IFG Companies Jobs

Jackson, Grant Investment Advisers, Inc. focuses on serving high net worth individuals with complex wealth management needs, particularly in managing retirement portfolios. The firm operates as "Investment Counsel" under the US Securities and Exchange Commission (SEC) regulations, providing personalized portfolio management services. For more information, visit our website at ********************** or contact us at ************. Role Description This is a full-time on-site Executive Assistant to Chief Executive Officer role located in Stamford, CT. The Executive Assistant will be responsible for providing executive administrative support, calendar management, research, and general administrative assistance to the CEO on a daily basis. The CEO's role is broad-based, from running the firm, to writing and lecturing, to volunteering for non-profit boards, to supporting charitable causes, such as hospitals, museums, and financial literacy. The right person for the job will understand the culture of the firm (look at **********************) and want to contribute in a meaningful way. This is a perfect role for a person whose standards are high and personal values align with the firm's. Qualifications Top grades; top references; success in previous positions; desire to learn and contribute; desire to achieve at a "personal-best" level Experience generating correspondence and leading projects Experience organizing meetings, calls, speaking events, and taking notes Exceptional communication skills, including editing and grammar Proficiency in Microsoft Office suite and CRMs (Maximizer and RedTail) Experience in the financial industry, law, or publishing is a plus Bachelor's degree in Business Administration or related field is a plus Compensation Depends on experience; starting salary $60,000 - $70,000 Compensation to be reviewed after 3 months Eligible for bonus after 1 year 401(k) after 1 year

Western Mutual Insurance Company provides homeowners insurance throughout the Southwestern United States. We have over 80 years of experience in providing excellent customer service and we continue to grow. We are rated A (Excellent) by A.M.Best Company and have been named among the Top 50 Property Casualty Insurers in the country by Ward's. We have an immediate opening for a Field Property Claim Representative in Arizona. The claim representative will be responsible for inspecting, investigating, evaluating, and settling property claims from inception to close. Responsibilities include but are not limited to providing excellent and prompt customer service and customer response; knowing and effectively explaining policy coverage and claim processes; must understand and comply with company claim handling procedures as well as applicable department of insurance regulations; must present him/herself in a professional manner, must have a successful track record of working independently. Candidate must have a minimum of 3 years' experience adjusting property insurance claims with an emphasis on homeowners claims, experience with automated claim systems as well as thorough knowledge of Xactimate. Experience handling large losses, taking recorded statements and working with contractors, vendors and attorneys is a plus. Candidate must possess excellent negotiation skills and professional written and verbal communication skills, be able to have the confidence and knowledge to make coverage decisions, and be able to work independently as well as within a team. The position requires making roof and other property inspections which require carrying, setting up, and climbing a ladder. Knowledge of and Experience with Xactimate. A Bachelors degree is preferred. Bilingual - English/Spanish speaking a plus. Must have a good driving record. We offer a competitive salary and a full benefits package including a Company Car, 401k Plan, Profit Sharing Plan and Bonus Plan. Please see our Privacy Notice For Job Applicants here: *******************************************************************

