success. iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES." Say "YES" to working with iServe today! Please see job details below: A successful candidate will be able to discuss in detail their experience in the following areas: Essential Duties: • Engage in selling loan products outside the office more than 50% of the time. • Submit Loans, working efficiently with borrower, branch and corporate office • Maintain comprehensive working knowledge of: o Current Rates and Products o Company Policy and Procedure o Regulatory Compliance Requirements o Company provided tools o FHA / Conventional/VA process • Maintain State Licensing; continuing education required • Effectively use all marketing channels available • Cultivate and maintain relationships with Real Estate professionals • Communicate effectively with all parties involved, including, but not limited to: o Branch Manager o Operations Manager and Dept. o Underwriting Coordinator o Borrower • Present a professional image and demeanor both within the company and externally • Maintain necessary knowledge to successfully perform job responsibilities • Conduct business in accordance with iServe's/NAD's core values of honesty; integrity, and transparency • Act as a role model/leader in achieving organizational results. • Seek innovative alternatives to performing assigned duties. • Ability to work effectively, independently, as well as with team members to achieve department growth. • Facilitate an effective and respectful work environment. • Strive to exceed internal and external customers' expectations. Other Duties: • Performs other duties as assigned. Qualifications (Education, Experience, and Skills): • At least five years of job related experience required • Some college course work in business or finance preferred • NMLS License specific to state of employment • Minimum of two years job related experience • Residential mortgage banking knowledge and experience in negotiations or sales is required • Basic knowledge of PCs and related Microsoft office application • Self-motivated with strong desire to succeed • Strong sales ability and drive • Detail oriented with ability to multi task • Strong interpersonal & written communication skills • Strong team oriented atmosphere • Professionalism and integrity are essential • Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures • Basic mathematical skills • Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form • Ability to problem solve under a variety of situations and circumstances The Perks:great work environment committed to individual and collective success! • Ability to create strategic plans and take ownership within departmental structure • Opportunity for advancement within the company iServe Companies is committed to fair lending principles and compliance with all fair lending laws.

Old National Bank has been serving clients and communities since 1834. With over $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. A unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Old National Bank has an opportunity for a Community Development Mortgage Loan Originator. This position will focus on Community Reinvestment Act (CRA) and Multicultural Originations. The Community Development Mortgage Loan Originator is responsible for generating residential mortgages to Low to Moderate Income (LMI) communities, majority-minority communities, LMI individuals and minority individuals (e.g. Black or African American, Hispanic, American Indian and Asian/Hawaiian/Pacific Islander). Salary Range The salary range for this position is $00.00 - $60,000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications. Essential Duties: Originate mortgage loans to achieve production goals. Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors and other referral sources. Convert leads into applications, present personalized mortgage solutions, produce required disclosure and collect documents needed to satisfy loan conditions. Manage pipeline from origination through closing and complete required management reports. Consult with internal partners to ensure superior customer service delivery. Utilize ONB reference tools and resources to provide accurate and up-to-date loan information to customers and business partners. Promote home ownership focusing on properties located in majority-minority census tracts. Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants. Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities. Qualifications: 3-5 years of experience in the area of community and diversity mortgage loan origination. Working knowledge of FHA, conventional and governmental lending guidelines; federal lending regulations; CRA, Multicultural and HUD income guidelines. Must have competent computer skills. Must have strong verbal and written communication skills. Must have competent skills in organizational and time management along with the ability to multi-task. Licenses/Certifications: must be eligible to register with the National Mortgage Licensing System and Registry (NMLS) Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team! We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)

