Loan Officer - 008838 & 008839
Loan Officer Job In Mobile, AL
Information Position Number 008838 & 008839 Position Title Loan Officer - 008838 & 008839 Division Finance and Administration Department 170000 - Office of VP Fin and Administration Minimum Qualifications High school diploma or equivalent and four years of directly related experience. An equivalent combination of education and experience may be considered.
Preferred Qualifications Job Description Summary
The University of South Alabama's Credit Union is seeking to hire a Loan Officer. Interested candidates should apply to be considered.
Essential Functions
These are the job duties required of the position.
Essential Functions
* Assumes responsibility for processing loan requests and making sound judgement on granting loans to members, within the limits of established policies, legal requirements, and delegated authority.
* Prepares loan documents, disburses loans, and files/maintains loan information as needed.
* Denies loans that do not meet loan approval policies and mails the appropriate notices.
* Processes automobile and boat titles and submits them to the State of Alabama.
* Maintains current titles and UCC-1s on existing loans.
* Monitors collateral protection insurance on secured loans.
* Processes collection actions on past-due loans, VISAs, and overdrawn share accounts.
* Documents all in-house collection activity.
* Determines if a collection account is place with a collection agency, repossession agency, or attorney as needed.
* Regular and prompt attendance.
* Ability to work schedule as defined and overtime hours as required.
* Related duties as required.
Posting Information
Number of Vacancies 2 Position End Date (if temporary) Job Open Date 10/04/2024 Job Close Date Open Until Filled Yes Special Instructions to Applicants Working Days Monday - Friday Working Hours 8:00 a.m. - 5:00 p.m. Job Location Main Campus Full-time or Part-Time Full Time Regular or Temporary Regular
Loan Originator Huntsville, AL (LO)
Loan Officer Job In Huntsville, AL
Why Silverton Mortgage:• We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry• We believe in giving back and we do so through The Silverton Foundation• Our strong communication skills drive customer satisfaction• We offer extensive product lines and maintain an in-house loan process that offers a competitive edge• We have fun!
Why Silverton Mortgage:
• We are a people first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry
• We believe in giving back and we do so through The Silverton Foundation
• Our strong communication skills drive customer satisfaction
• We offer extensive product lines and maintain an in-house loan process that offers a competitive edge
• We have fun!
The Mortgage Loan Originator (MLO) reports to a direct Branch Manager and is responsible for originating residential mortgage loans that meet Silverton's guidelines. The MLO is responsible for abiding by and remaining in compliance with all Federal and State laws governing the mortgage industry, as well as any additional applicable laws in the states in which Silverton is currently licensed.
Responsibilities and Duties
o Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System.
o Abide by Silverton's company-specific compliance policies, including but not limited to Silverton's Anti-Money Laundering policies, Safeguard Governance, Regulation Z, Red Flag, RESPA and other policies.
o Meet production guidelines as established by the Branch Manager.
o Originating the file, quote, making application, disclosing within RESPA, Reg Z and Fair Credit and Reporting guidelines and requesting all required documentation from the client.
o Communicate the loan process to your borrowers, fully describing the borrower's responsibilities during the loan application and loan term.
o Verify information provided by your borrower, completing the application review and preparing the file for submission to underwriting, meeting all conditions.
o Submitting files into processing.
o Self-managing your time and structuring work hours when companies are open and consumers are available to ensure that you are available to your customers as well as to Silverton's support staff.
o Generating your own leads. As a general rule, Silverton does not provide leads to MLOs. Your business should be built on referrals from existing customers and contacts.
Education, Knowledge, Experience
o Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.
o Preferred minimum of 2 years of residential mortgage origination
o Documented residential mortgage loan volume in the past 12 months
o Established relationships with local referral networks
Skills
o Ability to communicate clearly, effectively using both verbal and written communication, across a variety of audiences
o Strong computer skills, experience utilizing laptop technology and loan originator software
o Excellent time management
Technology Proficiencies
o Internet Explorer
o Microsoft Office
o LOS System
Silverton Mortgage is committed to a diverse and inclusive workplace. Silverton Mortgage is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.
Business Unit -
Silverton Mortgage
Loan Officer - Birmingham, AL
Loan Officer Job In Birmingham, AL
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Support the Company's growth through outside sales activities and lead generation
Travel to various communities, realtors' offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company's offerings, obtain loan applications and other required documents, and attend closings
Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
Advise and recommend to the customer regarding the various mortgage loan products based on the customer's individual need
Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Requirements
Four-year college degree (preferred)
At least three years of Loan Originating experience
Ability to maintain flexible work schedule, including evening and weekend work
Valid driver's license and dependable transportation
NMLS License required, or willing to obtain.
