Loan Officer - NW Arkansas
Loan Officer Job 22 miles from Fayetteville
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company's growth through outside sales activities and lead generation
Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver's license and dependable transportation
NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Loan Officer
Loan Officer Job 18 miles from Fayetteville
A successful Loan Originator increases mortgage loan production by developing contacts, attracting mortgage customers and reviewing and processing loan applications. The Loan Originator is responsible for providing excellent customer service from the beginning to the end of the mortgage loan process.
Main Job Tasks and Responsibilities:
Attracts new mortgage loan applications by developing relationships specifically in the real estate community and making sales calls to prospective customers.
Provides applicants with information regarding the loan application process.
Obtains complete loan applications including all supporting documentation needed to process the loan.
Reviews information by examining application and documentation, reviewing credit worthiness, calculating repayment risk from information and documentation received from the borrowers.
Pre-qualifies potential loan applicants by analyzing credit and financial background.
Follows up on processing the loan by obtaining additional applicant information if necessary.
Maintains communication with the borrower from time of application through closing.
Establishes the rate with the borrower both verbally and in writing prior to settlement.
Understands and supports the company's policies and procedures to provide proper and effective treatment to all the company's customers.
Resolves any customer questions and disputes in an expeditious and tactful manner.
Reviews and reports complaints from customers and recommends corrective action to management.
Protects the bank and the customer by keeping all mortgage loan information confidential.
Performs other related duties as assigned.
Education and Experience:
High School Diploma or equivalent is required
Prior mortgage sales experience is preferred
Key Competencies:
Budgeting
Oral Communication Skills
Written Communication Skills
Customer Relations
Customer Service
Good Math Skills
Negotiations
Professionalism
Time Management
Requirements:
Registration with NMLS
Commercial Loan Officer II
Loan Officer Job In Fayetteville, AR
The Commercial Loan Officer II is responsible for extending credit within the policies and guidelines set forth in the loan policy. This position ensures that all loan decisions, actions, and recommendations are based on an accurate and thorough understanding of each customer's financial needs and conditions and comply with all laws, regulations, and bank policies. The Commercial Loan Officer II must properly administer the creditworthiness and documentation of all loans and/or borrowing relationships originated or assigned to the officer. Further, it is the officer's responsibility to maintain current credit files and proper note and collateral security documents.
In addition, each officer shall be responsible for:
A. Assigning the proper credit rating to loans as defined in this policy at origination and as conditions may change with the normal credit monitoring process. It is expected that officers should be the first to recognize and report deterioration in the credit quality of a loan or borrowing relationship. Early identification of problem loans is extremely important to minimizing losses.
B. Recommending approval and administer workout programs for problem loans.
C. Recommending approval and monitor levels of reserves established for loans serviced by the officer.
D. Administering the collection process either internally or with bank counsel complying with all laws and regulations.
E. Protecting depositors' funds and stockholders' equity.
F. Generating earnings for the bank and its stockholders.
G. Promoting and maintain a favorable image for the bank.
H. Interviewing loan applicants and makes credit decisions.
I. Responsible for developing new business and managing existing portfolio.
J. Responsible for collecting past due loans, keeping credit and collateral exceptions within policy ranges.
K. Manages a portfolio of loans and may coordinate collection efforts.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Interviews commercial loan applicants. This duty is performed daily, about 10% of the time.
2. Examines and evaluates applicants credit and financial history. This duty is performed daily, about 10% of the time.
3. Examines/Views collateral (if applicable) to determine adequacy. This duty is performed daily, about 10% of the time.
4. Authorizes or recommends approval/denial of applicant. This duty is performed daily, about 10% of the time.
5. Approves loan within specified limits or refers to appropriate approval level. This duty is performed daily, about 5% of the time.
6. Prepares loan offering memorandum. This duty is performed daily, about 10% of the time.
7. Ensures all loan documents are complete, accurate and in accordance with policy. This duty is performed daily, about 5% of the time.
8. Closes/Declines loans in a timely manner. This duty is performed daily, about 5% of the time.
9. Monitors loan portfolio/performance. This duty is performed daily, about 5% of the time.
10. Corresponds with customers. This duty is performed daily, about 10% of the time.
11. Recommends changes in risk rating. This duty is performed daily, about 5% of the time.
12. Collects past due loan payments. This duty is performed weekly, about 5% of the time
13. Develops potential loan markets and loan prospects. This duty is performed daily, about 5% of the time.
14. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually, about 5% of the time.
15. The ability to work in a constant state of alertness and in a safe manner.
16. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 5 years related experience and/or training, and 4 years related management experience, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to write reports, business correspondence, and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
MATHEMATICAL SKILLS
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane, algebra, solid geometry and trigonometry.
CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Intermediate: Spreadsheet, Word Processing/Typing
WORKING CONDITIONS
Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually quiet.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Moderate diversity, low physical. Work activities which allow for a moderate amount of diversity in the performance of tasks which are not as varied as those positions with high-level diversity and decision-making.
While performing the functions of this job, the employee is regularly required to sit, talk or hear; frequently required to use hands to finger, handle, or feel; and occasionally required to stand, walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
* College degree in general business, finance, economics or accounting.
* Five (5) years lending experience.
* Five (5) years experience with banking, investment, or economic analysis.
* Two (2) years experience using Microsoft Word and Excel.
* Must have general computer skills.
* The ability to communicate using oral and written skills.
The position may require the use of a vehicle to service customers, administer or participate in civic events, commute to company-owned properties, commute to company-related places of business, or any other purpose considered necessary to the job. Therefore, this position is classified as a safety sensitive position.
Mortgage Loan Officer - Arkansas
Loan Officer Job In Fayetteville, AR
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
**Job Description:**
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
**Primary Responsibilities**
+ Completes mortgage applications for submission to the loan processing and underwriting departments
+ Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
+ Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
+ Structures loan to comply with acceptable lending practices and Federal regulations
+ Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
+ Answers customer calls and walk- in customers to discuss various loan products and qualification information
+ Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
+ Cross-sells other bank products and services
+ Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
+ May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
*Compensation is Commission based
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
**Requirements**
+ High School Diploma or GED
+ One (1) year of mortgage lending experience with proven mortgage production
+ Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
**Preferences**
+ Bachelor's degree
+ Prior Mortgage Loan Officer experience
**Skills and Competencies**
+ Good organizational skills
+ Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
+ Knowledgeable on agency and investor regulations and guidelines
+ Must be able to build and maintain internal and external relationships to deliver high levels of service
+ Must be able to multi-task competing priorities and meet tight deadlines
+ Proficient in Microsoft Office products
+ Sales acumen
+ Strong written and verbal communication skills
*Positions may be available in other cities within AR.
**Position Type**
Full time
**Incentive Pay Plans:**
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
**Position Type**
Full time
**Benefits Information**
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
+ Paid Vacation/Sick Time
+ 401K with Company Match
+ Medical, Dental and Vision Benefits
+ Disability Benefits
+ Health Savings Account
+ Flexible Spending Account
+ Life Insurance
+ Parental Leave
+ Employee Assistance Program
+ Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
***********************************************
**Location Details**
Little Rock Main
**Location:**
Little Rock, Arkansas
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Commercial Loan Officer II
Loan Officer Job In Fayetteville, AR
The Commercial Loan Officer II is responsible for extending credit within the policies and guidelines set forth in the loan policy. This position ensures that all loan decisions, actions, and recommendations are based on an accurate and thorough understanding of each customer's financial needs and conditions and comply with all laws, regulations, and bank policies. The Commercial Loan Officer II must properly administer the creditworthiness and documentation of all loans and/or borrowing relationships originated or assigned to the officer. Further, it is the officer's responsibility to maintain current credit files and proper note and collateral security documents.
In addition, each officer shall be responsible for:
A. Assigning the proper credit rating to loans as defined in this policy at origination and as conditions may change with the normal credit monitoring process. It is expected that officers should be the first to recognize and report deterioration in the credit quality of a loan or borrowing relationship. Early identification of problem loans is extremely important to minimizing losses.
B. Recommending approval and administer workout programs for problem loans.
C. Recommending approval and monitor levels of reserves established for loans serviced by the officer.
D. Administering the collection process either internally or with bank counsel complying with all laws and regulations.
E. Protecting depositors' funds and stockholders' equity.
F. Generating earnings for the bank and its stockholders.
G. Promoting and maintain a favorable image for the bank.
H. Interviewing loan applicants and makes credit decisions.
I. Responsible for developing new business and managing existing portfolio.
J. Responsible for collecting past due loans, keeping credit and collateral exceptions within policy ranges.
K. Manages a portfolio of loans and may coordinate collection efforts.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Interviews commercial loan applicants. This duty is performed daily, about 10% of the time.
2. Examines and evaluates applicants credit and financial history. This duty is performed daily, about 10% of the time.
3. Examines/Views collateral (if applicable) to determine adequacy. This duty is performed daily, about 10% of the time.
4. Authorizes or recommends approval/denial of applicant. This duty is performed daily, about 10% of the time.
5. Approves loan within specified limits or refers to appropriate approval level. This duty is performed daily, about 5% of the time.