Assist the Associate Broker (AB), Broker or Practice Group Leader in meeting the day-to-day technical and clerical needs of the department. Assist with servicing new and renewal business. Service active and expired policy files in accordance with established Brown & Riding values, goals, and procedures. Essential Functions: · Meet quality measurement goals by delivering high quality service in servicing assigned clients and accounts. Ensure all file activity meets or exceeds quality procedures with regard to timeliness, accuracy of policies, endorsements, subjectivities, and all other active and expired file correspondence and documentation · Assist Associate Broker with submission process, as assigned · Prepare Quotes and Confirmation of Coverage (Binders) as directed · Policy Checking (Review policies to be sure that they are issued in accordance with what was bound with the carrier) · Endorsements (Request policy changes, follow up for the endorsements, review for accuracy upon receipt, invoice, and transmit to agent) · Manage and maintain suspenses (Pending Items that we are waiting for from retailers and carriers), including following up on items and escalating unresolved issues to the broker or AB when necessary · Ensure Surplus Line documents are submitted correctly and on time · Learn and increase system skills to improve efficiency · Attend educational seminars, as required · Produce and mail renewal letters with applications to customers when applicable · Review renewal and/or new business information submitted by the customer and request supplemental or explanatory information if required, as directed · Process certificates of insurance when applicable Other Responsibilities: · Provide input to departmental procedures · Assist with accounting reconciliation projects · Perform other work-related duties, as assigned · Work closely with AB Team Lead and assigned Broker(s) in identifying other projects where skills, experience and knowledge can be utilized · Assist in handling duties of team members, as appropriate, during absences Education, Experience and Skills Required: · 0-3 years insurance experience · Willing and able to take insurance classes and attain designations relating to work in order to continually grow in position · Exceptional organization, follow-up, communication, and interpersonal skills · Possess an intuitive and proactive approach to business problems and solutions · Exhibit good listening skills and a willingness to help and support others · Advanced skill level in PC software (Word, Excel and other software, as required) · Ability to be flexible in work schedule as needed · Manage time to get the job done with minimal supervision · Excellent communication skills - both verbal and written · Able to interact with a variety of personality styles · Has or is able to secure the appropriate insurance license within the appropriate timeframe as determined by state requirements Work Environment: · Physical activities of job are within the normal expectations of an office environment where the amount of standing, walking, sitting, reaching, and other movements are within the control of the incumbent. · Vision requirements are in the normal range, correctable with glasses or contacts, where color vision, peripheral vision, depth perception have no significant impact on job performance. · Working environment is generally within the confines of an office where normal climate conditions support effective job performance. Some daily travel may include limited time spent outside in the elements as part of the normal commute. · Risk of exposure to hazardous materials, electrical shock, explosives, radiation, vibration or airborne particles are at the extreme minimum. Protective clothing is usually not necessary to effective job performance or safety

Summary of Role: We are seeking a dedicated and results-oriented Director of Field Operations to oversee the performance and development of Site Managers and Field Staff across utility-scale solar PV projects in the U.S. This full-time role requires a dynamic leader to manage field operations, ensuring the efficient and timely execution of projects. The Director will work closely with Project Managers to align site teams with project goals while collaborating with cross-functional departments, including Engineering, Compliance, Pre-Construction, Procurement, and O&M, to achieve budget, schedule, and quality objectives. Reporting to the EVP of Preconstruction & Business Development, the ideal candidate will bring strong leadership, communication, and organizational skills, as well as a proactive approach to driving operational excellence. This is an exciting opportunity to contribute to the growth and success of a leading renewable energy company. Essential Duties and Responsibilities: General Responsibilities: Lead and manage field operations for utility-scale solar projects, ensuring effective execution at assigned sites. Supervise, mentor, and develop Site Managers and Field Staff, ensuring alignment with company standards and project objectives. Collaborate closely with Project Managers to ensure site teams adhere to project schedules, budgets, and deliverables. Oversee daily site activities, ensuring compliance with QA/QC requirements, safety protocols, and industry best practices. Allocate and manage field resources across multiple, concurrent projects to ensure successful and timely completion. Review project schedules, construction documents, and design drawings, providing input to ensure field readiness. Develop and implement operational strategies, policies, and procedures to optimize field efficiency. Ensure training and certification of field personnel, maintaining adherence to safety and quality standards. Act as the primary liaison between field teams and Engineering, Compliance, Pre-Construction, Procurement, and O&M. Conduct site visits to monitor field activities, ensuring compliance with QA/QC plans, design specifications, and safety requirements. Facilitate communication between site teams, Project Managers, and internal stakeholders to resolve issues and maintain progress. Represent field operations during project meetings, addressing challenges and identifying solutions in real-time. Perform performance evaluations for Site Managers and Field Staff, identifying opportunities for professional growth. Minimum Requirements: Bachelor's degree in Construction Management, Engineering, or equivalent work experience. 10+ years of construction management experience, with at least 6 years in utility-scale solar. Proven ability to manage and lead site-based teams, including Site Managers and subcontractors. Strong experience with project schedules, construction documents, QA/QC processes, and safety protocols. Excellent written and verbal communication skills, with the ability to collaborate across multiple teams. Proficiency in Microsoft Office; experience with Trimble Viewpoint or Procore is a plus. OSHA 10-hour certification required (30-hour certification preferred). NABCEP certification is a plus. Valid driver's license required. Physical Requirements: Ability to travel frequently to project sites across the U.S. (Approximately 60% travel expected throughout the year). Work on-site in field environments, including walking, standing, climbing, and navigating uneven terrain. Must be able to lift and carry up to 25 pounds. Comfortable working outdoors in various weather conditions. Capable of performing office-related tasks (e.g., computer work) as needed in a hybrid office/field role. This is an excellent opportunity to play a key role in utility-scale solar project execution while leading and developing a strong field operations team. If you're a motivated leader with a passion for renewable energy, we'd love to hear from you! Desired Skills and Experience Renewable Energy, Solar, Photovoltaic, Utility Scale, Construction Oscar Associates Limited (US) is acting as an Employment Agency in relation to this vacancy.