Life at Lennar
At Lennar, Everything's Included in our homes, and Everyone's Included on our team. Our Everyone's Included vision is to unleash the power of diversity within our workforce to drive innovation and sustainable growth.
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work more than eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Junior Loan Officer
Loan Officer Job In Madison, AL
Are you an outgoing people-person who thrives in a fast-paced work environment? If so, we are looking for you! Our lending team is seeking a junior loan officer to help applicants navigate through the home loan process. We offer the training, the technology, and the team support to help you succeed.
If you are looking for a lucrative career using your communications and interpersonal relationship-building talents, apply today!
Builder Loan Consultant
Loan Officer Job In Birmingham, AL
The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.
Responsibilities:
* Engage in managing the loan pipeline with all team members to meet company efficiency standards
* Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property
* Collect all required documentation from borrowers and converts to paperless documents
* Prepare and submit loan submission sheet to set up
* Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees
* Negotiate and confirm rates, fees, and lock terms with customer
* Lock loans in the system with agreed upon terms and manage locked pipeline through the funding
* Communicate regularly with borrowers to meet desired expectations
* Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing
* Maintain minimum productivity goals
Requirements:
* NMLS loan originator license required
* 1-3 years of Loan Origination experience required
* Experience originating purchase loans required
* Builder experience strongly preferred
* High school diploma or general education degree (GED) required
Why work for #teamloan Depot:
* Aggressive compensation package based on experience and skill set
* Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
* Work with other passionate, purposeful and customer-centric people
* Extensive internal growth and professional development opportunities including tuition reimbursement
* Comprehensive benefits package including Medical/Dental/Vision
* Wellness program to support both mental and physical health
* Generous paid time off for both exempt and non-exempt positions
Loan Processor
Loan Officer Job In Troy, AL
The holder of this position provides administrative support and performs clerical duties in processing financial, marketing and credit records.
RESPONSIBILITIES/DUTIES
include, but are not limited to:
Receiving payments on accounts and issuing receipts
Making authorized disbursement of loan funds
Preparing applications, legal and credit administration documents to complete loan transactions
Verifying accuracy of loan and legal documents
Performing legal record searches
Performing data entry of office transactions
Compiling branch office reports
Maintaining the branch office filing system
Promoting good customer relations
Performing additional duties, including other administrative services, as required, to meet business needs
Meeting the requirement of daily attendance on the job for a full, continuous 8-hour shift
REQUIRED EXPERIENCE
High school education or GED equivalent with work experience in secretarial and/or administrative duties. Must be able to perform most duties under moderate supervision and exercise a reasonable amount of judgment.
PREFERRED EXPERIENCE
Strong preference for experience with legal document preparation and/or monitoring of time sensitive functions.
Loan Participation Specialist
Loan Officer Job In Homewood, AL
Job Details Operations Center - Homewood, ALDescription
Responsible for processing day-to-day participated and syndicated loan transactions, preparing participation loan agreements, and maintaining accurate accounts. A successful candidate will have prior participated loan experience, preferably within Loan Operations, strong communication skills, the ability discern and communicate issues and solutions, and work with individuals at various levels of business.
