Loan Officer
Loan Officer Job 18 miles from Cibolo
Loan Officers will be responsible for building and maintaining loan portfolios. Loans will meet established guidelines being compliant with bank policy. Process and service loans for existing and prospective bank customers. Perform loan servicing responsibilities and assist with monitoring and reporting loan conditions.
Responsibilities:
Promote and emulate SSB&T Core Values
Ability to provide excellent customer service in the Bank, on the phone or via email
Call on prospective applications
Accept credit applications
Evaluate a potential borrower's loan application, financial capacity, and credit worthiness
Approve/deny a loan request within lending limit
Prepare/present loans to Loan Committee if loan amount exceeds set lending limit- “deviates from policy”
Professionally & effectively, communicate between all departments/branches of the Bank
Monitor the funding of an approved loan
Ensure closing of loans with customers
Maintain responsibility for loan files, manages a portfolio of diverse loans; both consumers and commercial
Community involvement
Attend offsite meetings and trainings; complete web based training as scheduled by Training Department
Coordinate collection efforts and disposition of collateral if needed
Inspect secured collateral
Assist branch opening/closing, balancing
Review documentation for accuracy and collateral
Other duties as assigned
Requirements
Experience in banking
Experience in MS Office
Formal credit training is preferred
BBA preferred or business/banking experience
6+ hours Accounting coursework preferred
Good oral and written communication skills
Ability to perform intermediate financial analysis under limited supervision
Loan Officer
Loan Officer Job 35 miles from Cibolo
Job Details CLM Mortgage - Central Texas - Kyle, TX Full Time High School None Day SalesDescription
Are you ready to make a meaningful impact in the mortgage industry while working in a supportive and dynamic environment? At CLM Mortgage, we are dedicated to delivering exceptional lending and advisory services, ensuring our customers receive the highest possible value and a truly personalized experience. As our company continues to grow, we are looking for enthusiastic individuals who share our commitment to excellence and innovation to join our vibrant team. If you are passionate about making a positive impact, enjoy working in a collaborative setting, and strive for success, we encourage you to apply and become a part of our exciting journey!
Position Summary
As a Loan Officer, you will serve as a trusted advisor and liaison between applicants and our financial institution, guiding qualified borrowers through the loan process to secure financing solutions that meet their needs. You will be responsible for originating, evaluating, and processing loan applications while ensuring compliance with industry regulations and company policies. Your role includes meeting with potential borrowers, assessing financial eligibility, structuring loan options, preparing loan proposals, and managing active loans. Additionally, you will cultivate relationships with clients, real estate agents, and other referral partners to drive business growth and enhance customer satisfaction.
Responsibilities And Duties
Meet with loan applicants to identify their needs and collect information for loan applications
Analyze active loan files on a regular basis and recommend solutions to speed up the loan process
Complete loan contracts and educate clients on policies and regulations
Interview applicants to define financial eligibility and established debt payment plans
Monitor and update account records
Submit loan applications in a timely manner
Prepare detailed loan proposals
Reject loan applications and explain deficiencies to applicants
Respond to applicants' questions and resolve any loan-related issues
Operate in compliance with laws and regulations
Qualifications
Qualifications
Solid understanding of local, state, and federal loan regulations
Proficient with standard software such as Microsoft Office
Effective interpersonal, verbal, and written communication skills
Maintain proper and professional etiquette and appearance.
Strong attention to details, high degree of accuracy and excellent organizational skills
Exemplary customer service skills
Minimum of 1-year experience as a loan officer preferred
College degree preferred
BENEFITS:
CLM Mortgage offers competitive benefits including healthcare coverage, 401k contributions, four weeks paid vacation, paid holidays, and more. CLM Mortgage is an equal opportunity employer and does not discriminate against applicants or employees. We welcome applications regardless of race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, gender identity, veteran status, disability, or any other classification protected by law.