The Mortgage Branch Loan Originator is responsible for establishing relationships with potential borrowers through working with company-provided leads, and in some cases self-generated leads. This role will facilitate the relationship between the bank and borrower throughout the lifecycle of the mortgage process. It will ensure all compliance guidelines are strictly adhered to. The Mortgage Branch Loan Originator will act in accordance with the corporate ethics policy and ensure all business is conducted with the utmost integrity. * Consistently take scheduled calls with consumers to meet branch weekly call-volume expectations and production goals. * Attend and contribute to weekly pipeline meetings & sales team meetings. * Educate prospects about the functionality of the First Lien HELOC product, educate on the Velocity Banking strategy, and determine whether the prospect will be a good fit for the loan product using the branch's processes & procedures. * Interview loan applicants, collect and review financial and related information, determine the general creditworthiness of the prospect and the specific merits of the loan request for purchase, refinance and/or construction loan on residential real estate property. * Establish and negotiate the terms under which credit will be extended, including the costs, repayment method, collateral requirements, and other relevant information. * Provide materials for the presentation of loans as necessary. * Assure the appropriate reports are completed accurately and filed in a timely manner. * Take responsibility for the primary communication with the borrower, correctly build out the loan file in the system, and determine the required initial documentation from borrower aligned with the loan file. Communicate this documentation to the borrower and LOAs using the established processes & procedures. * Proactively communicate with borrowers throughout the lifecycle of the mortgage process. * Quickly and proactively analyze complex files and resolve challenges therein, when received from the LOAs and/or Processors * Resolve conflict or challenging situations with borrowers when needed. * Stay abreast of the loan status throughout the complete loan cycle. * Work closely with the LOA and processor to ensure customer satisfaction through the lifecycle of the loan. * Quickly communicate denials to loan applicants when necessary. * Inform clients of the bank's underwriting guidelines and applicable government regulations. * Manage personal pipeline to ensure service standards, financial goals and objectives are met for individual performance as it relates to overall branch goals. * Keep up with educational requirements and maintain a working knowledge of laws regulations, programs and products. * Comply will all applicable federal and state compliance guidelines relative to the position. * Proactively maintain proper records and loan statuses within the systems and trackers used by the branch. * Carry out such other duties as may be assigned or requested.

Job Location: First Farmers and Merchants Bank, The work location for this position is flexible. We have branches in Maury, Lawrence, Giles, Hickman, Marshall, Williamson, and Davidson Counties in Tennessee. The work location for this position can be based out of a branch within an area we serve. Education Level: (1) A master's degree, or (2) a bachelor's degree plus professional certification (e.g. CPA). Job Type: Full Time VEVRAA Federal Contractor Request Priority Referral of Protected Veterans EOE Females/Minorities/Protected Veterans/Disabled Robert C. Matthews, email: ******************************* Role: As a self-motivated mortgage loan originator you will be responsible for generating mortgage business by building client relationships as well as assisting current customers. Essential Functions & Responsibilities: E 25% Interviewing mortgage applicants and analyzing and screening preliminary loan requests. E 15% Submit fully completed loan applications and supporting documentation for processing and monitoring and keeping clients informed during the loan process from application through post-closing. E 15% Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured. E 10% Negotiate loan terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank in accordance with bank procedures including the completion and maintenance of financial tracking records in a timely fashion. E 5% Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan. E 5% Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge E 5% Build and maintain positive relations with all customers, potential customers and co-workers. E 5% Perform as a team member in allocating and coordinating the work flow. E 5% Contribute to the fulfillment of department and company objectives and goals. E 5% Comply with all department and company policies, procedures, industry standards, and lending regulations. E 5% Other duties as assigned. Performance Measurements: 1. To comply with the letter and with the spirit of the bank's Code of Business Conduct and Ethics. 2. To maintain the confidentiality of customer and any other sensitive information. 3. To be punctual and have regular attendance. 4. To produce assigned loan volume (dollars and/or numbers). 5. To maintain a professional, courteous, and friendly atmosphere for customers and co-workers. 6. To maintain knowledge of all mortgage products and rates, both within bank and from the industry overall. 7. To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity. 8. To acquire and maintain a working knowledge of regulations and bank procedures; to comply with the provisions of the Bank Secrecy Act and other laws and regulations. Knowledge and Skills: Experience Five years to eight years of similar or related experience. Education (1) A master's degree, or (2) a bachelor's degree plus professional certification (e.g. CPA). Interpersonal Skills Work involves extensive personal contact with others and is of a personal or sensitive nature. Motivating, influencing, and/or training others is key at this level. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others. Other Skills - Knowledge of mortgage products, lending regulations, and market trends. - Self-starter, ability to work independently. - Excellent customer service skills, attentiveness, and information retention. - Ability to interact effectively with employees in order to direct work flow, assess performance and assign duties. - Must be a proficient communicator and listener, as well as strong organizational skills. - Needs to have excellent relationship-building skills. - Competence with computers. - Ability to work in a fast-paced environment & under pressure as needed. - The ability to make sound decisions. This may include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank's exposure to loss or fraud and the ability to think through and rationalize decisions. Physical Requirements The person in this position needs to frequently move about inside the office to interact with associates or clients and access office machinery and file cabinets. The person in the position constantly operates a computer and other office productivity machinery, such as a calculator, photocopier, and printer. Work Environment This job operates in a professional office environment and may require travel to branches and other locations. This role routinely uses standard office equipment such as calculators, computers, phones, photocopier, filing cabinets and fax machines.