6. Prepares loan offering memorandum. This duty is performed daily, about 10% of the time.
7. Ensures all loan documents are complete, accurate and in accordance with policy. This duty is performed daily, about 5% of the time.
8. Closes/Declines loans in a timely manner. This duty is performed daily, about 5% of the time.
9. Monitors loan portfolio/performance. This duty is performed daily, about 5% of the time.
10. Corresponds with customers. This duty is performed daily, about 10% of the time.
11. Recommends changes in risk rating. This duty is performed daily, about 5% of the time.
12. Collects past due loan payments. This duty is performed weekly, about 5% of the time
13. Develops potential loan markets and loan prospects. This duty is performed daily, about 5% of the time.
14. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually, about 5% of the time.
15. The ability to work in a constant state of alertness and in a safe manner.
16. Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 5 years related experience and/or training, and 4 years related management experience, or equivalent combination of education and experience.
COMMUNICATION SKILLS
Ability to write reports, business correspondence, and policy/procedure manuals; Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
MATHEMATICAL SKILLS
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane, algebra, solid geometry and trigonometry.
CRITICAL THINKING SKILLS
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS
Not indicated.
SOFTWARE SKILLS REQUIRED
Intermediate: Spreadsheet, Word Processing/Typing
WORKING CONDITIONS
Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.
ENVIRONMENTAL CONDITIONS
The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually quiet.
PHYSICAL ACTIVITIES
The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.
Moderate diversity, low physical. Work activities which allow for a moderate amount of diversity in the performance of tasks which are not as varied as those positions with high-level diversity and decision-making.
While performing the functions of this job, the employee is regularly required to sit, talk or hear; frequently required to use hands to finger, handle, or feel; and occasionally required to stand, walk. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.
ADDITIONAL INFORMATION
-College degree in general business, finance, economics or accounting.
-Five (5) years lending experience.
-Five (5) years experience with banking, investment, or economic analysis.
-Two (2) years experience using Microsoft Word and Excel.
-Must have general computer skills.
-The ability to communicate using oral and written skills.
The position may require the use of a vehicle to service customers, administer or participate in civic events, commute to company-owned properties, commute to company-related places of business, or any other purpose considered necessary to the job. Therefore, this position is classified as a safety sensitive position.
Loan Processor
Loan Officer Job In Fayetteville, AR
Job Details Fayetteville Operations - Fayetteville, ARDescription
Job Title: Loan Processor
Reports to: Loan Operations Manager
FLSA Status: Non-Exempt Hourly
Statement of Hire:
At Signature Bank of Arkansas, we are committed to delivering memorable service beyond the customers expectation, to include both external and internal customers. We consistently demonstrate our values through teamwork, open communication, integrity, honesty and respect for others. Additionally, we will maintain a professional appearance through dress, conduct and an orderly work area.
A successful Team Member will possess these qualities and be enthusiastic, professional and of high ethics. They will embrace our Mission, Vision and Values and actively contribute to our success.
Job Summary:
The Loan Processor will work with Lenders and Loan Coordinators to ensure proper preparation of documents for loan closings. This will include reviewing all documentation prior to closing to ensure compliance with regulatory and loan policy requirements.
Essential Duties, Responsibilities & Expectations:
Exhibit a sense of urgency to provide the finest of customer service at all times and in all forms of verbal and written communications.
Receive and review all loan files ensuring the loan meets all regulatory and loan policy requirements.
Accurately prepare and process loan documentation for all in-house loans, renewals, and denials.
Remote print loan documents to branch locations for loan closings.
Maintain loan closing log.
Coordinate loan closings with lending staff.
Perform all other tasks requested as they relate to the Bank and its functions.
Supervisory Responsibilities: None
Compliance:
All Team Members are accountable for compliance with all laws, regulations and adherence to established internal controls and procedures when performing their job duties. Each Team Member is expected to be familiar with the legal and regulatory requirements and internal controls affecting his or her job responsibilities. It is the affirmative duty of each Team Member to carry out these responsibilities at all times in a manner that complies with all applicable legal and regulatory requirements and internal controls. All Team Members shall be responsible for communicating upward, problems in operations, noncompliance with the code of conduct, or other policy violations or illegal actions. Team Members must participate in required training on pertinent compliance laws and regulations as required by Signature Bank of Arkansas.
All Team Members will be committed to maintaining a high level of compliance with the Bank Secrecy Act and Anti Money Laundering, USA PATRIOT Act and Financial Recordkeeping regulations recognizing that all three acts are important tools in federal efforts to combat organized crime, terrorism and drug trafficking.
Education / Experience:
High school diploma or general education degree required.
