Loan Officer Jobs in Decatur, IL

Job Details Experienced Sidney - Sidney, IL $70,000.00 - $100,000.00 Salary/year Description Join our Award Winning Team as an Ag Loan Officer Are you ready to make a real impact at a top-tier financial institution? At Longview Bank, we're looking for a dynamic Loan Officer who thrives on building lasting relationships and driving success. In this pivotal role, you'll be more than just a team member-you'll be a key player shaping the bank's growth and earning potential. If you're passionate about connecting with people, making strategic decisions, and taking ownership of your success, this is the opportunity you've been waiting for. With your leadership and communication skills, you'll play a vital role in creating lasting connections and fueling both customer satisfaction and the bank's bottom line. Ready to step up and make your mark? Join us today! Primary Duties: Manage a portfolio of farm, farm real estate, and related agricultural loans. Participate in the analysis of loan requests, responsible for the overseeing the administration of the loans that you have made. Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards. Work effectively with department staff and management. Properly close and document all loan transactions in accordance with the approved terms and conditions. Maintain a strong, visible, and positive presence through public relations activities in community events and clubs. Interviews agricultural loan applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan is an acceptable risk. Follows current loans and lines of credit to ensure conformity with terms and to gain knowledge of developing customer trends as well as monitoring how the credit performs. Manages delinquency rate within assigned portfolio and conforms to bank's assigned parameters. Calls on potential or existing customers to develop new business and increase existing business. As an officer of the bank, it is important that you promote and represent the bank in a positive manner while at work and outside of work. Qualifications: Bachelor's degree in Finance, Business, Economics, or a related field. Must have at least 3 years in lending, relationship management, or a similar role. Strong understanding of lending products, credit analysis, financial risk assessment, and underwriting principles. Excellent communication, negotiation, and presentation skills. Ability to work independently, prioritize tasks, and meet lending targets. Proficiency in financial analysis tools, credit scoring models, and Microsoft Office Suite. Familiarity with lending regulations, compliance requirements, and industry best practices. Strong ethical values and commitment to maintaining client confidentiality. Job Type: Full-time Pay: $70,000.00 - $100,000.00 per year Schedule: 8 hour shift M-F, rotating Saturday morning Benefits: Medical, Dental, Vision, FSA, HSA, Life, Accident, and Critical Illness insurance offered. Employer contributes a portion of the medical premium. 401(k) Match up to 5%. Paid $25,000 life insurance policy and Short Term Disability benefits. Paid Holidays, Vacation, and Sick/Personal leave, and more. Professional Dress Program and Gift Card towards logo apparel. Pay commensurate with experience. Qualifications Qualifications: High school diploma or equivalent required. Bachelor's degree in Finance, Business Administration, or related field is preferred, but not required. Master's degree or professional certifications are a plus. Minimum of 2-3 years of experience in lending, with a focus on ag, consumer, mortgage, or small business lending preferred, but not required. Strong understanding of lending products, credit analysis, and underwriting principles, including risk assessment, loan structuring, and pricing strategies. Excellent communication and interpersonal skills, with the ability to build rapport with customers and colleagues and effectively communicate lending solutions. Detail-oriented with strong organizational and time management skills, capable of managing multiple loan applications and priorities simultaneously. Proficiency in loan origination software, banking systems, and Microsoft products. NOTE: This job description does not create an employment contract, implied or otherwise, other than an “at will” employment relationship.