Mortgage Loan Officer
Loan Officer Job 19 miles from Cibolo
dd strong About NexGoal:/strong NexGoal is a corporate recruiting firm that places high-quality, competitive, and driven former athletes in careers with our corporate clients.br/ br/ strong Our Client's Company Profile: /strong Our client is a nationwide mortgage company covering 45 states. Their success is based on their core value--spantreat people the way you would want to be treated. They set themselves apart from their competitors by offering constant underwriting and sales support and truly listening to employee concerns./spanbr/
br/
strong Position Summary:/strong The Mortgage Loan Officer will use their skills to present and sell beneficial financial solutions to clients all over the nation.br/
pstrong Responsibilities:/strong/p
ul
li Overcome client's objections and offer advice and solutions on how to handle their mortgages better/li
li Collect financial data to ensure quality recommendations for loan products/li
li Serve as the 'go-to' resource for borrowers in seeing out their financial goals/li
li Self-source valuable leads for new clientele/li
/ul
pstrong Qualifications:/strong/p
ul
li MLS license absolutely required (must be able to provide proof)/li
li No experience required--a great opportunity for new MLOs!/li
li Able to remain competitive and coachable in a fast-paced environment/li
li Must be able to work in a team and independently/li
li Excellent written and verbal communication skills/li
/ul
Note: By submitting your application, you agree to be automatically subscribed to NexGoal's e-newsletter, providing weekly Career Advice articles and Job Board updates. NexGoal will not share your email address with any third parties. You will be free to unsubscribe at any time.
/dd
Mortgage Loan Officer Opportunity - San Antonio, TX
Loan Officer Job 19 miles from Cibolo
Agility 360 is looking for experienced or licensed real estate professionals who have a passion for delivering the highest level of customer service and enjoy working in a fast-paced lending environment. This is a unique opportunity to greatly expand your earnings potential by becoming a retail licensed mortgage loan officer. Opportunity includes pre-licensing training and resources to help candidates pass the state licensing exam. The ideal candidate will have an established knowledge of residential real estate transactions and a desire to expand their knowledge to include mortgage lending to enhance their total earnings potential. Bilingual candidates and Real Estate professionals (Spanish, Mandarin, Korean, Arabic, or Vietnamese) are highly encouraged to apply!
Essential Functions
Professional and clear communication with leads, prospects, clients, and borrowers to explain mortgage products and available financing options.
Collect all required information and documents as part of a loan application process.
Presentation of mortgage programs in accordance with all federal and state regulations.
Build rapport with clients while ensuring the highest level of customer service.
Collect and prepare all necessary paperwork and complete follow-up task as required.
Effective and clear client communication relating to loan approval and closing requirements
Ensure all paperwork and signatures needed to process mortgage documents are collected timely and accurately.
Communication with other internal departments and teams (i.e. processing, closing and funding).
Manage and ensure accurate records of all customer activity.
Attend all training, sales meetings, and orientations as directed.
Continuously maintains most up-to-date knowledge of the mortgage industry.
Maintain high level of accountability, professional, and ethical standards.
Competencies/Skills
Knowledge of closing real estate transactions as buyer or listing agent (2+ yrs of licensed RE experienced
preferred)
Proficiency in MS Office programs, specifically Word, Excel, Outlook.
Ability to achieve or exceed sales goals and performance metrics.
Ability to multitask; self-starter and self-motivator.
Work Environment
This job is expected to be primarily remote with occasional office meetings or client visits. Job will require the ability to work flexible schedule including late night and weekends based on client availability. This role will require the routine use of standard office software and equipment such as computers, internet-based CRM, online meeting tools, and phones.
Education and Experience
High School Diploma, GED, or experience equivalent.
Two or more years of real estate experience or sales transaction management.
Active real estate agent license
preferred but not required
.
Eligible candidates must be in a major Texas city or surrounding area
Compensation: Commission Based upon completion of training, passing of licensing examinations and regulatory license approval, with Performance Bonuses
Mortgage Loan Officer - State of TX
Loan Officer Job 19 miles from Cibolo
On The Money Talent is honored to represent a $3 Billion Louisiana-based community bank with a proud history dating back to the late 1800s. Deeply rooted in its community, this organization actively supports economic, cultural, and civic initiatives while fostering an inclusive culture that celebrates diversity of thought, experience, and background.
This bank operates with the spirit of innovation, embracing bold opportunities like the "pirates of the financial world," and is poised for growth. Now, we're seeking passionate and driven Retail Mortgage Loan Officers to join their team as they grow in the Texas Market.
Why This Opportunity Stands Out:
Independent Lender Feel: Experience the flexibility of an independent lender within the stability of a top-10 Louisiana community bank.
Local Name Recognition: Leverage a trusted, well-established brand to grow your business.
Aggressive Compensation: Earn up to 150 bps, with flexible and rewarding plans tailored to high-performing professionals.
