Loan Officer Jobs in Auburn, ME

Full-time Description Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing. Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market. We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort. This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today. Hiring Loan Officers licensed in every state except New York. Requirements Minimum 2 years' experience and NMLS Safe Act compliant 1 active state license Established contacts/referral partners Knowledge of different types of loans and credit bureaus Working history of loan process and general underwriting guidelines Funding 1 million in self-generated production College preferred, not required with proven mortgage experience Proven track record of proactively soliciting new business Strong communication skills and detail oriented Ability to work independently and remo

ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. We are currently licensed in: AL, CT, FL, GA, IL, IN, MA, ME, MI, LA, NC, NH, NJ, OH, OK, PA, RI, SC, TX, VT. POSITION PROILE: Pinnacle Mortgage Corp. is seeking an experienced Loan Officers to work in its' licensed states servicing its growing loan portfolio. As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelor's degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous paid training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.

On The Money Talent is proud to represent a powerhouse in the mortgage industry-one of the nation's top 3 retail mortgage lenders, with nearly 600 branches across all 50 states. This exceptional company has been celebrated as one of America's fastest-growing private businesses and is renowned for its award-winning culture. Why Choose This Opportunity? Our client is committed to supporting their employees' success with: Competitive Compensation Plans Comprehensive Benefits Package, including: Medical, dental, and vision coverage. 401(k) plan. Company-provided short-term disability insurance. Employee Assistance and Wellness programs. Position: Outside Loan Originator (Outside LO) As an Outside LO, you will play a pivotal role in originating real estate mortgage loans across the New England states and markets while maintaining your NMLS license as required under the S.A.F.E. Act of 2008. Key Responsibilities: Generate Mortgage Leads: Build strong relationships with real estate agents and referral partners. Analyze Loan Markets: Develop referral networks to locate loan prospects. Client-Focused Consultations: Meet with applicants to assess financial status, answer questions, and guide them through loan options and the application process. End-to-End Loan Management: Prepare complete loan applications with all required documentation and work closely with processing and underwriting teams to resolve issues. Community Engagement: Participate in lead-generating activities such as attending closings, open houses, seminars, and training sessions. Customer Service Excellence: Respond to customer inquiries, resolve complaints, and maintain communication with referral sources and real estate partners. What We're Looking For: NMLS License: Required under the S.A.F.E. Act of 2008. Mortgage Expertise: Thorough knowledge of mortgage products, programs, underwriting policies, and procedures. Sales Drive: Experience proactively soliciting new business. Strong Analytical Skills: To evaluate credit requests and market trends. Exceptional Communication Skills: Ability to connect with diverse communities and stakeholders. Technical Proficiency: Proficient in Microsoft Office applications; Encompass experience preferred. Why You'll Succeed Here: This company offers mortgage coaching to help you sharpen your skills and grow your business. With a proven culture of support, state-of-the-art technology, and robust resources, you'll have everything you need to thrive in your role. Ready to take your mortgage career to the next level? Apply now and join a winning team dedicated to helping you succeed!

Primary Purpose of Position: The Multifamily Loan Officer I will provide underwriting technical and analytical support, analyze data, prepare reports, maintain financial records and respond to customers and partner inquiries for the multifamily development team. Education and Experience: Education and a minimum of four years of experience working in an administrative role or a combination of six years of experience and training. Proficiency with Microsoft Office, including Word and Excel is required. Core Functions: Provide Multifamily and Supportive technical support to the multifamily underwriting team o Work with the multifamily team to develop training materials for internal and external partners o Assist in interpreting rules pertaining to various government programs o Assist in the processing of requisitions, subsidy layering reviews, and environmental reviews o Assist with the preparation of funding requests for loan committee o Review threshold criteria on applications o Draft introductory presentations to loan committee o Assist in creating Loan Committee funding request packages o Coordinate with Legal to send out Notices to Proceed o Order and be responsible for receiving appraisals and processing invoices for payment o Coordinate Section 3 requirements o Provide financial information to legal for FedHOME and HTF Agreements o Assist with construction loan closing statements/reimbursements at CLC o Work with Legal on construction requisitions, including the tracking worksheets o Coordinate BABA compliance with Construction Services and Developer Oversee and process public inquiries and requests for multifamily program information Performed detailed record keeping and data entry of project files Provide administrative support Other duties as assigned The starting hourly rate for this position is $24.2951 (annual $50,534), plus a comprehensive benefits package, including, but not limited to, health, dental and vision, retirement options with employer match, life insurance, short and long-term disability, employee assistance, generous earned time and all major federal holidays. Employment is eligible for the Public Service Loan Forgiveness Program. Requirements Skills and Knowledge: · Demonstrated high degree of accuracy and attention to detail · Experience with financial reconciliation and report preparation · Ability to communicate effectively, both orally and in writing · Ability to establish and maintain good working relationships with business partners · Excellent telephone skills · Strong project management skills, time management, and organizational skills · Strong problem solving and analytical skills · Strong PC skills using MSOffice Suite (especially Word and Excel), ShareFile, Windows, internet browsers · Ability to think and act independently and take initiative when needed · Ability to develop new ideas and communicate them clearly to management · Ability to multi-task, and work with minimal oversight Salary Description $50,534

