Loan Officer Jobs in Dover, DE

Success Mortgage is currently seeking an experienced Loan Officer to handle company leads and serve the emerging market we are building. The Mortgage Loan Officer will interview customers to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program. Responsibilities and Duties Interview customer(s) and secure a complete loan application preferably before, but if not, definitely within 3 days of the purchase agreement. Review leads daily and contact borrowers via telephone and email in an attempt to obtain their loan application. Recommend to customers the appropriate mortgage loan product to best fit the customer's financial and individual needs. Achieve loan decision within five days of loan application. Achieve Conditional Loan Approval I status within thirty days of application date. Participate in in-house relationship building functions. Be accessible to the buyers and associates and return calls the same day. Build rapport with and maintain open lines of communication with borrowers, realtors, and processors. Provide outstanding customer service. Maintain reports and notes within the origination computer system to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock-in information, monthly projected closings, incentive and expense reports. Participate in weekly "Pipeline" meetings with processor(s) or phone calls as required with full working knowledge of each file. Assist loan processing and closing departments to facilitate accurate and expeditious processing and closing of loans. Travel to meet with borrowers and obtain loan applications as necessary. Qualifications and Skills Education and Experience: A High School Diploma or GED Ability to pass national licensing exam (or hold current license) NMLS license in at least one of these states to begin: VA, MD, WV, DE, PA, FL, TX One to two years as a Loan Officer is preferred but will train to allow time to test for the license. General financial industry experience Ability to maintain flexible work schedule, including evening and weekend work Strong computer background with 1 to 2 years' experience in mortgage software Strong verbal, written communication skills and strong interpersonal skills Strong advisory and customer service abilities as well as attention to detail and excellent organizational skills Excellent analytical capabilities Self-starter & Strong work ethic General office skills - ability to answer and coordinate telephone calls, take written messages, and perform light bookkeeping Ability to study material independently Ability to drive motor vehicle legally Must be able to build relationships with real estate professionals Must be able to pick up on new processes quickly Possess positive & professional attitude & represent the company positively Follow posted work rules and procedures Work weekends and evenings as needed Job Type: Full-time Benefits: ● Dental insurance ● Flexible schedule ● Health insurance Schedule: ● Monday to Friday ● Weekends Supplemental pay types: ● Commission pay Experience: ● origination: 1 year (Required) ● mortgage software: 1 year (Required) Please contact Teresa Bratcher at ************, text, call or email - ****************************** "Our core values are pretty simple, just do the right thing." Steve DuBrueler, Founder & CEO of Coldwell Banker Premier Globally Known. Locally Owned Coldwell Banker Premier is a powerhouse in the Mid-Atlantic. We are a real estate firm with 17 offices and over 250 agents. Although we are widespread, our offices are very community-focused and function like small companies. Each office has their own unique culture that's mae possible by the collaboration of our agents, brokers, and staff. We are licensed in VA, WV, MD, NC, PA, DE, and DC.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

On The Money Talent is proud to represent an innovative, privately owned mortgage lender founded in 2015 and headquartered in Pennsylvania. This visionary organization is led by an executive management team with decades of industry experience. Their mission? To create a streamlined, efficient lending process that benefits both borrowers and originators alike. Driven by a culture of constant improvement, this forward-thinking lender is always exploring new ways to deliver exceptional service and meet client needs with cutting-edge solutions. We are actively seeking existing branches, experienced self-generating originators, or aspiring branch managers throughout Deleware and surrounding New England areas. Why Join This Team? Flexibility: Enjoy the freedom to structure your work to meet your goals while maximizing your earning potential. Diverse Product Offerings: Gain access to QM, Non-QM, Commercial, and Wholesale products, equipping you with the tools to serve a wide range of clients. Additional Income Opportunities: Leverage the option to serve as an Account Executive and add an extra stream of income. Entrepreneurial P&L Model: Benefit from a unique Profit & Loss model that empowers you to run your business like an owner while supported by a robust infrastructure. What We're Looking For: Proven self-generating originators with a strong track record of success. Aspiring or experienced branch managers ready to take the next step in their career. Professionals eager to work with an organization that values innovation, efficiency, and client satisfaction. If you're passionate about delivering exceptional mortgage solutions and seeking a platform that allows you to grow, earn, and thrive, we'd love to hear from you. Take the next step in your mortgage career today!