Minimum of 1-2 years of banking experience required with previous loan processing experience preferred
Skills / Knowledge / Abilities:
Ability to effectively communicate courteously and professionally in English (both written and oral)
Strong organizational skills with ability to effectively handle multiple tasks simultaneously
Good interpersonal communication skills to effectively relate to all levels of the Bank staff
Ability to maintain strict confidentiality
Strong computer skills with ability to utilize all necessary software applications and accurately enter data
Working Conditions / Environment / Potential Hazards:
General office environment
May be necessary to work extended hours
The noise level in the work environment is usually moderate
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Periodic travel on occasion
Physical Requirements:
Able to sit or stand for an extended period of time
Able to lift up to 20 pounds
Use of fine motor skills
Mortgage Loan Originator I
Loan Officer Job 18 miles from Fayetteville
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Mortgage Loan Originator I cultivates mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.
Essential Duties and Responsibilities
* Originates mortgage loan applications
* Negotiates terms and rates of the loans
* Obtains customers' vital information and provides expert advice relative to product options
* Provides all required disclosures and notices to customers in compliance with all mortgage related regulations
* Secures interest rate lock-ins with investors
* Manages pipeline so as to protect the bank from interest rate risk
* Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training.
* Performs other duties and responsibilities as assigned.
Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Skills
* Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
* Ability to read, analyze and interpret financial report and/or legal documents
* Ability to write routine reports and business correspondence
* Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
* Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
Education and/or Experience
* HS Diploma/GED
* 2-3 years of mortgage origination or banking exprience
Computer Skills
* MS Office programs
Certificates, Licenses, Registrations
* NMLS license
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.
Mortgage Loan Officer
Loan Officer Job 22 miles from Fayetteville
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
NMLS Language
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
About Us
First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.
Follow Us
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Mortgage Banker
Loan Officer Job In Fayetteville, AR
Areas of Interest: Mortgage, Loan Origination; Mortgage Banking Pay Transparency Salary Range: Not Available Application Deadline: 04/18/2025 BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial.
Bonus Type
This position typically pays minimum wage plus a draw against commission.
Summary
You're an experienced mortgage banker with an established client base who isn't afraid to generate new business. You value a company focus on providing your clients with full-service financial offerings and recommending the right BOK Financial products at the right time. To achieve this, you build relationships, both externally in your market and throughout the bank. You're a counselor, connector, and relationship maker. Our Mortgage Bankers change people's lives!
Job Description
The Mortgage Banker is primarily responsible for representing a full range of mortgage financing; generates mortgage and development loans through solicitation of individual consumers, groups, real estate brokers and builders/developers. Maintains an active call schedule for purposes of educating targeted business sources regarding the features and benefits of BOK Mortgage financing.
Team Culture
BOK Financial Mortgage is dedicated to being a respected and recognized top Mortgage Lender in our markets, as well as to being the employer of choice for all mortgage professionals. We are committed to our employees, customers, and community partners, and our mission is to deliver the highest quality mortgage experience with integrity, knowledge, and award-winning service.
We treat each other with dignity and respect, value opinions and differences, and talk openly. We give praise, recognize quality work, and pursue excellence. We are a fun group!
We participate in group learning and idea sharing, and we practice candid communication through our open-door policy. Problems are brought to the surface, and so are solutions; we're receptive to feedback and constructive criticism. We believe in personal and shared accountability.
How You'll Spend Your Time
* You will build and nurture relationships internally and externally to set yourself up for long-term sales success.
* You'll be actively engaged in your community, making meaningful connections with both individuals and businesses.
* You'll generate business and close on time to ensure a seamless lending process.
* You'll collect and analyze clients' financial information to ensure loan eligibility and to determine if they are a good investment for the bank.
* You will train new real estate agents and brokers in areas of financing, qualifying buyers, and lending guidelines.
Education & Experience Requirements
This level of knowledge is normally acquired through completion of an Associate's Degree and 2-3 years related mortgage lending experience. Bachelor's degree strongly preferred.
* Thorough knowledge of mortgage lending guidelines and regulations (FHA, VA Conventional, FHLMC, FNMA and private investor)
* Ability to perform complex mathematical calculations and to learn complex technical information
* Ability to operate PC and 10 key by touch
* Working knowledge of underwriting criteria
* Excellent interpersonal skills, and oral and written communication skills
* NMLS required
Working Conditions & Physical Requirements
Office - 20 lbs
BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!
Apply today and take the first step towards your next career opportunity!
The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
Please contact recruiting_********************* with any questions.
