Loan Officer Jobs in Dothan, AL

Canvas Mortgage, a division of Merchants & Marine Bank, is growing and expanding our mortgage production teams. Canvas Mortgage offers a wide range of mortgage products including conforming, non-conforming and portfolio loans. Interested loan officers should have an NMLS ID # with 2 years of mortgage banking history and be knowledgeable with criteria and guidelines of FNMA, Freddie Mac, and Ginnie Mae products. Incumbents will be responsible for business development with multiple referral sources including Realtors, Builders, Attorneys, Financial Advisors, bank employees and the public. Canvas Mortgage provides full technical and marketing support for mortgage loan officers. This position is hybrid remote. Incumbent must be geographically located in the Mobile, AL area. Why Work for Us * Medical, Vision and Dental Insurance * 401-K Plan * 11 Paid Holidays * Personal Paid Time Off * Term Life, AD&D and Disability Insurance * Tuition Reimbursement * Fitness Center Reimbursement Summary: The Mortgage Loan Officer is responsible for originating self-sourced and referred mortgage loans, administration of policies and procedures, reviewing and increasing sales, collaborating with operations, and maintaining compliance while providing excellent customer service. Essential Duties and Responsibilities: * Develop business by initiating sales calls, follow-up meetings, and responding to referrals in a timely manner. * Accept loan applications and gather all necessary documentation in order to start the pre-qualification Mortgage process and review financials, credit and property for feasibility of granting loans. * Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing. * Monitor all applications and supporting documentation to avoid and detect customer fraud. * Work with management to achieve team and division goals. * Work closely with support staff to ensure efficient processing to include account documentation is complete and accurate, underwriting, and closing of loans. * Manage and monitor all disclosures to ensure compliance with regulations and mandatory time frames. * Comply with all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA). * Maintain excellent customer relations and the confidentiality of customer information. * Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank in accordance with bank procedures. * Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan. * Analyze potential loan markets and develop referral networks to locate prospects for loans. * Build and maintain positive relations with business referral sources, customers, potential customers and co-workers. * Ability to analyze mortgage clients for additional potential needs of other bank products and services and participate in business development activities. * Perform all other duties as identified from time to time. Qualifications Education/Experience: * High School diploma or equivalent; and 3-5 years related experience or equivalent. * Prior mortgage experience is required. Knowledge, Skills and Abilities: * Effective interpersonal relationships with customers, management and team members; * Thorough knowledge of FHA, VA, USDA, Fannie Mae, and Freddie Mac guidelines and standards; * A thorough understanding and application of all policies, procedures and regulations pertaining to the work of a Retail Mortgage Loan Officer; * Must demonstrate a thorough knowledge of key lending concepts such as debt/income ratios, LTV percentages, credit scoring, and other underwriting criteria; * Ability to solve practical problems and interpret a variety of instructions furnished in written, oral or schedule form; * Ability to work with interest rates, ratios, percentages, excel and graphs; * Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor and organizational skills; * Must have the ability to obtain an NMLS number. * Must pass the background check and not be listed on any watch and/or exclusionary list including but not limited to the GSA, LDP, and FHFA. * Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role and applicable NMLS acceptable background check. * Excellent customer service skills, attentiveness, and information retention. * Ability to interact effectively with employees in order to direct work flow, assess performance, and assign duties. * Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. * Sit or stand or walk for extended periods * Able to read small print or complex reports * Effectively communicate orally * Manually operate keyboard, mouse and other personal computing devices * Occasionally lift up to 50 pounds Direct Reports None Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Equal Opportunity Employer: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or other characteristics protected under applicable law.