Streamlined Operations: Benefit from local processing, common-sense underwriting, and quick loan closings that keep your clients satisfied.
Marketing Muscle: Tap into the marketing resources of a $3 Billion financial powerhouse to support your outreach and lead generation efforts.
Potential Sign-On Bonus/Guarantee: Enjoy additional incentives to reward your experience and success.
Community-Centered Banking: Thrive in a supportive environment that prioritizes relationships and exceptional customer service.
What We're Looking For:
2-4 years of mortgage sales experience, with a proven record of originating conventional and government loans.
A commitment to delivering excellent service and fostering strong community connections.
Why Join Us?
This is more than just a job-it's an opportunity to make a lasting impact in a growing organization that values innovation, community, and people. With top-tier support, robust resources, and a reputation for excellence, this is the perfect environment for mortgage professionals ready to take their careers to the next level.
Are you ready to be part of a forward-thinking organization with deep roots and big ambitions? Apply now and join a legacy of excellence in Louisiana!
Mortgage Loan Officer
Loan Officer Job 19 miles from Cibolo
Employment Type: Full-Time
Compensation: Competitive Base + Uncapped Commission
About the Role
Are you a self-motivated mortgage professional with a strong book of business? Do you excel in a results-oriented environment where your industry expertise and professional relationships drive success? Join our forward-thinking team as a Mortgage Loan Officer, where you can leverage your established network while accessing best-in-class tools, operational support, and unlimited earning potential.
We're seeking experienced loan officers with a proven track record of success to deliver outstanding mortgage solutions and drive growth by tapping into their existing client base and expanding their referral network.
Key Responsibilities
Leverage Your Network: Utilize your established book of business to identify, nurture, and close mortgage opportunities.
Deliver Exceptional Service: Guide clients through the mortgage process with professionalism, ensuring a seamless and positive experience.
Grow Your Portfolio: Expand your client base by actively prospecting, building relationships, and fostering long-term connections.
Partner with Real Estate Professionals: Collaborate with real estate agents, financial advisors, and other industry professionals to generate referral opportunities.
Stay Market-Informed: Stay up-to-date on market trends, interest rates, and regulatory changes to offer clients the best guidance and products.
Pipeline Management: Manage your loan pipeline efficiently, ensuring all deadlines are met and clients are informed throughout the process.
What We're Looking For
Industry Experience:
Minimum 3-5 years as a mortgage loan officer or in a similar role.
Proven success in originating residential loans and consistently meeting or exceeding production goals.
Existing Book of Business:
A strong, well-established network of clients, real estate agents, and referral partners.
Sales and Relationship Management:
Demonstrated ability to build and maintain client relationships, close high-value deals, and expand referral networks.
Licensing:
Active NMLS license and compliance with state and federal regulations.
Appropriate state licenses for the jurisdictions where business will be conducted.
Industry Knowledge:
Expertise in mortgage products, underwriting guidelines, and loan origination processes.
Familiarity with FHA, VA, USDA, and conventional loan programs.
Technology Proficiency:
Experience using Loan Origination Software (LOS) and CRM tools.
Comfort with digital marketing platforms and online application systems.
Pipeline Management:
Strong organizational skills to manage loans from application through closing, with an ability to prioritize in a fast-paced environment.
Mortgage Loan Officer - San Antonio
Loan Officer Job 19 miles from Cibolo
Job Opportunity: Loan Officer – Empowering Your Success in Mortgage Lending Are you an experienced Loan Officer who thrives on delivering exceptional customer service, building strong relationships, and closing loans with efficiency and precision? If so, this opportunity is tailor-made for you.
WeÂ’re recruiting on behalf of our client, a leader in mortgage lending, known for their outstanding systems, processes, and unwavering support for their team. Here, youÂ’ll find a company committed to removing roadblocks and empowering you to excel in your role.
What WeÂ’re Looking For
WeÂ’re seeking talented Loan Officers with a passion for service, a focus on quality, and the heart of an educator.
Key Responsibilities
Educate customers on financing solutions tailored to their needs.
Manage a high-volume pipeline of loans with accuracy and care.
Originate and close loan packages, meeting with clients in their homes, offices, or other convenient locations.
Develop new business through marketing, promotion, and relationship-building with referral sources like real estate agents, brokers, and financial advisors.
Oversee customer interactions, ensuring seamless communication with Realtors and Processors.