Fayetteville, AR, US, 72701
Mortgage Loan Originator I
Loan Officer Job 18 miles from Fayetteville
Overview Working at Arkansas Federal Credit Union
The Mortgage Loan Originator identifies the mortgage needs of our members and borrowers and recommends appropriate financial solutions according to Arkansas Federal Credit Union's standards of excellence. This position requires one to complete mortgage loan applications face-to-face and via phone, as well as evaluate applications from the Arkansas Federal website. The Mortgage Loan Originator is responsible for tailoring services to meet the individual needs of each borrower and escorting them through process to closing.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Based on our external service standard, the Mortgage Loan Originator, Mortgage Loan Processor, Mortgage Loan Underwriter, and Mortgage Loan Closer/Shipper will each do their part to meet our commitment to the member to have all loan requests processed and closed within the designated time frame.
Meet with member face-to-face, or communicate via phone or email based on borrower preference, collect data and documentation, as determined by DU and underwriters.
Connect with area real estate professionals and develop a marketing plan to locate potential referral partners and new borrowers. Continue outreach to develop relationships in effort to solicit mortgage business is expected.
Evaluate financial and credit situations for applications and determine eligibility.
Provide borrower and realtor of pre-qualification information in order to execute the best possible negotiations.
Prepare the loan file for processing by gathering required documentation and information.
Communicate with borrower, realtors, and third parties as necessary to keep all parties informed for the duration of the process and attend local closing at title closing offices.
Work with branches to increase business in the community by attending department and branch meetings as indicated by management.
Maintain professional presentation while attending community and networking events.
Develop working knowledge of credit union services, policies, procedures, and government regulations concerning mortgage lending.
Contribute to team efforts and perform any other related duties as required or assigned.
Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED
2 years related mortgage experience
EEO Statement
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Loan Officer - NW Arkansas
Loan Officer Job 22 miles from Fayetteville
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Support the Company's growth through outside sales activities and lead generation
* Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
* Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
* Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
* Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
* Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
* Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
* Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
* Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
* Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
* Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
* Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
* Four-year college degree (preferred)
* At least three years of Loan Originating experience
* Ability to maintain flexible work schedule, including evening and weekend work
* Valid driver's license and dependable transportation
* NMLS License required, or willing to obtain.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Mortgage Loan Originator I
Loan Officer Job 18 miles from Fayetteville
Overview Working at Arkansas Federal Credit Union
The Mortgage Loan Originator identifies the mortgage needs of our members and borrowers and recommends appropriate financial solutions according to Arkansas Federal Credit Union's standards of excellence. This position requires one to complete mortgage loan applications face-to-face and via phone, as well as evaluate applications from the Arkansas Federal website. The Mortgage Loan Originator is responsible for tailoring services to meet the individual needs of each borrower and escorting them through process to closing.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Based on our external service standard, the Mortgage Loan Originator, Mortgage Loan Processor, Mortgage Loan Underwriter, and Mortgage Loan Closer/Shipper will each do their part to meet our commitment to the member to have all loan requests processed and closed within the designated time frame.
Meet with member face-to-face, or communicate via phone or email based on borrower preference, collect data and documentation, as determined by DU and underwriters.
Connect with area real estate professionals and develop a marketing plan to locate potential referral partners and new borrowers. Continue outreach to develop relationships in effort to solicit mortgage business is expected.
Evaluate financial and credit situations for applications and determine eligibility.
Provide borrower and realtor of pre-qualification information in order to execute the best possible negotiations.
Prepare the loan file for processing by gathering required documentation and information.
Communicate with borrower, realtors, and third parties as necessary to keep all parties informed for the duration of the process and attend local closing at title closing offices.
Work with branches to increase business in the community by attending department and branch meetings as indicated by management.
Maintain professional presentation while attending community and networking events.
Develop working knowledge of credit union services, policies, procedures, and government regulations concerning mortgage lending.
Contribute to team efforts and perform any other related duties as required or assigned.
Perform any other related duties as required or assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
EDUCATION AND EXPERIENCE
High school or GED
2 years related mortgage experience
EEO Statement
Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.
Reverse Mortgage Originator Development Program
Loan Officer Job 40 miles from Fayetteville
This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.
Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career.
We work with retirees to strategically improve the sustainability of their retirement income.
You can expect the following:
Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more
Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business
Industry leading training from the nation's top sales leaders
Brand recognition of a Fortune 300 organization founded in 1909
World-class sales, marketing, and operations support
Revolutionary sales process for working with both consumers and professionals
We encourage successful traditional mortgage loan originators to apply.
Mortgage Lender
Loan Officer Job 48 miles from Fayetteville
Job Details Fort Smith, AR Full TimeDescription
Responsible for business development and growth of residential loans and bank products.