The Senior Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank branch managers, Realtors, and builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual serves as the facilitator of the mortgage loan process, and also must maintain productive relationship with mortgage operations staff. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Originate all types of one to four family residential loans * Maintain written goals that are created in conjunction with the Mortgage Banking Department * Coordinate loan production throughout assigned service area * Maintain prescribed system status report of all loan cases in process * Report monthly on the calls made to banks, realtors, and builders * Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area * Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable * Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation * Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process * Assist customer with closing contingencies * Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken * Provide the Realtor (if applicable) with a weekly written review on the progress of the loan * Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries * Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor * Survey local market areas regularly * Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week * Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA * Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association * Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position * Attend production meetings as designated by management * Maintain licenses and certifications, if applicable * Work independently in an outside sales setting which requires reliable transportation * Perform other related duties as assigned The aforementioned duties are all essential job functions of this position. Qualifications * High school diploma or equivalent required * Minimum of 5 years of Mortgage Origination/Banker experience * Ability to originate one to four family residential mortgage products * Thorough knowledge of FHLMC/FNMA, FHA, VA, and other general mortgage banking lending procedures and requirements * Ability to communicate verbally and in writing and to deal cordially with the public * Ability to organize time effectively * Ability to learn and comprehend regulatory directives and procedures in a short period of time * Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking" * Ability to work independently and make decisions following state and federal regulatory guidelines * Must have a reliable means of transportation to facilitate responsibilities Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May". This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

Mortgage Loan Originator - Murfreesboro Job Duties and Responsibilities: Originates quality Conventional, FHA, VA, RD, and THDA residential loans based on secondary market guidelines Develops mortgage loan business with new prospects Calls on realtors and builders to solicit mortgage loans Networks with realtors, attorneys, and CPAs to generate a referral base Interviews loan applicants Generates complete loan application with necessary supporting documentation for submission to Processing Responsible for generating production volume based on assigned production goals Follows through during the loan process to ensure timely closings Adheres to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program Performs other duties as assigned Job Requirements and Qualifications: High School diploma or GED Minimum of 3 years residential mortgage origination experience Ability to develop business in the targeted market areas (minimal leads provided) Extensive knowledge of all guidelines, laws, and regulations related to mortgage lending, ensuring compliance with legal and regulatory requirements