Duration: 6 month contract to hire Pay rate: $18-$24/hr Onsite 5 days a week MUSTS: 1+ years of insurance follow up experience Has worked with an EMR (epic preferred) Hospital experience Experience reading payor contracts Actual experience calling the payors and following up on denials with the payors DAY TO DAY: This large and fast growing hospital in NJ is looking to grow their billing/follow up team. The Insurance Follow-Up Rep is responsible for the follow up on all hospital billing. In this role you will learn and grow to have advanced knowledge of all payer and claim types and the ability to prioritize work flow to meet insurance company filing deadlines for claim submission, claim reconsiderations and appeals and achieve targeted receivables on a monthly basis.. You will be on the commercial payor team focused on United Healthcare underpayments and follow up.

In this fast-paced role, PIP Claims Representatives adjust first party personal injury claims according to state compliance requirements and guidelines. Essential Functions and Responsibilities This position will handle Personal Injury Protection claims in multiple states, including NJ and PA The PIP Claim Representative will receive between 3 to 5 first reports a day with a priority on patient contact, service, and claim disposition. Daily duties include first claim reports, Image Right tasks, medical bill review, treatment monitoring, reserve assessment and Nursing interaction. Maintains an effective follow-up system on pending files, prioritizes and handles multiple tasks simultaneously, adjusting to fluctuating workload, and advises injured parties as to the status of their claim. Investigates and interprets policy provisions and conditions to make a coverage determination. Functional knowledge of medical terminology and anatomy with a thorough understanding of Personal Injury Protection claim handling regulatory requirements is preferred but not necessary. The PIP Claim Representative must have the ability to multitask in time sensitive situations. Ensures that service, loss, and expense control are maintained at all times. Adheres to privacy guidelines, law and regulations pertaining to claims handling. Candidates must have strong customer service, organization, verbal and written skills and have the ability to work in a small team environment. Qualifications and Education College graduates are welcomed to apply! 1-3 years of PIP claims, other claims fields, or customer service preferred. A Bachelor's degree from an accredited four-year college or university is a plus. Basic personal computer skills including working knowledge of Microsoft Office Suite products. About the Company The Plymouth Rock Company and its affiliated group of companies write and manage over $2 billion in personal and commercial auto and homeowner's insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service. We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry. The Plymouth Rock group of companies employs more than 1,900 people and is headquartered in Boston, Massachusetts. Plymouth Rock Assurance Corporation holds an A.M. Best rating of “A-/Excellent”.

