Loan Originator NE
Loan Officer Job In Anchorage, AK
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Loan Officer
Loan Officer Job In Alaska
at Inspire Home Loans
Must be Bi-Lingual/Spanish-speaking
What You'll Do: Inspire Home Loans (a Century Communities, Inc. affiliated company) is seeking an experienced Loan Officer to join the team supporting our homebuilder in Georgia or Florida. This role will be responsible for continually identifying, developing, and maintaining customer financing objectives and advising customers of product/pricing policies and guidelines while gathering any additional required information. The Loan Officer will ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and all regulatory requirements.
This position will be remote, but individuals must reside in GA or FL.
Your Key Responsibilities Include:
In conformity with Inspire Home Loans' policies/procedures and applicable law, the Loan Officer will collect and analyze each customer's financial information and assess if the individual can qualify for a specific loan product.
Advise the potential borrower regarding the risks and benefits of the loan alternatives, including the options and variables involved.
Discuss the loan products available to best meet the individual's needs depending on their circumstances.
Ascertain all pertinent documentation to ensure the loan is approved.
Communicate effectively with all parties, including the customer, the sales associate, processing, underwriting, closing, the title company, and the builder.
Lock the rate.
Manage personal production and ensure closings are handled appropriately and timely.
Meet and/or exceed company standards.
Demonstrate the highest level of professionalism and customer service towards all customers.
Perform other duties as needed or assigned.
What You Have:
Thorough knowledge of all loan types, including Conventional, FHA, Jumbo, and VA.
Prior builder experience strongly preferred.
Proficient with loan origination systems, Encompass experience preferred.
Proficient with AUS (LP, DU, GUS).
Proven track record of building and maintaining strong, professional business relationships.
First-time home-buyer experience, a plus.
Ability to handle a heavy workload with minimal supervision.
Must be available to travel (inter-state) when needed.
Independent, reliable, detail focused and organized.
Proven ability to develop and maintain strong business relationships.
Exceptional customer service skills.
Bi-lingual/Spanish Speaking.
Your Education and Experience:
A Bachelor's Degree is preferred, or an equivalent combination of education and experience is required.
A minimum of 3-5 years experience originating loans, builder preferred.
Must be an actively licensed Mortgage Loan Officer in FL and GA. Willing to obtain other state licenses as necessary.
About Inspire Home Loans
As an affiliate of Century Communities-one of the nation's largest homebuilders and industry leader in online sales-we strive to make the dream of homeownership possible. We're proud to be part of the company's mission to create thriving, enduring neighborhoods with lasting livability, focusing on building sustainable, affordably priced homes for our customers while reducing our carbon footprint. For team members, our goal is to provide the resources, opportunities, and benefits to build successful and rewarding careers.
#LI-TB1
#LI-Remote
Loan Originator NE
Loan Officer Job In Anchorage, AK
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Indirect Loan Processor / Funder 2
Loan Officer Job In Anchorage, AK
Under the supervision of the AVP Indirect Lending, performs all duties associated with processing Indirect Consumer loans. Monitors Dealer track, RouteOne and CUDL, Indirect applications. Reviews loan packages and determines steps necessary to complete processing and funding in an accurate and timely manner. Adds value to the organization by assisting with the process which adds assets to the Credit Union's portfolio. Works directly with the Auto Dealers and members. Assists with training less experienced team members on lending products and processes and provides technical guidance.
Responsibilities:
Performs duties related to processing and funding of indirect consumer lending products
Reviews documentation to ensure it corresponds with loan application; confirms accuracy of member information, conducts a comprehensive review of income verification, loads data in Loan Origination System, and funds in accordance with loan officer's instructions/stipulations. Work directly with Indirect Auto dealers to communicate loan stipulations and funding's.
Accepts incoming calls from vendors, dealerships and external and internal members. Answers questions and provides information related to loan processing and loan funding
Indirect loans, reviews completed Indirect Funding Form and Checklist to confirm completion in accordance with credit union standards. Sends completed package to Records/File Room after funding is completed
Completes telephone interview/verification of indirect applicants and collateral along with verification of physical damage insurance coverage for the financed vehicle
Adheres to all auditing procedures designed to document the lending process and provide the proper checks and balances
Assists with training on lending products and processes and provides technical guidance
Supports and participates in continuous improvement activities
Represents the Credit Union in a positive and professional manner
Other related duties as assigned
Maintains member and other sensitive information with confidentiality
Treats co-workers and members with respect
Qualifications:
Minimum two years indirect lending experience
Consumer loan processing and or funding experience
A comprehensive knowledge of all consumer lending products, documentation, policies and procedures, services and delivery methods
Working knowledge of NCUA lending regulations, and consumer lending and collections concepts and practices
Must be able to communicate effectively with members, management, team members and external third-parties
Ability to interface with people in a positive manner with empathy, courtesy and tact. Strong interpersonal and consulting skills
Able to handle difficult calls
Team oriented and the ability to work collaboratively
Ability to analyze and solve problems relative to member service needs
Must be able to coordinate, manage and guide multiple priorities simultaneously and effectively through to completion
Ability to utilize calculator with accuracy
Proficiency in the operations of a PC and Microsoft Office applications such as Outlook, Word and Excel
Education: High School or Equivalent
Website: nuvisionfederal.com/careers
Benefits:
Medical
Dental
Vision
Life Insurance
Flexible Spending Account
401(k) Matching
Paid Time Off
Training Provided
Tuition Reimbursement
Covid-19 Precaution(s):
Remote Interview Process (some positions vary)
In-Person Interview required for Front-Line Positions
Social Distancing and Mask Guidelines in place
Mortgage Loan Officer - AK
Loan Officer Job In Alaska
Full-time Description
Canopy Mortgage is hiring a full-time Branch Managers and Loan Originators who want the control of a banker with great pricing.