For The Life You Choose, A Career to Match…. Here at Norway Savings Bank, we strive to create a positive, team-based culture that leverages each person's unique gifts and strengths and offers the support to achieve great things. A place where your unique being shines through. If this sounds exciting to you, we would love to have you on our team! Are you a motivated, customer-focused professional with a passion for helping people achieve their homeownership dreams? Join our team as a Mortgage Loan Officer, where you'll play a key role in guiding customers through the lending process with expertise and care. In this customer and community focused role, you'll develop COI relationships, partner with our Commercial Team, Branch Leadership and other Internal Partners, and contribute to loan portfolio growth by promoting the Bank's products and services while increasing our presence and competitiveness in the designated markets. If you thrive in a fast-paced environment, have a hunger for excellence, and enjoy building lasting relationships, we want to hear from you! Our Candidate Must Have: High school diploma required with post high school education, certification and/or college degree preferred, or commensurate work experience Superior knowledge of Bank products and services General knowledge and understanding of finance and accounting practices Knowledge of credit practices, along with consumer and residential lending experience strongly preferred Demonstrated sales ability and/or networking experience Strong attention to detail with exceptional analytical and problem-solving abilities Top-notch written and oral communication skills Willingness to accept direction/instruction and work well within a team of professionals Experience in negotiating sales preferred Benefits: 120 hours of paid time off per year, increasing with longevity 56 hours of paid sick time per year, increasing with longevity 11 paid holidays Full suite of insurance benefits Comprehensive Wellness Program, including on-site gyms, complimentary Health Coach, educational workshops, and individual and team challenges for monetary incentives Tuition reimbursement 401K with exceptional employer contributions A hands-on team that is committed to the growth and success of our employees Essential Pieces of the Position: Customer Service Ensures a positive customer experience by providing exceptional customer service. Provides a high level of support and maintains accountability for addressing or resolving customer inquiries and/or issues. Lending Primary focus on generating, processing and closing Residential Lending requests. Underwrites and decisions designated Retail Loans within their loan authority, if applicable. Provides support and guidance to other Loan Officers and Internal Partners regarding loan products, policies and procedures. Contributes to the growth of the loan portfolio. Maintains knowledge of loan policies, procedures and compliance to stay current on regulatory standards. Completes all designated training requirements as scheduled. Participates in Retail Loan Committee meetings on a regular basis. Sales Grow existing customer relationships. Generate business via prompt attention to inside and outside referrals, using various digital and external sales methods while identifying and integrating new customers to the Bank and growing existing customer relationships. Collaborates with Branch Team using market trends and forecasts to develop and implement the strategic business plan to achieve individual and branch goals. Pursues expansion of business by developing COI relationships by outside calling and tracking efforts. Represents the Bank within the community through various volunteer and Bank-sponsored activities, while participating in various organizations, trade shows and networking events. Identifies and achieves cross-selling opportunities across all lines of business to new and existing customers as a means of enhancing the overall relationship and bank profitability. Culture Support Communication and embrace a variety of ideas so we will grow stronger and achieve excellence. Champion Diversity, Equity, Inclusion & Belonging to build a stronger and more inclusive workplace. Hunger for Excellence - Energize each other to perform at our highest potential every day, always giving 100%. Leadership - to lead by example not by position both in our workplace and in our communities. Team Member Experience is about working hard and having fun. Promote a can-do attitude, embrace collaboration and encourage others to succeed. Brand Identifies and achieves cross-selling opportunities across all lines of business to new and existing customers as a means of enhancing the overall relationship and bank profitability. Working Conditions: Physical surroundings are generally pleasant and comfortable with minimal exposure to injury or other hazards. Physical effort required; lifting up to 35 lbs.; reaching, twisting, bending, pushing and pulling; standing for extended periods of time; freedom of movement on a regular basis; handling of materials and supplies. **External and internal applicants, as well as position incumbents who are or who become disabled as defined by the Americans with Disabilities Act must be able to perform the essential job functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on a case by case basis. Norway Savings Bank is an Equal Opportunity Employer.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. Responsibilities Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned. Qualifications High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