Job Title Mortgage Originator Status Hourly Reports To Residential Lending Manager Originates first mortgage loans, promotes the financial institution and its products and services to the real estate community and helps to identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meetings, and by participating in and promoting First Financial Corporation's community activities. To increase the FFC's presence and competitiveness within a targeted market while ensuring high quality customer service and maximum profitability. Primarily assigned to originate loans in the Terre Haute market. However, may be deployed to other regions as needed. Typical Job Entry Requirements (To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.) * Minimum two years banking experience with an emphasis on mortgage lending. * Familiarity with mortgage loan documents and mortgage loan processing. Bachelor's Degree in Business Administration, Finance, Economics, Accounting, or Liberal Arts preferred, but not required. * Good oral and written communication skills in order to effectively communicate with customers and real estate agents. * Ability to work in a fast-paced environment and handle multiple tasks is required. * Ability to read and comprehend training materials, financial institution communications and related loan manuals. * Ability to learn and follow policies regarding the lending process. * Strong customer service, sales, organizational and interpersonal skills also required. PRIMARY ACTIVITIES (Essential Duties and Responsibilities include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.) * Meets or exceeds loan portfolio, fee income and any other production goals as defined by supervisor. * Solicit first mortgage loans within market areas. Informs prospective loan clients of FFC's underwriting guidelines and applicable government regulations. * Personally interviews all loan applicants. * Completes each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be mailed within the required time period. * Screens loan requests based on the bank's policies and on types of loans offered. * Works with processing team to ensure ordering of appraisals, credit reports, appropriate background or other information as needed on residential loan applicants. * Maintains familiarity with new legislation and regulations that may affect residential lending policies and/or products. Ensures compliance with new rules by implementing appropriate changes. * Personally answers incoming telephone calls and schedules appointments. * Communicates complex approvals and denials to the borrower, real estate agent or builder. * Maintains and submits a source-of-business or other requested business development log within required timeframe to supervisor. * Distributes market data, rate flyers, and general loan information to real estate community as directed by management. * Promotes and participates in the bank's special credit programs and other CRA programs. * Actively participates in local business and community activities and maintains close contact with local builders, real estate agents, customers and prospects. * Cross-sells other bank products as required by management. * Assists target area banking centers with Saturday hours for loan processing as needed. * Assists in other regional locations as directed by supervisor. * Any other duties as assigned. Key Behaviors * Provides Proper Telephone Etiquette to Internal/External Customers * Services Internal/External Customer Requests/Inquiries * Reviews Required Documentation for Accuracy and Completeness * Recognizes and Follows Through on referral Opportunities * Personal Development as Established with Manager SAFE ACT This position requires compliance with the SAFE Act Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results Bank Secrecy Act * Maintain sufficient knowledge and understanding of the Bank Secrecy Act, Anti-Money Laundering/Anti-Terrorist Financing/PATRIOT Act and OFAC regulations * To be able to fulfill applicable requirements and responsibilities under the bank's related policies and programs. Competency / Skill Level (The behaviors, knowledge, and motivations important to success in the job.) * Written and Oral Communication skills * Persuasiveness/Sales Ability * Initiative * Customer Service Orientation * Problem Assessment and Solving Skills * Attention to Detail * Technical/Professional Knowledge Critical Job Elements * Generally good working environment with little exposure to noise, extreme temperatures or other adverse factors. * Ability to drive required. * Limited physical effort required. * Above average energy level required. * Above average amount of pressure to work efficiently and accurately. * Considerable effort and eye strain from continued checking on the accuracy of all work leaving department. * Above average mental effort consisting of beyond normal levels of concentration, memory, complexity of decision making, time pressure, analytical thinking.

About Albea & the Product line that is recruiting Albéa is a global leader in beauty, personal care, oral care, pharmaceutical and food packaging. Our site, Albéa Goa integrates manufacturing capacities for Laminate Tubes for Oral Care, Cosmetics and Pharmaceutical Markets & for injection moulded components for Tube Laminate Packaging. Main activities Operational Accounting - Payable Data Compilation for Statutory Audit Payment processing Daily Fund Position MIS Reports Accountability including KPIs Ensure timely booking of Operational accounting functions Timely payment processing Completion of MIS reports within timelines Profile (Experience & qualifications) B.com/M.Com with 1-2 years experience Good knowledge and clarity of accounting and tax laws Good communication Skills Good MS office/excel skills