Job Duties and Responsibilities:
Make outside sales calls to potential and existing customers to develop new business and retain current business.
Develop and maintain relationships with local realtors, developers, and builders to encourage use of Firstar Bank services for residential mortgages.
Generate Mortgage Loans to achieve established loan quality and production goals.
Interview applicants and requests information needed to perform a sound review of the applicant qualifications.
Request applicant credit records, background checks, reference checks and other information pertinent to loan applicant's evaluation as necessary to meet investor requirements.
Coordinate closing arrangements with the title company, applicant and other parties to assure timely loan closing and funding activities.
Maintain knowledge of and provide guidance on bank products and services appropriate to customers.
Stay current with FNMA underwriting guidelines, current regulatory guidelines and new loan programs.
Obtain and maintain NMLS license.
Provide quality service to all customers.
Maintain confidentiality of all customer and employee information.
Set production goals to meet budget requirements for year.
Direct and supervise Mortgage Processor(s) to see that lending guidelines and compliance are followed with each loan.
Make sure all training, education, and license requirements are met by direct reports.
Perform annual reviews and salary evaluations for direct mortgage staff.
Manage Pipeline to ensure files are being closed on a timely basis.
Represent Firstar Bank in various civic and community functions to further enhance its image and develop or promote additional business/consumer relationships.
Complete annual training as required.
Participate in bank/community activities.
Other duties as assigned.
Qualifications
Skills and Abilities Required:
Thorough understanding of mortgage lending principles and practices as well as knowledge of government/compliance regulations.
Advanced financial analysis skills, strong negotiation and sales skills.
In-depth knowledge of credit analysis.
Well-organized and good time management skills.
Ability to be proactive and positive when building relationships with customers.
Comfortable with working in a team environment.
Excellent written, verbal, and presentation skills.
Ability to work independently, without close supervision, in a fast-paced environment.
Interpersonal skills with all levels of the organization to include coaching and management.
Proficient computer skills - Microsoft Office Suite.
Experience and Education Requirements:
Mortgage/residential experience is preferred, but not required.
Outside sales experience preferred.
Bachelor's degree or equivalent years of experience.
Physical Requirements:
Typically requires sitting for long periods of time with frequent keyboard/mouse usage and intermittent stooping, bending and walking.
May occasionally lift up to 25 pounds which may include the need for independent mobility: bend, reach, or kneel.
Visual and auditory skills are required.
Performance Standards:
Goals and objectives will be established annually.
Responsiveness to all who enter the bank.
Accuracy of work performed.
Firstar Bank is proud to be an Equal Opportunity Employer: EEO/M/F/Disabled/Vets
Mortgage Representative Loan Advisor - SAFE Act
Loan Officer Job 41 miles from Fayetteville
The Mortgage Rep SAFE Act performs relatively complex assignments. Has direct impact on the business by ensuring the quality of the tasks or services provided. Works under little to no direct supervision. May service an expansive and/or diverse array of products/services. Applies working knowledge of technical and professional principles and concepts and in depth knowledge of team objectives. Understands how assigned duties contribute to the work of the team/unit and how the units coordinate their efforts and resources to achieve the objectives of the function. Ensures the quality and service of self and others. May recommend new options to enhance productivity in accordance with guidelines. Requires tact and diplomacy when exchanging complex or sensitive information with others. Is sensitive to audience diversity. Basic knowledge of the organization, the business and its policies required. Typically responsible for resolving basic to moderately complex problems based on practice and precedence. Able to assess applicability of similar experiences and evaluate options under circumstances not covered by procedures.
Responsibilities:
* Conducts inbound/outbound sales calls consulting customers on available loan products while exercising independent judgment by pre-qualifying financial clients.
* Establish trust and build rapport with clients.
* Understand, articulate, and educate clients on financial calculations, rates, and pricing.
* Analyze applicant financial status, credit and property to identify home loan solutions.
* Articulate cross-sell/cross referral opportunities .
* Strict adherence to phone schedules.
* Understand and manage underwriting, government, and compliance guidelines.
* Utilize systems to maintain product knowledge, register loans effectively & manage pipeline
* Actively manage leads to meet targeted conversion rates.
* Partner with operations teams to provide exceptional service throughout the loan process from application to close.
* Compile appropriate documentation and communicate with customer during the process.
* Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
* 2-4 years previous sales or finance experience preferred
* Sales oriented individual proficient with the following skills: professional oral and written communication, interpersonal, relationship building, follow up, computer experience and analytical thinking and problem solving.
* Must have the ability to prioritize, be detail oriented & results driven.
