Loan Officer Jobs in Elon, NC

Join our dynamic team as a Bilingual Mortgage Loan Officer (MLO) in Cary, NC, and play a pivotal role in fulfilling our purpose of empowering our members to achieve financial success and brighter futures. In this exciting opportunity, you'll be instrumental in assisting members looking to purchase or refinance their homes, significantly impacting their life journey. Your core responsibility as an MLO involves understanding each member's unique financial needs and guiding them through our extensive suite of mortgage products to find the perfect fit. Our aspiration is to be loved by millions, and as an MLO, you will contribute to this goal by providing exceptional service and support to our members. You'll work collaboratively with our dedicated local teams, including in-house processing and underwriting experts, ensuring a seamless and efficient loan process. This role is perfectly suited for individuals who are passionate about providing exceptional financial solutions within a supportive, team-oriented environment. Join our team in Cary, NC, and embark on a rewarding career with us, where your efforts directly contribute to helping members realize their homeownership dreams and secure brighter futures. About UFCU Founded in 1936, UFCU has grown to serve Members across Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration. Essential Functions Service Analysis: * Advise members by identifying the correct mortgage product for their housing needs and financial future * Review and analyze credit and Desktop Underwriting (DU) findings * Exhibit sales and financial analysis competency in the origination process, creating solutions and mortgage management plans for the member * Actively seek opportunities to increase loan volume * Exhibit strong consultative sales skills, analytic ability, knowledge of the mortgage bond market, and ability to perform and explain mathematical comparisons of the mortgage options available to the member * Comply with RESPA, HMDA, and other laws and regulations * Maintain knowledge of current mortgage guidelines System and Member Documentation: * Utilize CRM to consistently track and communicate all phases of the loan process from start to closing * Serve as a liaison between involved parties in the mortgage transactions such as REALTORS, title company personnel and others * Attend the closing when possible * Make post-closing follow-up calls to ensure member satisfaction and request referrals * Provide timely and accurate loan information to members * Display a commitment to providing up-to-date and accurate information by attending a minimum of two professional seminars annually and pursuing on-going learning. Business Development: * Serve as UFCU outside sales representative by actively identifying, soliciting, developing relationships with REALTORS, builders and other referral partners to increase mortgage lending business in the community * Make calls and presentations to referral partners * Create outside referral sources to generate 100% of monthly volume goals * Develop and implement sales strategies designed to meet credit union and mortgage lending goals in the community. * Participate in industry professional associations to stay informed and educated on the mortgage industry Other: * Perform other duties as assigned * Adhere to all company policies, procedures and business ethics codes * Maintain strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to the MLO role Knowledge/Skills/Abilities * Displays strong interpersonal skills through fostering teamwork and demonstrating patience and respect when dealing with difficult situations * Fully competent in Microsoft Office, Encompass, and other related software programs. Demonstrates the ability to use loan origination software to efficiently perform job functions. * Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending, required. These include but are not limited to: HMDA, RESPA, Fair Housing, ECOA, TIL, and Section 50, Article XVI of the Texas Constitution. * Ability to present ideas and thoughts in a clear, concise manner. Ability to make oral presentations with persuasiveness and confidence. Ability to use clear and simple language to get the message across to members and co-workers. * Able to quickly build rapport and establish credibility with members and co-workers. * Ability to manage multiple projects, under tight deadlines while maintaining the accuracy and integrity of loan documentation. Core Competencies * Demonstrating Member Obsession * Demonstrating Performance Excellence * Demonstrating Innovation Experience Minimum Requirements * High school diploma or equivalent required * Minimum of two (2) years of inside/outside sales experience required * Minimum of two (2) years of mortgage loan origination experience, including experience with self-sourced loans, required * Must be fully bilingual in Spanish and English, with the ability to read, write, and speak fluently in both languages * Must pass a Spanish language proficiency test as part of the hiring process * Must be bondable Preferred Requirements * Bachelor's Degree preferred * Bilingual in Spanish is preferred Things You Need to Know Before You Apply Physical Demands The physical demands described are representative of those that must be met by an employee, with or without accommodation, in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent * While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. * Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. * Employee will make extensive use of the telephone requiring the ability to effectively and accurately explain complex information. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * This position requires working frequently at UFCU Plaza in Austin, Texas. * This position may involve periodic stressful conditions. * May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. * Frequent computer use at a workstation up to two hours at a time. * The noise level in the work environment is usually loud.