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals. Become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers. Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate. We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Primary responsibilities include Go above and beyond for customers - Aspire to deliver outstanding customer service Drive sales through service - Achieve sales and referral goals by developing a positive customer experience Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills Qualifications, Education, Certifications and/or Other Professional Credentials BA/BS degree preferred or equivalent experience in residential mortgage sales Two plus years of retail residential mortgage sales experience Documented residential mortgage loan volume in the past 12 months of $8 million (minimum) Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences Strong computer skills and experience using laptop technology Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. Hours and Work Schedule Hours per Week: 40 Work Schedule: Monday through Friday

Originates first mortgage loans, promotes the financial institution and lending services to the real estate community and helps identify and serve the community's financial needs through home loan counseling, real estate agent seminars and sales meeting, and by participating in and promoting the institutions community actives. Responsibilities Solicits first mortgage loans by going out to clients. Informs prospective loan clients of the institutions underwriting guidelines and applicable government regulations Assists loan applicant in completing application and necessary disclosures. Completes loan application and pre-processing functions in a timely manner - prepares for review initial disclosure including Loan Estimate Enters data from new loan applications and other documents into computer system. Orders credit reports and other items as needed. Answers incoming calls and schedules appointments. Provides follow-up on a consistent basis with borrowers, and agents to complete processing. Communicates complex approvals or denials to the borrower-agents including real estate agents / builders. Responds to inquiries from borrowers regarding status of loans in process. Completes necessary information such as log entries and business sourcing. Distributes Bank approved marketing materials and general information. Actively participates in local business development activities as directed by the Bank. In the performance of respective duties, must maintain knowledge of and ensure compliance with the Bank Secrecy Act and all other regulatory, security and bank policies. Qualifications HS Diploma or equivalent Two to four years related mortgage or similar sales experience or equivalent. Thorough working knowledge of real estate documentation, policies, compliance, and procedures. High level of proficiency with mortgage loan processing and underwriting systems. Commitment to excellence and high standards. Excellent written and oral communication skills. Strong organizational, problem-solving, and analytical skills. Ability to manage priorities and workflow. Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm. Acute attention to detail. PC proficiency. Excellent customer service skills. Proven ability to handle multiple projects and meet deadlines. Strong interpersonal skills. Good judgement with the ability to make timely and sound decisions. Demonstrated ability to calculate figures and amounts such as discounts, interest, commissions, and percentages. Ability to effectively present information and respond to questions. Ability to effectively communicate with people at all levels and from various backgrounds. WORKING CONDITIONS: This position is a remote role that requires traveling out to clients.

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationWilmington, Delaware, United States of America