Provide applicants with detailed guidance on the loan application process.
Other duties as needed to support business goals.
Qualifications
Active NMLS license.
A minimum of 2+ years of self-generated mortgage lending experience.
Strong understanding of basic loan programs and structuring.
A commitment to personal growth and a coachable mindset.
Why Join Us?
Here, youÂ’ll experience a workplace that prioritizes your success. YouÂ’ll have access to industry-leading leadership, robust processes, and a culture that celebrates your wins.
Take the Next Step
If youÂ’re ready to elevate your career in mortgage lending and make a real impact, weÂ’d love to hear from you. Apply today and discover why this team is unlike any other.
Note: We are an equal opportunity employer and value diversity in our workforce. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Loan Officer
Loan Officer Job 19 miles from Cibolo
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Mortgage Loan Officer - San Antonio, TX
Loan Officer Job 19 miles from Cibolo
About the Role:
As a Loan Officer at Veterans United, you enhance the lives of your borrowers by delivering unprecedented customer service. Your day will largely be filled with working with borrowers to determine their homebuying needs and working with the rest of the loan team to provide a smooth loan experience to your customers.
Job duties may include, but are not limited to:
Communicate loan status regularly with clients, responding promptly to inquiries and concerns via email and phone.
Analyze borrowers' information to determine feasibility of pre-approving and obtaining a loan.
Manage internal efforts to ensure a timely process and resolve application issues.
Interview borrowers and obtain and/or verify information and documentation.
Manage social media presence.
Educate borrowers on loan process and product/service alternatives.
Remain knowledgeable on company and industry guidelines and processes.
Analyze and manage numbers to increase and ensure efficiencies and meet company goals.
About You:
You have a minimum of 2 years of Loan Officer experience in the San Antonio area, VA focused is a plus.
You are passionate about helping Veterans.
You enjoy building rapport and relationships with many different types of individuals and groups.
You take initiative and have a competitive drive.
You are known for being self-motivated.
You learn quickly and thoroughly while continually adapting to changing conditions.
You are results oriented and have a sense of urgency.
You have excellent written and interpersonal communication skills.
About Us:
We're all about helping Veterans and military families become homeowners. In two short decades, we closed over 500,000 VA Loans and became the #1 VA lender for homebuyers in the nation. But to us, success isn't measured in numbers. Our success is measured in living our values every day: Be Passionate and Have Fun, Deliver Results with Integrity and Enhance Lives Every Day. We always strive to provide friendly service to military homebuyers and their families. And we always seek to lift up people and communities across the country.
Interested? Apply Today!
Learn more about us on Glassdoor and our career site at vu.com/careers
Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.
Mortgage Loan Officer / Home Loan Specialist
Loan Officer Job 19 miles from Cibolo
Job Details San Antonio TX - San Antonio, TX Full Time Sales
Why Churchill Mortgage? We provide our Loan Officers the systems and processes that allow them to close more loans, faster and with the highest customer service ratings. Our Operations Team truly takes ownership of the process; delivering an enjoyable and referable experience to every customer, every time no excuses. Our systems & processes allow you to spend more time originating, building relationships and generating new clients.
Our Commitment to You: We're here to help you close business, not put up roadblocks. As a team we all operate under the maxim of supporting you, in every way possible. You'll be instantly impressed at the level of service and attention you receive. In fact, many of our new hires tell us that they keep pinching themselves after 2-3 months. It's that good here.
We would like to talk with you if you love serving clients, are experienced, and have the heart of an educator. Looking for well qualified originators that focus on file quality.
Responsibilities
Educate customers on best financing solutions
Manage a large pipeline of loans
Originate and make sales of loan packages to customers, including meeting and counseling with customers at their homes and offices.
Engage in marketing, promotion and business development activities in support of sales, including calling on real estate agents and brokers, financial advisors and other potential referral sources.
Provide applicants with information regarding the loan application process.
Oversee all customer interactions and ensure a smooth transaction by interfacing with Realtors and Processors
Other duties may be applicable as business needs may dictate and as assigned by management.
Qualifications
Dedicated to growing yourself and your skills
Active NMLS license
2+ years of self-gen mortgage origination experience required
Knowledge of basic loan programs and loan structuring needed for success
Desire to grow and be coachable with the best leadership in the industry
Must be able to pass a criminal history information background check. Other duties may be applicable as business needs may dictate and as assigned by management. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. If you are working from home, you must have access to reliable, high-speed internet (not satellite; Minimum of 25 Mbs download speed and 15 Mbs upload speed).