* This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities,
Education:
* High School diploma or equivalent
Schedule: Must be flexible to work 9:00 AM to 6:00 PM, as well as rotating Saturdays or Friday evenings every 4 weeks, based on business needs.
* -----------------------------------------------------
Job Family Group:
Consumer Sales
* -----------------------------------------------------
Job Family:
Telesales
* -----------------------------------------------------
Time Type:
Full time
* -----------------------------------------------------
Primary Location:
Ofallon Missouri United States
* -----------------------------------------------------
Primary Location Full Time Salary Range:
$60,000.00 - $60,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
* -----------------------------------------------------
Anticipated Posting Close Date:
Mar 24, 2025
* -----------------------------------------------------
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View the "EEO is the Law" poster. View the EEO is the Law Supplement.
View the EEO Policy Statement.
View the Pay Transparency Posting
Commercial Loan Officer III
Loan Officer Job 47 miles from Fayetteville
Tahlequah, OK BancFirst, Tahlequah 130 S Muskogee Ave Tahlequah, OK 74464 HOURS Full Time ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio
Senior-level lending position
Construction, Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans
Promote BancFirst services through cross selling banking products to new and existing clientele
Participation in various community and public events
Consistent execution of policies and procedures
Extraordinary customer service at all times
Outside business development calls required
Assist with other duties and special projects as assigned
Regular and consistent attendance is an essential function of this position
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
REQUIREMENTS
Bachelors Degree required (Business major or Formal Credit training preferred)
Minimum 5 years experience as an underwriting Commercial Loan Officer
Experience in negotiating loan workouts and asset liquidations
Must have ability to analyze complex financial data and write detailed credit memorandums
Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending
Must have ability to grow quality portfolio with annual performance goals
Promote Retail/Cash Management products to new and existing relationships
Work well under stress and deadlines while managing multiple tasks
Must be able to communicate professionally both verbally and in writing
PREFERRED QUALIFICATIONS
5-10 years commercial lending experience
PHYSICAL REQUIREMENTS
Constant use of computer screens and reading of reports
Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile
Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear
Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials
Ability to lift and/or move and carry 10 pounds
Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $13 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.
Diversity…Our differences enhance business performance.
Mortgage Loan Officer - Arkansas
Loan Officer Job 48 miles from Fayetteville
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
**Job Description:**
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
**Primary Responsibilities**
+ Completes mortgage applications for submission to the loan processing and underwriting departments
+ Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
+ Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
+ Structures loan to comply with acceptable lending practices and Federal regulations
+ Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
+ Answers customer calls and walk- in customers to discuss various loan products and qualification information
+ Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
+ Cross-sells other bank products and services
+ Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
+ May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
*Compensation is Commission based
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
**Requirements**
+ High School Diploma or GED
+ One (1) year of mortgage lending experience with proven mortgage production
+ Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
**Preferences**
+ Bachelor's degree
+ Prior Mortgage Loan Officer experience
**Skills and Competencies**
+ Good organizational skills
+ Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
+ Knowledgeable on agency and investor regulations and guidelines
+ Must be able to build and maintain internal and external relationships to deliver high levels of service
+ Must be able to multi-task competing priorities and meet tight deadlines
+ Proficient in Microsoft Office products
+ Sales acumen
+ Strong written and verbal communication skills
*Positions may be available in other cities within AR.
**Position Type**
Full time
**Incentive Pay Plans:**
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
**Position Type**
Full time
**Benefits Information**
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
+ Paid Vacation/Sick Time
+ 401K with Company Match
+ Medical, Dental and Vision Benefits
+ Disability Benefits
+ Health Savings Account
+ Flexible Spending Account
+ Life Insurance
+ Parental Leave
+ Employee Assistance Program
+ Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
***********************************************
**Location Details**
Little Rock Main
**Location:**
Little Rock, Arkansas
Bring Your Whole Self to Work
We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do.
OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Mortgage Loan Officer
Loan Officer Job 22 miles from Fayetteville
Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team.
There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production.
**ESSENTIAL DUTIES AND RESPONSIBILITIES** :
Responsible for soliciting and servicing a variety of residential mortgage loans.
Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs.
Assists buyers in the purchase process through closing.
Make external and internal sales calls.
Comply with regulatory, secondary market and bank policies and guidelines.
All other duties as assigned.
**QUALIFICATIONS** :
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience.
Working knowledge of real estate loan documentation preferred.
Working knowledge of lending regulations preferred.
**NMLS Language**
As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements.
**About Us**
First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
**Benefit Highlights**
- Medical with wellness incentives, dental, and vision
- HSA with company match
- Maternity and parental leave
- Tuition reimbursement
- Mentor program
- 401(k) with 6% match
- More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
**Corporate Diversity Commitment** :
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.