The primary purpose of this position is to perform processing functions for mortgage and home equity loans and provide information on credit union products and services to members and stake holders in accordance with credit union policies and procedures and State and Federal rules and regulations; The Mortgage Loan Processor will provide exceptional service and ensure loan milestones are efficiently reached meeting and/or exceeding industry standards. Essential Functions Perform all mortgage loan processor functions including- Order, review, and ensure accuracy/compliance for-title search/documents, appraisal, flood search, tax transcripts, verifications of real estate owned, debts, and employment, payoff letters, proof of insurance and recording of liens. Perform all processor functions for home equity loan products. Prepare loan disclosures and other documents and deliver directly to applicants for signature.Perform final review of application and then submit to underwriting. Work with applicants and other stake holders to satisfy underwriting conditions in a professional manner providing service with friendly, expedited, and forward-thinking approach. Understand and possess adequate knowledge to explain loan products and loan processes to stake holders. Monitor flow of loan files ensuring loan meets milestones in timely manner ultimately getting loans cleared to close and scheduled with closing team.. Follow up with phone calls, email, and texts to applicants/members, and vendors for status of loans applications. Maintain and communicate reports for loan pipeline management indicating status of approved, declined, and cancelled/withdrawn. Schedule appointments and record business development activities on behalf of the Mortgage Loan Officers. Assist with closing and post-closing of mortgage loans as needed. Support department supervisor with preparing reports, CDFI initiatives, scheduling calendar, creating/maintaining meeting agendas, maintaining CRM for borrower contacts and prospects including email campaigns and lead generation. Represent the credit union as needed at community functions. Other duties as assigned Assist with opening deposit accounts for new mortgage loan members through third party software. Requirements Requires education equivalent to a four-year high school education. At least 4 years' experience processing mortgage loans or other relevant experience Work requires knowledge of mortgage and consumer loan policy, credit-granting criteria, and interest rates. Must possess professional, well developed interpersonal skills essential for projecting a positive image as a representative of the credit union. Must posess the ability to multi-task and prioritize tasks according to time constraints, work independently, analyze documents, and focus on accuracy and attention to detail Requires strong judgment skills. May be required to respond to unscripted questions that are critical to loan decisions. Intermediate mathematical skills required (calculations and concepts involving decimals, percentages, fractions, etc.) Intermediate knowledge of computers and Microsoft Office Applications, specifically MS Word and Excel preferred. Physical Requirement The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit, use hands to finger, handle or feel, reach with hands and arms, and talk or hear. The employee is occasionally required to stand, walk, bend, kneel, and reach above or at shoulder level. The employee must occasionally lift/push/pull and/or carry up to 25 pounds.

- Responsibilities/Duties/Functions/Tasks The purpose of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions Carries out major assignments affecting business operations of the employer or the employer's customers through: collecting and analyzing information regarding the customer's income, assets, investments, or debts analyzing applicant data, credit and collateral property value determining which financial products best meet the customer's needs and financial circumstances providing advice to the customer regarding the advantages and disadvantages of available financial products marketing, servicing, or promoting the employer's financial products Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries Provides origination services in the state of licensure Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications Sales experience in the mortgage industry is preferred Familiarity with mortgage processes, procedures, rules, regulations, and compliance Exceptional customer service skills with a strong attention to detail Excellent written and verbal communication skills Strong computer skills to include a working knowledge of MS Office Ability to comprehend and analyze financial information Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management Established contact and referral list within the real estate and mortgage industries preferred Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. Ensure every action and decision is aligned with PRMI values. Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. Realize team synergies through networking and partnerships across PRMI. Embrace change; act as advocate and role model, promoting an approach of continuous improvement. Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. Work effectively as a team contributor on all assignments. Perform quality work within deadlines. Respect client and employee privacy. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. (i.e. branch or corporate office location). Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status