Full-time Description Reports to the Branch Manager or Equivalent Non-Exempt General Functions: Provide information on credit union products and services according to all credit union policies and procedures and Federal and State rules and regulations. Responsible for interviewing and evaluating applicants for routine loans and processing loan applications. Gather background information and analyze loan applicants' credit history. Approve or deny loan applications based on analysis. Operate with moderate credit authority. The Loan Officer position will require attention to detail, strong interpersonal skills, teamwork and a basic understanding of navigating multiple computer programs and the internet. Loan Officer must always maintain confidentiality and professionalism in all aspects of service. Duties and Responsibilities: 1) Reflect the credit union's core values in their daily activities and at any time they represent the credit union. 2) Provide excellent service to the members by listening, educating and identifying their needs. Promote credit union products and services based on member needs that transpire from member interviews. Maintain current knowledge of all credit union's services and policies. Maintain knowledge of competitor's rates, terms, etc., as well as internal trends relating to lending. Counsel members on interest rates and cross-serve services offered at the credit union. 3) Receive and interview applicants for all usual loan situations including Visa. Run consumer reports. Instruct applicants as to proper forms and methods of completing. Refer complex situations to Financial Counselor. 4) Establish repayment schedule, interest, etc. Give information on loan, car, trailer, etc., as required. 5) Verify accuracy of information on application. Check consumer reports, debt/income ratio, and runs NADA to determine value of collateral. Make sure application and accompanying papers are complete and in order. Verify employment with phone call to employer for FTB and nonmembers. 6) Review application and approve loans; taking loans required by policy to another loan officer, credit manager or V.P. for signature. 7) Disburse loan proceeds as authorized. 8) Notify members whose loans have not been approved. May assist applicant in finding other means of meeting financial obligations. In certain cases, is assisted by Loan Supervisor or Financial Counselor. 9) Receive approved loan deferment agreements. Make certain that terms are recorded in member's folder and that appropriate computer records are changed. 10) Answer telephone requests for loan information. Take applications by telephone and completes transaction by mail. 11) Know credit union's philosophy and policies so as to answer inquiries of a specific nature. 12) Handle Share Certificate inquiries and transactions for both regular and IRA CDs. 13) Open new savings accounts, checking accounts and Money Market accounts and runs consumer reports. 14) Process new account information including ordering checks, verifying eligibility, checking for appropriate signatures, filing cards, mailing welcome letters, etc. Type, laminate, and mail membership cards to members. Print starter or temporary checks for members. Assist members with Instant Issue ATM cards. 15) Prepare coupons for skip-a-pay when sold. 16) Assist members with wire transactions and in closing accounts. 17) Assist members with discrepancies and complaints. Make corrections and refunds on accounts if necessary. 18) Answer complex debit card issues on Client (blocking/unblocking cards, fraud, etc.) 19) Open and perform transactions for IRAs and HSAs. 20) Completes credit application for Revolving Credit accounts. 21) Contact members whose loans are less than 30 days delinquent. 22) Prepare title work on all vehicle loans and mail to Secretary of State. 23) Performs credit evaluation with each member. 24) Process debt protection claims through TruStage, Disability, and Unemployment protection. 25) Notarize documents for members. 26) Must adhere to all privacy laws at all times. 27) Maintains work area in an orderly manner. 28) This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Performs other duties and works other hours as assigned. 29) Must be able to meet physical requirements: prolonged periods of sitting at a desk working on a computer or standing and completing training activities; must be able to lift 30 pounds at times. Requirements Required Qualifications: High School Diploma or equivalent Skill, aptitude, and interest in sales. Ability to establish and maintain effective working relationships with a diverse group of people. Ability to act independently and confidentially, using discretion and tact. Ability to analyze situations and recommend workable solutions. Ability to coordinate, multitask, and prioritize work. Minimum of one year customer service experience. Availability during branch hours and to work at alternate Branch locations if/when assigned. Preferred Qualifications: Knowledge of bookkeeping is preferred. Minimum 1 year lending experience preferred. Minimum of 1 year of cash handling/teller experience is preferred. PAY INFORMATION $20.75 to $21.60 per hour dependent upon qualifications and experience BENEFITS* Insurance Options Health Dental Vision Accidental Hospital Indemnity Critical Illness Voluntary Life Insurance Short-Term Disability, Long-Term Disability, and Basic Life/AD&D Insurance all covered by LLCU Flexible Spending Accounts (Medical FSA, Dependent Care FSA, and Limited FSA) Health Spending Accounts Employee Assistance Program Time Off Paid Time Off (PTO) Sick Leave Paid Holidays (those recognized by the Federal Reserve Bank) Paid Parental Leave Funeral and Grieving Leave Paid Disability Leave Additional 401k Clothing Allowance Community Impact/Community Service - Staff are provided up to 14 hours per year of paid time for the purposes of volunteering. Tuition Assistance and Professional Development Opportunities Fitness Programs New Employee Referral Bonus *Eligibility criteria must be met.