**Follow Us**
Facebook
X formerly Twitter
LinkedIn
Instagram
YouTube
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Mortgage Lender
Loan Officer Job 43 miles from Fayetteville
Job Details Van Buren, AR Full TimeDescription
Responsible for business development and growth of residential loans and bank products.
Job Duties and Responsibilities:
Make outside sales calls to potential and existing customers to develop new business and retain current business.
Develop and maintain relationships with local realtors, developers, and builders to encourage use of Firstar Bank services for residential mortgages.
Generate Mortgage Loans to achieve established loan quality and production goals.
Interview applicants and requests information needed to perform a sound review of the applicant qualifications.
Request applicant credit records, background checks, reference checks and other information pertinent to loan applicant's evaluation as necessary to meet investor requirements.
Coordinate closing arrangements with the title company, applicant and other parties to assure timely loan closing and funding activities.
Maintain knowledge of and provide guidance on bank products and services appropriate to customers.
Stay current with FNMA underwriting guidelines, current regulatory guidelines and new loan programs.
Obtain and maintain NMLS license.
Provide quality service to all customers.
Maintain confidentiality of all customer and employee information.
Set production goals to meet budget requirements for year.
Direct and supervise Mortgage Processor(s) to see that lending guidelines and compliance are followed with each loan.
Make sure all training, education, and license requirements are met by direct reports.
Perform annual reviews and salary evaluations for direct mortgage staff.
Manage Pipeline to ensure files are being closed on a timely basis.
Represent Firstar Bank in various civic and community functions to further enhance its image and develop or promote additional business/consumer relationships.
Complete annual training as required.
Participate in bank/community activities.
Other duties as assigned.
Qualifications
Skills and Abilities Required:
Thorough understanding of mortgage lending principles and practices as well as knowledge of government/compliance regulations.
Advanced financial analysis skills, strong negotiation and sales skills.
In-depth knowledge of credit analysis.
Well-organized and good time management skills.
Ability to be proactive and positive when building relationships with customers.
Comfortable with working in a team environment.
Excellent written, verbal, and presentation skills.
Ability to work independently, without close supervision, in a fast-paced environment.
Interpersonal skills with all levels of the organization to include coaching and management.
Proficient computer skills - Microsoft Office Suite.
Experience and Education Requirements:
Mortgage/residential experience is preferred, but not required.
Outside sales experience preferred.
Bachelor's degree or equivalent years of experience.
Physical Requirements:
Typically requires sitting for long periods of time with frequent keyboard/mouse usage and intermittent stooping, bending and walking.
May occasionally lift up to 25 pounds which may include the need for independent mobility: bend, reach, or kneel.
Visual and auditory skills are required.
Performance Standards:
Goals and objectives will be established annually.
Responsiveness to all who enter the bank.
Accuracy of work performed.
Firstar Bank is proud to be an Equal Opportunity Employer: EEO/M/F/Disabled/Vets
Commercial Loan Officer III
Loan Officer Job 47 miles from Fayetteville
Tahlequah, OK
BancFirst, Tahlequah
130 S Muskogee Ave
Tahlequah, OK 74464
HOURS
Full Time
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Obtain and develop quality loan portfolio with annual performance goals while managing existing portfolio
Senior-level lending position
Construction, Commercial, Commercial Real Estate, Consumer, and Consumer Real Estate Loans
Promote BancFirst services through cross selling banking products to new and existing clientele
Participation in various community and public events
Consistent execution of policies and procedures
Extraordinary customer service at all times
Outside business development calls required
Assist with other duties and special projects as assigned
Regular and consistent attendance is an essential function of this position
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
REQUIREMENTS
Bachelors Degree required (Business major or Formal Credit training preferred)
Minimum 5 years experience as an underwriting Commercial Loan Officer
Experience in negotiating loan workouts and asset liquidations
Must have ability to analyze complex financial data and write detailed credit memorandums
Must have current working knowledge of Regulatory Compliance requirements including, but not limited to, RESPA, HMDA, and Fair Lending
Must have ability to grow quality portfolio with annual performance goals
Promote Retail/Cash Management products to new and existing relationships
Work well under stress and deadlines while managing multiple tasks
Must be able to communicate professionally both verbally and in writing
PREFERRED QUALIFICATIONS
5-10 years commercial lending experience
PHYSICAL REQUIREMENTS
Constant use of computer screens and reading of reports
Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile
Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear
Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials
Ability to lift and/or move and carry 10 pounds
Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $13 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.
Diversity…Our differences enhance business performance.