Essential Duties and Responsibilities:
Administer payments/transaction on participated and syndicated loans
Coordinate with participating/lead bank(s) as needed to process transactions
Performing maintenance, calculations and adjustments on complex interest and fee accruals
Verify and funding all incoming requests from agent banks in a timely manner
Understand all documentation pertaining to any participated or syndicated loan, including the most complex loan and credit agreements
Knowledge of agency agreements and syndication marketplace is essential
Assist with responding to various audits performed in Loan Operations pertaining to participated loans
Assist with and may serve as liaison with lenders, loan administration, vendors, and Correspondent Banking
Performs other related duties as assigned
Qualifications
Knowledge/Skills/Abilities:
Able to perform standard accounting principals
Understanding of participated and syndicated loan structures and documentation
Excellent organizational and communication skills are required
Good computer, keyboard, and software application (Microsoft Word and Excel) skills
Jack Henry system knowledge preferred
Ability to work independently with little supervision
Ability to multi task and prioritize workload in a fast-paced work environment
Education:
High school diploma or GED required
Bachelor's degree preferred
Experience:
Five years banking experience required
Builder Loan Consultant
Loan Officer Job In Birmingham, AL
at Ridgeland Mortgage
The Builder Loan Consultant cultivates loan referrals through the builder. They examine, evaluate, and document customer applications for credit approval on real estate loans and maintains the operational standards set forth by the builder.Responsibilities:
Engage in managing the loan pipeline with all team members to meet company efficiency standards
Meet with borrowers to determine best loan program for individual needs after analyzing income, assets, credit, and property
Collect all required documentation from borrowers and converts to paperless documents
Prepare and submit loan submission sheet to set up
Read and understand rate sheets, product codes, loan level price adjustments to calculate rates and fees
Negotiate and confirm rates, fees, and lock terms with customer
Lock loans in the system with agreed upon terms and manage locked pipeline through the funding
Communicate regularly with borrowers to meet desired expectations
Communicate positively and professionally with operations staff throughout the process of the loan to ensure a smooth closing
Maintain minimum productivity goals
Requirements:
NMLS loan originator license required
1-3 years of Loan Origination experience required
Experience originating purchase loans required
Builder experience strongly preferred
High school diploma or general education degree (GED) required
Why work for #teamloan Depot:
Aggressive compensation package based on experience and skill set
Inclusive, diverse and collaborative culture where people from all backgrounds can thrive
Work with other passionate, purposeful and customer-centric people
Extensive internal growth and professional development opportunities including tuition reimbursement
Comprehensive benefits package including Medical/Dental/Vision
Wellness program to support both mental and physical health
Generous paid time off for both exempt and non-exempt positions
Mortgage Loan Processor
Loan Officer Job In Birmingham, AL
About Us
Recognized as one of the most successful Black and Women owned credit unions in the nation, HOPE continues to build its brand and impact by expanding access to financial services and engaging in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one's ability to prosper. Since 1994, HOPE has generated more than $3.6 billion in community development financing that has benefitted more than 2 million people in Alabama, Arkansas, Louisiana, Mississippi, Tennessee and nationwide. This work has supported small business owners struggling to gain access to capital, families seeking to own homes and individuals looking for a better way to manage their hard-earned money with a financial institution they can trust.
Job Summary
The Mortgage Loan Processor is responsible for processing loan files by verifying the information the applicants supply on the application, documenting it in accordance with the terms and conditions of the loan approval, and providing the information necessary for the closing of the mortgage loan. This involves the verifying of the applicant's income, assets, liabilities and collateral value. It may also involve gathering additional documentation required to qualify applicant for various grant programs.
Primary and Essential Functions
Review file received from originator/correspondent lender for necessary documentation and disclosures.
Review the file input in mortgage software and any grant specific software.
Follow-up on any documentation that has not been received, including ordering the appraisal, FHA/VA case numbers, and alternative documentation if required, etc.
Follow-up on any grant specific documentation that is needed.
Order Credit Alert Interactive Voice Response System (CAIVERS), check Limited Denial of Participation (LDP)/General Services Administration lists.
Evaluate documentation received for correctness and completeness.
Prepare file for submission to underwriting and grant program underwriter or coordinator.
Follow-up on any additional requirements by underwriter and/or grant program underwriter or coordinator.
Complete information necessary for the closing of the loan including contacting the attorney for setting the closing date, insurance agent for insurance policy, flood cert, etc.
Provide the loan closing documents for grant programs.
Communicate with the originator and applicant concerning the progress of the loan file.
Complete denial/cancellation procedures on all files that are denied or cancelled.
Deliver post-closing documents to grant providers as required.
Provide excellent internal and external customer service.
Secondary Functions
Perform general administrative duties such as attending meetings, report production, etc.
Complete tracking of file in mortgage software.
Send updates of file progress to realtor, etc.
Work with other departments when needed on projects related to the mission of HOPE.
Regulatory Compliance Requirements
Must comply with registration requirements with National Mortgage Licensing System (NMLS)
Must comply with provisions of the Bank Secrecy Act (BSA).
Must comply with the provisions of the Privacy of Consumer Financial Information regulations.
Must comply with the provisions of the Right to Financial Privacy Act.
Must comply with the provisions of the Equal Credit Opportunity Act (Regulation B).
Must comply with the provisions of the Fair Credit Practice Rule.
