Life Insurance Agent job description

Updated March 14, 2024
7 min read

Life insurance agents help insurance companies sell products by looking for leads, marketing life insurance products in a captivating manner, and maintaining a good relationship with their client base. They process life insurance applications, manage client accounts, and process insurance claims as promptly as possible once the need arises.

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Example life insurance agent requirements on a job description

Life insurance agent requirements can be divided into technical requirements and required soft skills. The lists below show the most common requirements included in life insurance agent job postings.
Sample life insurance agent requirements
  • Valid Life Insurance Agent license
  • Excellent communication skills
  • Ability to understand and explain complex insurance policies
  • Strong sales skills
  • Ability to meet sales targets
Sample required life insurance agent soft skills
  • Highly motivated and self-driven
  • Excellent interpersonal skills
  • Ability to build and maintain relationships with clients
  • Strong problem-solving skills
  • Ability to work well under pressure and meet deadlines

Life Insurance Agent job description example 1

AAA AUTO life insurance agent job description

· $25K base salary plus the ability to earn unlimited commission

· Medical, dental, and vision benefits

· 401(k) plan with company matching and Retirement Saving Plan – WE help you save for your future!!!

· Paid Time Off and Holiday Pay

· Referral based LEADS, LEADS, LEADS – generated through the partnership with AAA P&C Agents

AAA is one of the most recognizable brands in the country and we are looking to expand. We are searching for Life & Annuity Agents who are looking for MORE out of their career. A sales career with AAA is much more than just selling products, it is the chance to do more by helping people protect what is important to them.

As a Life & Annuity Agent with AAA, you can expect more by:

· Prepare proposals, and conduct closing interviews for Life and Health Insurance sales.

· Work collaboratively with others in the Branch to reach business goals, maximize leads, sales opportunities and take advantage of cross-sell opportunities.

· Develop leads and prospects for the purpose of conducting fact finding interviews to determine needs for coverage.

· Respond to customer inquiries and problems and ensure sound-sales practices are used.

What we are looking for:

· Track record of success with meeting and/or exceeding sales goals

· Effective communication and strong relationship-building skills

· Ability to provide a high level of member-focused service

· Prospecting and developing new sales opportunities to meet production goals

· Work independently with minimal supervision

· Knowledge of Life & Annuity products and services

Licensing/Certification Requirements:

· Must possess a valid State Life Sales license and Health Sales license

· Must possess a valid State driver’s license

Important Note: The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all of its affiliated companies, is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Company DescriptionThe Auto Club Group has established four long-term enterprise goals:
Long-term, sustainable, profitable growth
AAA Membership growth and renewal
Operational excellence
Become the “flagship club” of the AAA Federation
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Life Insurance Agent job description example 2

Zander Insurance life insurance agent job description

Our life insurance agents educate families, empowering them to protect their loved ones with term life insurance. People come to Zander because they don't want someone to sell to them - they want someone to help them. Our agents guide clients through the life insurance process with empathy and the heart of a teacher, helping them find and understand a policy that meets their needs.
Why Zander?

Right now, most of us are looking for stability - and that's just what you get at Zander. We're a family-and-employee-owned agency that has been in business for nearly 100 years, hold the 20-year endorsement of Dave Ramsey, and are a debt-free company.

What we have to offer:

Health and dental insurance paid 100% by Zander Meaningful work protecting families Employee Stock Ownership Plan after one year Industry-leading compensation including base salary plus bonuses All leads provided (no cold-calling or prospecting) 5% dollar-for-dollar matching on your 401(k) Generous paid time off Growth and leadership opportunities - we promote from within And much more!

Your role in protecting families will include:

Educating customers on Dave's recommendations Conducting front-line underwriting and quoting Serving as a subject matter expert and guide to families Helping clients secure term life insurance and identity theft protection

Who you are:

We welcome candidates from all backgrounds, including the service, tourism, and hospitality industries. If you're passionate and hard-working, we'll help you grow as a professional so that you excel here at Zander.

You have a great attitude and the heart of a teacher You thrive in a fast-paced environment You are reliable, adaptable, and compassionate You have a life insurance license You have a typing speed of at least 45wpm You have experience selling via telephone


WE ARE AN EQUAL OPPORTUNITY EMPLOYER.
Applicants are considered for position and are evaluated without regard to mental or physical disability, race, religion, sexual orientation, color, gender, national origin, age, marital status, military or veteran status or any other protected local, state or federal status unrelated to the performance of the work involved.
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Life Insurance Agent job description example 3

New York Life Insurance life insurance agent job description

  • Devotion to its policy owners has led New York Life for over 170 years of industry success. Some of our accolades include:
  • A promise to work with you to build a strong financial future for both you and clients
  • #67 on Fortune 100 in 2021
  • Highest possible financial strength ratings currently awarded to any life insurer: Standard & Poor’s (AA+); A.M. Best A++); Moody’s (Aaa); and Fitch (AAA) as of 9/12/19
  • New York Life is an Equal Opportunity Employer – M/F/Veteran/Disability/Sexual Orientation/Gender Identity
  • SMRU 1859022 exp 9/1/20 IA v1

Full-time agents and their dependents are immediately eligible for medical, dental, vision, long-term disability, and group term life insurance. New York Life reserves the right to amend or terminate any benefit plans, in whole or in part, at any time

Compensation:

$70,000 - $100,000 at Plan per year

Responsibilities:
  • Write sales reports and showcase sales efforts including sales volume and progress to help create new sales goals
  • Build and foster strong customer relationships and handle complaints to ensure their needs are met and keep their business
  • Counsel your sales team members, evaluate their performance, and offer suggestions for improvement
  • Keep the company growing by identifying new sales opportunities, emerging markets, and lead generation programs
Qualifications:
  • Bachelor’s degree in business or related field
  • Proven track record of sales success
  • Strong analytical skills, communication skills, and leadership skills
About Company

As a mutual company, we are accountable only to you. That means we are fully aligned with our policy owners, not with outside investors or Wall Street. This allows us to focus on delivering lifelong value to our customers.


As a mutual company, with no investors or outside owners, New York Life is uniquely aligned with our client's interests and priorities. New York Life has been around for over 174 years of industry success. We are a Fortune 100 company and are ranked No. 71 on the Fortune 500 list in 2019. New York Life is the Largest Mutual Insurer in the U.S4. We have been in business since 1845, and we have a long and impressive track record of helping generations of Americans protect their families and attain their financial goals.

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Updated March 14, 2024

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.