Shore United Bank is seeking a full-time Loan Review Specialist I to join our team. The Loan Review Specialist I is responsible for reviewing noncomplex commercial loans and performing administrative duties as part of the loan review function; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the loan review function; communicating with appropriate personnel; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports. Essential Functions Include: * Obtains sufficient data from internal & external sources to assist in the review completion * Exercises good judgment as to credit quality while reviewing and/or re-analyzing the financial condition of borrowers and guarantors to ensure accuracy of the underwriting * Includes compliance issues in the review of commercial credit * Identifies issues that may lead to losses * Assesses the accuracy of risk ratings and recommends appropriate action * Maintains accuracy of work papers and documentation sufficient to support accountability for results and maintains productivity levels according to established standards * Involves lending support as needed in the resolution of identified errors * Reports results of credit relationship review to management and Commercial Relationship Managers * Monitors credit and documentation exceptions * Assists the Loan Review Manager as required to complete special projects and other duties relating to the department and its functions * Identifies and responds to opportunities to communicate affiliates products and services to promote the image of the affiliate and promote Shore Bancshares' community of companies' products and services to potential customers and referring those customers to the proper personnel. * Achieves goals assigned to the Loan Review Specialist as part of the assigned department's annual operating plan. * Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the workplace. * Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the company's compliance with all regulatory requirements, e.g., community reinvestment act (CRA), bank secrecy act (BSA), equal credit opportunity act, etc. * Participates in required training sessions, including training for compliance with BSA/AML policies and procedures. * Coordinates specific work tasks with other personnel within the department as well as with other departments to ensure the smooth and efficient flow of information. * Communicates with management and staff personnel in order to integrate goals and activities. * Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc., within given time frames and within established policy. * Maintains appropriate records and provides assigned reports. * Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Location: This position can work in our Easton, Annapolis or Waldorf offices. This posting is for our Easton HQ: 28969 Information Ln, Easton, MD 21601. Position Type/Expected Hours of Work: * Full-time. * Non-exempt. * Days of Work: Monday-Friday. Required Education and Experience: * A bachelor's degree in business, accounting or finance preferred, or a minimum of one year of related experience with loan review. * Specialized financial analysis training. Compensation: * The pay range for this position is $24.00 to $28.00 hourly. * Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. Company Benefits: * Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work. * Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more! * Paid parental leave * 401k savings plan with up to a 4% company match * Employee Stock Purchase Plan * Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives. * Opportunity for growth and advancement * Paid training program and continuous training sessions throughout the year on various topics * Generous paid time off and paid sick time * Community involvement opportunities Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals. Shore United Bank: Good things are happening here. Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.

Job Details Aberdeen Office - Aberdeen, MD Full Time $40,500.00 - $75,000.00 Salary/year BankingDescription Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. “Community is our Strength” is more than just our tagline, it's how we operate. At Harford Bank, we pride ourselves on following “The Harford Bank Way”, a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member. Summary: The Loan Operations Processor creates Laser Pro documents, coordinates settlement documentation with the consumer loan team, files lien position documentation, tracks missing documents, processes change in terms, processes loan payments and escrow disbursements. Responsibilities: Prepares loan documentation from Laser Pro for consumer/commercial installment loan settlements. Inputs new loans into the core and sets up payment schedules according to loan documentation. Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs. Records bank's lien on consumer mortgages and home equity loans to ensure perfection of lien status. Files liens for vehicle, boat and RV loans. Sets up and maintains loan files. Organizes file with all required documentation. Ensures all noted exception items are cleared in a timely manner. Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items. Ability to perform reconciliation of general ledger settlement and payable accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items. Performs input of wire transfers for settlements. Interacts with loan officers when needed to ensure proper adherence to procedures and policies. Qualifications Minimum of 2 years related experience is required. Demonstrated decision-making. Demonstrates excellent communications skills. Proven knowledge of loan information systems, particularly Laser Pro. Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines. Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service. Proven ability to interact with all internal bank departments. Collaborative approach to business solutions. Outstanding motivation and drive for team excellence. Harford Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.