Loan Officer Champaign-Urbana, IL Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. Networking and Rapport: Create referral magic with realtors, builders, and your amazing network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the journey of mortgage lending with calm and caring advice. Sky-High Possibilities: Set ambitious goals and unleash your marketing superpowers with the support of our in-house marketing department. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: A proactive networker, continuously expanding your referral sphere of influence. A productivity powerhouse fueled by self-motivation and attention to detail. A lifelong learner, constantly honing your skills and staying ahead of the curve. BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. Boasts a winning track record with purchase/refinance loans. Has built strong relationships with local referral networks. Active NMLS# required. You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ ----------------------------------------------------------------- Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required-no or limited exposure to physical risk. Work is typically performed in a typical office work environment. EEO Statement Gershman Mortgage is an equal opportunity employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.

Emerge is actively recruiting for a Commercial Loan Officer in Sidney, Illinois, who thrives on building lasting relationships and driving success. In this pivotal role, you'll be more than just a team member-you'll be a key player shaping the bank's growth and earning potential. If you're passionate about connecting with people, making strategic decisions, and taking ownership of your success, this is the opportunity you've been waiting for. With your leadership and communication skills, you'll play a vital role in creating lasting connections and fueling both customer satisfaction and the bank's bottom line. Primary Duties: Manage a portfolio of farm, farm real estate, and related agricultural loans. Participate in the analysis of loan requests, responsible for the overseeing the administration of the loans that you have made. Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards. Work effectively with department staff and management. Properly close and document all loan transactions in accordance with the approved terms and conditions. Maintain a strong, visible, and positive presence through public relations activities in community events and clubs. Interviews agricultural loan applicants to develop information concerning their businesses, needs, desires, abilities, and earnings to determine whether a loan is an acceptable risk. Follows current loans and lines of credit to ensure conformity with terms and to gain knowledge of developing customer trends as well as monitoring how the credit performs. Manages delinquency rate within assigned portfolio and conforms to bank's assigned parameters. Calls on potential or existing customers to develop new business and increase existing business. As an officer of the bank, it is important that you promote and represent the bank in a positive manner while at work and outside of work. Qualifications: Bachelor's degree in finance, business, economics, or a related field. Must have at least 3 years in lending, relationship management, or a similar role. Strong understanding of lending products, credit analysis, financial risk assessment, and underwriting principles. Excellent communication, negotiation, and presentation skills. Ability to work independently, prioritize tasks, and meet lending targets. Proficiency in financial analysis tools, credit scoring models, and Microsoft Office Suite. Familiarity with lending regulations, compliance requirements, and industry best practices. Strong ethical values and commitment to maintaining client confidentiality. If you are qualified for this position, please click "apply now" or send resume to Elaine McKenna, Sr. Search Consultant, at ****************************. Thank you in advance, however, only qualified candidates will be contacted. #INDHCLR Who is Emerge? We are a global talent solutions company working with clients all over the world. We deliver managed sales, services, marketing, and business solutions to our clients. We are committed to your success, working quickly and efficiently to provide tangible, measurable results.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Mortgage Lender Essential Duties/Responsibilities Must possess strong credit analysis skills. Reviews loan documentation to determine that it is completed correctly. Monitor the financial soundness of new credits. Cross selling bank products. Maintain and build loan portfolio. Perform other duties as assigned. Qualifications Bachelor's Degree or Minimum of 5 years of relevant experience. In depth knowledge of bank products, policies, procedures, and loan documentation. Excellent communication skills (written and verbal). Benefits May Include the Following: ************************************ Salary Range: The salary range for this position is $50,000.00 - $100,000.00, depending on experience and qualifications. In addition to the base salary, compensation may include bonuses, benefits, and other incentives.