Join our dynamic team as a Bilingual Mortgage Loan Officer (MLO) in Cary, NC, and play a pivotal role in fulfilling our purpose of empowering our members to achieve financial success and brighter futures. In this exciting opportunity, you'll be instrumental in assisting members looking to purchase or refinance their homes, significantly impacting their life journey. Your core responsibility as an MLO involves understanding each member's unique financial needs and guiding them through our extensive suite of mortgage products to find the perfect fit. Our aspiration is to be loved by millions, and as an MLO, you will contribute to this goal by providing exceptional service and support to our members. You'll work collaboratively with our dedicated local teams, including in-house processing and underwriting experts, ensuring a seamless and efficient loan process. This role is perfectly suited for individuals who are passionate about providing exceptional financial solutions within a supportive, team-oriented environment. Join our team in Cary, NC, and embark on a rewarding career with us, where your efforts directly contribute to helping members realize their homeownership dreams and secure brighter futures. About UFCU Founded in 1936, UFCU has grown to serve Members across Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures. In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values: Purposefully Member-Obsessed We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success. Possibilities Reimagined We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights. Performance Excellence Rooted in Unwavering Integrity We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration. Essential Functions Service Analysis: Advise members by identifying the correct mortgage product for their housing needs and financial future Review and analyze credit and Desktop Underwriting (DU) findings Exhibit sales and financial analysis competency in the origination process, creating solutions and mortgage management plans for the member Actively seek opportunities to increase loan volume Exhibit strong consultative sales skills, analytic ability, knowledge of the mortgage bond market, and ability to perform and explain mathematical comparisons of the mortgage options available to the member Comply with RESPA, HMDA, and other laws and regulations Maintain knowledge of current mortgage guidelines System and Member Documentation: Utilize CRM to consistently track and communicate all phases of the loan process from start to closing Serve as a liaison between involved parties in the mortgage transactions such as REALTORS, title company personnel and others Attend the closing when possible Make post-closing follow-up calls to ensure member satisfaction and request referrals Provide timely and accurate loan information to members Display a commitment to providing up-to-date and accurate information by attending a minimum of two professional seminars annually and pursuing on-going learning. Business Development: Serve as UFCU outside sales representative by actively identifying, soliciting, developing relationships with REALTORS, builders and other referral partners to increase mortgage lending business in the community Make calls and presentations to referral partners Create outside referral sources to generate 100% of monthly volume goals Develop and implement sales strategies designed to meet credit union and mortgage lending goals in the community. Participate in industry professional associations to stay informed and educated on the mortgage industry Other: Perform other duties as assigned Adhere to all company policies, procedures and business ethics codes Maintain strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to the MLO role Knowledge/Skills/Abilities Displays strong interpersonal skills through fostering teamwork and demonstrating patience and respect when dealing with difficult situations Fully competent in Microsoft Office, Encompass, and other related software programs. Demonstrates the ability to use loan origination software to efficiently perform job functions. Knowledgeable in all aspects of the Federal and State Regulations dealing with Mortgage and Home Equity lending, required. These include but are not limited to: HMDA, RESPA, Fair Housing, ECOA, TIL, and Section 50, Article XVI of the Texas Constitution. Ability to present ideas and thoughts in a clear, concise manner. Ability to make oral presentations with persuasiveness and confidence. Ability to use clear and simple language to get the message across to members and co-workers. Able to quickly build rapport and establish credibility with members and co-workers. Ability to manage multiple projects, under tight deadlines while maintaining the accuracy and integrity of loan documentation. Core Competencies Demonstrating Member Obsession Demonstrating Performance Excellence Demonstrating Innovation Experience Minimum Requirements High school diploma or equivalent required Minimum of two (2) years of inside/outside sales experience required Minimum of two (2) years of mortgage loan origination experience, including experience with self-sourced loans, required Must be fully bilingual in Spanish and English, with the ability to read, write, and speak fluently in both languages Must pass a Spanish language proficiency test as part of the hiring process Must be bondable Preferred Requirements Bachelor's Degree preferred Bilingual in Spanish is preferred Things You Need to Know Before You Apply Physical Demands The physical demands described are representative of those that must be met by an employee, with or without accommodation, in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Frequent While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear. Specific vision abilities required by this job include close vision, distance vision, peripheral vision and ability to adjust focus. Employee will make extensive use of the telephone requiring the ability to effectively and accurately explain complex information. Work Environment The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires working frequently at UFCU Plaza in Austin, Texas. This position may involve periodic stressful conditions. May occasionally require an adjusted work schedule, overtime, and evening/weekend hours. Frequent computer use at a workstation up to two hours at a time. The noise level in the work environment is usually loud.

As a Mortgage Loan Officer, you may look forward to: Providing service to applicants and prospective customers seeking a home loan, including interviewing, pre-qualification and pre-approval. Completing application and gathering supporting documentation. Reviewing and completing regulatory disclosures with customer. Maintaining existing and generating new sources of referral business. Quoting interest rates and securing pricing through the Secondary Marketing Department on behalf of the Customer. Collecting required application fees. Inputting application data into Loan Origination Software (LOS). Utilizing automated underwriting systems (AUS) to obtain credit recommendations. Communicating with customers, both internal and external, regarding the status of the loan and relaying information to all interested parties. Communicating with all parties in a professional and courteous manner. Managing his/her pipeline of loans to verify accuracy of the current loan status. Acknowledging and abiding by TowneBank Mortgage Policies and Procedures. Mentoring other Loan Officers. Relaying to Senior Management any industry changes or trends that may be of interest to them. Participating in Towne Bank, TowneBank Mortgage, and area association events. Actively participating in all aspects of the Real Estate Office sales meetings and office functions: Preparing Mortgage Minutes for presentation at each sales meeting. Providing on-going training for the real estate agents (lunch and learns). Working closely with the Broker/Sales Manager Attending Loan Officer Meetings. Representing the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities. Obeying all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). You are a person that (required skills): Has a valid NMLS number. Has at least 1-year experience originating VA, FHA, Conventional and VHDA loans. Has a proven sales record based on closed loan production. Currently possess sources of referral business for purchase transactions. Has a High School Diploma or equivalent. Has an awareness of FNMA/FHLMC, FHA, VA and VHDA underwriting guidelines. You'll be better prepared if you have (desired skills): Working knowledge of Microsoft Office products. Working knowledge of Encompass software. Physically you can anticipate to: Express or exchange ideas by means of the spoken word via email and verbally Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation Not substantially exposed to adverse environmental conditions The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential responsibilities. #mortgage