Benefits
Churchill Mortgage's generous benefits package is available to all full-time employees. This includes Medical, Dental, Vision, HSA, FSA, Life, Disability, Accident, Cancer, Critical Illness, 401(k) & ESOP (Employee Stock Ownership Program).
Employees Own the Company
Our ESOP was established by founder and president, Mike Hardwick, in 2013. It gives all current and future Churchill Mortgage employees ownership of the company in the form of company stock. Churchill Mortgage is the first privately-owned mortgage company to offer an Employee Stock Ownership Program (ESOP).
Churchill Mortgage Corporation is an Equal Opportunity Employer
Loan Officer
Loan Officer Job 19 miles from Cibolo
Legacy Mutual Mortgage is an outstanding full service residential mortgage lender originating, underwriting and closing conventional, jumbo, FHA, VA and USDA mortgage loans. In business since 2005, we are dedicated to meeting the home loan needs of individual homebuyers while working with our real estate partners in Texas. Our team members are the key to Legacy's success, and we are looking for highly motivated, qualified individuals to join our talented team.
Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals.
Assists prospective borrowers in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers.
Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates.
Develops sales campaigns in alignment with company goals and coordinates the marketing activities.
Develops new business and expands existing relationships. Maintains knowledge of commercial loan products and services, as well as knowledge of the industries or market areas served.
Coordinates with realtors and borrowers by providing answers to any questions on loan status updates and provides any significant changes to loan terms or closing dates.
Coordinates the loan processing efforts by communicating loan status between borrowers and processors.
Encourages inter-departmental referrals by providing training (when appropriate) and product support for front-line personnel.
Monitors the Loan process to ensure Loans close and fund on the date specified by the borrower.
Manages relationships within loan portfolio to include handling follow-ups, collections or delinquent and problem loans as requested.
May assist with other duties as assigned.
Must maintain regular attendance.
Requirements
Bachelor's degree in a business-related field, or equivalent work experience.
At least 3 years' experience as a mortgage loan officer or comparable experience originating loans.
Must be eligible for NMLS registration and licensing.
Must have analytical ability to evaluate credit applications and to make fair and impartial decisions.
Must have working knowledge of applicable laws and regulations related to mortgage lending.
Must have experience and strong, proficient computer skills in programs such as Microsoft Excel, Microsoft PowerPoint, Microsoft Word, and data processing software.
Must have excellent written and verbal communication, interpersonal skills, and ability to perform in a high-volume environment.
Must have a positive attitude.
Must be dependable, self-motivated and require minimal supervision.
We offer competitive and outstanding benefits for our full-time employees that include the following: paid medical premiums for employees, Dental, Vision, Short and Long Term Disability, Life, AD&D, 401(k) with Company match and paid time off.
Legacy Mutual Mortgage is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.
Loan Originator NE
Loan Officer Job 19 miles from Cibolo
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Purchase Mortgage Loan Officer
Loan Officer Job 19 miles from Cibolo
Responsible for cultivating loans through internal digital lead source programs. May be assigned inside referrals from interstate branches, employee loans, departed loan consultants, or MSA/Desk rental partners. Ensures the performance of all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.
Responsibilities:
* Meets with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property.
* Prepares and submits loan submission sheet to set up.
* Reads and understands rate sheets, product codes, loan level price adjustments in order to calculate rates and fees.
* Negotiates and confirms rates, fees, and lock terms with customer.
* Locks loans in the system with agreed upon terms and manages locked pipeline through funding.
* Communicates positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing.
* Engages in managing the loan pipeline with all team members to meet company efficiency standards.
* Collects all required documentation from borrowers and converts to paperless documents.
* Communicates regularly with borrowers to meet desired expectations.
* Analyzes potential marketing opportunities to develop future business opportunities.
* Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position.
* Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook.
* Proficient with sales software and contact management tools.
Requirements:
* Experience in the Mortgage industry required.
* NMLS loan originator license required.
* Continuing education classes required by licensing authority.
* Continuing training classes required by the company to meet CFPB requirements.
* High School Degree or equivalent required and a minimum of one (1) + years' experience working in a similar field.