Are you: • Team Inspired? • Customer Obsessed? • Results Driven? • Kinda Curious? • Character Matters? radius continues to change the lives of those who choose to originate loans for our company. This infectious enthusiasm has helped spur our growth all along the Eastern Seaboard. We have developed a culture that prioritized team-inspired people focused on winning. The result: countless purpose-filled careers for those eager to take advantage of the opportunity. What is Our Culture? Supportive • Deal Desk, if you need structuring help. • Marketing Team Support • CRM - Total Expert • Training - Company Sponsored Innovative Technology • Focused on Artificial intelligence (BOTS) • Robotic Process Automation (BOTS) • Mobile Experience for both Consumer and LO • Cutting edge collaboration tools - Connect with team on the go! • Interactive consumer experience Progressive • Purchase focused • Growth Oriented • Right-sized for today's market • Pricing concessions if needed to keep you competitive. Strengths • Extremely Strong and Cutting-Edge Technology that maximizes efficiency, convenience, and speed. • 100% Customer Obsessed • Attractive Products and Pricing Models • Very Robust Marketing Department, not focused on a one size fits all mentality • A built-in marketing budget that grows in tandem with your personal production • Operational support with LOA and Processor are provided to help you grow your business • Highly competitive commission structure. Requirements Primary Responsibilities: • Evaluate loan request through our automated loan application system • Analyze financial data • Structure loans to comply with acceptable lending practices and Federal regulations. • Develop a personal marketing plan • Build and Maintain relationships with customers throughout the loan process. • Create a Marketing Plan for your referral partners. Realtors, Builders, Developers, and Past Clients. Although you may work remote, you won't be alone • LOA Support • Dedicated processor for your loan files • In house underwriting/closing • Need help structuring a loan file, or have a guideline question(s)? Our Deal Desk, will help insure you are on the right path.

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Principal Duties: Sell loan products offered by NewRez Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads. Engage in marketing and promotional activities in support of your own sales. Meet monthly minimum personal production goals Take mortgage loan applications and prepare effective loan proposals: Determine a consumer's needs and offer the appropriate product Originate loans for appropriate amounts, rates, and terms that comply with NewRez's program guidelines Provide consumers with a superior level of customer service: Quickly and accurately answer all customer inquiries in a professional manner. Obtain all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc. Analyze the information and provide insight where appropriate. Provide assistance to applicants and solve all problems that may arise between application and settlement Stay informed of developing trends in the mortgage industry Attend/assist with scheduled meetings, training sessions and courses Maintain compliance with all industry-specific federal and state licensed activity requirements and NewRez Code of Conduct Principal Customers of the Position: Internal Customers: Underwriting, Processing, Closing, Quality Assurance, Vendor Coordination, and Secondary Marketing External Customer: The Borrower(s) Education and Experience Requirements: Must qualify for and obtain state licensure in the states where NewRez does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check Minimum successful 1 year mortgage loan origination experience 2 year college degree preferred (or equivalent experience) Proven sales skills and leadership abilities Knowledge, Skill and Ability Requirements: Bilingual in English and Spanish Ability to quickly connect with people in an outgoing, friendly manner Persuasive, selling communication skills Strong sense of responsibility for completing work quickly and accurately Ability to handle faster-than-average pace of activities Detail-orientation with efficient focus on work activities Careful decision-making skill with ability to avoid mistakes Ability to delegate in a positive style with thorough follow up skills Excellent oral, written, listening, and organizational skills Basic computer skills Ability to work independently #LI-EM1 Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