Must comply with the provisions of the Fair Credit Reporting Act.
Must comply with the provisions of the Fair Housing Act.
Must comply with the provisions of the Flood Disaster Protection Act.
Must comply with the provisions of the Home Mortgage Disclosure Act (Regulation C).
Must comply with the provisions of the Homeowners Protection Act.
Must comply with the provisions of the National Flood Insurance Act.
Must comply with the provisions of the Real Estate Settlement Procedures Act (Regulation X).
Must comply with the provisions of the Servicemembers' Civil Relief Act.
Must comply with the provisions of the Truth in Lending Act (Regulation Z).
Must comply with the provisions of the Mortgage Disclosure Information Act.
Must comply with the provisions of Appraisal Independence Interim Final Rule
Must comply with the Interagency Appraisal and Evaluation Guidelines
Must comply with the Dodd-Frank Act
Must comply with the Consumer Financial Protection Bureau
Accountability for Business Results
Timeliness and quality of the loan process
Loan closing cycle time
Timeliness of grant funding
Specified Authority Level
Run Desktop Underwriter
VA/FHA Connection
Approve HUD-1 Form for grant closings
Approve loans for grant compliance according to program guidelines
Competencies/Skills
Excellent Customer Service, written and verbal communications skills
Keen analytical skills
Working knowledge of word processor, spreadsheet, other PC applications, or mainframe applications to produce non-standard, creative products
Ability to read and interpret documents, write routine reports and correspondence
Ability to compute rate, ratio, percent, and interpret data
Ability to effectively use DU/Total Scorecard & GUS
Ability to apply commonsense understanding to carry out detailed but uninvolved written or oral instructions
Ability to deal with problems involving a few concrete variables in standardized situations
Knowledge of regulations and requirements of investors, federal regulations and compliance in mortgage lending
Desired Qualifications
Bachelor's degree in relevant field preferred or equivalent experience in mortgage lending
Three years' experience in residential mortgage loan processing and/or closing
Demonstrated strength in ability to manage multiple projects at once while maintaining appropriate attention to details
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Loan Specialist I - Booking
Loan Officer Job In Birmingham, AL
At ServisFirst, Our Name is Our Mission.
1st Heritage - Consumer Loan Specialist
Loan Officer Job In Pelham, AL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency.
If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity!
Benefits:
* Earn monthly bonuses
* Medical, dental, and vision insurance effective day 1
* 401K with some company match
* Paid Time Off
* Employee Relief Fund
Hourly: $15.75 - $21.00
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
* Welcome and assist every customer in a professional manner
* Process loan applications to determine customer eligibility
* Educate and upsell customers on all product offerings including loan options and insurance products
* Work with past due customers to bring their account current through collection calls
* Promote new loans to both existing and new customers through solicitation calls
* Assist the Branch Manager in all facets of branch operations and step in as a backup manager when needed
Qualifications
What you should have:
* 1-2 years in the consumer finance, lending, or banking industries preferred
* Customer service mindset
* Experience in sales, collections, and/or lending
* Exceptional multitasking skills and effective time management
* Prior experience in supervisory roles in customer service or sales preferred
* High School diploma or equivalent; higher education such as associate or bachelor's degree is a plus
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#FirstHeritage
#FHLP
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end ********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
Loan Specialist - Enterprise, AL
Loan Officer Job In Enterprise, AL
As a Loan Specialist, you will help Veterans and active duty service members navigate the VA loan process. You will work with Loan Officers, and will often be the first point of contact for borrowers.
Job duties will vary upon assignment but may include:
Interview borrowers and obtain and/or verify information and documentation while educating them on the loan process and product/service alternatives.
Process borrower credit information through the online approval system and analyze for pre-approval or denial of loan applications.
Remain knowledgeable on company and industry guidelines and processes.
Make initial contact and respond promptly to customer inquiries via phone and email to collect borrower financial and credit information.
Inform borrowers on future loan documentation requests, including borrowers' income and asset information.
Actively contribute to making the team and culture stronger by assisting with other duties as needed.
The Loan Specialist position is ideal for someone that can balance their competitive nature with their desire to build and maintain quality relationships. You're able to quickly bounce back from rejection and have the emotional intelligence to handle sensitive conversations with borrowers. This role will require an NMLS license or willingness to become certified before being hired.
We're looking for someone who can be passionate about their job and have fun doing it, who will deliver results with integrity, and who enjoys finding ways to enhance the lives of others every day.