This job includes a base rate plus commissions. Total Potential Annual Earnings: $33,280 - $220,000 Responsible for driving the growth of our company by originating residential mortgage and home equity applications according to established policies, procedures and applicable legal and regulatory guidelines. Responsible for developing and executing business plans tailored to meet and exceed sales goals and objectives. Maintains a network of outside referral sources in assigned territories. Works with existing and prospective customers to explain a variety of mortgage products and services available; makes recommendations based on customer needs. Coordinates the flow of documentation from application to closing while also working with all parties involved in the transaction. Refers other NBT Bank products and services as appropriate. Education and Experience: Associate's degree in business or related discipline and two (2) years' experience in sales or equivalent combination of education and experience. Two (2) years mortgage or lending experience preferred. Skills and Abilities: Proficient with Microsoft Office - Word, Excel, PowerPoint, Outlook Ability to cold call prospects; network and develop outside business referrals. Strong Verbal and Written Communication skills Ability to multi-task in fast paced environment Knowledge of a variety of mortgage loan products Ability to analyze credit reports and income and asset calculations. Unique Job Characteristics and Requirements: Flexible schedule includes evening hours and managing timely workflow. Requires evening and weekend hours for meetings, appointments, and business/industry networking events. NMLS Certification required or ability to obtain upon hire. Tasks Performed: 40% Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches. 35% Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs. 10% Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate. 10% Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes. 5% Other duties as assigned. Physical Requirements: Communicate effectively with internal and/or external customers Stationary 50% of time Move about within or between locations Bend, Twist, Crouch, Squat Move Objects to Maximum 10 lbs Benefits for Full-Time Employees: Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. Parental Leave: Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage: Ensuring your overall health and well-being. Flexible Spending Accounts: For healthcare and dependent care expenses. Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits: Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance: Supporting your growing family. Tuition Reimbursement: Invest in your education and career growth. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Generous Parental Leave: Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave: For your health and safety. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor assume sponsorship of an employment Visa at this time.

Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N. A. , operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities A Commercial Banking Officer is responsible for performing a variety of duties to meet the commercial services needs of business customers, achieving customer service goals as established in the Commercial Banking Department's annual operating plan, complying with operating policies and procedures established for the commercial services function, communicating with appropriate personnel, responding to inquiries or requests for information, maintaining appropriate records and providing assigned reports. This position is also responsible to accurately risk rate assigned loan relationships on a timely basis. Performs a variety of duties to meet the commercial sales and services needs of business customers as follows: Maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities and solicit other new business Makes outside sales calls on prospective customers to assess needs, and describe and sell products and services. Provides sales information on a timely basis in order that this information may be included as part of customer service and sales performance reports. Monitors individual sales performance versus objectives on a regular basis; discusses performance with appropriate supervisor on a frequent basis. Serves as a member of the bank's sales team, e. g. , Branch Manager; makes group sales calls where these types of calls will improve the opportunity for new business development. Maintains a thorough knowledge of the features and benefits of all bank commercial products and services in order to ascertain customer needs and to sell in conjunction with these needs. Provides direct service to commercial customers of the bank with respect to deposit, loan, and other miscellaneous products and services; approves or rejects loan applications within individual lending authority. Assists customers in obtaining specialized services from other bank departments as necessary; provides help to customers with specific inquiries or service problems. Maintains a working knowledge of bank operating policies and procedures with impact commercial services. Prepares and maintains accurate records of all customer sales and service calls made and meetings held with present and prospective customers. Provides quality service to customers, whether internal or external. Demonstrates cooperative efforts in working with other departments and within own department. Jointly establishes annual quantitative customer service and sales objectives with assigned supervisor; this activity to be integrated with the Commercial Banking Department's annual operating plan. Complies with established operating policies and procedures in order to maintain adequate controls and to support the bank's adherence to outside regulatory requirements. Communicates with management and staff personnel in order to integrate goals and activities. Responds to inquiries relating to his/her particular area, or to requests from other bank personnel, customers, etc. , within given time frames and within established policy. Maintains appropriate records and provides assigned reports. Monitors and reviews accounts for appropriate risk rating to avoid risk rating changes by Loan Review, the OCC or other loan review processes. Other related duties as assigned or directed. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion. Qualifications Minimum 3+ years' experience in related positions normally required with an emphasis on Middle Market Banking B. S. /B. A degree in a related fiend of study normally required Specialized banking education and training. Proficient reading, writing, grammar, and mathematics skills. Proficient interpersonal relations and communicative, and sales skills. A thorough knowledge of the features and benefits of all bank commercial products and services. A working knowledge of bank operating policies and procedures, which impact commercial services. Valid driver's license. All applicants must be 18 years of age or older. Other Job Information Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on! Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus. The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law. The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department. Minimum USD $80,000. 00/Yr. Maximum USD $139,633. 00/Yr.

WHAT'S NOT TO LOVE ABOUT WORKING AT ST. MARY'S BANK? At St. Mary's Bank, we take pride in our heritage as New Hampshire's- and the Nation's- first credit union. For over a century we've been committed to the credit union philosophy of "people helping people." St. Mary's is a cooperative financial institution, which means that our success, depends on the success of our members. As a solid, stable financial institution with over a century of success, we have created a work environment that rewards dedicated employees with benefits to help them achieve their personal and professional best. THE BEST JOBS ENRICH YOUR LIFE WITH MUCH MORE THAN JUST MONEY St. Mary's Bank offers its employees highly competitive compensation packages. But that's just the beginning of what makes working on our team so rewarding. At St. Mary's: * You have the opportunity to do what you do best everyday * Your opinions count * Your fellow employees are committed to quality * Your job is important * You are directly connected to the company's mission * You will have opportunities to learn and grow * You have an opportunity- and a duty- to serve your community through volunteerism St. Mary's Bank is currently looking to fill a full-time Residential Loan Originator position. This position is responsible for producing quality mortgage loans, providing great service and quality information to members assisting them through the mortgage process and ensuring compliance of all federal, state and Credit Union regulations. Qualifications: * Minimum of an Associate's Degree in business or finance with five or more years of experience in first mortgage origination and an active well-established book of business and COIs to consistently originate production averaging a minimum funded loan volume of $1MM monthly for the most recent 24-months, previous 24-month production mix should be a minimum of 60% purchase volume. * Ability to effectively communicate and collaborate with members, sales partners, vendors and co-workers and convey mortgage and other credit union products and services. * Must be proficient in use of internet/cloud-based technology mortgage systems including but not limited to LOS, POS and Pricing, Microsoft Office Suite applications and Excel. * Able to accurately determine interest rates, buy-downs, pricing for Conventional, HFAs and Government programs. * Maintain a thorough knowledge and understanding of Conventional, FHA, VA, NHHFA, USDA RD, HFAs and portfolio lending and how they work and be able to communicate these effectively to all borrowers. * This position may be eligible for remote, hybrid or onsite work environments