div class="col-md-7 job-content min_height_300 vega-col-6" div class="margin_bottom_20" test-id="**********" span/span p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bUnlock Your Financial Future with BEACON CREDIT UNION - Where Your Potential Shines Bright! /b/pp/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bbr//b/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bABOUT US:/b/ppb/b/pb/b p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Beacon Credit Union is a leading financial institution, "Dedicated to Our Member's Financial Success," by providing exceptional service and innovative banking solutions./pp/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"b /b/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bLocation: Piney Forest, VA/b/ppb/b/pb/b p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bRole: Loan Officer/b/ppb/b/pb/b p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"b /b/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bWhy Join OUR Team?/b/ppb/b/pb/b ul style="margin-top:0in;"li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Positive and supportive team culturep/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Competitive salary and benefits package and incentivesp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Generous PTO and 11 Paid Holidaysp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Ability to earn additional PTO through volunteer opportunitiesp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Employee discounts on loans and banking productsp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"401(k) Employer Match and Profit-sharing potentialp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"100% Bank Paid Long-Term Disability, Short-Term Disability, and Life Insurancep/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Learning and growing in a dynamic work environmentp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"First-class Orientation and Training that showcases our mission and customer service standardsp/p/li /ulp class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"The primary purpose of this Loan Officer position is to assist Beacon Credit Union in living out our mission, "Dedicated to Our Member's Financial Success," by delivering outstanding service to both internal and external members. A key component of this service delivery is to identify the financial needs of each member and recommend an appropriate Credit Union solution./pp/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"In addition, the Lending Specialist processes and closes consumer loan applications approved by the Centralized Lending Department, ensuring all required documentation is gathered. They understand the five C's of credit and Beacon CU's policies, meet monthly sales and loan goals, are knowledgeable about Beacon CU's products and services, and apply the Mike Neill techniques to achieve success./pp/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"b /b/p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bMajor Duties and Responsibilities/b/pp/p ul style="margin-top:0in;"li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Ensure that each approved application is closed using Beacon CU's lending standards. The lending specialist will submit all loan requests with accuracy and timeliness. Have an understanding to ensure each loan is underwritten to Beacon's policies and procedures. Any loan approved outside of guidelines must have proper signatures for approval. Must meet and exceed loan and sales goals monthly. Understands and applies the principles of the 5 C's of Credit, Understands how to counsel members/customers on improving their financial position.p/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Is knowledgeable and understands all of Beacon CU's products and services. Responsible for increasing product and service penetration with current as well as potential members. Understand and follow the guidelines set forth in our sales module (Mike Neill) to fulfill our mission statement and service standards to every member every time.p/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Review completed loan packages prior to funding of the loan. Review and compliance completed loan packages before sending to loan review.p/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Act in the capacity of a Teller when requested. Must understand all applicable teller policies and procedures. Use the Mike Neill methods. Mission statement, and service standards are met while on the teller line to ensure every member every time is our standard.p/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Follow all applicable regulations, including Bank Secrecy Act, Patriot Act, Reg CC, and Anti-money Laundering. Adheres to all SAFE ACT regulations.p/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Deliver outstanding service to external and internal members in alignment with the Credit Union's service standards.p/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"All other duties assigned by management.p/p/li /ulp class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"bExperience/b/ppb/b/pb/b ul style="margin-top:0in;"li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Two years Lending Experience Requiredp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Two years working in a Financial Institutionp/p/li li class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"Sales Experiencep/p/li /ulp style="line-height:1.38;margin-top:0pt;margin-bottom:0pt;" /p p class="MsoNormal" style="margin-bottom:2pt;line-height:normal;"/pp /p /div div class="align_center margin_bottom_10 font_bolder eeo_highlight" test-id="2201704288" Beacon Credit Union is an EEO employer - M/F/Vets/Disabled /div div class="border_top eee font_12 padding_10 padding_left_0 padding_right_0" a class="vega-default-link" href="**************************************** class="icon-briefcase"/ispan class="padding_left_5" test-id="556872905"View all jobs at this company/span/a /div /div