Candidates will be responsible for developing referral partners in his or her local territory, generating loan volume and interfacing with the borrower. We need originators who have a passion for challenging the status quo, want to be digitally relevant, and take control of their local market.
We've been revolutionizing the mortgage process for the last 10 years by building proprietary systems that increase efficiencies across the entire life of the loan, enabling our teams to do more volume with less effort.
This is a totally new and unique opportunity in the mortgage industry that will give you state of art proprietary systems, great pricing, and complete control of your loans with in-house underwriting and funding. This opportunity is full-commission for seasoned LO's who want to produce with the aid of industry leading tech and support. If your tired of legacy costs, middle management, and non-producers driving up your loan pricing, apply today.
Hiring Loan Officers licensed in every state except New York.
Requirements
Minimum 2 years' experience and NMLS Safe Act compliant
1 active state license
Established contacts/referral partners
Knowledge of different types of loans and credit bureaus
Working history of loan process and general underwriting guidelines
Funding 1 million in self-generated production
College preferred, not required with proven mortgage experience
Proven track record of proactively soliciting new business
Strong communication skills and detail oriented
Ability to work independently and remote
Consumer Loan Originator
Loan Officer Job In Anchorage, AK
ESSENTIAL JOB FUNCTIONS:
60% Lending Operations
Works Consumer Loan queues, indirect channel, phone queue and web applications as required and initiate loans as required.
Review the automatic decision report to ensure there were no lost loan opportunities.
Maintains at least minimum standard of Debt Protection, Mechanical Breakdown Insurance and GAP sales on non-indirect loans.
Contact members to discuss cross sell opportunity and stolen loans.
Provides required disclosures to new members, follows BSA and member identification procedures including Qualifile and Verafin.
Communicates in writing, by telephone and in person with members and dealers regarding adverse action on loan denials, loan conditions, counter offers, questions, terms and any other questions or information regarding loans, in a timely, accurate and courteous manner.
25% Closing Operations
Follows up on approval, pending review, missing information and processor closing queues. These loans will generally have been worked by another employee, but have exceeded the member contact standard. Emphasis will be on moving these queues into a closed loan status.
Maintains a high level of professionalism, tact and courtesy when coordinating loan closings with branches, dealerships and members. Prepares clear directions regarding loan closing documentation needed Obtains necessary supporting documents for loan evaluation such as tax returns, paystubs, receipts, letters of credit, etc. if possible.
Responds to dealer or member inquiries regarding status of applications, membership qualifications, loan payoffs and questions regarding closed loans.
15% Other duties as assigned
Able to work variable shifts within a 7 day a week schedule.
Able to work 9-6 or 10-7 shift.
Meets the current standards as established for the position. Obtain Service through CU1LUV drills from Consumer Loan Supervisors when applicable.
Meets the current standards as established for the department in the completion of all assigned duties.
Perform other duties as assigned.
QUALIFICATIONS:
High school graduate, with some college level related classes.
A minimum of 1 year experience working in a financial institution with proven ability at exercising good judgment, when making loan decisions is required.
Must be flexible, detail-oriented, and able to work with many interruptions in a fast-paced atmosphere.
Ability to self-motivate, work independently and must have good written and verbal communication skills.
Responsible for abiding and complying with the policy for compliance with the Bank Secrecy Act and anti-money laundering laws and regulations (BSA/AML) and the policy for compliance with office of foreign assets control laws and regulations (OFAC).
Please note: Credit Union 1 does not provide relocation assistance. If selected for an on-site position, candidates will be responsible for relocating to Alaska prior to the agreed upon start date at their own expense.
To be eligible for this position, applicants must be legally authorized to work in the United States without restriction. Credit Union 1 does not provide visa sponsorship.
Only applicants who meet the minimum requirements for this position will be considered for an interview. This position is open until filled.
Thank you for your interest in the opportunity with Credit Union 1!
Background Screening Statement: Candidates selected for a position at Credit Union 1 will be subject to a criminal background check prior to their employment. An offer of employment may be rejected or terminated based on receipt of an unacceptable background screening.