We'll also want to know you can demonstrate these attributes:
Previous experience in the mortgage industry
High attention to detail
Adaptable to change and shifts in priority
Able to self-motivate to meet goals
Willingness to self-source leads
Task management and time management
Proficiency of basic computer technologies
Interested? Apply Today!
Learn more about us on Glassdoor and our career site at vu.com/careers
Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.
1st Heritage - Consumer Loan Specialist
Loan Officer Job In Pelham, AL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency.
If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $15.75 - $21.00
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
Welcome and assist every customer in a professional manner
Process loan applications to determine customer eligibility
Educate and upsell
LOAN EXAMINATIONS SPECIALIST
Loan Officer Job In Montgomery, AL
The Loan Examinations Specialist is a permanent, full-time position with the State Banking Department. Positions are located throughout the state. This is fully functional, specialized accounting and auditing work in the examination of finance companies, mortgage brokers, pawnshops and payday lenders.
1st Heritage - Consumer Loan Specialist
Loan Officer Job In Mobile, AL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency.
If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
Welcome and assist every customer in a professional manner
Process loan applications to determine customer eligibility
Educate and upsell
Smart Home Consultant
Loan Officer Job In Mobile, AL
As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers.
A day in the life of a Smart Home Consultant looks like this:
* Build relationships between new customers and the ADT brand and product portfolio
* Complete in-home consultation and assessment
* Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices
* Complete customer onboarding and education of key products and services
Training Program:
ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant.
Job Requirements
* High School diploma or the equivalent
* Valid driver's license
When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes:
* Comprehensive paid training program
* Full benefits on the 1st of the month after 31 days of employment
* Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending
* Future = 401(k) with employer matching
* Life = Paid vacation time
* Company vehicle provided
* Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards
* Tuition reimbursement
* Employee Referral bonuses - when you refer a friend or family members
Mortgage Banker
Loan Officer Job In Birmingham, AL
The Mortgage Banker will be responsible for establishing and maintaining relationships with Renasant Bank Branch Managers, Realtors, and Builders throughout a designated service area for the purpose of generating production of all one to four family residential products (conforming, conventional, FHA, and VA, as well as other products as they become available). This individual will serve as the facilitator of the mortgage loan process and also must maintain productive relationship with mortgage operations staff.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER
Responsibilities
* Originate all types of 1-4 family residential loans
* Maintain written goals that are created in conjunction with the Mortgage Banking Department
* Coordinate loan production throughout assigned service area
* Maintain prescribed system status report of all loan cases in process
* Report monthly on the calls made to banks, realtors, and builders
* Communicate with the Mortgage Banking department in order to clarify program changes or updates to branch personnel throughout assigned service area
* Counsel and communicate with the prospective borrower for the purpose of determining what loan products would be applicable
* Schedule appointments to take applications at a location (home, branch office, or work location) convenient to the customer, and work with the customer in the completion of an accurate application and acquisition of supporting documentation
* Gather additional information required for the closing of the mortgage which is requested by the Mortgage Banking Department in a timely manner and maintain a status report of all loans in process
* Assist customer with closing contingencies
* Prepare Good Faith Estimate and Truth-In-Lending within 72 hours from date of application on all applications taken
* Provide the Realtor (if applicable) with a weekly written review on the progress of the loan
* Educate and update branch personnel throughout immediate service area on identification of conforming loan requirements and how to answer customer inquiries
* Establish rapport with the local real estate community and update regularly on programs available by calling on realtors, builders, and attorneys that have an existing relationship with Renasant Bank for the solicitation of the origination of mortgage loans and to determine product needs and coordinate these needs with supervisor
* Survey local market areas regularly
* Establish priority accounts (realtors, builders, title companies, etc.) and visit respective offices at least once a week
* Conduct seminars for local realtors and new associates on different aspects of lending; i.e., conventional, FHA/VA, ARM's, CRA)
* Become active in local affiliations relative to mortgage loan production; i.e., Board of Realtors, Home Builders Association
* Perform all duties in compliance with state and federal regulations and internal policies and procedures as is applicable to the responsibilities of the position
* Attend production meetings as designated by management
* Maintain licenses and certifications, if applicable
* Work independently in an outside sales setting which requires reliable transportation
* Perform other related duties as assigned
The aforementioned duties are all essential job functions of this position.