Mortgage Lender Essential Duties/Responsibilities Must possess strong credit analysis skills. Reviews loan documentation to determine that it is completed correctly. Monitor the financial soundness of new credits. Cross selling bank products. Maintain and build loan portfolio. Perform other duties as assigned. Qualifications Bachelor's Degree or Minimum of 5 years of relevant experience. In depth knowledge of bank products, policies, procedures, and loan documentation. Excellent communication skills (written and verbal). Benefits May Include the Following: ************************************ Salary Range: The salary range for this position is $50,000.00 - $100,000.00, depending on experience and qualifications. In addition to the base salary, compensation may include bonuses, benefits, and other incentives.

Full-time Description is located in Bloomington, IL Summary: Examines, evaluates, and authorizes or recommends approval of customer applications for 1st Mortgage Real Estate loans, HELOC's, and closed end second mortgages by performing the following duties. Requirements Essential Duties and Responsibilities: Include the following. Other duties may be assigned. Reviews, processes, closes and administers loan proposals. Interviews applicants and requests specified information for loan applications. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation. Corresponds with or interviews applicants or creditors to resolve questions regarding application information. For any in-house loan a loan approval request is made to Sr. Loan Committee or Sr. Management depending upon loan amount. Ensures loan agreements are complete and accurate according to policy. Confers with underwriter to aid in resolving mortgage application problems. Analyzes potential loan markets to develop prospects for loans. Supervisory Responsibilities: There are no supervisory responsibilities in this job. Competencies: To perform the job successfully, an individual should demonstrate the following competencies: Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics. Technical Skills - Assesses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Solicits customer feedback to improve service ; Responds to requests for service and assistance; Meets commitments. Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things. Oral Communication - Speaks clearly and persuasively in positive or negative situations; Listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings. Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience-High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience. Bachelor's degree preferred but not required. Language Skills-Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Mathematical Skills-Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Reasoning Ability-Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Computer Skills-To perform this job successfully, an individual should have knowledge of Spreadsheet software and Word Processing software. Other Skills and Abilities-Must possess superior people skills and sales ability. Physical Demands-The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must occasionally lift and/or move up to 25 pounds. Comments: Must have the ability to create long lasting relationships to the benefit of the loan officer and the bank. The position requires some travel to attend various conferences and banking related programs. The position requires the ability to work before and after normal business hours to attend various community events and client meetings. Salary: Commission only Group Insurance Benefits and Plans INB provides health, dental, vision, and life insurance benefits to all full-time employees. Coverage also is extended to their eligible dependents. Active employees make premium contributions based on plan selections. Please click the link below for all benefits that are offered. ************************************************************************************************************** The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills, or working conditions. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for American with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis. INB, N.A. is committed to Equal Employment Opportunity with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment. It is INB's policy to afford equal opportunity to all employees and applicants for employment without regard to race, creed, color, sex, sexual orientation, age, marital status, national origin, disability, religion, veteran status, or any other basis prohibited by law. The EEO Law poster is available here: **************************************************************************************************** Salary Description Commission only