Citizens Trust Bank is an Equal Employment Opportunity/Affirmative Action Employer offering competitive compensation, comprehensive employee benefits and opportunities for career development and advancement. We are committed to investing in our employees, cultivating a rewarding professional team and results-oriented work environment that is based on respect, accountability, and high quality performance.Citizens Trust Bank prides itself on offering a full-range of quality products and services throughout Birmingham and Eutaw Alabama, metro Atlanta and Columbus, Georgia, markets. Since its inception, the Bank has remained dedicated to the growth and development of communities through superior banking products and extraordinary service.As an institution of excellence, celebrating over 97 years of success, Citizens Trust Bank continues to champion its commitment to offering customers viable banking solutions with first-class customer service to meet their growing business needs. Delivering on that promise, we continue to be sound and strong and it is our goal that our customers and associates are too.If you are interested in the position below and meet the qualifications and requirements, please apply at ****************** Responsibilities include but are not limited to the following:• Researches, identifies and generates business leads, networks, contacts, and opportunities; interviews and works with prospective loan clients and other clients to obtain lending business for the bank; cross-sells and market the bank's mortgage and other banking solutions• Participates and represents the bank at community functions, events, and activities to develop new lending business opportunities and promote the bank• Screens mortgage loan requests; educates prospective clients about the bank's underwriting guidelines and all applicable government regulations• Obtains required information and documents from prospective loan clients and analyzes financial and credit data• Obtains, manages, and completes the loan application process for clients; enters loan information into mortgage system accurately; submits loan application files for processing and underwriting approval in timely manner• Delivers exceptional customer services consistently to all customers and oversees and monitors the entire loan application process and status; communicates effectively with customers• Establishes and maintains productive and effective working and business relationships with internal and external customers, business lines, real estate agents, construction companies, professional associations and organizations, etc. that enhances the overall marketing efforts of the bank• Hosts and conducts homebuyers related seminars and educational sessions• Utilizes bank training opportunities and resources; stays abreast of mortgage industry trends and developments; maintains up-to-date working knowledge of the bank's lending programs, policies, procedures, regulatory requirements, applicable laws and regulations• Demonstrates consistent professional appearance, image, ethics, integrity, and represents the CTB Brand• Attends and participants in various business meetings; schedules and confirms appointments; follow-up on business referrals• Composes and distributes various correspondence and reports; assists with the development of marketing material and resources• Adheres to all policies, procedures, guidelines, expectations, laws and regulations• Exceeds all established positions' goals, objectives, and expectations• Supports the Bank's vision, core values, business principles, goals, and objectives• Performs other duties and responsibilities as assigned QUALIFICATIONS, SKILLS, AND ABILITIES:• Strong working knowledge of various type of mortgage loans (FHA, VA, Conventional, etc.) in a banking or mortgage environment• Bachelor's degree in finance, accounting, economics, marketing, business administration, or related field• Minimum three (3) years of residential mortgage loan origination, business development experience in a mortgage or banking environment; National Mortgage License System (NMLS) Certification is required• Good understanding of mortgage and consumer laws, regulations, policies, guidelines, practices, and procedures• Excellent quality customer service skills and ability to establish relationships in a manner that enhances the overall marketing efforts of the Bank• Must be able to maintain positive composure and consistently demonstrate professional appearance, image, and represents the CTB Brand• Ability to prepare mortgage files for underwriting within established guidelines• Excellent telephone etiquette and respectful of others• Proficient in Microsoft Office (Word, Excel, Outlook, Internet, and working knowledge of Encompass Mortgage software systems)• Assertive and demonstrates initiative with the ability to comprehend and follow directions and instructions• Ability to produce accurate and organized work with minimum supervision• Genuine interest in serving and caring for others• Excellent organizational, listening, and interpersonal skills are required• Ability to handle and maintain confidential matters and information• Up to date understanding of industry trends and developments• Must be a self-starter who is self-motivated with the ability to produce results, meet all established goals, objectives, and expectations, and ability to comply with all bank policies, procedures, regulations, and laws• Excellent analytical and problem resolution and negotiation skills• Ambitious with a strong work ethic, positive behavior, ability to work both independently and as a part of a team, results focused, and detailed-oriented with excellent time management and planning skills• Excellent communication skills with ability to communicate clearly, concisely, tactfully, and effectively• Ability to maintain a proactive approach to assignments and multi-task oriented• Flexible, resourceful, and energetic with excellent research and presentation skills• Exceptional creativity with ability to manage multiple tasks and prioritizes work to meet deadlines• A competitive winning spirit that understands the team concept• Ability to work through situations and find win-win solutions• Ability to establish and maintain effective working relationships with co-workers, customers, and representatives of other departments• Ability to work in a fast paced, high volume environment, and must be adaptable to change Citizens Trust Bank offers competitive compensation and a comprehensive employee benefits package for our employees. Our benefits package includes the following:• Medical, Dental, Vision and Prescription Coverage• 401(k) Retirement Plan• Employee Stock Purchase Plan• Life Insurance and Flexible Spending Account• Paid Time Off, Vacation and Holiday Pay• Tuition Reimbursement• Employer Assisted Housing Program• Fitness & Wellness Program and Sam' s Membership• Employee Assistant Referral Services (EAP)• Group Cancer & Accident Insurance Programs• Worker's Compensation Program• Incentive, Awards and Recognition Programs• Training and Development Programs and much more!

We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval. A career with purpose. A career built on making dreams come true. A career built on building zero defect homes, cost management, and adherence to schedules. Your Responsibilities on the Team Support the Company's growth through outside sales activities and lead generation Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense Requirements Four-year college degree (preferred) At least three years of Loan Originating experience Ability to maintain flexible work schedule, including evening and weekend work Valid driver's license and dependable transportation NMLS License required, or willing to obtain. Life at Lennar At Lennar, Everything's Included in our homes, and Everyone's Included on our team. Our Everyone's Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth. At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Physical & Office/Site Presence Requirements: Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be to operate a computer keyboard and calculator. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