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: * Establish a presence for CCM, including but not limited to, converting incoming leads. * Analyze current rates and programs to provide accurate and timely information to borrowers. * Negotiate terms and conditions with borrowers. * Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. * Manage personal pipeline to ensure service standards and financial goals are met. * Learn various borrowing programs and processes and stay current with changes and new products. * Learn and utilize various in-house technical systems and programs. * Evaluate credit requests and determine trends in a given marketplace. * Comply with all applicable federal and state compliance guidelines relative to the position. * Available to work varying hours and overtime if needed. Qualifications and Skills: * Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. * Experience collecting and analyzing borrower income and negotiating skills. * Experience proactively soliciting new business. * Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. * Experience converting leads and in-bound calls, preferred. * NMLS License under the terms of the S.A.F.E. Act of 2008 ("SAFE Act") *, a plus. * State License under the terms of the SAFE Act*, a plus. * Excellent analytical skills. * Excellent communication and collaboration skills. * Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: *********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: Establish a presence for CCM, including but not limited to, converting incoming leads. Analyze current rates and programs to provide accurate and timely information to borrowers. Negotiate terms and conditions with borrowers. Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. Manage personal pipeline to ensure service standards and financial goals are met. Learn various borrowing programs and processes and stay current with changes and new products. Learn and utilize various in-house technical systems and programs. Evaluate credit requests and determine trends in a given marketplace. Comply with all applicable federal and state compliance guidelines relative to the position. Available to work varying hours and overtime if needed. Qualifications and Skills: Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. Experience collecting and analyzing borrower income and negotiating skills. Experience proactively soliciting new business. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience converting leads and in-bound calls, preferred. NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus. State License under the terms of the SAFE Act*, a plus. Excellent analytical skills. Excellent communication and collaboration skills. Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: *********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage's mission of providing top level service to our clients, colleagues, and the communities we service. Our affiliation with Allen Tate Realtors, the #1 Real Estate company in the Carolinas, offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential. A top candidate will have the following skills and experience: * Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred. * Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with agents, customers and team members. * Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners. * Strive to be the best version of you - Be professional, approachable, empathetic, and positive! Howard Hanna Mortgage is offering our team members: * Competitive compensation plan * Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more. Qualified candidates please send resumes to: ************************** Howard Hanna Financial offers their Loan Officers a strong partnership with Allen Tate Realtors: About Allen Tate Companies Allen Tate Companies is the Carolinas' leading real estate company, based on closed transactions sides, with 71 offices and more than 2,100 Realtors in the Charlotte, Triad, Triangle, High Country, Highlands/Cashiers and Asheville/Mountain regions of North Carolina and the Upstate region of South Carolina. Allen Tate provides real estate, mortgage, insurance, and relocation services throughout the entire homeownership life cycle. We are committed to providing and protecting quality of life for the communities we serve. For more information, visit allentate.com. About Howard Hanna Howard Hanna Real Estate Services is the #1 family-owned and operated independent broker in the country. The full-service real estate company has more than 500 real estate, mortgage, insurance, title, and escrow service offices across 13 states, including Allen Tate Realtors in the Carolinas and The F.C. Tucker Company in Indiana, with more than 15,000 sales associates and staff, including many of the industry's top-producing real estate agents. For more information, visit howardhanna.com. HowardHanna.com Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

The Mortgage Loan Officer proactively solicits new residential mortgage business and sells mortgage products to meet established loan quality and production goals. Position works with realtors, builders, and centers of influence to develop external lead sources as well as partners with branches to drive internal referrals. PRINCIPAL ACCOUNTABILITIES: Time: Description: 15% Identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. 15% Responds to customer inquiries and referrals that are generated from their own contacts as well as branch referrals. 15% Conducts interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, advise customers of product/pricing policies and guidelines, and gather any additional required information. 15% Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. 5% Develops and cultivates self-generated referral sources and partnerships with retail branches. 5% Maintains current knowledge of trends and developments in local real estate market as well as regulations concerning residential mortgage lending. 5% Manages mortgage pipeline, assisting customers, inputting applications, and reviewing financial and credit data. 5% Prepares marketing plans and cross sells other bank products and services. 5% Provides service and oversees all actions during the loan origination process for managing the relationship with the customer ensuring that the mortgage loan closes based upon mutually acceptable terms. 5% Solicits customers and originates mortgage loans, interviews applicants to obtain pertinent information regarding their loan needs; initiates the lending decision process. 5% Studies and evaluates new activities, policies, programs, services, and markets related to business development strategy. 5% Works with team members in Mortgage Department and other departments to provide information for prompt processing and closing of residential mortgage loan applications. BASIC QUALIFICATIONS: Bachelor's degree with 6 years of experience in mortgage lending, credit and business development or an equivalent combination of education and experience. ADDITIONAL QUALIFICATIONS: * Familiar with Conventional, FHA, USDA, VA Lending and HUD guidelines. * Advanced financial analysts, strong credit underwriting and analytical skills. * Knowledge of conventional and/or government guidelines. * Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending. * Strong network with centers of influence including realtors and builders. * Ability to handle confidential and proprietary information. * Ability to travel within specified region. Excellent communication skills, oral and written. The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified. Affirmative Action/Equal Opportunity Employer

Loan Specialist (LO) Department: Credit Job Status: Full Time / Salary Reports to: Credit Manager Amount of Travel: As needed Vanderbilt Mortgage and Finance, Inc. was established in 1974 and currently services over 150,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we are financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services, and a coast-to-coast presence. We are professionally strong, from entry level to more experienced positions, we are actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success. You will enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work-life balance. JOB SUMMARY The Loan Specialist position plays a vital role in facilitating the lending process by assisting clients with loan applications, ensuring all documentation is complete and accurate, and coordinating with various stakeholders to expedite loan approvals. This position reports to the Credit Manager position and guides clients through the loan application process, provides information about available loan products, and helps clients understand their options. The Loan Specialist position will also be responsible for evaluating loan applications, verifying applicant information, and ensuring compliance with lending regulations and internal policies. This position creates and fosters relationships to build trust and rapport while providing an excellent customer experience. The ideal candidate has great attention to detail, strong communication skills, and ability to work efficiently in a fast-paced environment will be essential for success in this role. JOB