We are seeking a motivated and detail-oriented Mortgage Loan Originator all across Maine to join our dynamic team. In this referral-based position, you will be responsible for guiding clients through the mortgage application process, ensuring compliance with mortgage regulations, and providing exceptional customer service. The ideal candidate will possess strong sales skills, a solid understanding of mortgage servicing, and the ability to work effectively with various accounting software. Responsibilities Develop and maintain relationships with clients to understand their mortgage needs and provide tailored solutions. Assist clients in completing loan applications and gather necessary documentation for underwriting. Evaluate applicants' financial information to determine eligibility for loans. Ensure compliance with Fair Housing regulations throughout the loan origination process. Utilize accounting software and other tools to manage loan processing efficiently. Maintain accurate records of all transactions and client interactions. Stay informed about industry trends, changes in regulations, and new products to better serve clients. Collaborate with underwriters and other team members to ensure timely processing of loans. Provide ongoing support to clients throughout the mortgage servicing process. Requirements Proven experience as a Mortgage Loan Officer or in a similar sales role within the mortgage industry. Deep knowledge of mortgage loan products, regulations, and the home loan process. Excellent communication, negotiation, and interpersonal skills. Self-motivated with a strong drive to build a referral-based business. Ability to establish and maintain relationships with a diverse range of professionals and clients. Active NMLS license required (or the ability to obtain one). Strong organizational skills and attention to detail. Join us as we strive to provide exceptional mortgage solutions while fostering a supportive environment for our employees' growth and success!

Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. Cultivates new mortgage business. Markets, services and promotes the bank's mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. Compensation for this role is based on commission - a draw will be advanced. The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationWolfeboro, New Hampshire, United States of America

WHAT IS THE OPPORTUNITY? This position is responsible for referral-based sales of first mortgage and concurrent second loan products to existing and potential private banking and high net worth clients. By partnering with CNB's Relationship Managers, the position will support business development activities of line units and develop sales strategies to attract, retain and expand CNB client relationships through the sale of mortgage loan products and services. Conduct client/prospect needs analysis and develop proposed solutions/sales presentations to meet their needs. Maintain current knowledge of all first mortgage and concurrent second loan products and services offered. What you will do * Services the mortgage needs of Private Banking, Wealth Management and Personal and Business Banking clients whose lending needs can result in moderate to complex transactions. This individual may accompany a senior lender on business development calls and participate as a member of a lending team. Loans are generally super-jumbo in size. The position focuses on the following areas: credit structuring and analysis, assisting Relationship Managers in cross- selling first mortgages and/or establishing new relationships. Assist team leaders in training programs as needed. * Uses proactive, consultative sales skills and strategies to identify client needs, quantify service / product benefits and present recommendations to targeted clients and prospects as assigned. * Develops and negotiates mortgage loan sales plans in conjunction with Relationship Managers, Regional Managers, Banking Office Managers and Line Officers to support existing clients and develop new CNB relationships. Coordinates client/prospect calling activities with Relationship Managers and serves as primary technical expert for all mortgage loan products, programs and pricing. * Fosters ongoing relationships within assigned territory by providing product/service information, attending officer meetings, conducting training sessions and supporting the business unit's effort to attract, retain and expand client relationships. * May identify business opportunities and solicit referrals of other Bank products or services from existing clients, referral sources and other professionals in the industry. * Negotiates transactions; prices loan products within targeted rate of return; coordinates the documentation and closing of loan transactions, ensures conformance with Bank policy and regulatory requirements. Exercises sound credit and risk judgment in recommending loans for approval. * May coordinate the cross-selling of other product and/or services (i.e., cash management, foreign exchange, investment and trust, etc.). May interface with other Bank departments as necessary to define responsibilities and coordinate objectives for all product areas. * Obtains and completes mortgage loan application packages, including supporting documentation required to process loan requests; reviews information to ensure that files submitted meet regulatory agency and CNB policies; forwards application packages to Residential Lending within specified times in order to meet regulatory requirements for initial disclosures and timely processing as required under Regulation B and RESPA. * Contacts borrowers directly for additional information related to loan requests, summarizes information and exercises sound credit and risk judgment in recommending transactions for approval. * Maintains a solid understanding of the Bank's credit products, programs policies and procedures. * Participates in the development of marketing strategies and sales objectives that are consistent with overall company objectives. Maintains an awareness of consumer market conditions and provides current information on industry trends and competitive practices that may be used in the development and/or delivery of mortgage loan products. * Effectively manages a pipeline of loans on a daily basis. * Represents CNB by actively participating in outside civic and community affairs, business and industry-related organizations, and other professional activities as appropriate. * Complies fully with all Bank Operational and Credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, Code of Conduct, etc.). * Performs other duties as assigned or requested. *Must-Have** * H.S. Diploma * Minimum of 2 years mortgage lending experience in sales and loan originations * Minimum of 5 years of business development/direct sales experience required * Minimum of 2 years private banking experience required * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act.SAFE Act Registration. *Skills and Knowledge* * Excellent communication skills both written and verbal * Prioritizes and plans work activities * Excellent customer service skills * Ability to effectively convey information to others * Excellent organizational skills * Strong research and analytical skills * Ability to recognize, analyze, and solve a variety of problems * Excellent multi-tasking and problem solving skills * Ability to use discretion when handling sensitive personal information. * Ability to work well under pressure * Ability to multi-task and manage deadlines *Compensation* This is a commission-based role and does not have a set salary range. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