RB&T Mission Statement: As a trusted partner and friend, River Bank & Trust helps our neighbors and the businesses in our communities to reach their financial goals. River Bank & Trust is looking for a Mortgage Lending Officer (MLO) who is prepared to make a difference in the lives of our customers, by providing unmatched knowledge and hospitality. This is achieved not only through the bank's commitment to support your success, but also through your community involvement/relationships, ability to uncover the customer's needs, recommend the best mortgage product, and help the customer throughout each step of the process to get the loan closed promptly. Essential Duties and Responsibilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The essential functions include, but are not limited to the following: * Interview customers to determine their mortgage needs * Responsible for collecting financial information & evaluating creditworthiness and eligibility to obtain a mortgage loan * Guide the customer through their options and throughout the process * Prepare and submit mortgage loan applications * Ensure data are in line with national and local financial guidelines * Keep the customer informed throughout each step of the process * Help resolve problems/conflict with applications * Ensure compliance with privacy laws and confidentiality throughout the process * Build and maintain customer relationships, internal referral network, and community involvement Minimum Qualifications: * High School diploma or equivalent * At least (2) years' experience in related or equivalent mortgage banking * Knowledge & understanding of real estate lending criteria, compliance, federal/state regulations, loan origination and servicing software Skills, Abilities & Expectations: * Be familiar with and follow policy and procedures, and support Management's decisions and goals in a positive, professional manner. * Stay abreast of regulatory requirements and complete annual compliance training applicable to the position * Assuring customer service is top priority whether internally or externally; treating customers and employees professionally, with courtesy and respect * Ability to work in a fast-paced team environment, handle multiple tasks, and prioritize work * Detail oriented and organized Mortgage Loan Originator Job Description * Ability to analyze financial information * Excellent interpersonal and communication skills * Integrity, discretion, and respect for confidential information are absolutely essential * Willingness to adapt to change * Work within a variety of different software and web applications * Able to prioritize duties and effectively manage time * Analytical and problem-solving skills * Attend work on a regular basis, on time, and withstand varying degrees of stress * Excellent interpersonal and communication skills * Maintaining a professional, business-like appearance and demeanor * Proficiency in Microsoft Office products to include: Word, Excel, and Outlook Physical Demands: The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard retail branch setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. Disclaimer: The above information has been designed to indicate the general nature and level of work performed within this job. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to the job. Incumbent must attend work on a regular basis, on time, and withstand varying degrees of stress. This position description describes the minimum selection requirements to qualify for the position. Promotion and other employment decisions are based on employer needs, being in good standing, fully competent performance, and other non-discriminatory subjects.

Job Details Experienced 7654 Dothan AL - Dothan, AL Full Time High School Road Warrior Day SalesDescription The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office. This position is paid solely by commission. Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions. Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals. Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets. Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns. Originates the mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes. Maintains current knowledge of agency and investor guidelines as well as state and federal regulations. Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines. Updates borrowers and their agents on the status of loan applications. Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner. Provides superior customer service to achieve customer satisfaction. Manages a team of loan partners. Competencies Competencies include but are not limited to the following: Customer/Client Focus. Business Development. Analytical Thinking. Problem Solving. Communications Proficiency. Organizational Skills. Time Management. Presentation Skills. Supervisory Responsibility This position manages his or her loan partners and is responsible for delegating tasks to them. Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is occasionally required to stand; walk; sit; use hands to handle objects, tools or controls; reach with hands and arms; and talk or hear. Travel Travel is primarily local during the business day, although occasional out-of-area and overnight travel may be expected, for promotional events and closings. Qualifications Required Education/Experience Requires a high school diploma and thorough knowledge of investor and agency guidelines as well as state and federal regulations. Preferred Education/Experience Preferable to have a bachelors degree and thorough knowledge of investor and agency guidelines as well as state and federal regulations. Additional Qualifications for Eligibility Additional qualifications include an NMLS license.