FUNCTIONS Application Evaluation, Processing, and Underwriting Maintains licensing for assigned states. Presents or communicates credit terms for the purpose of negotiating prospective credit approvals. Analyzes and decisions mortgage loan applications to assess borrower qualifications, creditworthiness, and adherence to lending guidelines. Ensures timely and efficient processing of credit applications and communication to individual Home Centers. Helps determine appropriate loan products for individual home buyers. Evaluates applicant financial information, including income, assets, liabilities, and credit history, to determine loan eligibility and risk level. Ensures compliance with lending regulations, internal policies, and industry best practices throughout the loan origination process. Maintains organized records of loan applications, correspondence, and related documentation. Ensures compliance with documentation requirements and regulatory standards. Identifies and mitigates potential risks associated with loan applications, such as fraud, misrepresentation, or inadequate collateral. Communication and Cross Collaboration Ensures proper communication to maintain a level of excellence in the customer experience, verbal and written. Communicates effectively with clients, loan officers, underwriters, and other stakeholders to coordinate loan processing and resolve any issues or discrepancies. Identifies opportunities for process improvement and efficiency enhancement in loan processing and customer service delivery. Communicates underwriting decisions and requirements effectively with loan officers, processors, and other stakeholders. Provide explanations and guidance to resolve any issues or discrepancies. Employs negotiation techniques and conflict resolution strategies to navigate challenging situations and achieve mutually beneficial outcomes for all parties involved. Demonstrates adaptability and flexibility in adjusting communication styles and approaches to accommodate diverse personalities, preferences, and cultural nuances. Relationship Management Builds and maintains positive relationships with clients, referral partners, and other stakeholders to foster repeat business and referrals. Utilizes relationship management skills to address issues and resolve conflicts in a timely and diplomatic manner, maintaining positive relationships and promoting client satisfaction. Builds trust and credibility with stakeholders through consistent reliability, transparency, and integrity in all interactions and transactions. Engages in networking activities and relationship-building efforts to expand the organization's network, generate leads, and cultivate new business opportunities. Other duties as assigned This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned. QUALIFICATIONS: High School diploma or equivalent required, college preferred. Must have at least 1-3 years of related experience. Ability to travel to supporting Retail Partner locations on average 1-2 times a quarter, or more as needed. Basic computer skills with ability to type at least 25 wpm. Ability to communicate effectively and efficiently via phone, email, and person to person. Capability of gathering facts accurately, analyzing causes, evaluating alternate solutions, and arriving at sound conclusions on action to be taken. Ability to manage multiple and/or conflicting responsibilities. Great attention to detail and organizational skills. Ability to work in a team environment. PHYSICAL DEMANDS: Must be able to remain in a stationary position 75% of the time. Will be constantly operating a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer. Will be communicating 90% of the time over the phone. Must be able to exchange accurate information at all times. Must be able to identify and assess account status and determine appropriate process. Will constantly work in a state-of-the-art indoor temperature controlled, sealed window office environment. BENEFITS: Medical and Dental Plan with Prescription Coverage and Vision Competitive benefits including 401(K) includes 100% company match of the first 4% Paid time off days (PTO), maternity/paternity leave, and holidays Community involvement including Volunteer Paid Time Off (VTO) Tuition Assistance for your first degree Enjoy coming “home” to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being Collaborative and energetic work environment Professional development and promotional opportunities Competitive bonus programs Here are some more reasons to choose Vanderbilt Mortgage! A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401(k) programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more. Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America's Best Employers, America's Best Employers by State, Best Employers for Diversity, Best Employers for Women. As part of Vanderbilt Mortgage's commitment to Opening Doors to a Better Life, VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program. At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members. Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course. Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.Vanderbilt Mortgage. Where you start a job and gain a career! Business Unit - Vanderbilt Mortgage

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Inside Loan Originator is responsible for converting inbound premium leads into loans by promoting CrossCountry Mortgage's competitive mortgage products, services, and programs. This position consults with customers about their current and future needs to help achieve financing needs, collects and reviews all needed supporting loan documentation, and maintains minimum standards for production and quality. Job Responsibilities: Establish a presence for CCM, including but not limited to, converting incoming leads. Analyze current rates and programs to provide accurate and timely information to borrowers. Negotiate terms and conditions with borrowers. Participate in all steps related to the origination of a mortgage loan including but not limited to, meeting with prospects, counseling borrowers, taking mortgage applications by phone. Manage personal pipeline to ensure service standards and financial goals are met. Learn various borrowing programs and processes and stay current with changes and new products. Learn and utilize various in-house technical systems and programs. Evaluate credit requests and determine trends in a given marketplace. Comply with all applicable federal and state compliance guidelines relative to the position. Available to work varying hours and overtime if needed. Qualifications and Skills: Minimum of 1 year of sales experience or origination experience in a consumer direct or call center environment. Experience collecting and analyzing borrower income and negotiating skills. Experience proactively soliciting new business. Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems. Experience converting leads and in-bound calls, preferred. NMLS License under the terms of the S.A.F.E. Act of 2008 (“SAFE Act”) *, a plus. State License under the terms of the SAFE Act*, a plus. Excellent analytical skills. Excellent communication and collaboration skills. Proficiency in standardized software applications, including Microsoft Office Suite (i.e. Word, Excel, PowerPoint and Outlook) This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: *********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage's mission of providing top level service to our clients, colleagues, and the communities we service. Our affiliation with Allen Tate Realtors, the #1 Real Estate company in the Carolinas, offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential. A top candidate will have the following skills and experience: * Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred. * Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with agents, customers and team members. * Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners. * Strive to be the best version of you - Be professional, approachable, empathetic, and positive! Howard Hanna Mortgage