We are looking for an Indirect Lending Representative to be part of the Indirect Lending team contributing to the growth of one of the top auto lending programs in the state. As a proud not for profit financial cooperative, Town & Country supports many charitable causes important to our members and the communities we serve. Habitat for Humanity, the Maine Cancer Foundation, Eastern Trail Alliance and are just a few organizations we not only support financially but with our time. Employees enjoy the opportunity to connect with these and many other organizations through meaningful community projects. Function and Responsibilities The Indirect Loan Representative is responsible for servicing submitted car loan requests from auto dealers. Through this process they will review the loan, funding packet, and documents submitted by the dealer for completeness before funding the loan. The Indirect Loan Representative will call all members to review satisfaction with the dealers, audit loan details for vehicles, and cross sell additional products and services. They will build and maintain professional relationships, offer first class service, while acting as a liaison between the credit union and dealer/retail network. Experience & Education One month to twelve months of similar or related experience. A high school education or GED. Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. If an employee requires a reasonable accommodation based on a disability, he or she must notify his or her direct supervisor or human resources. Enters and locates information on computer. Presents information to individuals and/or small or large groups. Communicates effectively in person or by using electronic equipment and devices. Creates documents, reports, etc., using a computer, pen, pencil or other means of recording information. Grasps and manipulates objects of different size and weight, requiring fine motor skills and hand-eye coordination. Visually locates and identifies information, often in small print. Reads information, often in small print. Sits at desk for extended periods of time. Repetitive motion with hands and arms while using computer. Lifts up to 25 lbs. Location Full time in person position located at our Operations Center in Scarborough Maine. Benefits Medical (HSA), dental, vision, paid parental leave, vacation, paid holidays,401k, incentive plan, profit sharing, tuition reimbursement, free corporate logo wear, credit union product discounts, and lots of perks!

ESSENTIAL DUTIES & RESPONSIBILITIES ● Consults with potential mortgage and home equity customers to fit our products with customer needs. ● Interviews and assists in completion of Mortgage and Home Equity applications, completing all disclosure information in compliance with regulations. ● Qualifies all potential borrowers through secondary market underwriting software. ● Prepares and analyzes files for portfolio loan submission as necessary ● Participates in community activities to enhance the image of the Bank and increase business ● Participates in industry agency events to enhance the image of the Bank and increase business ● Builds positive relationships with Centers of Influence such as realtors, attorneys, housing agencies, and other industry partners to enhance the image of the Bank and increase business ● Assess customer's financial needs and cross-sells other bank services as needed ● Refers customers to other departments as appropriate, to support the customer's financial growth.