Town and Country Bank is seeking an experienced Commercial Banking Officer to develop new business and service an existing portfolio of commercial loans in central Illinois. This position requires a growing level of career experience that reflects a comfort in commercial banking services, including commercial lending, deposits, investments, cash management and trust. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. Hiring passionate, enthusiastic people is our goal. And to recruit the best, we offer a comprehensive benefits package that delivers on quality, choice and value for you and your family. ESSENTIAL FUNCTIONS AND DUTIES: · Achieves sales and relationship goals by growing the size and profitability of his/her commercial relationships. · Manages, supervises, and grows individual loan and commercial deposit portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. ·Maintains and Initiates contact with potential commercial accounts and solicits their relationship. Interviews applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk. Gives financial advice and counsel to customers and prospective customers. · Manages existing commercial accounts, maintains relationships, cross-sells relevant bank products and services and solicits referrals for new commercial relationships. · Collects and maintains client portfolio information. Analyzes, underwrites, approves/disapproves, negotiates terms and conditions, prepares credit proposals, recommends documentation and disbursement instructions for new and renewed loan requests. · Maintains the integrity and quality of the loan portfolio. Performs collections, negotiates work-outs and refers accounts to collection as required. Keeps informed as to the status of loans within his/her portfolio and monitors them for compliance with terms. Monitors the performance of the borrower during the relationship, including payments, financial statements, tax returns, insurance etc. ·Ensures that information gathering, decision making, and loan monitoring are in compliance with all regulations. Has the ultimate responsibility for the maintenance and content of his/her credit files. · Maintains a presence and promotes the Bank within the community. Serves on municipal committees and boards, as well as Boards of Directors of civic groups or private enterprises. QUALIFICATIONS: ·Minimum of five years of commercial lending experience ·Good banking knowledge related to job duties and regulatory environment. Knowledge should be based on working experience and training. ·Proficient in relationship sales tactics EDUCATION: ·Bachelors degree or above in an appropriate field of study ·Commercial Credit Training

Angott Search Group is pleased to partner with a $500 million Illinois community bank in their search for an Ag Lender to develop business within the Champaign & Bloomington areas. The Agricultural Loan officer works with local farmers and agricultural community members to provide a complete range of banking services. The selected candidate will have: Manage a portfolio of farm, farm real estate, and related agricultural loans. Participate in the analysis of loan requests. Provide an excellent customer experience, comply with all relevant regulations, and adhere to established credit standards. Meet or exceed loan/deposit growth goals by expanding current relationships and developing new customer opportunities. Work effectively with department staff and management. Properly close and document all loan transactions in accordance with the approved terms and conditions. Engage with the local community and represent the bank at public events throughout Piatt County. The qualified candidate will have: Four-year undergraduate degree in Finance, Agricultural Business, or a related field. Minimum of 5 years of agricultural lending experience. Previous formal credit training. Proven track record of developing new loan opportunities. Strong analytical and credit skills. Excellent communicator (written/verbal). Familiarity with a broad range of agricultural lending programs.

WHAT IS THE OPPORTUNITY? This position is responsible for referral-based sales of first mortgage and concurrent second loan products to existing and potential private banking and high net worth clients. By partnering with CNB's Relationship Managers, the position will support business development activities of line units and develop sales strategies to attract, retain and expand CNB client relationships through the sale of mortgage loan products and services. Conduct client/prospect needs analysis and develop proposed solutions/sales presentations to meet their needs. Maintain current knowledge of all first mortgage and concurrent second loan products and services offered. What you will do * Services the mortgage needs of Private Banking, Wealth Management and Personal and Business Banking clients whose lending needs can result in moderate to complex transactions. This individual may accompany a senior lender on business development calls and participate as a member of a lending team. Loans are generally super-jumbo in size. The position focuses on the following areas: credit structuring and analysis, assisting Relationship Managers in cross- selling first mortgages and/or establishing new relationships. Assist team leaders in training programs as needed. * Uses proactive, consultative sales skills and strategies to identify client needs, quantify service / product benefits and present recommendations to targeted clients and prospects as assigned. * Develops and negotiates mortgage loan sales plans in conjunction with Relationship Managers, Regional Managers, Banking Office Managers and Line Officers to support existing clients and develop new CNB relationships. Coordinates client/prospect calling activities with Relationship Managers and serves as primary technical expert for all mortgage loan products, programs and