EEO Statement: Credit Union 1 provides equal employment opportunities to all employees and applicants for employment, prohibiting discrimination and harassment of any type without regard to race, color, religion, sex, age, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identify or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
E-Verify Statement: Credit Union 1 participates in E-Verify and will provide the federal government with your form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, Credit Union 1 is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before Credit Union 1 can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer an completed the Form I-9. For more information on E-Verify, or if you believe that Credit Union 1 has violated its E-Verify responsibilities, please contact DHS at ************ or dhs.gov/e-verify.
CRE Construction Loan Administrator
Loan Officer Job 566 miles from Anchorage
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
**Job Description**
This role works in partnership with internal partners and CRE Loan Administrators as the primary liaison with customers, attorneys, construction consultants and title company representatives during all phases of construction loan financing.
Construction loan products include developer/investor commercial construction projects such as retail, office, mixed use, industrial, healthcare, SBA; and residential construction including apartments, condos, homebuilder, and affordable housing.
Job duties are as follows:
+ Review and/or negotiate Commercial Real Estate (CRE) construction loan documents.
+ Analyze and administer the construction draw disbursements from the time the loan is approved until the project completion.
**Basic Qualifications**
- High school diploma or equivalent
- Typically, two to three years of experience in commercial real estate loan administration, OR at least five years of transferable experience in commercial loan administration
**Preferred Skills/Experience**
- Basic knowledge of commercial real estate lending including letters of credit, tax credit transactions, borrowing base lending, multi-phased construction, and transactions secured by multiple collateral properties
- Some technical expertise in closing and loan management functions
- Basic knowledge of commercial real estate finance, law, documentation, accounting and data systems
- Experience in Built or other construction draw documentation software
- Proficiency with Microsoft Suite - including Excel, Outlook and Teams
- Bachelor's degree preferred
_This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week._
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** .
**Benefits:**
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):
+ Healthcare (medical, dental, vision)
+ Basic term and optional term life insurance
+ Short-term and long-term disability
+ Pregnancy disability and parental leave
+ 401(k) and employer-funded retirement plan
+ Paid vacation (from two to five weeks depending on salary grade and tenure)
+ Up to 11 paid holiday opportunities
+ Adoption assistance
+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
**EEO is the Law**
U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster.
**E-Verify**
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** .
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $68,850.00 - $81,000.00 - $89,100.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Mortgage Loan Originator
Loan Officer Job 566 miles from Anchorage
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
Market mortgage loan programs to the real estate sales industry and to personal contacts.
Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
Conduct sales presentations for Realtors as necessary to enhance business relations.
Perform other duties as assigned.
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $21,500 - $53,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Short-term and long-term incentives
Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
401(k) plan with a 5% match
Employee Assistance Program (EAP)
Life and disability coverage
Voluntary cash benefits for accident, hospitalization and critical illness
Tuition Reimbursement
Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
Click here to view Global's comprehensive Benefits Programs
Equal Opportunity Employer
Escrow Officer
Loan Officer Job In Anchorage, AK
The Escrow Officer acts as a neutral third party to accept documents and funds with instructions to release said documents and funds upon completion of certain conditions. This position establishes new escrow accounts, processes and obtains necessary items in accordance with established policies and procedures. This position also orders title reports, resolves title defects, prepares settlement statements, escrow instructions and coordinates bringing the transactions to a close.
ESSENTIAL FUNCTIONS:
Communicate with lenders, real estate licensees, attorneys and brokers in processing transactions.
Prepare and review Buyer and Seller settlement statements and closing disclosures for approval. Obtain approval from lenders, buyers, sellers and agents.
Schedule appointments with clients.
Present the documents to the buyer and seller at closing and act as a notary public.
Prepare escrow documents.
Balance funding amounts and satisfy requirements with lenders.
Accurately handle a high volume of clients and files.
Collaborate with the title department to resolve title issue issues (e.g. legal descriptions, easements, lot split, vesting, tax liens, judgements, bankruptcies, boundary disputes and encroachments).
Review title reports to determine what items need to be addressed. Explain title reports to customers as necessary.
Review industry publications to remain knowledgeable of changes in law and practices affecting the insurance of title policies.
Maintain State of Alaska Division of Insurance License.
Adhere to company policy and guidelines.
Always maintains confidentiality.
Work as a "team-player" with co-workers in a respectful and supportive manner.
Seek and participate in development and training opportunities.
Work in a constant state of alertness and in a safe manner.
Perform other duties as assigned.
SUPERVISORY FUNCTIONS:
This position directly supervises the Escrow Assistant.
KNOWLEDGE, SKILLS & ABILITIES:
Knowledge of closing disclosure and settlement statement, documentation preparation, file disbursement, post-closing follow-up and customer service.
Knowledge of real estate documents and expertise in ordering documents through an attorney on owner-finance transactions.
Confidentiality of the highest level is required for this position and exemplifying this attribute is a must.
Ability to operate standard business computers with advanced knowledge of related business applications such as Microsoft Office Suite.