Success Mortgage is currently seeking an experienced Loan Officer to handle company leads and serve the emerging market we are building. The Mortgage Loan Officer will interview customers to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program. Responsibilities and Duties Interview customer(s) and secure a complete loan application preferably before, but if not, definitely within 3 days of the purchase agreement. Review leads daily and contact borrowers via telephone and email in an attempt to obtain their loan application. Recommend to customers the appropriate mortgage loan product to best fit the customer's financial and individual needs. Achieve loan decision within five days of loan application. Achieve Conditional Loan Approval I status within thirty days of application date. Participate in in-house relationship building functions. Be accessible to the buyers and associates and return calls the same day. Build rapport with and maintain open lines of communication with borrowers, realtors, and processors. Provide outstanding customer service. Maintain reports and notes within the origination computer system to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock-in information, monthly projected closings, incentive and expense reports. Participate in weekly "Pipeline" meetings with processor(s) or phone calls as required with full working knowledge of each file. Assist loan processing and closing departments to facilitate accurate and expeditious processing and closing of loans. Travel to meet with borrowers and obtain loan applications as necessary. Qualifications and Skills Education and Experience: A High School Diploma or GED Ability to pass national licensing exam (or hold current license) NMLS license in at least one of these states to begin: VA, MD, WV, DE, PA, FL, TX One to two years as a Loan Officer is preferred but will train to allow time to test for the license. General financial industry experience Ability to maintain flexible work schedule, including evening and weekend work Strong computer background with 1 to 2 years' experience in mortgage software Strong verbal, written communication skills and strong interpersonal skills Strong advisory and customer service abilities as well as attention to detail and excellent organizational skills Excellent analytical capabilities Self-starter & Strong work ethic General office skills - ability to answer and coordinate telephone calls, take written messages, and perform light bookkeeping Ability to study material independently Ability to drive motor vehicle legally Must be able to build relationships with real estate professionals Must be able to pick up on new processes quickly Possess positive & professional attitude & represent the company positively Follow posted work rules and procedures Work weekends and evenings as needed Job Type: Full-time Benefits: ● Dental insurance ● Flexible schedule ● Health insurance Schedule: ● Monday to Friday ● Weekends Supplemental pay types: ● Commission pay Experience: ● origination: 1 year (Required) ● mortgage software: 1 year (Required) Please contact Teresa Bratcher at ************, text, call or email - ****************************** "Our core values are pretty simple, just do the right thing." Steve DuBrueler, Founder & CEO of Coldwell Banker Premier Globally Known. Locally Owned Coldwell Banker Premier is a powerhouse in the Mid-Atlantic. We are a real estate firm with 17 offices and over 250 agents. Although we are widespread, our offices are very community-focused and function like small companies. Each office has their own unique culture that's mae possible by the collaboration of our agents, brokers, and staff. We are licensed in VA, WV, MD, NC, PA, DE, and DC.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. How to Apply: Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "Loan Officer Application" in the subject line of your email. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationWoodbridge, Virginia, United States of America

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties

Are you looking for a rewarding career? Look no further than Harford Bank, where we are committed to your growth and success. We believe in investing in our people by providing a supportive and inclusive environment that fosters collaboration, community pride, and personal development. We are made up of passionate individuals who are dedicated to delivering exceptional customer service and driving positive change in the areas we serve. "Community is our Strength" is more than just our tagline, it's how we operate. At Harford Bank, we pride ourselves on following "The Harford Bank Way", a set of core values that shape our approach to banking and our commitment to our customers, the community, and ethical practices. These values define who we are and how we conduct business. You will lead by example and drive our culture to be infused in every activity with every team member. Summary: The Loan Operations Processor creates Laser Pro documents, coordinates settlement documentation with the consumer loan team, files lien position documentation, tracks missing documents, processes change in terms, processes loan payments and escrow disbursements. Responsibilities: * Prepares loan documentation from Laser Pro for consumer/commercial installment loan settlements. * Inputs new loans into the core and sets up payment schedules according to loan documentation. * Performs file maintenance as necessary on existing loan portfolio, including the processing of payments, corrections to account postings, and resolving customer service needs. * Records bank's lien on consumer mortgages and home equity loans to ensure perfection of lien status. * Files liens for vehicle, boat and RV loans. * Sets up and maintains loan files. Organizes file with all required documentation. * Ensures all noted exception items are cleared in a timely manner. * Responsible for monitoring and tracking UCC filings, hazard and flood insurance, and other required items. * Ability to perform reconciliation of general ledger settlement and payable accounts. Ensures that daily and monthly general ledger reconciliations are complete and accurate and necessary research is performed on all outstanding items. * Performs input of wire transfers for settlements. * Interacts with loan officers when needed to ensure proper adherence to procedures and policies. Qualifications * Minimum of 2 years related experience is required. * Demonstrated decision-making. * Demonstrates excellent communications skills. * Proven knowledge of loan information systems, particularly Laser Pro. * Ability to provide prompt service and timely decisions within a fast-paced environment, managing changing deadlines. * Proven ability to interact with internal and external customers in a professional manner to provide exceptional customer service. * Proven ability to interact with all internal bank departments. * Collaborative approach to business solutions. * Outstanding motivation and drive for team excellence. Harford Bank is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, Protected Veteran status, and sexual orientation/gender identity.