Androscoggin Bank, a values driven, mutual savings bank based in Lewiston, Maine, has an opening for a Commercial Loan Processor to join our team in either our Lewiston or Portland office. Our culture is one where we work collaboratively with clients and business partners to answer questions and assist in arriving at the most effective and efficient resolution to reasonably comply with regulatory requirements and do what is right for the client. The difference here is the great team you will work with and the ability to work in a local business with local decision making-where employees and clients come first! The Commercial Loan Processors are an integral part of our Commercial Lending Team. They are responsible for processing the origination of a portion of the Bank's commercial loans, working in conjunction with Commercial Lenders, Portfolio Managers, and Commercial Loan Assistants. Daily tasks may involve loan document preparation, advances, payments, wires, line renewals, loan extensions, modifications, construction loan/invoice payments, and problem resolution. Responsibilities include: * Works with lending officers, clients and legal counsel to establish and gather documentation required to process business asset loans, and business loan documentation according to the terms of approval and Bank loan policies. Communicates and monitors deliverable dates. * Process all modifications for existing relationships to include, but not limited to, interest rate amendments, extensions, payment terms, line increases, additional collateral, etc. * Independently and accurately gathers the following as they relate to the due diligence of loan closings, including, but not limited to, insurance, regulatory, or pre-closing requirements of approval, UCC searches, and all other applicable corporate documentation. * Accountable for the follow up of a loan closing, including booking loans, recording vehicle titles and UCCs, disbursements to vendors, loan payoffs, balancing transactions, scanning loan files and maintain current records for collateral and original document tracking. * Working knowledge of Bank, Federal and State regulations as they relate to Fair Credit, Reg. B, HMDA, CRA, and Flood compliance. Ensures consistent compliance with Bank policies and procedures. * Must be proficient in the use of Microsoft Word. Knowledge of the nCino commercial loan system, Navigator, and LaserPro would be preferred. * Must be detail-oriented with a high level of accuracy, and be able to multi-task and prioritize requests from clients, manager, commercial loan officers, credit department and loan operations. * Must be able to prioritize in a fast-paced environment with a high level of organization and follow through. * Performs other duties as may be required from time to time to insure the efficient operation of the Commercial Processing Department. Qualifications: * High school diploma or general education degree (GED); or one to three months related experience and/or training; or equivalent combination of education and experience. * Proven knowledge of commercial lending administration functions, loan policies, regulations and loan operations procedures * Ability to perform detail oriented work with a high degree of accuracy. * Ability to handle multiple priorities and tasks with follow through * Self-Starter with professional communication skills * Proven ability to meet deadlines and complete work in a timely manner. * Proficiency with multiple computer applications, specifically word processing, spreadsheet and database management software. Benefits This position carries great benefits, including paid time off, holiday pay, 401k participation with a generous match (we put money in your 401k even if you don't!), and access to Androscoggin Bank's full insurance benefit package (medical, dental, vision, life, and disability). Androscoggin Bank offers paid parental leave to our employees, which grants new mothers and fathers six weeks of full pay! We also provide paid volunteer time to all employees. Hoping you could advance your career and your education? We can help. Androscoggin Bank is committed to supporting employee development, and employee benefits include tuition and education reimbursement. Do you wish you could be more involved and connected in your company, beyond the level of your department? Androscoggin Bank offers that to you. Project teams, committees, events, in-house education, and more. It's an amazing place to work. And, you get to work with some of the smartest, most dedicated, heart-felt people you will ever meet! We are deeply proud that Androscoggin Bank recently achieved B Corp Certification. This means we'll continue to use profit to power our purpose, rather than serving as the purpose itself. We'll serve the best interests of our clients, our employees and our communities, while also honoring our environment. Learn more about it here - *************************************** Androscoggin Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status.