Skill in organizing resources, establishing priorities, meeting deadlines and general time management.
Ability to prepare accurate, timely, effective, complete and easily understood written communications.
Strong self-motivation and work ethic.
Ability to build effective working relationships with customers and organizations; exceptional follow-up skills.
Critical and analytical skills.
Ability to multitask and work productively under pressure.
Ability to actively listen and provide high quality customer service.
Willingness to participate in marketing efforts and attend industry/promotional events.
QUALIFICATIONS:
High School diploma, bachelor's degree in Business preferred.
Minimum of three (3) years' experience as an escrow assistant or a minimum of three (3) years' experience in a related real estate, banking, or title field.
State of Alaska Division of Insurance License
Customer service experience, knowledge of real estate transactions and lending a plus.
Strong understanding of title industry and title company customers.
Ability to pass a credit and background screening.
WORKING ENVIRONMENT:
The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Fidelity Title Agency has an office environment requiring a high degree of efficient and effective performance. At times, there may be a need to visit customers outside of the office or attend industry functions.
Loan Closer/Processor 3 (PCN 089060)
Loan Officer Job 566 miles from Anchorage
This on-site position is in located in our Juneau Headquarters Office, in beautiful downtown Juneau, Alaska. This position is not eligible for telework. The Department of Commerce, Community and Economic Development, Division of Investments is recruiting for a Loan Closer/Processor 3 (PCN 089060).
Our division is dedicated to providing exceptional customer service to the residents of Alaska. We seek individuals who are passionate about making a positive impact in the lives of those we serve. If this sounds like you, we encourage you to apply. We would be delighted to welcome you as a valuable member of our team.
You will work in our Documents section and serve as the lead loan closer that will assist the supervisor with managing all loan closing activities. This section is responsible for processing essential paperwork that is required to make commercial fishing loans, small business loans, and other various commercial loans.
Duties include closing complex loan transactions, assist the supervisor with ensuring the accuracy of all loan documentation, assigning work to staff, training staff, and preparing reports to management on a routine basis.
Our organization, mission and culture:
The Division of Investments administers and services several loan programs under the Department of Commerce, Community and Economic Development. These programs were primarily designed to promote economic development through direct state lending in industries and areas of the state that are not adequately serviced by the private sector.
The Investments team values a work-life balance, providing excellent customer service, learning from experience, technical competency and working together toward a shared set of goals. The team is a small, welcoming community of loan officers, collection officers, loan closers, accountants and technicians. We conduct the State's direct lending business with professionalism, integrity, accountability, and a spirit of continuous improvement.
Our dynamic team is seeking talented individuals like you to join us!
Joining our team allows you to become part of a close-knit community where support, mentorship, and camaraderie abound including potential advancement within the division. Taking this position will enable you to build a solid core knowledge of lending practices by empowering you with the skills and knowledge necessary to excel in your role and reach your full potential.
Above all, there is the great satisfaction of working with a team which directly impacts the economic well-being of Alaska.
The working environment you can expect:
As this is an on-site position and not eligible for telework, you will be working in our headquarters office located on the 9th floor of the State Office Building in beautiful downtown Juneau. You will enjoy a collaborative atmosphere in a fully resourced and modern office space, with splendid views of Mount Juneau and the Gastineau Channel.
The 9th floor, has a fully equipped and spacious break room, that you will have full access to, as well as easy access to various restaurants and coffee shops.
Our Investments team fosters a cooperative environment through staff empowerment, accountability, and professionalism.
Who we are looking for:
To be successful in this position a candidate will need the following core competencies:
* Attention To Detail: Is thorough when performing work and conscientious about attending to detail;
* Computer Skills: Uses computers, software applications, databases, and automated systems to accomplish work.
* Clerical: Knowledge of filing, typing, entering data, maintaining records, and using and completing forms;
* Reading: Understands and interprets written material, including technical material, rules, regulations, instructions, reports, charts, graphs, or tables; applies what is learned from written material to specific situations; and
* Writing: Recognizes or uses correct English grammar, punctuation, and spelling; communicates information (for example, facts, ideas, or messages) in a succinct and organized manner; and produces written information that is clear and in an organized manner.
Special Notice:
Utilize complex proprietary software for all loan programs administered. Utilization includes entering data and customer correspondence, reviewing and analyzing existing borrower information, managing timelines and workloads of staff and ensuring all entries are accurate.
Minimum Qualifications
High school diploma or the equivalent
AND
Six months of experience performing journey level loan closing and processing duties with the Division of Investments. This is equivalent to a Loan Closer 2 with the State of Alaska.
OR
High School Diploma or the equivalent
AND
One year of experience performing journey level loan closing duties.
Or Substitution:
A Bachelor's degree in business, finance, economics, public administration or closely related field may substitute for the required experience.
Special Note:
High School equivalent includes G.E.D. or completion of any basic adult education course of 480 class hours (16 weeks at 30 hours per week), or six months of work experience performing duties related to document processing or twelve months of work experience involving some routine tasks related to office or clerical support or highest grade of school completed plus amount of work experience which totals 12 years.