is offering our team members: * Competitive compensation plan * Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more. Qualified candidates please send resumes to: ************************** Howard Hanna Financial offers their Loan Officers a strong partnership with Allen Tate Realtors: About Allen Tate Companies Allen Tate Companies is the Carolinas' leading real estate company, based on closed transactions sides, with 71 offices and more than 2,100 Realtors in the Charlotte, Triad, Triangle, High Country, Highlands/Cashiers and Asheville/Mountain regions of North Carolina and the Upstate region of South Carolina. Allen Tate provides real estate, mortgage, insurance, and relocation services throughout the entire homeownership life cycle. We are committed to providing and protecting quality of life for the communities we serve. For more information, visit allentate.com. About Howard Hanna Howard Hanna Real Estate Services is the #1 family-owned and operated independent broker in the country. The full-service real estate company has more than 500 real estate, mortgage, insurance, title, and escrow service offices across 13 states, including Allen Tate Realtors in the Carolinas and The F.C. Tucker Company in Indiana, with more than 15,000 sales associates and staff, including many of the industry's top-producing real estate agents. For more information, visit howardhanna.com. HowardHanna.com Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

Loan Specialist (LO) Department: Credit Job Status: Full Time / Salary Reports to: Credit Manager Amount of Travel: As needed Vanderbilt Mortgage and Finance, Inc. was established in 1974 and currently services over 150,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we are financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services, and a coast-to-coast presence. We are professionally strong, from entry level to more experienced positions, we are actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success. You will enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work-life balance. JOB SUMMARY The Loan Specialist position plays a vital role in facilitating the lending process by assisting clients with loan applications, ensuring all documentation is complete and accurate, and coordinating with various stakeholders to expedite loan approvals. This position reports to the Credit Manager position and guides clients through the loan application process, provides information about available loan products, and helps clients understand their options. The Loan Specialist position will also be responsible for evaluating loan applications, verifying applicant information, and ensuring compliance with lending regulations and internal policies. This position creates and fosters relationships to build trust and rapport while providing an excellent customer experience. The ideal candidate has great attention to detail, strong communication skills, and ability to work efficiently in a fast-paced environment will be essential for success in this role. JOB FUNCTIONS Application Evaluation, Processing, and Underwriting Maintains licensing for assigned states. Presents or communicates credit terms for the purpose of negotiating prospective credit approvals. Analyzes and decisions mortgage loan applications to assess borrower qualifications, creditworthiness, and adherence to lending guidelines. Ensures timely and efficient processing of credit applications and communication to individual Home Centers. Helps determine appropriate loan products for individual home buyers. Evaluates applicant financial information, including income, assets, liabilities, and credit history, to determine loan eligibility and risk level. Ensures compliance with lending regulations, internal policies, and industry best practices throughout the loan origination process. Maintains organized records of loan applications, correspondence, and related documentation. Ensures compliance with documentation requirements and regulatory standards. Identifies and mitigates potential risks associated with loan applications, such as fraud, misrepresentation, or inadequate collateral. Communication and Cross Collaboration Ensures proper communication to maintain a level of excellence in the customer experience, verbal and written. Communicates effectively with clients, loan officers, underwriters, and other stakeholders to coordinate loan processing and resolve any issues or discrepancies. Identifies opportunities for process improvement and efficiency enhancement in loan processing and customer service delivery. Communicates underwriting decisions and requirements effectively with loan officers, processors, and other stakeholders. Provide explanations and guidance to resolve any issues or discrepancies. Employs negotiation techniques and conflict resolution strategies to navigate challenging situations and achieve mutually beneficial outcomes for all parties involved. Demonstrates adaptability and flexibility in adjusting communication styles and approaches to accommodate diverse personalities, preferences, and cultural nuances. Relationship Management Builds and maintains positive relationships with clients, referral partners, and other stakeholders to foster repeat business and referrals. Utilizes relationship management skills to address issues and resolve conflicts in a timely and diplomatic manner, maintaining positive relationships and promoting client satisfaction. Builds trust and credibility with stakeholders through consistent reliability, transparency, and integrity in all interactions and transactions. Engages in networking activities and relationship-building efforts to expand the organization's network, generate leads, and cultivate new business opportunities. Other duties as assigned This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned. QUALIFICATIONS: High School diploma or equivalent required, college preferred. Must have at least 1-3 years of related experience. Ability to travel to supporting Retail Partner locations on average 1-2 times a quarter, or more as needed. Basic computer skills with ability to type at least 25 wpm. Ability to communicate effectively and efficiently via phone, email, and person to person. Capability of gathering facts accurately, analyzing causes, evaluating alternate solutions, and arriving at sound conclusions on action to be taken. Ability to manage multiple and/or conflicting responsibilities. Great attention to detail and organizational skills. Ability to work in a team environment. PHYSICAL DEMANDS: Must be able to remain in a stationary position 75% of the time. Will be constantly operating a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer. Will be communicating 90% of the time over the phone. Must be able to exchange accurate information at all times. Must be able to identify and assess account status and determine appropriate process. Will constantly work in a state-of-the-art indoor temperature controlled, sealed window office environment. BENEFITS: Medical and Dental Plan with Prescription Coverage and Vision Competitive benefits including 401(K) includes 100% company match of the first 4% Paid time off days (PTO), maternity/paternity leave, and holidays Community involvement including Volunteer Paid Time Off (VTO) Tuition Assistance for your first degree Enjoy coming “home” to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being Collaborative and energetic work environment Professional development and promotional opportunities Competitive bonus programs Here are some more reasons to choose Vanderbilt Mortgage! A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401(k) programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more. Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America's Best Employers, America's Best Employers by State, Best Employers for Diversity, Best Employers for Women. As part of Vanderbilt Mortgage's commitment to Opening Doors to a Better Life, VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program. At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members. Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course. Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.Vanderbilt Mortgage. Where you start a job and gain a career! Business Unit - Vanderbilt Mortgage