About the Role: As a Loan Operations Commercial Loan Closer (CLC) , you'll be at the heart of our commercial lending process. You'll collaborate with Commercial Relationship Managers (CRM) and Loan Officer Assistants (LOA) to oversee the closing process for all new, renewed, and modified C&I and CRE loans. Your role will be crucial in ensuring all due diligence is completed and approval conditions are met before closing. You'll be the key point of communication, interacting proactively with various stakeholders to minimize the time to close a loan once final approval is issued. Working independently, you'll handle a wide range of functions to ensure all approval conditions and due diligence items are cleared for the preparation and processing of loan documents for closing. What You'll Do: Review and Identify: Examine approved credit requests to pinpoint required pre-close conditions and due diligence requirements. Order and Review: Manage due diligence requirements such as Title Commitments, UCC searches, Flood determinations, Proof of insurance, Surveys, Entity documents, Appraisals, Environmental Assessments, Good Standing Certificates, and Beneficial Ownership. Monitor and Confirm: Ensure receipt and review of all due diligence items to guarantee accurate loan document creation and lien perfection. Document Preparation: Submit loans to the internal Doc Prep team for closing documentation preparation. Engage Attorneys: Work with approved attorneys to prepare and/or close loan documents. Coordinate Closings: Set up closing dates and times with all relevant parties, including attorneys, title companies, customers, CRM, and LOA. Review Documents: Check draft closing documents and settlement statements for accuracy and facilitate necessary corrections. Clear to Close: Provide the “Clear to Close” confirmation once all approval conditions and due diligence requirements are satisfied. Document Review: Ensure executed documents have accurate and complete signatures before forwarding to Loan Servicing for booking. Support Documentation: Confirm all deal-related documentation is loaded to CreditLens and/or submitted for imaging to Director. Initial Disbursement: Assist with initial loan disbursement at closing, acting as the second required signature. Policy Adherence: Follow Corporate and Loan Operations policies and procedures. Professionalism: Exemplify behaviors aligned with the bank's vision, mission, and culture; maintain professionalism at all times. Client Service: Provide world-class service to internal and external clients with urgency and a positive attitude. What We're Looking For: Experience: 5+ years in the financial services industry, with a preference for commercial loan experience. Education: High School Diploma or equivalent; College degree in business or paralegal certification preferred. Required Skills: Strong interpersonal, verbal, and written communication skills. Proficiency with MS Office Suite, including Outlook, Word, Excel, and SharePoint. Knowledge of federal and state banking regulations. Excellent customer service skills. Attention to detail. Strong problem-solving and critical thinking skills. Strong organizational and time management skills, with the ability to balance competing priorities and meet multiple deadlines. Participation in required compliance training and other educational events as assigned by Loan Ops and Bank leadership. Preferred Skills: Experience in commercial loan closing processes. Familiarity with CreditLens and other loan processing systems. Position Type: Full-time position requiring schedule flexibility to work evenings and weekends as needed. Travel: Up to 5% travel required. Join us and be a pivotal part of our commercial lending team, ensuring smooth and efficient loan closings while providing exceptional service to our clients. Apply today to make a significant impact! We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

If you're an experienced and motivated Mortgage Loan Originator ready to take your career to the next level, iServe Residential Lending is the place for you! We are a multi-state direct lender committed to providing a level of service that exceeds expectations within the mortgage industry. Getting your deals done takes teamwork. Join the iServe team. The iServe Winning Team - Experience the iServe Difference: Ginnie Mae issuer with guidelines down to 600 credit score Approachable support staff that closes your deals on time Operations team that recognizes the importance of your networking connections Dedicated marketing support to help you get more business Direct access to underwriting hotline for all your questions Diverse product mix State of the art technology Visionary leadership, exceptional corporate culture and open communication Industry innovators at the forefront promoting individualized growth and success Our players get the job done with a smart, reliable and consistent approach. Utilizing an all-in-one lending platform, we work hard to get every loan done as promised. We're a team you can count on for success. iServe also offers a strong compensation plan, fringe benefits, a casual work environment and flexible scheduling. While other lenders are looking for ways to say "NO" to a loan, iServe is looking for ways to say "YES." Say "YES" to working with iServe today! Please see job details below: A successful candidate will be able to discuss in detail their experience in the following areas: Essential Duties: • Engage in selling loan products outside the office more than 50% of the time. • Submit Loans, working efficiently with borrower, branch and corporate office • Maintain comprehensive working knowledge of: o Current Rates and Products o Company Policy and Procedure o Regulatory Compliance Requirements o Company provided tools o FHA / Conventional/VA process • Maintain State Licensing; continuing education required • Effectively use all marketing channels available • Cultivate and maintain relationships with Real Estate professionals • Communicate effectively with all parties involved, including, but not limited to: o Branch Manager o Operations Manager and Dept. o Underwriting Coordinator o Borrower • Present a professional image and demeanor both within the company and externally • Maintain necessary knowledge to successfully perform job responsibilities • Conduct business in accordance with iServe's/NAD's core values of honesty; integrity, and transparency • Act as a role model/leader in achieving organizational results. • Seek innovative alternatives to performing assigned duties. • Ability to work effectively, independently, as well as with team members to achieve department growth. • Facilitate an effective and respectful work environment. • Strive to exceed internal and external customers' expectations. Other Duties: • Performs other duties as assigned. Qualifications (Education, Experience, and Skills): • At least five years of job related experience required • Some college course work in business or finance preferred • NMLS License specific to state of employment • Minimum of two years job related experience • Residential mortgage banking knowledge and experience in negotiations or sales is required • Basic knowledge of PCs and related Microsoft office application • Self-motivated with strong desire to succeed • Strong sales ability and drive • Detail oriented with ability to multi task • Strong interpersonal & written communication skills • Strong team oriented atmosphere • Professionalism and integrity are essential • Ability to read and interpret mortgage documents, real estate sales contracts, valuation forms and attorney correspondence, and company policies and procedures • Basic mathematical skills • Strong ability to apply common sense understanding to carry out instructions furnished in written or oral form • Ability to problem solve under a variety of situations and circumstances The Perks:great work environment committed to individual and collective success! • Ability to create strategic plans and take ownership within departmental structure • Opportunity for advancement within the company iServe Companies is committed to fair lending principles and compliance with all fair lending laws.