Why Silverton Mortgage:• We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry• We believe in giving back and we do so through The Silverton Foundation• Our strong communication skills drive customer satisfaction• We offer extensive product lines and maintain an in-house loan process that offers a competitive edge• We have fun! Why Silverton Mortgage: • We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry • We believe in giving back and we do so through The Silverton Foundation • Our strong communication skills drive customer satisfaction • We offer extensive product lines and maintain an in-house loan process that offers a competitive edge • We have fun! The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton's guidelines. The MLO is responsible for abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed. Responsibilities and Duties o Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System. o Abide by Silverton's company-specific compliance policies, including but not limited to Silverton's Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies. o Meet production guidelines as established by the Branch Manager. o Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client. o Communicate the loan process to your borrowers, fully describing the borrower's responsibilities during the loan application and loan term. o Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions. o Submitting files into processing. o Self-managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton's support staff. o Generating your own leads. As a general rule, Silverton does not provide leads to MLOs. Your business should be built on referrals from existing customers and contacts. Education, Knowledge, Experience o Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. o Preferred minimum of 2 years of residential mortgage origination o Documented residential mortgage loan volume in the past 12 months o Established relationships with local referral networks Skills o Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences o Strong computer skills, experience utilizing laptop technology and loan originator software o Excellent time management Technology Proficiencies o Internet Explorer o Microsoft Office o LOS System Silverton Mortgage is committed to a diverse and inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Business Unit - Silverton Mortgage

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. **Job Description:** At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network. **Primary Responsibilities** + Completes mortgage applications for submission to the loan processing and underwriting departments + Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history + Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation + Structures loan to comply with acceptable lending practices and Federal regulations + Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact + Answers customer calls and walk- in customers to discuss various loan products and qualification information + Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business + Cross-sells other bank products and services + Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations + May participate in networking through professional, business and community organizations and activities to promote and market loan products This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act. *Compensation is Commission based This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information. **Requirements** + High School Diploma or GED + One (1) year of mortgage lending experience with proven mortgage production + Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners **Preferences** + Bachelor's degree + Prior Mortgage Loan Officer experience **Skills and Competencies** + Good organizational skills + Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc. + Knowledgeable on agency and investor regulations and guidelines + Must be able to build and maintain internal and external relationships to deliver high levels of service + Must be able to multi-task competing priorities and meet tight deadlines + Proficient in Microsoft Office products + Sales acumen + Strong written and verbal communication skills ***Positions may be available in other cities within AL.** **Position Type** Full time **Incentive Pay Plans:** This job is not incentive eligible. **Position Type** Full time **Benefits Information** Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. + Paid Vacation/Sick Time + 401K with Company Match + Medical, Dental and Vision Benefits + Disability Benefits + Health Savings Account + Flexible Spending Account + Life Insurance + Parental Leave + Employee Assistance Program + Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser. *********************************************** **Location Details** Regions Center **Location:** Birmingham, Alabama Bring Your Whole Self to Work We have a passion for creating an inclusive environment that promotes and values the differences that make each of us stand out as unique individuals and help provide valuable perspective that makes us a better company and employer. More importantly, we recognize that creating a workplace where all people can do their best work and thrive is the right thing to do. OFCCP Disclosure: Equal Opportunity Employer/Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