Remote Insurance Sales Representative - Full-time Flexible Hours, High Earnings, & Growth Potential Are you looking for a flexible, remote career that offers unlimited earning potential and career advancement? We are seeking motivated individuals to help protect families with life insurance and financial solutions, including Life, Annuities, Medicare, Health, Casualty, Accident and more. This 100% commission-based role allows you to be in control of your time while building a long-term financial legacy. No cold calling - we provide high-quality leads from individuals actively seeking coverage. You will meet with clients virtually or over the phone, offering solutions that fit their needs. What We Offer: ✅ Fully Remote, Work-From-Home Opportunity - Full-Time ✅ High Quality Leads Provided - No Cold Calling ✅ Competitive Commission Structure ✅ Excellent benefits package - Medical, Dental, and Prescription Coverage ✅ Life-Long Residuals, Long-Term Income Growth Opportunities ✅ Bonuses Opportunities ✅ Exceptional Training & Mentorship: One-on-one coaching and leadership development ✅ Career Growth: Advancement into management and leadership roles ✅ Work-Life Balance & Flexibility: You control your schedule Responsibilities: 🔹 Schedule and meet with pre-qualified clients via video or phone to discuss their insurance needs 🔹 Present and sell insurance and financial protection plans 🔹 Submit applications 🔹 Build long-term relationships with clients and provide excellent service 🔹 Maintain compliance with insurance industry regulations Qualifications: ✔️ Must reside in the USA or Canada (Work authorization required) ✔️ Insurance License Required (If you are not licensed, we'll help) ✔️ Self-Motivated & Goal-Oriented - You control your success! ✔️ Strong Communication & Customer Service Skills ✔️ Basic Computer Literacy & Access to a Laptop/Computer with a Camera ✔️ Coachability & Willingness to Learn - We provide top-tier training and mentorship Why Join Us? We offer an unparalleled support system, industry-leading training, and one of the best compensation plans in the industry. This Flexible full-time career is your opportunity to thrive in the insurance industry! 🚀 Ready to take control of your career? Apply today!

Your New Company Join an niche MEP Engineering firm focused mainly on high-end & Townhouse Residential new construction projects, with some additional industries supported. A smaller firm with a positive office culture you will gain a broad cross-section of exposure in this role. Expect to break up your day with ad-hoc field trips into NYC for survey & inspection work - they are conveniently located close to the train station. Your New Role Support new construction engineering work across a diverse range of industry sectors spanning Residential, Commercial and more. Collaborate closely with colleagues to enhance our existing team. Be provided with ongoing professional development & mentoring. What You'll Need to Succeed Some professional or internship experience in Plumbing & Fire Protection Engineering. A willingness to learn and adapt. Strong problem-solving skills. An understanding of industry standards and best practices. Understanding of CAD. What You'll Get in Return 5-days in office, with ad-hoc field visits A competitive base salary, anticipated to be between $75,000 to $115,000 annually (depending on experience), plus total package. Comprehensive medical and dental benefits. Paid time off for work-life balance. A 401k plan for long-term financial security. What You Need to Do Now If you're ready to take on exciting challenges and contribute to our team, please apply online for immediate consideration. We look forward to hearing from you!