Why work for #teamloan Depot:
* Aggressive compensation package based on experience and skill set
* Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
* Work with other passionate, purposeful and customer-centric people
* Extensive internal growth and professional development opportunities including tuition reimbursement
* Comprehensive benefits package including Medical/Dental/Vision
* Wellness program to support both mental and physical health
* Generous paid time off for both exempt and non-exempt positions
About loan Depot:
loan Depot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loan Depot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, as the nation's second largest non-bank retail mortgage lender, loan Depot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loan Depot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
Base pay is one part of our total compensation for Purchase Loan Consultants. The base pay for this role is determined by your state's minimum wage and county requirements. In addition to an uncapped commission plan. Ramp-up bonuses are possible, based on a proven record of recent production.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Loan Originator - San Antonio
Loan Officer Job 19 miles from Cibolo
Job Details 935 - San Antonio - San Antonio, TX Full Time
Wallick & Volk Mortgage Bankers, recently ranked by Mortgage Executive Magazine in their "50 Best Companies to Work For," is seeking a professional, self-motivated Loan Originator that is looking to take their career to the next level by joining our industry-leading team.
How our team differentiates from the rest of the industry:
Closing loans in 30 days or less, never miss another COE.
We specialize in helping double and triple the number of families you can help achieve home-ownership by providing cutting-edge products and services to keep you at the forefront of the industry.
Work alongside industry leaders, including many of the top 1% of mortgage originators in the U.S. We pride ourselves on having a company of loan originators, by loan originators, and for loan originators.
We are a team of entrepreneurs, and believe that there are many ways to succeed. We have a "not one size fits all" method of operation.
We have been constantly evolving and growing since 1932. Our amazing track record speaks for itself, but our vision and focus is on the future. Join us and become an essential member of our teams continued success.
Our platform promotes high earning opportunities and benefits including an opportunity to distinguish yourself as a Presidents club member based on your personal production, which includes a company-paid trip
Required license or certification:
National (NMLS) and applicable state licenses
About Wallick & Volk:
Wallick & Volk is the oldest privately held mortgage company in the United States. We have been successfully developing our corporate platform since 1932. This platform is built upon an understanding of our staff's values and their commitment to supporting their community. This is what differentiates us from our competitors - we don't merely offer mortgages, we offer consumer education that helps people realize their dreams. Our employees are an essential part of that education.
Loan Officer
Loan Officer Job 19 miles from Cibolo
We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Support the Company's growth through outside sales activities and lead generation
* Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
* Conduct "First Time Homebuyer Seminars" in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
* Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
* Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
* Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
* Originate and prepare new loans in accordance with the "Loan Officer" agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
* Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
* Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
* Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
* Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
* Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
* Four-year college degree (preferred)
* At least three years of Loan Originating experience
* Ability to maintain flexible work schedule, including evening and weekend work
* Valid driver's license and dependable transportation
* NMLS License required, or willing to obtain.
Life at Lennar
At Lennar, Everything's Included in our homes, and Everyone's Included on our team. Our Everyone's Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth.
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Bilingual New Home Housing Consultant (Sales Associate)
Loan Officer Job 16 miles from Cibolo
Job Title: Bilingual Housing Consultant (Sales Associate) has a SIX FIGURE INCOME OPPORTUNITY Job Type: Full-Time Schedule: M-S, (second day off during the week) Alta Cima Corp dba Factory Expo Home Center is one of the nation's largest independently owned manufactured home, and park model retailers. Established in 1999, our mission is to offer high quality factory-built homes at consumer friendly, affordable prices.
We want to speak to you if you are DRIVEN, SELF-DIRECTED, and ENTHUSIASTIC! Training is provided. Plentiful leads are provided daily. There is a base salary + Commissions with Opportunities for bonus $ within the first 30 days and an uncapped earning potential. (Base Salary + uncapped commissions, bonuses based on customer commitment, and pre-paid commission opportunity in advance of full closing)
Benefits:
* Medical, dental, and vision insurance options
* Paid time off
* Company provided life insurance policy
* 401(k) plan
* Short-& Long-Term Disability
Duties and Responsibilities:
Core duties and responsibilities include the following:
* Answer questions about our product.
* Invite the customer to our 'one of a kind' sales center.
* Give a quick factory tour or virtual tour to demonstrate how the homes are built.
* Walk them through our model village.
* Help customize their new dream home.
* Maintain communication with prospective home buyers.
* Give great model home and factory tours.
* Supply customers with price estimates, product specifications, and general information.