At BankPlus, we strive to add value for our employees, customers and shareholders. We are a high-performing TEAM committed to fulfilling promises, building lasting relationships, and making dreams come true. All current employees must have a performance rating of Outstanding or High-Performing to be eligible to post for a position. General Position Statement: The Loan Officer III is responsible for meeting the banking needs of our customers. This position will be expected to focus on the generation, approval, and servicing of customer loans, within acceptable loan risk standards, while adhering to bank policy and regulations. This position is also responsible for the generation of deposit transactions necessary to accommodate loan funding. Duties and Responsibilities: Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. Solicits and develops new business on an ongoing basis by calling on current and prospective customers for the generation of loans and deposits. Interviews loan applicants, gathers loan request, customer (CIP), financials and organizational documents. Collects initial customer documents and ensures the completion of an accurate loan application. Evaluate credit data, cash flow, financial statements, and collateral to determine the creditworthiness of applicants. Communicates reason for denial to applicants when their loan request has been denied, as necessary. Reviews loan renewal requests to ensure the continued creditworthiness of the applicant and timely payment of the loan. Submits required documents to Credit Analysis group for early discussion and processing. Submits loan request memorandums to the loan committee for approval. Prepares documents for loan processing including the loan worksheet, loan documentation sheet, and loan review sheet. Perform beneficial ownership analysis and enter required information in nCino for credit. Order appraisal/RE evaluation. Verify all prefunding conditions have been met, including title work review, purchase agreements, appraisal value is sufficient to meet LTV requirement prior to close, and environmental conditions in approval, if applicable. Preliminary review or Articles, Operating Agreements, Bylaws and Certificates of Good Standing for correct titling of borrowers. Perform site visits prior to approval for inspection/verification of collateral. Review financial statements, perform analysis, underwrite the market and comparable for feasibility, underwrite tenants, review leases, review project agreements, underwrite contractors and other third parties involved, consider the terms and conditions required by the borrower to provide feedback if we'd be interested in the credit. Generate commitment letters and term sheets, if needed. For construction loans: Line monitoring for advances Draws and lines of credit Inspections Asset-based lending (ABL) Sweeps Request environmental pre-screen process and completion of questionnaires. Provide accurate and complete HMDA and CRA information requirements. Responsible for accurately closing the loan which includes: Reviewing the loan documents for exceptions. Securing the proper signatures on all documents. Approving funding of the loan. Inspecting and evaluating collateral pledged to existing and prospective loans. Services the loan from loan closing to the date of loan payoff. Ensures customer satisfaction throughout the life of the loans, resolving problems as they arise. Review the Insufficient Funds (NSF) report daily, which includes: Contacting the customer to ensure sufficient funds are available to cover checks submitted for payment. Encoding the item for payment if sufficient funds can be made available. Encoding the item to be returned if funds are not available. Monitors the past due list to ensure loans are paid on a timely basis. Contacts and counsels customers with delinquent accounts, as necessary, by phone or letter to arrange loan payment. Manages expired insurance. Work with charged-off loans as time allows, attempting to work out a suitable payment schedule for the customer. Participates in community affairs to increase the Bank's visibility and to enhance new and existing business opportunities. Maintains a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions, including but not limited to Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E; etc. Completes required compliance training and adheres to the Bank's standard of conduct. Perform other duties as requested. Participation in the bank's High-Performance Rewards Connections Program. Make referrals to the Mortgage Center and Wealth Management. Position Requirements: 3-5 Years of Similar or Related Experience Bachelor's Degree Preferred Banking or Finance or Loan Origination Experience Previous BankPlus Product, Services, and Systems Experience Preferred General Computer and Typing Experience with Microsoft Office Suite, Including Excel, Work, and Outlook Driving and Occasional Travel, As Needed for Business Purposes Excellent Verbal and Written Communication Skills Work Outside of Regular Business Hours, As Deemed Necessary Ability to Handle Multiple Tasks Department Expected Portfolio Size Banking Centers $7.5 MM - $25 MM Private Client $10 MM - $40 MM Commercial Lending Group $15 MM - $40 MM Commercial & Residential Real Estate $20 MM - $100 MM BankPlus is an Equal Opportunity Employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law. We maintain a drug-free workplace and perform pre-employment substance abuse testing. Other details Pay Type Salary

Are you an outgoing people-person who thrives in a fast-paced work environment? If so, we are looking for you! Our lending team is seeking a junior loan officer to help applicants navigate through the home loan process. We offer the training, the technology, and the team support to help you succeed. If you are looking for a lucrative career using your communications and interpersonal relationship-building talents, apply today!

The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder. Responsibilities: * Engage in managing the loan pipeline with all team members to meet company efficiency standards * Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property * Collect all required documentation from borrowers and converts to paperless documents * Prepare and submit loan submission sheet to set up * Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees * Negotiate and confirm rates, fees, and lock terms with customer * Lock loans in the system with agreed upon terms and manage locked pipeline through the funding * Communicate regularly with borrowers to meet desired expectations * Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing * Maintain minimum productivity goals Requirements: * NMLS loan originator license required * 1-3 years of Loan Origination experience required * Experience originating purchase loans required * Builder experience strongly preferred * High school diploma or general education degree (GED) required Why work for #teamloan Depot: * Aggressive compensation package based on experience and skill set * Inclusive, diverse and collaborative culture where people from all backgrounds can thrive * Work with other passionate, purposeful and customer-centric people * Extensive internal growth and professional development opportunities including tuition reimbursement * Comprehensive benefits package including Medical/Dental/Vision * Wellness program to support both mental and physical health * Generous paid time off for both exempt and non-exempt positions