New York Life Accelerated Path to Management Program Are you looking for a job where you can use your experience to propel your career into management? At New York Life, we will invest in you from the start to help you learn and grow as a financial professional first. We'll train you in valuable skills, such as marketing, business development, and customer relationship management, and provide you with the tools you need to further your career. Then we'll train you and provide you with access to the tools you need for a career in management. What we're looking for We're looking for people who want to make a lasting impact on the financial well-being of individuals, families, and small businesses-motivated people who can answer yes to one of the following questions: • Do you have sales or managerial experience in another industry? • Have you previously run your own business? • Do you have an MBA or other equivalent degree? • If so, the Accelerated Path to Management Program may be right for you. In the Accelerated Path to Management Program, you'll start off as a financial professional*, learning how to sell our products, building client relationships, and meeting specific requirements1 before transitioning into a management role. You'll then undergo a six-month intensive training program designed to prime you for success as a manager. You will use that experience to understand how to recruit and coach others to success. What we offer Phase 1: Firsthand experience as a financial professional You'll learn firsthand about a financial professional's role and day-to-day work by working as a financial professional during the first year of your career journey with New York Life. We will provide you with extensive training, access to digital tools, and a comprehensive product suite. Training and resources You will receive top-notch training that will give you an understanding and appreciation for the strength and value of New York Life. Beyond this training and support, New York Life will provide access to the resources you need to succeed day-to-day, including experts on hand to answer your questions and a suite of digital sales, prospecting and marketing tools that will help you attract and retain your clients with web, social and email content. Product Solutions You will learn about our robust products and services that can help clients achieve their financial goals. Together with its subsidiaries, New York Life provides a range of competitive insurance and financial products, including life insurance, annuities, long-term care insurance, disability income insurance, and investment products such as mutual funds through our broker-dealer, NYLIFE Securities LLC (member of FINRA and SIPC), a Licensed Insurance Agency. You will be required to hold securities licenses and FINRA registrations and affiliate with NYLIFE Securities as a registered representative before you can offer investment products. Phase 2: Your transition to Associate Partner After meeting specific requirements during the first 12 months as a financial professional, you will enter a specialized six-month Associate Partner training program.1 We'll help you to lead and build your team of financial professionals. Throughout your career journey with New York Life, you'll continue to have opportunities to grow and be promoted to increasingly senior levels of management. How we will compensate you When you begin with New York Life as a financial professional2, your income will be commission-based. For more information about commission-based income and benefits for financial professionals, please follow this link: ******************************************************************************* If you meet the requirements and approvals to become an Associate Partner, you will receive a salary. The salary range for an Associate Partner is $60,000-$150,000 (in California and Washington, the minimum salary is $66,560 and $67,725, respectively), plus you will be eligible for certain bonuses and other incentives based on the performance of agents in your unit, including additional compensation related to the agents you recruit and develop (“R&Ds”). R&Ds are additional compensation that is designed to increase your income and to reimburse for any reasonable and necessary expenses we do not otherwise reimburse. You will also be eligible for medical, dental, and vision benefits, life, long-term disability, and accidental death and dismemberment coverages, a pension plan,3 and a 401(k) savings plan.4 New York Life will value and reward your hard work and success. You'll have significant income potential over time, because our field managers' compensation is directly aligned with their recruiting performance and the production level of their team of financial professionals. The average income among our 568 recruiters at all levels in 2023 was $280,000.5 About New York Life New York Life is a Fortune 100 company with a long history of doing good. We have been in business for over 175 years, helping generations of Americans protect their families and attain their financial goals. As a mutual company, we are accountable only to our policyholders, not to Wall Street or outside investors. We are focused on long-term success for our clients. To prepare for the future, we are constantly innovating and looking ahead to find more ways to increase value for our clients. New York Life accepts applications to become a financial professional on an on-going basis. Candidates who qualify for the Accelerated Path to Management program will need to meet specific requirements as a New York Life financial professional before entering a specialized six-month Associate Partner training program. *The terms ”agent” and ”financial professional” are used interchangeably throughout this brochure and refer to someone who is in a sales role under an agent contract. 1Specific production and licensing requirements must be met, and approvals obtained before transitioning to field management. Once you meet all the requirements, the timing of your transition to the Associate Partner role will also depend on openings in the schedule for Associate Partner training. Currently, training cohorts open four times during each year, but are subject to change. Please ask your New York Life recruiter for details. 2If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life as an independent contractor while continuing to work at your current job, with limited exceptions. PTAS Agents are not eligible for benefits. During this preview period of up to six months, any sales you make will continue to accrue until you either make enough sales to become a full-time agent under a Training Allowance Subsidy (TAS) Contract or the passage of six months, whichever is earlier. If you do not become a full-time agent, all commissions on any sales you made will be paid to you at the end of six months. If you become a full-time agent under a TAS Contract, you will be credited with the commissions you accrued under the Introductory Contract. 3Certain eligibility requirements apply. Monthly payments are determined by your earnings, years of service, age, and the form of payment you choose. The company reserves the right to amend or terminate the plan at any time for any reason. 4This is necessarily brief and provides only a list of benefits available to Associate Partners under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. The Company reserves the right to amend or terminate benefit plans at any time for any reason. 5Based on 2023 Company data for 110 Managing Partners, 94 Executive Partners/Senior Partners and 364 Partners/Associate Partners who were active as of December 31, 2023. Average recruiter income is provided for illustrative purposes only. A recruiter's income is determined based on the applicable field management compensation plan in effect for that pay year. A recruiter's income also varies from year to year, and is dependent upon the recruitment, development and retention of quality agents and the sales generated by each agent in the recruiter's unit and/or in the General Office. In addition to salary, average recruiter income includes certain non-guaranteed income that is dependent on a number of factors, including the recruiter's field management title/level, the sales results of the recruiter's unit and/or General Office, and the recruiter's applicable field management compensation plan. The historical income numbers shown above include additional compensation payments designated to reimburse all of a field manager's business expenses not otherwise reimbursed by the company. The company reserves the right to amend, modify, or terminate the compensation plans at any time. New York Life is an Equal Opportunity Employer - M/F/Veteran/Disability/Sexual Orientation/Gender Identity New York Life Insurance Company AR10901.052024 SMRU5058493 (Exp.04.30.2025)