pricing. * Fosters ongoing relationships within assigned territory by providing product/service information, attending officer meetings, conducting training sessions and supporting the business unit's effort to attract, retain and expand client relationships. * May identify business opportunities and solicit referrals of other Bank products or services from existing clients, referral sources and other professionals in the industry. * Negotiates transactions; prices loan products within targeted rate of return; coordinates the documentation and closing of loan transactions, ensures conformance with Bank policy and regulatory requirements. Exercises sound credit and risk judgment in recommending loans for approval. * May coordinate the cross-selling of other product and/or services (i.e., cash management, foreign exchange, investment and trust, etc.). May interface with other Bank departments as necessary to define responsibilities and coordinate objectives for all product areas. * Obtains and completes mortgage loan application packages, including supporting documentation required to process loan requests; reviews information to ensure that files submitted meet regulatory agency and CNB policies; forwards application packages to Residential Lending within specified times in order to meet regulatory requirements for initial disclosures and timely processing as required under Regulation B and RESPA. * Contacts borrowers directly for additional information related to loan requests, summarizes information and exercises sound credit and risk judgment in recommending transactions for approval. * Maintains a solid understanding of the Bank's credit products, programs policies and procedures. * Participates in the development of marketing strategies and sales objectives that are consistent with overall company objectives. Maintains an awareness of consumer market conditions and provides current information on industry trends and competitive practices that may be used in the development and/or delivery of mortgage loan products. * Effectively manages a pipeline of loans on a daily basis. * Represents CNB by actively participating in outside civic and community affairs, business and industry-related organizations, and other professional activities as appropriate. * Complies fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc.). * Performs other duties as assigned or requested. *Must-Have** * H.S. Diploma * Minimum of 2 years mortgage lending experience in sales and loan originations * Minimum of 5 years of business development/direct sales experience required * Minimum of 2 years private banking experience required * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act.SAFE Act Registration. *Skills and Knowledge* * Excellent communication skills both written and verbal * Prioritizes and plans work activities * Excellent customer service skills * Ability to effectively convey information to others * Excellent organizational skills * Strong research and analytical skills * Ability to recognize, analyze, and solve a variety of problems * Excellent multi-tasking and problem solving skills * Ability to use discretion when handling sensitive personal information. * Ability to work well under pressure * Ability to multi-task and manage deadlines *Compensation* This is a commission-based role and does not have a set salary range. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

On-Field MC:Position Overview: The Springfield Lucky Horseshoes are seeking an energetic, outgoing, and dynamic On-Field MC to help elevate the fan experience during home games. Being the face and voice of the team during in-game promotions, contest, and fan engagement activities the On-Field MC will be responsible for creating an exciting atmosphere, energizing the crowd, and ensuring fans have an unforgettable experience. The ideal candidate will be personable, quick on their feet, and comfortable speaking in front of large crowds. Key Responsibilities:- Lead on-field activities, fan engagement promotions, and contests during games- Energizing the crowd and maintaining high energy throughout the game- Represent the Springfield Lucky Horseshoes brand with professionalism and enthusiasm- Be available for all home games during the season, including weekends and holidays Qualifications: - Previous experience as an on-field MC, event host, or in a similar role- Strong public speaking skills with the ability to engage a large audience- Outgoing personality with the ability to interact and connect with fans of all ages- Ability to think on your feet, improvise, and handle unexpected situations with a positive attitude - Comfortable speaking into a microphone and engaging with fans live on the field- Ability to work flexible hours, including weekends and holidays as required by the team schedule Working Conditions:- Hours will vary depending on the team schedule (including weekends and holidays)- Work will be performed on the field during games and events, mostly 5:30 - end of game from May 27-August 9th- Requires physical activity, including walking around the stadium, interacting with fans, and being active for extended periods of time We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, sexual orientation, age, disability, gender identity, marital or veteran status, or any other protected class.