* Make the home buying process simple and pleasurable.
* Be a team player.
* Have fun while providing a great experience for the customer.
Minimum Qualifications:
* Bilingual (English/Spanish)
* Competent computer skills for navigating the company website, emails, CRM, etc.
* Proficient with basic Microsoft Applications (Outlook, Word, Excel)
* Sales License may be required or must be successfully completed within 90 days.
* Solid verbal and writing skills.
* Strong phone skills.
* Retail customer sales experience and large ticket sales preferred, but not required.
* Basic math skills.
* Know the 5 B's: Be Professional, Be Productive, Be Organized, Be Focused, Be Great.
With the direct mentorship of your Sales Manager and the support of our corporate team, you will be responsible for taking incoming leads and guiding prospective customers through the sales process and demonstration, to help find their dream home. If you have a positive / upbeat attitude, the drive to succeed, and the desire to make a SIX FIGURE income, this opportunity is for YOU!
Saturdays are required, but sales centers are closed on Sunday. A typical schedule includes one day off during the week and Sunday.
ABOUT THE COMPANY
Affordable Housing is key in helping to solve the Nations' housing shortage and here at Alta Cima Corp, we are proud to have shipped over 15,000 manufactured homes to satisfied customers nationwide. We ship to 47 of the 50 states.
Our mission is to offer high quality factory-built homes at consumer friendly, affordable prices.
EEO NOTICE
Alta Cima Corp. dba Factory Expo Home Centers is proud to be an Equal Opportunity Employer and we value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
Loan Disclosure Specialist
Loan Officer Job 19 miles from Cibolo
SWBC is seeking a talented individual to ensure the accuracy and timeliness of documents and fees associated with the loan process. This role monitors and tracks the pipeline of loans and the processing and distribution of change disclosures in compliance with Federal and State regulations.
Why you'll love this role:
In this role, you will perform many vital duties to include validating and ensuring fees are entered, while maintaining the timely and accurate processing of documentation in the application pipeline. Your thoroughness and attention to detail will demonstrate SWBC's core values of integrity and trust.
Essential duties include the following:
Validates and ensures fees entered by loan officer are accurate.
Prepares and distributes initial disclosure packets to ensure that loan applicants receive complete and accurate disclosures in compliance with Federal and State regulations.
Monitors and tracks the pipeline of loans to ensure timeliness and accuracy of documents and provides additional processing for past due or untimely disclosures.
Prepares and distributes change disclosures.
Monitors and tracks the re-distribution of changed disclosures to ensure timely and accurate processing.
Serious candidates will possess the minimum qualifications:
High School Diploma or equivalency.
Minimum one (1) year of mortgage loan processing or related experience.
Knowledge of FNMA and Freddie MAC guidelines and knowledge of VA and FHA preferred.
Knowledge of loan processing and closing policies, procedures, documents and underwriting requirements.
Knowledge of governmental and agency requirements, terminology and automated processing systems.
Excellent interpersonal skills to work well with loan officers and customers.
Excellent verbal and written communication skills.
Strong attention to detail and organizational skills.
Able to operate computer applications such as MS Word and Excel.
Able to operate general office equipment to include accurate keyboard skills.
Able to work well under pressure and have excellent time management skills to manage multiple tasks/projects and deadlines simultaneously.
Able to sit for long periods of time reviewing documents, validating various data entry information, and/or other duties.
Able to stand, stoop, and/or kneel for filing or retrieving documents.
Able to lift, push, or pull approximately 10 - 20 lbs. of files or other documents.
SWBC offers*:
Competitive overall compensation package
Work/Life balance
Employee engagement activities and recognition awards
Years of Service awards
Career enhancement and growth opportunities
Leadership Academy and Mentor Program
Continuing education and career certifications
Variety of healthcare coverage options
Traditional and Roth 401(k) retirement plans
Lucrative Wellness Program
*Based upon employee eligibility
Additional Information:
SWBC is a Substance-Free Workplace and requires pre-employment drug testing.
Please note, SWBC does not hire tobacco users as allowed by law.
To learn more about SWBC, visit our website at ************* If interested, please click the appropriate apply button.
Loan Disclosure Specialist
Loan Officer Job 19 miles from Cibolo
SWBC is seeking a talented individual to ensure the accuracy and timeliness of documents and fees associated with the loan process. This role monitors and tracks the pipeline of loans and the processing and distribution of change disclosures in compliance with Federal and State regulations.