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? Regional offers competitive pay! We do our best to show that we value our team members! You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! All full-time team members have access to our medical, dental, vision and 401(k) benefits! Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities Provide exceptional service to all customers. Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. Maintain office cash with accuracy and proper security. Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. Minimize delinquent debt through calling customers and collecting on past-due accounts. Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. Transport money and deposits to and from bank. Other duties as assigned by leadership. Minimum Qualifications High School Diploma or Equivalent. Prior customer service experience in either a sales/retail environment or cash management environment. Must pass drug screen, criminal and credit background checks. Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies Demonstrated passion for customer service. Excellent written and verbal communication skills. Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. Thrives in a pay for performance atmosphere. Proven ability to multi-task. High degree of integrity. Sales mentality. Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** #RGNL Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage's mission of providing top level service to our clients, colleagues, and the communities we service. Our affiliation with Allen Tate Realtors, the #1 Real Estate company in the Carolinas, offers our Loan Originators with an unparalleled opportunity to build relationships. We have the products, knowledge and resources to help you achieve unlimited potential. A top candidate will have the following skills and experience: * Experience as a Mortgage Loan Originator and/or Financial Sales Specialist with a verifiable sales track record preferred. * Exercise your proven communication, listening and interpersonal skills to pursue leads, manage your loan pipeline, follow-up on missing data or documentation, ensure timelines are met and build strong working relationships with agents, customers and team members. * Demonstrate your commitment to Howard Hanna Mortgage and cultivate life-long relationships with customers, agents, and business partners. * Strive to be the best version of you - Be professional, approachable, empathetic, and positive! Howard Hanna Mortgage is offering our team members: * Competitive compensation plan * Excellent benefits package, including health, vision and dental insurance, paid vacation and PTO, a company-matched 401K program, and more. Qualified candidates please send resumes to: ************************** Howard Hanna Financial offers their Loan Officers a strong partnership with Allen Tate Realtors: About Allen Tate Companies Allen Tate Companies is the Carolinas' leading real estate company, based on closed transactions sides, with 71 offices and more than 2,100 Realtors in the Charlotte, Triad, Triangle, High Country, Highlands/Cashiers and Asheville/Mountain regions of North Carolina and the Upstate region of South Carolina. Allen Tate provides real estate, mortgage, insurance, and relocation services throughout the entire homeownership life cycle. We are committed to providing and protecting quality of life for the communities we serve. For more information, visit allentate.com. About Howard Hanna Howard Hanna Real Estate Services is the #1 family-owned and operated independent broker in the country. The full-service real estate company has more than 500 real estate, mortgage, insurance, title, and escrow service offices across 13 states, including Allen Tate Realtors in the Carolinas and The F.C. Tucker Company in Indiana, with more than 15,000 sales associates and staff, including many of the industry's top-producing real estate agents. For more information, visit howardhanna.com. HowardHanna.com Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.

Loan Processor (Non - LO - Processor) Department: Loan Operations Job Status: Full Time/Hourly Reports to: Loan Processing Team Lead Amount of Travel: None Vanderbilt Mortgage and Finance, Inc. (VMF) was established in 1974 and currently services over 150,000 loans. Our strength as an organization is rooted in the quality of our people and products. We are an equal opportunity employer committed to creating a diverse workforce. Furthermore, we are financially strong, with a reputation for leading the industry with unsurpassed products, a broad range of services, and a coast-to-coast presence. We are professionally strong, from entry level to more experienced positions, we are actively recruiting individuals who are passionate, positive, and eager to learn. As a member of our team, we will equip you for success. You will enjoy excellent benefits, opportunities for growth, and an encouraging culture that supports work-life balance. JOB SUMMARY The Loan Processor is responsible for collecting, evaluating, and prioritizing the necessary elements to approve and build a loan using Federal and State regulatory guidelines. This role reports to the Loan Processing Team Lead and performs administrative tasks surrounding loan processing and does not negotiate or advise credit terms with consumers. JOB FUNCTIONS Loan Processing Determines proper documentation required based on income/employment types and loan types to verify income, employment, and other financial stipulations to ensure the customer's ability to repay the loan. Works alongside our retail partners and applicants to gather, monitor for accuracy and sort documents. Examples of some documents but not limited to are customer identification, property owner's agreement, park address, contact information, home invoices, trade home titles, proof of property ownerships, real estate purchase agreements, bi-weekly mortgage requirements, job gap letters, site rent, living expenses, landlord references, use home repairs, etc. Calculates and verifies income amounts to ensure provided information is accurate. Reviews legal documents such as deeds, tax receipts, property owner's agreements, and purchase agreements to verify ownership of real estate. Processes final review of loan application and communicates completion to the closing department. Utilizes company and department resources to maintain knowledge of loan operations policies and procedures as well as state and federal regulations to ensure compliance in loan packages. Manages rapid changes in application volumes based on market demands. On average expect to manage a pipeline of 50 applications. Conducts research and makes knowledgeable decisions regarding issues relating to mortgage loan processing. Uses time management skills to balance workload while receiving inbound calls, emails, and meetings. Documents detailed and descriptive notes of customer interactions in loan originations system (LOS) to support internal audits and provide appropriate customer support. Communication and Correspondence Provides process education and expectations to our customers and retail home centers using various methods of communication, such as calls, texts, emails, notes, and our online express portal. Meets and regularly maintains department telephone availability of five and half hours. Responds to voicemails within 24 hours. As well as meeting standards including but not limited to call quality, accuracy, loan turn time, and Net Promoter Score (NPS). Utilizes notes within LOS to communicate the status of applications and follow up with applicants and retail partners. Works and communicates in a one-to-one relationship with a loan officer and approximately three to five retail partners to remain aligned on the status of loan applications. Acts as the main point of contact for our applicants and is expected