Additional Required Information
At time of interview applicant(s) are requested to submit:
* Copies of your three (3) most recent performance evaluations; if no evaluations are available, three (3) professional letters of reference can be substituted.
* List of three (3) professional references that have had supervisory responsibility over you along with their daytime contact phone numbers.
EDUCATION
If post-secondary education is required to meet the minimum qualifications, you must fill in the Education section of the application. If you have not obtained a degree, please indicate the number of units completed. Copies of transcripts are required to verify educational credentials if used to meet the minimum qualifications for a position. Transcripts can be attached at the time of application or provided at the time of interview.
WORK EXPERIENCE
If using work experience not already documented in your application, also provide the employer name, your job title, dates of employment, and whether full-or part-time. Applications will be reviewed to determine if the responses are supported and minimum qualifications are clearly met. If they are not, the applicant may not advance to the interview and selection phase of the recruitment.
MULTIPLE VACANCIES
This recruitment may be used for more than one (1) vacancy. The applicant pool acquired during this recruitment may be used for future vacancies for up to ninety (90) days after this recruitment closes. Interested applicants are encouraged to apply to each recruitment notice to ensure consideration for all vacancies.
NOTICE
Questions regarding the application process can be directed to the Workplace Alaska hotline at ************ (toll free) or ***************. If you choose to be contacted by email, please ensure your email address is correct on your application and that the spam filter will permit email from the 'govermentjobs.com' domains. For information on allowing emails from the 'governmentjobs.com' domains, visit the Lost Password Help page located at ********************************************************************
EEO STATEMENT
The State of Alaska complies with Title I of the Americans with Disabilities Act (ADA). Individuals with disabilities, who require accommodation, auxiliary aides or services, or alternative communication formats, please call ************** in Juneau or TTY: Alaska Relay 711 or ************** or correspond with the Division of Personnel & Labor Relations at: P. O. Box 110201, Juneau, AK 99811-0201. The State of Alaska is an equal opportunity employer.
WORKPLACE ALASKA APPLICATION QUESTIONS & ASSISTANCE
Questions regarding application submission or system operation errors should be directed to the Workplace Alaska hotline at 1-************ (toll free) or ************** if you are located in the Juneau area. Requests for information may also be emailed to *******************************.
For applicant password assistance please visit: *******************************************************************
Contact Information
For specific information in reference to the position please contact the hiring manager at:
Name: Ryan D. Hicks, Collection Officer 1 / Documents Supervisor
Phone: **************
Fax: **************
Email: *********************
Careers with the State of Alaska offer MANY benefits
The following information describes typical benefits available to employees of the State of Alaska. Actual benefits received may differ by bargaining unit or branch of government, position type, or be prorated for other than full time work.
For a quick breakdown of the insurance, health, and retirement benefits available for State Employees you can view an orientation video from Division of Retirement and Benefits. (Please note this video is specifically designed for new State Employees.)
Insurance Benefits
* Health insurance, which includes employer contributions toward medical/vision/dental
* The following employee groups are under AlaskaCare Benefits administered by the State: See ************************************** for additional information.
* AVTEC
* Confidential
* Correctional Officers
* Marine Engineers
* Mt. Edgecumbe Teachers
* Supervisory
* Unlicensed Vessel Personnel/Inland Boatman's Union
* Exempt employees (not covered by collective bargaining)
* The following employee groups are covered by Union health trusts. Contact the appropriate Union for additional information.
* General Government
* Labor, Trades and Crafts
* Public Safety Employees Association
* Masters, Mates & Pilots
* Employer paid Basic Life insurance with additional coverage available (amount depends on Bargaining Unit)
Optional Insurance Benefits
* Group-based insurance premiums for
* Term life (employee, spouse or qualified same sex partner, and dependents)
* Long-term and short-term disability
* Accidental Death and Dismemberment
* Long-term care (self and eligible family members)
* Supplemental Survivor Benefits
* Employee-funded flexible spending accounts for tax savings on eligible health care or dependent care expenses
Retirement Benefits
* Membership in the Public Employees Retirement System (PERS)/Teachers' Retirement System (TRS)
* Matching employer contribution into a defined contribution program (new employees)
* Employer contribution into a defined benefit or defined contribution program (current employees)
* Contributions to the Alaska Supplemental Annuity Plan in lieu of contributions to Social Security
* Option to enroll in the Alaska Deferred Compensation Program
* Note: The Defined Contribution Plan, Supplemental Annuity Plan and Deferred Compensation Program offer a variety of investment options
See ******************************* for additional information
Paid Leave & Other Benefits
* Personal leave with an accrual rate increase based on time served
* Twelve (12) paid holidays a year
Employer State of Alaska
Address PO Box 110201
Juneau, Alaska, 99811
Phone ************** (Statewide toll-free number)
************** (Juneau and out-of-state callers)
Website ****************************
Loan Originator NE
Loan Officer Job In Anchorage, AK
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Loan Originator NE
Loan Officer Job In Alaska
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Responsibilities
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Consumer Loan Processor
Loan Officer Job In Anchorage, AK
ESSENTIAL JOB FUNCTIONS:
75% Processing Functions
Calls for payoff amounts and mailing instructions, verifications of employment and income, credit verifications, vehicle inspection reports and any additional information that may be needed to complete the loan.