Why you'll love this role:
In this role, you will perform many vital duties to include validating and ensuring fees are entered, while maintaining the timely and accurate processing of documentation in the application pipeline. Your thoroughness and attention to detail will demonstrate SWBC's core values of integrity and trust.
Essential duties include the following:
Validates and ensures fees entered by loan officer are accurate.
Prepares and distributes initial disclosure packets to ensure that loan applicants receive complete and accurate disclosures in compliance with Federal and State regulations.
Monitors and tracks the pipeline of loans to ensure timeliness and accuracy of documents and provides additional processing for past due or untimely disclosures.
Prepares and distributes change disclosures.
Monitors and tracks the re-distribution of changed disclosures to ensure timely and accurate processing.
Serious candidates will possess the minimum qualifications:
High School Diploma or equivalency.
Minimum one (1) year of mortgage loan processing or related experience.
Knowledge of FNMA and Freddie MAC guidelines and knowledge of VA and FHA preferred.
Knowledge of loan processing and closing policies, procedures, documents and underwriting requirements.
Knowledge of governmental and agency requirements, terminology and automated processing systems.
Excellent interpersonal skills to work well with loan officers and customers.
Excellent verbal and written communication skills.
Strong attention to detail and organizational skills.
Able to operate computer applications such as MS Word and Excel.
Able to operate general office equipment to include accurate keyboard skills.
Able to work well under pressure and have excellent time management skills to manage multiple tasks/projects and deadlines simultaneously.
Able to sit for long periods of time reviewing documents, validating various data entry information, and/or other duties.
Able to stand, stoop, and/or kneel for filing or retrieving documents.
Able to lift, push, or pull approximately 10 - 20 lbs. of files or other documents.
SWBC offers*:
Competitive overall compensation package
Work/Life balance
Employee engagement activities and recognition awards
Years of Service awards
Career enhancement and growth opportunities
Leadership Academy and Mentor Program
Continuing education and career certifications
Variety of healthcare coverage options
Traditional and Roth 401(k) retirement plans
Lucrative Wellness Program
*Based upon employee eligibility
Additional Information:
SWBC is a Substance-Free Workplace and requires pre-employment drug testing.
Please note, SWBC does not hire tobacco users as allowed by law.
To learn more about SWBC, visit our website at ************* If interested, please click the appropriate apply button.
Loan Post Closing Specialist II
Loan Officer Job 19 miles from Cibolo
It's about interactions more than transactions. Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? If so, being a Loan Post Closing Specialist II with Frost could be for you.
At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Loan Post Closing Specialist II, you are key support. You will be responsible for reviewing complex Lease, Commercial and Real Estate Loans after funding. More than that, this role is about building relationships and doing so with integrity, caring, and excellence in mind.
What you'll do:
* Perform system check back, including verifying information on the note and loan memorandum against the information input into the Shaw system
* Post collateral on the commercial loan system
* Perform adjustments and maintenance to the Shaw loan system
* Send letters to customers in connection with the rate and payment change on Adjustable Rate loans
* Prep loan packages for imaging
* Perform various filings such as UCC's, Deeds of Trust, and Extensions with the county or state
* Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What you'll need:
* Minimum 1 year Commercial and Real Estate loan documentation experience
* Experience with general ledgers and collateral perfection
Additional Preferred Skills:
* Experience with LaserPro documents
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
* Medical, dental, vision, long-term, and life insurance
* 401(k) matching
* Generous holiday and paid time off schedule
* Tuition reimbursement
* Extensive health and wellness programs, including our Employee Assistance Program
* Referral bonus program + more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.
Loan Processor
Loan Officer Job 19 miles from Cibolo
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations.
Job Responsibilities:
Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
Assemble the complete loan package in proper order for underwriting.
Verify all required documentation (pre-underwrite) in the file.
Complete the required loan checklist.
Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
Verify that vendor orders are complete, invoices are received and in the applicant's E-file.
Manage pipeline by completing and submitting reports within allotted turn-around times.
Assist set-up of loans.
Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum of 1 years residential mortgage processing experience.
Experience with Encompass.
Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred.
Knowledge of DU, LP, Microsoft Office, and Windows.
Excellent math and analytical skills.
Excellent communication skills.
Excellent prioritization and time management skills.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Base Pay: $20.00-23.00
Bonus: Eligible for per file bonus
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************