Launch your financial services career with an organization that positively impacts thousands of families and communities each year. Modern Woodmen of America is a fraternal financial services organization built to help families throughout life. Together with our members across the country, we pioneer bright futures in the communities we serve. About the role Our financial representatives at Modern Woodmen of America are dedicated to helping individuals from all backgrounds achieve their financial goals. They create and execute tailored financial plans that illustrate members' current situations, outline their future aspirations, and offer the necessary financial tools and support to reach those goals. About Modern Woodmen of America Modern Woodmen of America is one of the nation's largest fraternal benefit societies, with over $17 billion in assets. Fraternalism is a unique combination of business and giving back to those we serve - a continuous cycle of positive impact. Our representatives provide financial guidance and products to help members protect their families and their futures. Our products help fund member programs, including social, educational and volunteer activities that enrich members' lives and meet local needs. Our programs build and strengthen relationships, allowing for membership growth and greater community impact. We're proud of the impact fraternalism makes. It's what allows Modern Woodmen - and you, as a Modern Woodmen financial representative, to make a difference in your community! In 2023, Modern Woodmen spent $18.2 million in support of fraternal programs for members in hometown communities of all sizes across the United States. About you Show integrity and character. Demonstrate leadership skills. Team-oriented. Focus on results/success driven. Can or have overcome adversity. Grow by helping others. Show volunteer spirit in the community. Look for self-improvement opportunities. Enjoy building long-term relationships. Credible, trustworthy and honest. Education and training Modern Woodmen's education and training programs start the first day and continue throughout your career. Whether you have an extensive background in financial services or you're just getting started, you'll have the support you need. With hands-on workshops, mentorship from seasoned professionals, and access to the latest industry resources, you'll be well-equipped to succeed in your new role. Our goal is to see you succeed as a trusted professional who can positively impact the lives of many. Qualifications Passion for bettering members' financial lives. Ability to obtain or already hold: an active life insurance license, FINRA securities registration (Securities Industry Essentials /SIE), Series 6 and/or 7 license, and Series 63 license, as required by state). Ability to pass a background check that includes satisfactory regulatory, criminal and financial standing. Benefits and perks Paid medical and dental insurance. 401(k) retirement plan with company match. Noncontributory pension plan. Group term life insurance. Expense-paid trips, bonuses and other incentives. Modern Woodmen is an equal opportunity employer.

Responsibilities Develop and execute marketing plan to drive new and renewal business, including in-person visits, telemarketing and distribution of marketing materials for insurance company partners Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary Mentor and train Assistant Underwriters as needed Qualifications Bachelor's degree or equivalent combination of education and experience Minimum 3 years of multi-line underwriting experience, excess & surplus experience preferred Strong sales and marketing skills a must, business acumen, interest in continued education and professional development Insurance license, CPCU, CIC or comparable designations preferred Compensation Package Competitive base compensation & highly lucrative sales incentive bonus plan Flexible & hybrid work options Health benefits & 401K with employer match Employer paid continuing education courses and designations Many opportunities for career advancement About Our Company Burns & Wilcox is the nation's largest independent wholesale insurance broker and underwriting manager. In 1969, the late Herbert W. Kaufman recognized an opportunity to fill a void in the industry by establishing Burns & Wilcox as a wholesale brokerage and underwriting organization that would provide brokers and agents with unique access to a variety of insurance markets and help place their specialty risks. Today under the leadership of Mr. Kaufman's son, Alan Jay Kaufman, that entrepreneurial spirit is thriving as Burns & Wilcox offers comprehensive solutions for retail insurance agents of all sizes, from the large alphabet houses to the more than 30,000 brokers and agent partners worldwide. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