Receive and log incoming packets from the dealerships.
Perform proficient review of contracts and documentation for completeness, accuracy and compliance with existing laws, statues, regulations and credit union policies and procedures.
Accurately calculate income to ensure it verifies to the stated income on the application.
Maintains at least minimum standard of Debt Protection, Mechanical Breakdown Insurance and GAP sales on non-indirect loans.
Communicate with member, seller and/or dealerships regarding missing documentation and collect as necessary.
Establish new accounts on non-member applications. Provide new account documents and welcome letter.
Reviews all incoming loan documents for quality control; i.e. due date, payment amount, disclosures checked, forms signed, etc.
Assists with notary administration as needed.
15% Closing Functions
Sets up loan closing appointments and assures that all information from buyer/seller dealer or other parties have been obtained and are loaded in the system prior to closing. Closes approved consumer loans and ensures that all loan documents are complete and orderly. Ability to perform the Hard Close. Sends loan proceeds and authorization for payoff to appropriate parties.
Coordinates and monitors loans closings through the mail email, electronically and by fax. Assures that all loan documents are received and signed appropriately.
10% Other Duties as Assigned
Maintains a high level of professionalism, tact and courtesy when interacting with members, financial institutions, sellers and dealership employees.
Able to work variable shifts within a 7 day a week schedule.
Meets the current standards as established for the position. Obtain drills daily from Consumer Loan Supervisor for drill card when applicable.
Meets the current standards as established for the department in the completion of all assigned duties.
Performs other duties as assigned.
QUALIFICATIONS:
High school graduate or equivalent.
At least 6 months of financial institution experience, required.
Must have good clerical and organizational skills, accurate typing, operation of a 10-key calculator, excellent communications skills, and professional appearance required.
Knowledge of Excel and Word desirable.
Must be flexible, detail-oriented, and able to work with many interruptions in a fast-paced atmosphere.
Responsible for abiding and complying with the policy for compliance with the Bank Secrecy Act and anti-money laundering laws and regulations (BSA/AML) and the policy for compliance with office of foreign assets control laws and regulations (OFAC).
Please note: Credit Union 1 does not provide relocation assistance. If selected for an on-site position, candidates will be responsible for relocating to Alaska prior to the agreed upon start date at their own expense.
To be eligible for this position, applicants must be legally authorized to work in the United States without restriction. Credit Union 1 does not provide visa sponsorship.
Only applicants who meet the minimum requirements for this position will be considered for an interview. This position is open until filled.
Thank you for your interest in the opportunity with Credit Union 1!
Background Screening Statement: Candidates selected for a position at Credit Union 1 will be subject to a criminal background check prior to their employment. An offer of employment may be rejected or terminated based on receipt of an unacceptable background screening.
EEO Statement: Credit Union 1 provides equal employment opportunities to all employees and applicants for employment, prohibiting discrimination and harassment of any type without regard to race, color, religion, sex, age, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identify or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
E-Verify Statement: Credit Union 1 participates in E-Verify and will provide the federal government with your form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, Credit Union 1 is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before Credit Union 1 can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer an completed the Form I-9. For more information on E-Verify, or if you believe that Credit Union 1 has violated its E-Verify responsibilities, please contact DHS at ************ or dhs.gov/e-verify.
Mortgage Loan Originator
Loan Officer Job In Anchorage, AK
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
Market mortgage loan programs to the real estate sales industry and to personal contacts.
Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
Conduct sales presentations for Realtors as necessary to enhance business relations.
Perform other duties as assigned.