to have a base understanding of what our sister departments in originations do to deliver updates on their behalf. Continued learning, training, and team building Attends training sessions, monthly and quarterly meetings for process improvements, training, and team building. Completes compliance training regularly through the company portal. Provides peer-to-peer coaching; processing works closely with other departments (closing, audit, land exam) and peer-to-peer coaching is expected and encouraged with processors and sister departments. Develops and maintains strong working relationships with all departments within Originations, home centers, and various other internal teams. Fosters a collaborative environment. Possesses a strong team-oriented mindset and communicates timely with fellow team members to assist with volume and resolve issues as needed. Stays conscious of department and individual goals such as: turn time, NPS, audit scores, checklist items completed, phone response time, email response times, closing percentages, etc. Other duties as assigned This job description is not an exhaustive list of all the functions that a team member and other duties may be assigned. QUALIFICATIONS: High School diploma or equivalent required, college preferred. 0-2 years related experience preferred. Must have strong computer skills with ability to navigate Microsoft Office Suite. Ability to conduct research, multitask, and quickly adjust prioritization of loan files. Great attention to detail, organizational skills, ability to perform under pressure while maintaining accuracy. Positive, resilient attitude while remaining flexible to change. Self-motivated and dependable. Ability to work in a solution oriented, team environment. Must have excellent written and verbal communication skills as well as phone and text etiquette. Willing to learn, hard-working, determined, and assertive. PHYSICAL DEMANDS: Must be able to remain in a stationary position 75% of the time. Will be constantly operating a computer and other office productivity machinery, such as a telephone, calculator, copy machine, and computer printer. Will be communicating via phone, Teams, and Zoom. Must be able to exchange accurate information at all times. Must be able to exchange accurate information at all times. Must be able to identify and assess account status and determine appropriate process. Will constantly work in a state-of-the-art indoor temperature controlled, sealed window office environment. BENEFITS: Medical and Dental Plan with Prescription Coverage and Vision Competitive benefits including 401(K) includes 100% company match of the first 4% Paid time off days (PTO), maternity/paternity leave, and holidays Community involvement including Volunteer Paid Time Off (VTO) Tuition Assistance for your first degree Enjoy coming “home” to our brand new, state-of-the-art Home Office equipped with onsite fitness facility with full gym, workout classes, volleyball and basketball courts, ping-pong, disc golf course, and onsite restaurant Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being Collaborative and energetic work environment Professional development and promotional opportunities Competitive bonus programs Here are some more reasons to choose Vanderbilt Mortgage! A Berkshire Hathaway Company - an integrity-based organization offering unlimited career growth Full-time team members have the flexibility to create their own health, dental, and vision benefits package. Vanderbilt Mortgage and Finance, Inc. provides competitive 401(k) programs, including investment options and company matching for full and part time employees after one year to help our team members achieve their financial goals. Additional benefits include paid parental leave, tuition reimbursement, Employee Assistance Programs, and more. Vanderbilt Mortgage and Finance Inc. is a subsidiary of Clayton of which is proud to have earned spots on the following Forbes lists: America's Best Employers, America's Best Employers by State, Best Employers for Diversity, Best Employers for Women. As part of Vanderbilt Mortgage's commitment to Opening Doors to a Better Life, VMF is now providing paid time for Team Members to volunteer to causes that are meaningful to them through the Clayton Impact program. At VMF, we encourage holistic wellness with physical, nutritional, social, financial, spiritual, and occupational programs available online or in-person for team members. Our newly renovated Home Office campus offers an onsite restaurant, onsite fitness facility with full gym, in-person and virtual workout classes, yoga/barre studio, volleyball, and basketball courts, walking paths, and a disc golf course. Vanderbilt Mortgage and Finance Inc. is committed to a diverse and inclusive workplace. Vanderbilt Mortgage and Finance, Inc. is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.Vanderbilt Mortgage. Where you start a job and gain a career! Business Unit - Vanderbilt Mortgage

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities. As we continue to grow and become a national brand in consumer financing, we hope you'll consider us for future career opportunities. If you are looking to make a meaningful impact in people's lives by bringing a personal touch to finances, join our team today! Regional Finance is hiring! We are looking for talented and driven individuals to join our team. Take the next step in your career and click that apply button! Job Intro The core of a Loan Specialist is being customer oriented. If you are interested in helping others in their time of need, then this is the career you have been looking for! Why work at Regional? * Regional offers competitive pay! We do our best to show that we value our team members! * You are eligible for a monthly bonus. Who doesn't love a nice cash reward for their hard work? * You will have promotion opportunities. We love to train our Loan Specialists into future Branch Managers! * All full-time team members have access to our medical, dental, vision and 401(k) benefits! * Pays an average of $41,000, this amount can vary based on your location and cost of living adjustments! Duties and responsibilities * Provide exceptional service to all customers. * Process credit loan applications and use product knowledge to present loan solutions to current and potential customers. * Maintain office cash with accuracy and proper security. * Grow account volume through good judgment and effective customer solicitations in the branch and by telephone. * Minimize delinquent debt through calling customers and collecting on past-due accounts. * Receive, track, and post all payments and fees to customer accounts in compliance with Company Policy. * Transport money and deposits to and from bank. * Other duties as assigned by leadership. Minimum Qualifications * High School Diploma or Equivalent. * Prior customer service experience in either a sales/retail environment or cash management environment. * Must pass drug screen, criminal and credit background checks. * Valid Driver's License and access to a dependable automobile with liability insurance coverage. Critical Competencies * Demonstrated passion for customer service. * Excellent written and verbal communication skills. * Customer service minded with a personality that relates well with a broad spectrum of people, including external customers, branch colleagues, and corporate co-workers. * Thrives in a pay for performance atmosphere. * Proven ability to multi-task. * High degree of integrity. * Sales mentality. * Adaptable to an ever-changing environment. Working conditions This position works in an office providing consumer loan products in person and over the phone. The typical working hours are 8:30am to 5:30pm Monday through Friday with some Saturdays required. Overtime may be required on an as needed basis and is at the discretion of upper management. If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: ************************************************************************************************** #RGNL Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.