Old National Bank has been serving clients and communities since 1834. With over $50 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. A unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Old National Bank has an opportunity for a Community Development Mortgage Loan Originator. This position will focus on Community Reinvestment Act (CRA) and Multicultural Originations. The Community Development Mortgage Loan Originator is responsible for generating residential mortgages to Low to Moderate Income (LMI) communities, majority-minority communities, LMI individuals and minority individuals (e.g. Black or African American, Hispanic, American Indian and Asian/Hawaiian/Pacific Islander). Salary Range The salary range for this position is $00.00 - $60,000 base/ plus commission per year. Final salary will be determined based on factors such as location, experience, skills and qualifications. Essential Duties: Originate mortgage loans to achieve production goals. Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors and other referral sources. Convert leads into applications, present personalized mortgage solutions, produce required disclosure and collect documents needed to satisfy loan conditions. Manage pipeline from origination through closing and complete required management reports. Consult with internal partners to ensure superior customer service delivery. Utilize ONB reference tools and resources to provide accurate and up-to-date loan information to customers and business partners. Promote home ownership focusing on properties located in majority-minority census tracts. Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants. Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities. Qualifications: 3-5 years of experience in the area of community and diversity mortgage loan origination. Working knowledge of FHA, conventional and governmental lending guidelines; federal lending regulations; CRA, Multicultural and HUD income guidelines. Must have competent computer skills. Must have strong verbal and written communication skills. Must have competent skills in organizational and time management along with the ability to multi-task. Licenses/Certifications: must be eligible to register with the National Mortgage Licensing System and Registry (NMLS) Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!

Full-time Description Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community. ESSENTIAL JOB FUNCTIONS Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc. Provide necessary documentation to processing and underwriting departments to ensure timely loan closings Other duties as assigned Requirements JOB SPECIFICATIONS Minimum Education: High School or Equivalent Minimum Knowledge: Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.) Ability to prospect local markets (i.e. cold calling in person) to solicit new business Experience with Conventional, Government and Alt-A lending Hands on experience with DU / LP is helpful Demonstrated communication and organizational skills Ability to work independently with little or no supervision Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success PHYSICAL REQUIREMENTS Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs." All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.

PENNYMAC Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U. S. mortgage loans and the management of investments related to the U. S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day The Loan Refinance Specialist will function as a clerical liaison between the loan officer, clients, escrow companies and operational fulfillment support during the process of a home loan refinance. This role will effectively manage the administrative tasks involved in the full submission and condition gathering requirements of a refinance. The RLS will not discuss loan terms, interest rates, fees, closing costs or any other functions which require loan originator licensing. The Loan Refinance Specialist will: Assist in fulfilling the crucial milestone dates associated with the real estate transaction, such as deadlines for loan approval condition and inspection contingency removals Ensure proper communication based on each defined stage of the buying process (planner, shopper, closer) while meeting deadlines and administering phone calls or email reminders to the real estate agent Gather all necessary documentation for the loan approval and closing Monitor and assess the progress of the refinance so that important deadlines are met and contingencies are released Perform other related duties as required and assigned Demonstrate behaviors which are aligned with the organization's desired culture and values What You'll Bring 1+ years of relevant work experience in an administrative, customer service, or related role Demonstrated ability to provide value-added customer service in a fast-paced environment, crucial for maintaining positive client relationships Excellent written and verbal communication skills, enabling clear and professional interaction with clients and stakeholders, essential for communication coordination Proficiently utilized Microsoft Office Suite and/or Google Workspace to manage customer communications, organize data, and streamline support workflows Ability to effectively manage deadlines, prioritize tasks, and maintain accurate records, directly supporting deadline management and progress monitoring responsibilities Understanding of financial services and, ideally, the mortgage industry, to facilitate efficient navigation of the refinance process preferred Bi-lingual Spanish is required Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships To learn more about our benefits visit: ********************* page. link/benefits Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Work Model OFFICE