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $21,500 - $53,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Short-term and long-term incentives
Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
401(k) plan with a 5% match
Employee Assistance Program (EAP)
Life and disability coverage
Voluntary cash benefits for accident, hospitalization and critical illness
Tuition Reimbursement
Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
Click here to view Global's comprehensive Benefits Programs
Equal Opportunity Employer
Escrow Officer
Loan Officer Job 260 miles from Anchorage
div div class="fr-view" p style='margin-top:0in;margin-right:0in;margin-bottom:.15pt;margin-left:0in;text-align:justify;line-height:107%;font-size:15px;font-family:"Times New Roman",serif;color:black;'stronguspan style="font-size: 16px; line-height: 107%; font-family: Calibri, sans-serif;"JOB SUMMARY:/span/u/strong/pp style='margin-top:0in;margin-right:0in;margin-bottom:1.8pt;margin-left:0in;text-align:justify;line-height:102%;font-size:15px;font-family:"Times New Roman",serif;color:black;'span style="font-size: 16px;"span style="line-height: 102%; font-family: Calibri, sans-serif;"The Escrow Officer acts as a neutral third party to accept documents and funds with instructions to release said documents and funds upon completion of certain conditions. This position establishes new escrow accounts, processes and obtains necessary items in accordance with established policies and procedures. This position also orders title reports, resolves title defects, prepares settlement statements, escrow instructions and coordinates bringing the transactions to a close. /span/span/ppspan style="font-size: 16px;"br//span/pp style='margin-top:0in;margin-right:0in;margin-bottom:1.8pt;margin-left:.25in;text-align:justify;line-height:102%;font-size:15px;font-family:"Times New Roman",serif;color:black;text-indent:-.25in;'span style="font-size: 16px;"stronguspan style="line-height: 102%; font-family: Calibri, sans-serif;"ESSENTIAL FUNCTIONS: /span/u/strong/span/pul style="list-style-type: disc;margin-left:-0.25in;"lispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Communicate with lenders, real estate licensees, attorneys and brokers in processing transactions. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Prepare and review Buyer and Seller settlement statements and closing disclosures for approval. Obtain approval from lenders, buyers, sellers and agents. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Schedule appointments with clients. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Present the documents to the buyer and seller at closing and act as a notary public. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Prepare escrow documents./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Balance funding amounts and satisfy requirements with lenders. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Accurately handle a high volume of clients and files./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Collaborate with the title department to resolve title issue issues (e.g. legal descriptions, easements, lot split, vesting, tax liens, judgements, bankruptcies, boundary disputes and encroachments)./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Review title reports to determine what items need to be addressed. Explain title reports to customers as necessary. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Review industry publications to remain knowledgeable of changes in law and practices affecting the insurance of title policies. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Maintain State of Alaska Division of Insurance License. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Adhere to company policy and guidelines./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Always maintains confidentiality. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Work as a "team-player" with co-workers in a respectful and supportive manner. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Seek and participate in development and training opportunities./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Work in a constant state of alertness and in a safe manner./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Perform other duties as assigned./span/span/li/ulp style='margin-top:0in;margin-right:0in;margin-bottom:.15pt;margin-left:.25in;text-align:justify;line-height:107%;font-size:15px;font-family:"Times New Roman",serif;color:black;text-indent:-.25in;'span style="font-size: 16px;"stronguspan style="line-height: 107%; font-family: Calibri, sans-serif;"SUPERVISORY FUNCTIONS:/span/u/strong/span/pp style='margin-top:0in;margin-right:.45pt;margin-bottom:12.05pt;margin-left:0in;text-align:justify;line-height:102%;font-size:15px;font-family:"Times New Roman",serif;color:black;'span style="font-size: 16px;"span style="line-height: 102%; font-family: Calibri, sans-serif;"This position directly supervises the Escrow Assistant. /span/span/pp style='margin-top:0in;margin-right:0in;margin-bottom:2.55pt;margin-left:.25in;text-align:justify;line-height:107%;font-size:15px;font-family:"Times New Roman",serif;color:black;text-indent:-.25in;'span style="font-size: 16px;"stronguspan style="line-height: 107%; font-family: Calibri, sans-serif;"KNOWLEDGE, SKILLS amp; ABILITIES:/span/u/strong/span/pul style="list-style-type: undefined;margin-left:-0.25in;"lispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Knowledge of closing disclosure and settlement statement, documentation preparation, file disbursement, post-closing follow-up and customer service./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Knowledge of real estate documents and expertise in ordering documents through an attorney on owner-finance transactions. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Confidentiality of the highest level is required for this position and exemplifying this attribute is a must./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Ability to operate standard business computers with advanced knowledge of related business applications such as Microsoft Office Suite./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Skill in organizing resources, establishing priorities, meeting deadlines and general time management./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Ability to prepare accurate, timely, effective, complete and easily understood written communications./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Strong self-motivation and work ethic./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Ability to build effective working relationships with customers and organizations; exceptional follow-up skills./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Critical and analytical skills./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Ability to multitask and work productively under pressure./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Ability to actively listen and provide high quality customer service./span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Willingness to participate in marketing efforts and attend industry/promotional events. /span/span/li/ulp style='margin-top:0in;margin-right:0in;margin-bottom:.15pt;margin-left:0in;text-align:justify;line-height:107%;font-size:15px;font-family:"Times New Roman",serif;color:black;'span style="font-size: 16px;"stronguspan style="line-height: 107%; font-family: Calibri, sans-serif;"QUALIFICATIONS:/span/u/strong/span/pul style="list-style-type: undefined;margin-left:-0.25in;"lispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'High School diploma, bachelor's degree in Business preferred. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Minimum of three (3) years' experience as an escrow assistant or a minimum of three (3) years' experience in a related real estate, banking, or title field. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'State of Alaska Division of Insurance License/span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Customer service experience, knowledge of real estate transactions and lending a plus. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Strong understanding of title industry and title company customers. /span/span/lilispan style="font-size: 16px;"span style='line-height:102%;font-family:"Calibri",sans-serif;'Ability to pass a credit and background screening./span/span/li/ulp style='margin-top:0in;margin-right:0in;margin-bottom:.15pt;margin-left:0in;text-align:left;line-height:107%;font-size:15px;font-family:"Times New Roman",serif;color:black;'span style="font-size: 16px;"stronguspan style="line-height: 107%; font-family: Calibri, sans-serif;"WORKING ENVIRONMENT:/span/u/strong/span/pp style='margin-top:0in;margin-right:.45pt;margin-bottom:11.55pt;margin-left:0in;text-align:justify;line-height:102%;font-size:15px;font-family:"Times New Roman",serif;color:black;'span style="font-size: 16px; line-height: 102%; font-family: Calibri, sans-serif;"The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Fidelity Title Agency has an office environment requiring a high degree of efficient and effective performance. At times, there may be a need to visit customers outside of the office or attend industry functions. /span/p
/div
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Associate Loan Originator, NE
Loan Officer Job 29 miles from Anchorage
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients.