Success Mortgage is currently seeking an experienced Loan Officer to handle company leads and serve the emerging market we are building. The Mortgage Loan Officer will interview customers to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program. Responsibilities and Duties Interview customer(s) and secure a complete loan application preferably before, but if not, definitely within 3 days of the purchase agreement. Review leads daily and contact borrowers via telephone and email in an attempt to obtain their loan application. Recommend to customers the appropriate mortgage loan product to best fit the customer's financial and individual needs. Achieve loan decision within five days of loan application. Achieve Conditional Loan Approval I status within thirty days of application date. Participate in in-house relationship building functions. Be accessible to the buyers and associates and return calls the same day. Build rapport with and maintain open lines of communication with borrowers, realtors, and processors. Provide outstanding customer service. Maintain reports and notes within the origination computer system to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock-in information, monthly projected closings, incentive and expense reports. Participate in weekly "Pipeline" meetings with processor(s) or phone calls as required with full working knowledge of each file. Assist loan processing and closing departments to facilitate accurate and expeditious processing and closing of loans. Travel to meet with borrowers and obtain loan applications as necessary. Qualifications and Skills Education and Experience: A High School Diploma or GED Ability to pass national licensing exam (or hold current license) NMLS license in at least one of these states to begin: VA, MD, WV, DE, PA, FL, TX One to two years as a Loan Officer is preferred but will train to allow time to test for the license. General financial industry experience Ability to maintain flexible work schedule, including evening and weekend work Strong computer background with 1 to 2 years' experience in mortgage software Strong verbal, written communication skills and strong interpersonal skills Strong advisory and customer service abilities as well as attention to detail and excellent organizational skills Excellent analytical capabilities Self-starter & Strong work ethic General office skills - ability to answer and coordinate telephone calls, take written messages, and perform light bookkeeping Ability to study material independently Ability to drive motor vehicle legally Must be able to build relationships with real estate professionals Must be able to pick up on new processes quickly Possess positive & professional attitude & represent the company positively Follow posted work rules and procedures Work weekends and evenings as needed Job Type: Full-time Benefits: ● Dental insurance ● Flexible schedule ● Health insurance Schedule: ● Monday to Friday ● Weekends Supplemental pay types: ● Commission pay Experience: ● origination: 1 year (Required) ● mortgage software: 1 year (Required) Please contact Teresa Bratcher at ************, text, call or email - ****************************** "Our core values are pretty simple, just do the right thing." Steve DuBrueler, Founder & CEO of Coldwell Banker Premier Globally Known. Locally Owned Coldwell Banker Premier is a powerhouse in the Mid-Atlantic. We are a real estate firm with 17 offices and over 250 agents. Although we are widespread, our offices are very community-focused and function like small companies. Each office has their own unique culture that's mae possible by the collaboration of our agents, brokers, and staff. We are licensed in VA, WV, MD, NC, PA, DE, and DC.

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. * Meet with potential borrowers regarding their mortgage needs. * Present bank's mortgage products and services that meet borrower's financial goals. * Complete the borrower's application and analyze the borrowers financial and credit data. * Lock rate per company and regulatory guidelines. * Prepare or request all applicable loan documentation from the appropriate party or department. * Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. * Maintain communication with the borrower regarding the loan status. * Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. * Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) * Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. * Assist clients with monthly billing and collections cycle. * Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. * Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties * Look for referral opportunities within the company (insurance, deposits, etc.). * Other duties as assigned. Skills/Abilities * Requires strong networking and interpersonal skills. * Financial/quantitative skills. * Attention to detail. * Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience * Must be registered with NMLS Federal Registry. * Minimum of two years residential mortgage lending experience. * A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status