To assist members with their lending needs; perform preliminary analysis of loan requests and determine whether, based on lending policy request is worthy of further consideration. Duties and Responsibilities: Interviews business member loan applicants to develop information concerning their loan needs, earnings, and financial condition; requests specific information for loan applications: financial statements, tax returns, articles of organization, etc; Explains loan programs to members, evaluates their needs, and recommends loan options. Participates in sales development activities. Performs preliminary analysis of business members to determine the degree of risk involved in extending credit or lending money. If preliminary analysis is positive or neutral, the loan request should be forwarded to the commercial credit analyst for higher level of underwriting. If preliminary analysis is negative, provide appropriate communication declining request. Establishes the terms and conditions of a proposed loan and reviews them with the business member, the Sr Loan Officer, Director of Ag, and Loan Committee. Keeps informed of current regulations and trends in commercial loan markets. Monitors and maintains existing loans per MBL policies. Reviews all loan approval memos and loan closing documents for completeness and accuracy. Follows current loans to ensure compliance with terms and coordinates with, Credit and Collection Departments. Performs other job related duties as assigned. Requirements Minimum Requirements: Experience one years to five years of similar or related experience. Education Equivalent to a college degree (BS or BA in a relevant field) Must achieve AOCU defined minimum score on RMA Commercial and Commercial Real Estate Skills Assessments Interpersonal Skills Courtesy, tact, diplomacy, and negotiating skills are essential elements of the job. Work involves much personal contact with others inside and outside the organization for purposes of giving or obtaining information, building relationships, soliciting cooperation, and assessing preliminary credit worthiness of loan requests. Other Skills Active in community activities leading to the development of business relationships; Must have intermediate or greater proficiency with all Microsoft Office Suite programs. Preferred Qualifications: Additional experience in underwriting, sales, or lending MBA or additional education Current or past leadership roles in the community

at Ridgeland Mortgage The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.Responsibilities: Engage in managing the loan pipeline with all team members to meet company efficiency standards Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property Collect all required documentation from borrowers and converts to paperless documents Prepare and submit loan submission sheet to set up Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees Negotiate and confirm rates, fees, and lock terms with customer Lock loans in the system with agreed upon terms and manage locked pipeline through the funding Communicate regularly with borrowers to meet desired expectations Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing Maintain minimum productivity goals Requirements: NMLS loan originator license required 1-3 years of Loan Origination experience required Experience originating purchase loans required Builder experience strongly preferred High school diploma or general education degree (GED) required Why work for #teamloan Depot: Aggressive compensation package based on experience and skill set Inclusive, diverse and collaborative culture where people from all backgrounds can thrive Work with other passionate, purposeful and customer-centric people Extensive internal growth and professional development opportunities including tuition reimbursement Comprehensive benefits package including Medical/Dental/Vision Wellness program to support both mental and physical health Generous paid time off for both exempt and non-exempt positions

FBC is hiring seasoned Mortgage Loan Originators in our Birmingham, AL branch! Job Requirements: Successful Mortgage Loan Originators will proactively identify, develop and maintain a quality network of business relationships that will serve as a source of referrals for new mortgage lending opportunities. The external relationships fostered may consist of realtors, builders, professional and personal contacts. Successful Loan Originators participate in business related development opportunities, community efforts to promote home ownership and professional organizations. The Loan Originator is responsible for interviewing new and existing customers to determine their financial needs and advising those customers of appropriate products, terms, and pricing. The Loan Originator will navigate the borrower through the process and help to gather required information through clear and timely communication. The Loan Originator is the first line of defense for the company and its investors, he or she is responsible for the submission of clear accurate loan documentation and maintaining industry compliance regulations. The Loan Originator must ensure appropriate procedures are followed while meeting sales goals and objectives. 3+ years of retail residential mortgage origination experience Documented residential mortgage loans closed volume in the past 12 months of $750,000 - $1 million per month in production Established relationships with local referral networks Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences Proficient in product guidelines for Conventional, FHA, and VA loans Strong PC skills and experience utilizing laptop technology Must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and maintain active NMLS licensure What We Offer: Opportunity to become a part of a reputable Mortgage Lender that has built a proven template for success in the Residential Lending Industry Confidence in our internal operations staff to be able sell and deliver on service level commitments to your clients and referral partners Local Underwriting, Processing, Closing, and Sales Support Ability to grow client and referral partner base Access to the Underwriters when needed Portfolio Lending and Construction Lending with the ability to broker out if needed Support to build long term client and referral partners relationships Competitive and flexible compensation plans to fit multiple business models FNMA Direct Seller/Servicer Extensive Loan Product Options to offer your clients Industry Leading Technology with Paperless Workflow Systems Marketing Department to support you through customized campaigns directed at your specific target markets. Ability to earn “Marketing Credits” based on loan volume to pay for your marketing efforts Corporate Trainer for the Encompass Loan Origination System Company and Division Overview: FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services. “At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition. FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace

At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I - Booking is responsible for reviewing commercial, consumer and real estate loan documentation and booking all loan details into the internal system. This position is also responsible for ensuring that all internal and external loan requirements are met. The incumbent will: Review loan documents for completeness, accuracy and adherence to the credit approval Request additional information from all regions on any un-bookable loan packages Book loans into the loan system within 24-48 hours of receipt utilizing the LaserPro to Jack Henry interface Note any missing documentation and gather all documents required to complete the booking process Add collateral and collateral document listing in Jack Henry Fund loan in Jack Henry Ensure loan fees are disbursed and processed correctly Prepare general ledger ticket items at time of booking and clear any GL exceptions the following day Disperse collateral documents to appropriate area for recording or tracking Review various reports to ensure accuracy of loan set up Code and input data into the loan systems Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned. MINIMUM QUALIFICATIONS High school diploma or equivalent One (1) or more years of related or similar experience Attention to detail, as demonstrated in previous experience reviewing documents for accuracy Ability to input accurately using a keyboard Experience using Microsoft Outlook, Word and Excel PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sustained sitting at a desk or workstation Frequent use of PC, including typing or sustained attention to monitor Frequent typing using a keyboard and/or calculator Occasional lifting of basic office files up to 25 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA

As a Loan Specialist, you will help Veterans and active duty service members navigate the VA loan process. You will work with Loan Officers, and will often be the first point of contact for borrowers. Job duties will vary upon assignment but may include: Interview borrowers and obtain and/or verify information and documentation while educating them on the loan process and product/service alternatives. Process borrower credit information through the online approval system and analyze for pre-approval or denial of loan applications. Remain knowledgeable on company and industry guidelines and processes. Make initial contact and respond promptly to customer inquiries via phone and email to collect borrower financial and credit information. Inform borrowers on future loan documentation requests, including borrowers' income and asset information. Actively contribute to making the team and culture stronger by assisting with other duties as needed. The Loan Specialist position is ideal for someone that can balance their competitive nature with their desire to build and maintain quality relationships. You're able to quickly bounce back from rejection and have the emotional intelligence to handle sensitive conversations with borrowers. This role will require an NMLS license or willingness to become certified before being hired. We're looking for someone who can be passionate about their job and have fun doing it, who will deliver results with integrity, and who enjoys finding ways to enhance the lives of others every day. We'll also want to know you can demonstrate these attributes: Previous experience in the mortgage industry High attention to detail Adaptable to change and shifts in priority Able to self-motivate to meet goals Willingness to self-source leads Task management and time management Proficiency of basic computer technologies Interested? Apply Today! Learn more about us on Glassdoor and our career site at vu.com/careers Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.

We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency. If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity! Benefits: Earn monthly bonuses Medical, dental, and vision insurance effective day 1 401K with some company match Paid Time Off Employee Relief Fund Hourly: $15.25 - $20.50 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday. Why you would love to work here: "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities What you will be doing: Welcome and assist every customer in a professional manner Process loan applications to determine customer eligibility Educate and upsell

The Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank Branch Managers, Realtors, and Builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual will serve as the facilitator of the mortgage loan process and also must maintain productive relationship with mortgage operations staff. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER Responsibilities * Originate all types of 1-4 family residential loans * Maintain written goals that are created in conjunction with the Mortgage Banking Department * Coordinate loan production throughout assigned service area * Maintain prescribed system status report of all loan cases in process * Report monthly on the calls made to banks, realtors, and builders * Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area * Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable * Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation * Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process * Assist customer with closing contingencies * Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken * Provide the Realtor (if applicable) with a weekly written review on the progress of the loan * Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries * Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor * Survey local market areas regularly * Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week * Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA) * Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association * Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position * Attend production meetings as designated by management * Maintain licenses and certifications, if applicable * Work independently in an outside sales setting which requires reliable transportation * Perform other related duties as assigned The aforementioned duties are all essential job functions of this position. Qualifications * High School diploma or equivalent required * Ability to originate 1-4 family residential mortgage products * Thorough knowledge of FHLMC/FNMA, FHA, VA, and other general mortgage banking lending procedures and requirements * Ability to communicate verbally and in writing and to deal cordially with the public * Ability to organize time effectively * Ability to learn and comprehend regulatory directives and procedures in a short period of time * Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking" * Ability to work independently and make decisions following state and federal regulatory guidelines * Must have a reliable means of transportation to facilitate responsibilities Physical Demands The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus. Work Environment The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets. The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May". This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law. This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.