May serve as a partner to the Lead/Primary Loan Originator.
Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
Associate Loan Originator, NE
Loan Officer Job In Alaska
Under the direction of the Lead/Primary Loan Originator, performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers and markets and promotes PrimeLending products and services to the team's client base of realtors, builders, bank officers and potential and past clients. May serve as a partner to the Lead/Primary Loan Originator. Acts as a liaison between the Lead/Primary and/or other team members, in-process customers and branch operations staff.
Responsibilities
Markets and promotes PrimeLending's financial products;
Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Schedules appointments with potential customers for the team.
Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicating loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
Negotiates terms and conditions of loans with customers.
Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
Meets customer service standards as outlined by management.
Other functions as needed.
Qualifications
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 6 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
*In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Mortgage Loan Closer I
Loan Officer Job In Anchorage, AK
Reports To: Varies by location
Functions Supervised: None
Primary Functions: Close, review, and disburse conventional mortgage loans.
Duties and Responsibilities:
Clear the preliminary title report of any item that will prevent attaining the appropriate lien position.
Review all closing documentation to ensure that all required documents and information are present, and that the information contained in the documentation complies with Global Credit Union, regulatory, investor, and guarantor requirements.
Compile, input, and confirm all monetary information necessary to properly submit mortgage loans to the escrow agency for closing.
Prepare all loan documents for appropriate signatures.
Coordinate with selected escrow and/or title company and forward necessary document for closing.
Take any signatures necessary for in-house real estate transaction, including assumptions and liability releases.
Complete and correct loan files as directed by supervisor. Coordinate with Loan Delivery to make certain corrections are obtained timely, to meet investor requirements.
Assist other closers as necessary as directed by supervisor.
Communicate and coordinate with originating and underwriting staff to facilitate excellent member service.
Perform other duties as assigned.
Qualifications
Education: High school graduate or equivalent.
Creditable Experience in Lieu of Education: Not applicable
Experience/Skills: Proficient in typing, use of calculator by touch and proficient in the use of personal computer systems. Good communication skills and a general knowledge of mortgage loan closing documentation requirements. Must be able to perform duties independently with minimal supervision. Must have demonstrated an ability to routinely perform a large number of technical transactions with minimal errors.
Tenure: Mortgage Loan Closer II, Category 12 requires one year tenure with performance that meets or exceeds expectations in the Mortgage Loan Closer I position. Mortgage Loan Closer III, Category 11 requires two years tenure with performance that meets or exceeds expectations in the Mortgage Loan Closer II position and/or the ability to close all types of mortgage loans. Directly related work experience and/or accelerated training completion may be substituted for tenure.
Compensation
Salary Pay Range:
Mortgage Loan Closer I (Category 13): $49,284 - $73,391 annually
Mortgage Loan Closer II (Category 12): $53,226 - $81,405 annually
Mortgage Loan Closer III (Category 11): $57,484 - $90,230 annually
Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Short-term and long-term incentives
Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
401(k) plan with a 5% match
Employee Assistance Program (EAP)
Life and disability coverage
Voluntary cash benefits for accident, hospitalization and critical illness
Tuition Reimbursement
Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
Click here to view Global's comprehensive Benefits Programs
Equal Opportunity Employer
Loan Originator NE
Loan Officer Job 29 miles from Anchorage
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
Mortgage Loan Originator
Loan Officer Job 260 miles from Anchorage
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
Market mortgage loan programs to the real estate sales industry and to personal contacts.
Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
Conduct sales presentations for Realtors as necessary to enhance business relations.
Perform other duties as assigned.
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $21,500 - $53,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Short-term and long-term incentives
Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
401(k) plan with a 5% match
Employee Assistance Program (EAP)
Life and disability coverage
Voluntary cash benefits for accident, hospitalization and critical illness
Tuition Reimbursement
Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
Click here to view Global's comprehensive Benefits Programs
Equal Opportunity Employer