Loan Officer Champaign-Urbana, IL About Gershman Mortgage Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. Unleash Your Mortgage Magic at Gershman Mortgage: Become a Home Loan Hero! Are you passionate about empowering families to achieve their homeownership dreams? At Gershman Mortgage, we're not just lenders but community builders fueled by honesty, integrity, and the entrepreneurial spirit. Here, you'll thrive in a customer-centric culture where exceeding expectations is the norm and long-lasting relationships are the foundation. Essential Loan Officer Functions: Building Bridges: Cultivate lasting connections with clients, identify new opportunities, and solve problems like a pro. Networking and Rapport: Create referral magic with realtors, builders, and your amazing network. Attend open houses, host agent appreciation events, and build genuine relationships with our expert operations team, providing unwavering support for you and your clients. Mortgage Champion: Analyze financial situations, match clients with their perfect loan, and confidently guide them through the journey of mortgage lending with calm and caring advice. Sky-High Possibilities: Set ambitious goals and unleash your marketing superpowers with the support of our in-house marketing department. Use market insights and real-time data to craft campaigns that achieve your targeted outreach goals. Rewards of Production: Watch your efforts flourish and enjoy a competitive compensation package with unlimited earning potential, comprehensive benefits, and the immense satisfaction of building a thriving business. Unwavering Support: We invest in your growth and development, providing ongoing training and the resources to help you reimagine your sales goals. A Culture of Excellence: Embrace a dynamic, collaborative environment where passion, creativity, and teamwork fuel our success. Experience Desired: A proactive networker, continuously expanding your referral sphere of influence. A productivity powerhouse fueled by self-motivation and attention to detail. A lifelong learner, constantly honing your skills and staying ahead of the curve. BA/BS or 2+ years of sales experience, ideally in retail residential mortgages. Boasts a winning track record with purchase/refinance loans. Has built strong relationships with local referral networks. Active NMLS# required. You believe in the power of homeownership to transform lives. Build a business that thrives on your talent! Want to start a conversation? Contact: Scott Mort - Vice President, Business Development ****************** ************ * ---------------------------------------------------------------- Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands An employee must meet the physical demands described here to perform the essential functions of this job successfully. No or minimal physical effort is required-no or limited exposure to physical risk. Work is typically performed in a typical office work environment. EEO Statement Gershman Mortgage is an equal opportunity employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff. Responsibilities Markets and promotes PrimeLending's financial products; Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator. Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Schedules appointments with potential customers for the team. Interacts and interfaces with all parties involved in each individual loan transaction from application to closing. Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing. Negotiates terms and conditions of loans with customers. Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. Meets customer service standards as outlined by management. Other functions as needed. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 6 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. In addition acts as a liaison between the Lead/Primary and/or other team loan originators, in-process customers and branch operations staff.

Town and Country Bank is seeking an experienced Commercial Banking Officer to develop new business and service an existing portfolio of commercial loans in central Illinois. This position requires a growing level of career experience that reflects a comfort in commercial banking services, including commercial lending, deposits, investments, cash management and trust. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. Hiring passionate, enthusiastic people is our goal. And to recruit the best, we offer a comprehensive benefits package that delivers on quality, choice and value for you and your family. ESSENTIAL FUNCTIONS AND DUTIES: · Achieves sales and relationship goals by growing the size and profitability of his/her commercial relationships. · Manages, supervises, and grows individual loan and commercial deposit portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. ·Maintains and Initiates contact with potential commercial accounts and solicits their relationship. Interviews applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk. Gives financial advice and counsel to customers and prospective customers. · Manages existing commercial accounts, maintains relationships, cross-sells relevant bank products and services and solicits referrals for new commercial relationships. · Collects and maintains client portfolio information. Analyzes, underwrites, approves/disapproves, negotiates terms and conditions, prepares credit proposals, recommends documentation and disbursement instructions for new and renewed loan requests. · Maintains the integrity and quality of the loan portfolio. Performs collections, negotiates work-outs and refers accounts to collection as required. Keeps informed as to the status of loans within his/her portfolio and monitors them for compliance with terms. Monitors the performance of the borrower during the relationship, including payments, financial statements, tax returns, insurance etc. ·Ensures that information gathering, decision making, and loan monitoring are in compliance with all regulations. Has the ultimate responsibility for the maintenance and content of his/her credit files. · Maintains a presence and promotes the Bank within the community. Serves on municipal committees and boards, as well as Boards of Directors of civic groups or private enterprises. QUALIFICATIONS: ·Minimum of five years of commercial lending experience ·Good banking knowledge related to job duties and regulatory environment. Knowledge should be based on working experience and training. ·Proficient in relationship sales tactics EDUCATION: ·Bachelors degree or above in an appropriate field of study ·Commercial Credit Training