Role:The Loan Coordinator is to provide servicing for consumer loans to members and internal colleagues; audit consumer loans, prepare title documentation, and ensure accurate records are kept. Essential Functions & Responsibilities:- Audits consumer loan files within the required time frame with minimal errors; informs management of any auditing concerns, including; possible loan fraud. Process paid loans. Ensure all loans comply with established TCU policies and procedures. - Prepares title applications, submits to state and follows up on all outstanding titles. - Ensure all titles and UCC's are recorded in a timely manner and to inform your manager, of any issues. - All department logs (audit, title UCC, new loans) and weekly/monthly reports to be completed accurately and in a timely manner. - Provide accurate and professional service to new and existing members both internal and external. Assist members in a timely fashion. Responds to members phone calls and e-mails, as well as other correspondence in within one (1) day. Maintain absolute confidentiality in regard to internal and external members information while adhering to TCU's Service Strategies Standards. - Maintains, organizes, and secures the file room; and perform other related duties, as assigned. Knowledge and Skills:Experience* (1) one year to (3) three years of similar or related experience. EducationA high school education or GED. Interpersonal SkillsWork normally involves contacts with persons beyond immediate associates generally regarding routine matters for purposes of giving or obtaining information which may require some discussion. Outside contacts, take the form of services to the public (members or vendors) requiring ordinary courtesy in providing assistance and information. Other Skills* Must have good communication and organization skills* 10-key calculator, typewriter, and keyboard skills. Physical Requirements* Ability to sit for extended periods of time* Ability to reach, twist and squat Work EnvironmentProfessional Office Environment/Fast Paced/Member Service Remote hybrid possible Triangle Credit Union is proud to be an Affirmative Action/Equal Opportunity Employer. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited to use the online application process, you may contact the Human Resources Department at ************ for other options to apply. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: Build relationships between new customers and the ADT brand and product portfolio Complete in-home consultation and assessment Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices Complete customer onboarding and education of key products and services Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements High School diploma or the equivalent Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: Comprehensive paid training program Full benefits on the 1st of the month after 31 days of employment Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending Future = 401(k) with employer matching Life = Paid vacation time Company vehicle provided Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards Tuition reimbursement Employee Referral bonuses - when you refer a friend or family members Pay and Benefits Disclosure The pay range for this role is $18.70 an hour plus commission and is based on experience and qualifications. We offer employees access to healthcare benefits, a 401(k) plan and company match, short-term and long-term disability coverage, life insurance, wellbeing benefits and paid time off among others. Employees accrue up to 120 hours in their first year. Your accrual rate increases after your first year. We also offer 6 paid holidays.

We are hiring a Residential Mortgage Banker to actively secure new residential mortgage business. This role involves using a consultative and relationship-based approach to meet defined loan quality and production goals while supporting Ledyard's various lines of business. As part of this ongoing sales position, the Residential Mortgage Banker is responsible for building, nurturing, and sustaining a reliable network of professional relationships that consistently generate referrals for new mortgage lending opportunities. The candidate should have a Bachelor's degree in business, finance, or related field (or equivalent experience), at least 3 years' experience in a financial institution or loan office, National Mortgage Licensing System qualification, strong lending policy knowledge, and expertise in residential real estate and secondary market lending practices. Location: Upper Valley, Concord and Bedford, NH.

New Hampshire Mutual Bancorp (NHMB) has a new and exciting opportunity for a skilled leader with proven experience in bank operations and dispute processing to join our team as a Electronic Banking Dispute Processing Officer (Dispute Processing Officer). This position offers a hybrid schedule and is based in Meredith, NH. We offer a competitive salary along with a comprehensive benefit package including medical, dental, vision, 401K (with Company match), pension plan, paid time off, parental leave, tuition reimbursement, professional development and the opportunity to work with a great team! Salary negotiable based on level of experience Electronic Banking Dispute Processing Officer: $52,500 - $68,000 PRIMARY RESPONSIBILITIES: Responsible for managing dispute processing functions and personnel Ensure daily production and regulatory requirements are satisfied Works with internal departments, employees and vendors to ensure timely dispute resolution of all transaction types; including, but not limited to, ACH, Check, Debit Card, and Zelle . JOB REQUIREMENTS: Three years of recent experience supervising or managing dispute-related functions and personnel Experience performing advanced level dispute processing activities; including, but not limited to, experience performing high-level research, analysis, and issue resolution Knowledge of Mastercard , Zelle , and NACHA Rules, as well as Regulation E, and Regulation CC requirements Demonstrated success at being self-directed with independent ability to translate assignments into plans and actions Accredited ACH Professional (AAP) and/or National Check Professional (NCP) preferred We believe in building genuine partnerships that encompass top of the line customer service delivered by a culture of teamwork, integrity and excellence. We take pride in the communities that we serve! We are dedicated to providing challenging and rewarding career opportunities for our employees across the state. If you are looking for an opportunity to be part of an award-winning team, we are interested in speaking with you! New Hampshire Mutual Bancorp (NHMB) is truly a unique and exciting organization - the first mutual community banking shared services organization of its kind found in Northern New England. NHMB provides the operational support for three premier independent mutual savings banks, Meredith Village Savings Bank, Merrimack County Savings Bank and Savings Bank of Walpole, and a financial advisory and trust company, NHTrust. We are an Equal Opportunity Employer. This includes veterans and individuals with disabilities.