Qualifications
* High School diploma or equivalent required
* Ability to originate 1-4 family residential mortgage products
* Thorough knowledge of FHLMC/FNMA, FHA, VA, and other general mortgage banking lending procedures and requirements
* Ability to communicate verbally and in writing and to deal cordially with the public
* Ability to organize time effectively
* Ability to learn and comprehend regulatory directives and procedures in a short period of time
* Ability to represent Renasant Bank in a professional manner projecting the image of "Customer Focused Banking"
* Ability to work independently and make decisions following state and federal regulatory guidelines
* Must have a reliable means of transportation to facilitate responsibilities
Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.
Loan Specialist I - Booking
Loan Officer Job In Birmingham, AL
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I - Booking is responsible for reviewing commercial, consumer and real estate loan documentation and booking all loan details into the internal system. This position is also responsible for ensuring that all internal and external loan requirements are met.
The incumbent will:
* Review loan documents for completeness, accuracy and adherence to the credit approval
* Request additional information from all regions on any un-bookable loan packages
* Book loans into the loan system within 24-48 hours of receipt utilizing the LaserPro to Jack Henry interface
* Note any missing documentation and gather all documents required to complete the booking process
* Add collateral and collateral document listing in Jack Henry
* Fund loan in Jack Henry
* Ensure loan fees are disbursed and processed correctly
* Prepare general ledger ticket items at time of booking and clear any GL exceptions the following day
* Disperse collateral documents to appropriate area for recording or tracking
* Review various reports to ensure accuracy of loan set up
* Code and input data into the loan systems
* Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies
Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.
Note: Additional duties and responsibilities may be assigned.
MINIMUM QUALIFICATIONS
* High school diploma or equivalent
* One (1) or more years of related or similar experience
* Attention to detail, as demonstrated in previous experience reviewing documents for accuracy
* Ability to input accurately using a keyboard
* Experience using Microsoft Outlook, Word and Excel
PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS
The physical requirements and environmental conditions of this position consist primarily of:
* Sustained sitting at a desk or workstation
* Frequent use of PC, including typing or sustained attention to monitor
* Frequent typing using a keyboard and/or calculator
* Occasional lifting of basic office files up to 25 lbs
* Normal office environment with comfortable internal temperatures and low level noise
EOE/AA
1st Heritage - Consumer Loan Specialist
Loan Officer Job In Mobile, AL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency.
If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity!
Benefits:
* Earn monthly bonuses
* Medical, dental, and vision insurance effective day 1
* 401K with some company match
* Paid Time Off
* Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
* Welcome and assist every customer in a professional manner
* Process loan applications to determine customer eligibility
* Educate and upsell customers on all product offerings including loan options and insurance products
* Work with past due customers to bring their account current through collection calls
* Promote new loans to both existing and new customers through solicitation calls
* Assist the Branch Manager in all facets of branch operations and step in as a backup manager when needed
Qualifications
What you should have:
* 1-2 years in the consumer finance, lending, or banking industries preferred
* Customer service mindset
* Experience in sales, collections, and/or lending
* Exceptional multitasking skills and effective time management
* Prior experience in supervisory roles in customer service or sales preferred
* High School diploma or equivalent; higher education such as associate or bachelor's degree is a plus
This employer participates in E-Verify for US-based hires.
#LI-Onsite
#FirstHeritage
#FHLP
EEO Statement
Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works.
Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end ********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
1st Heritage - Consumer Loan Specialist
Loan Officer Job In Mobile, AL
We service our communities by offering personal installment loans designed to help our customers get the money they need when they need it. The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections. Our dynamic team is goal-driven, focused on business growth, increased sales, and maintaining controlled delinquency.
If you are a self-motivated individual with a career-oriented mindset, energized by delivering excellent customer service and hitting sales goals, then check out this opportunity!
Benefits:
Earn monthly bonuses
Medical, dental, and vision insurance effective day 1
401K with some company match
Paid Time Off
Employee Relief Fund
Hourly: $15.25 - $20.50
The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience.
Hours: Full Time, Monday through Friday, 8:30am to 5:30pm with an occasional evening or Saturday.
Why you would love to work here:
"I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided."
~ Ashley S., District Manager - Alabama
"Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled."
~ Jessica W., Operations Trainer - United States
Responsibilities
What you will be doing:
Welcome and assist every customer in a professional manner
Process loan applications to determine customer eligibility
Educate and upsell