Job Title Mortgage Originator Status Hourly Reports To Residential Lending Manager Originates first mortgage loans, promotes the financial institution and its products and services to the real estate community and helps to identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meetings, and by participating in and promoting First Financial Corporation's community activities. To increase the FFC's presence and competitiveness within a targeted market while ensuring high quality customer service and maximum profitability. Primarily assigned to originate loans in the Terre Haute market. However, may be deployed to other regions as needed. Typical Job Entry Requirements (To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.) * Minimum two years banking experience with an emphasis on mortgage lending. * Familiarity with mortgage loan documents and mortgage loan processing. Bachelor's Degree in Business Administration, Finance, Economics, Accounting, or Liberal Arts preferred, but not required. * Good oral and written communication skills in order to effectively communicate with customers and real estate agents. * Ability to work in a fast-paced environment and handle multiple tasks is required. * Ability to read and comprehend training materials, financial institution communications and related loan manuals. * Ability to learn and follow policies regarding the lending process. * Strong customer service, sales, organizational and interpersonal skills also required. PRIMARY ACTIVITIES (Essential Duties and Responsibilities include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.) * Meets or exceeds loan portfolio, fee income and any other production goals as defined by supervisor. * Solicit first mortgage loans within market areas. Informs prospective loan clients of FFC's underwriting guidelines and applicable government regulations. * Personally interviews all loan applicants. * Completes each loan application and all pre-processing functions in a timely manner to permit the good faith estimate to be mailed within the required time period. * Screens loan requests based on the bank's policies and on types of loans offered. * Works with processing team to ensure ordering of appraisals, credit reports, appropriate background or other information as needed on residential loan applicants. * Maintains familiarity with new legislation and regulations that may affect residential lending policies and/or products. Ensures compliance with new rules by implementing appropriate changes. * Personally answers incoming telephone calls and schedules appointments. * Communicates complex approvals and denials to the borrower, real estate agent or builder. * Maintains and submits a source-of-business or other requested business development log within required timeframe to supervisor. * Distributes market data, rate flyers, and general loan information to real estate community as directed by management. * Promotes and participates in the bank's special credit programs and other CRA programs. * Actively participates in local business and community activities and maintains close contact with local builders, real estate agents, customers and prospects. * Cross-sells other bank products as required by management. * Assists target area banking centers with Saturday hours for loan processing as needed. * Assists in other regional locations as directed by supervisor. * Any other duties as assigned. Key Behaviors * Provides Proper Telephone Etiquette to Internal/External Customers * Services Internal/External Customer Requests/Inquiries * Reviews Required Documentation for Accuracy and Completeness * Recognizes and Follows Through on referral Opportunities * Personal Development as Established with Manager SAFE ACT This position requires compliance with the SAFE Act Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results Bank Secrecy Act * Maintain sufficient knowledge and understanding of the Bank Secrecy Act, Anti-Money Laundering/Anti-Terrorist Financing/PATRIOT Act and OFAC regulations * To be able to fulfill applicable requirements and responsibilities under the bank's related policies and programs. Competency / Skill Level (The behaviors, knowledge, and motivations important to success in the job.) * Written and Oral Communication skills * Persuasiveness/Sales Ability * Initiative * Customer Service Orientation * Problem Assessment and Solving Skills * Attention to Detail * Technical/Professional Knowledge Critical Job Elements * Generally good working environment with little exposure to noise, extreme temperatures or other adverse factors. * Ability to drive required. * Limited physical effort required. * Above average energy level required. * Above average amount of pressure to work efficiently and accurately. * Considerable effort and eye strain from continued checking on the accuracy of all work leaving department. * Above average mental effort consisting of beyond normal levels of concentration, memory, complexity of decision making, time pressure, analytical thinking.