The Mortgage Loan Closer plays a pivotal role in the mortgage loan process, serving as one of the final steps in the transaction. This position is responsible for ensuring the accuracy of all numbers and preparing all necessary documents for the loan closing. Operating in an innovative, technology-driven environment, the Mortgage Loan Closer utilizes advanced tools such as e-closings to streamline processes and provide an exceptional customer experience. Our team fosters a fun, professional, and highly collaborative culture where learning and growth are encouraged. Culture and Work Environment We are a forward-thinking, technology-driven team that embraces innovation. Collaboration is at the heart of everything we do, with team members working closely across departments to ensure a seamless loan process. Our culture is fun and supportive, with a strong focus on professional development. We encourage continuous learning, problem-solving, and teamwork, ensuring every team member thrives in a dynamic, evolving environment. Requirements Competencies Problem Solving: Identifies and resolves issues in a timely manner, gathering and analyzing information to develop alternative solutions. Technical Skills: Strives to continuously build knowledge and skills through training and development opportunities. Customer Service: Responds promptly to customer needs and feedback, providing high-quality service and assistance. Interpersonal Skills: Maintains confidentiality, listens actively, and manages emotions effectively while engaging in constructive problem-solving. Communication: Demonstrates strong verbal and written communication skills, including clarity in group presentations and meetings. Collaboration: Works effectively with internal and external stakeholders to ensure all parts of the loan process flow smoothly and efficiently. Responsibilities Ensure compliance with bank policies, investor guidelines, and regulatory requirements. Communicate effectively with all stakeholders, including loan officers, borrowers, title companies, loan processors, and internal teams, regarding the status of the loan file. Ensure loans close on or before the contractual closing date. Continuously monitor loan status to ensure quality standards and deadlines are met. Key Duties Collaborate with loan officers, borrowers, loan processors, and title companies to gather necessary items to complete the mortgage file. Collect and review all relevant closing information and figures for the Closing Disclosure. Prepare closing packages based on loan types, adhering to Bank, Investor, and Secondary Marketing guidelines. Review documents from attorneys or title companies, including title binders, surveys, insurance policies, and closing disclosures. Advise all parties promptly of any changes or issues to maintain high standards of communication and customer service. Conduct a pre-closing quality review of loan files before releasing the closing package. Minimum Qualifications Minimum of two years of mortgage loan closing experience or mortgage lending experience. Proficiency with Microsoft Office suite and loan origination software. Strong customer service and communication skills with the ability to work effectively in a team-oriented, collaborative environment. Knowledge of mortgage loan compliance regulations. Highly desirable skills include proficiency with Encompass LOS, Microsoft Teams, and HMDA reporting experience. Qualifications High school diploma or general education degree (GED) is required. Bachelor's degree preferred but not required. Salary: Anticipated salary range is $40,000.00 to $45,000.00 Group Insurance Benefits and Plans INB provides health, dental, vision, and life insurance benefits to all full-time employees. Coverage also is extended to their eligible dependents. Active employees make premium contributions based on plan selections. Please click the link below for all benefits that are offered. ************************************************************************************************************** The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, skills, or working conditions. ADA Disclaimer: In developing this job description care was taken to include all competencies needed to successfully perform in this position. However, for American with Disabilities Act (ADA) purposes, the essential functions of the job may or may not have been described for purposes of ADA reasonable accommodation. All reasonable accommodation requests will be reviewed and evaluated on a case-by-case basis. INB, N.A. is committed to Equal Employment Opportunity with respect to recruitment, hiring, training, promotion, and other terms and conditions of employment. It is INB's policy to afford equal opportunity to all employees and applicants for employment without regard to race, creed, color, sex, sexual orientation, age, marital status, national origin, disability, religion, veteran status, or any other basis prohibited by law. The EEO Law poster is available here: **************************************************************************************************** Salary Description Anticipated salary $40,000.00 to $45,000.00 yearly

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.