Our client is seeking to add a PIP Claims Examiner to their New Jersey team. This person will be responsible for managing moderate to complex Personal Injury Protection claims throughout New Jersey. This role requires a deep understanding of auto insurance laws, excellent negotiation skills, and the ability to manage litigation processes. This person will have the ability to work Remotely or Hybrid out of their New Jersey office. Key Responsibilities: Investigate and evaluate New Jersey PIP claims to include litigated files. Initiate and manage litigation procedures when settlement cannot be amicably reached. Work closely with legal counsel to develop strategies for effectively handling claim disputes. Negotiate settlements with claimants and attorneys to resolve claims in a manner that is fair and within policy limits. Maintain accurate and detailed records of claims, litigation processes, and settlements. Communicate regularly with all stakeholders, including claimants, attorneys, and internal teams, to provide updates and gather necessary information. Qualifications: Minimum of 3 years of experience in handling New Jersey PIP claims, with a strong focus on uninsured and underinsured motorist claims. Experience in litigation management and working with legal professionals is preferred. Excellent negotiation and conflict resolution skills. Bachelor's degree in Business, Law, Insurance, or a related field. Proficient in claims management software and Microsoft Office. Salary & Benefits: $68,000 to $80,000 annual base salary (depending on experience). Benefits package, including health, dental, and vision insurance. Flexibility to work remote. Retirement plan options with employer contributions. Paid time off and holiday pay. Opportunities for ongoing training and professional development.

Assist the Associate Broker (AB), Broker or Practice Group Leader in meeting the day-to-day technical and clerical needs of the department. Assist with servicing new and renewal business. Service active and expired policy files in accordance with established Brown & Riding values, goals, and procedures. Essential Functions: · Meet quality measurement goals by delivering high quality service in servicing assigned clients and accounts. Ensure all file activity meets or exceeds quality procedures with regard to timeliness, accuracy of policies, endorsements, subjectivities, and all other active and expired file correspondence and documentation · Assist Associate Broker with submission process, as assigned · Prepare Quotes and Confirmation of Coverage (Binders) as directed · Policy Checking (Review policies to be sure that they are issued in accordance with what was bound with the carrier) · Endorsements (Request policy changes, follow up for the endorsements, review for accuracy upon receipt, invoice, and transmit to agent) · Manage and maintain suspenses (Pending Items that we are waiting for from retailers and carriers), including following up on items and escalating unresolved issues to the broker or AB when necessary · Ensure Surplus Line documents are submitted correctly and on time · Learn and increase system skills to improve efficiency · Attend educational seminars, as required · Produce and mail renewal letters with applications to customers when applicable · Review renewal and/or new business information submitted by the customer and request supplemental or explanatory information if required, as directed · Process certificates of insurance when applicable Other Responsibilities: · Provide input to departmental procedures · Assist with accounting reconciliation projects · Perform other work-related duties, as assigned · Work closely with AB Team Lead and assigned Broker(s) in identifying other projects where skills, experience and knowledge can be utilized · Assist in handling duties of team members, as appropriate, during absences Education, Experience and Skills Required: · 0-3 years insurance experience · Willing and able to take insurance classes and attain designations relating to work in order to continually grow in position · Exceptional organization, follow-up, communication, and interpersonal skills · Possess an intuitive and proactive approach to business problems and solutions · Exhibit good listening skills and a willingness to help and support others · Advanced skill level in PC software (Word, Excel and other software, as required) · Ability to be flexible in work schedule as needed · Manage time to get the job done with minimal supervision · Excellent communication skills - both verbal and written · Able to interact with a variety of personality styles · Has or is able to secure the appropriate insurance license within the appropriate timeframe as determined by state requirements Work Environment: · Physical activities of job are within the normal expectations of an office environment where the amount of standing, walking, sitting, reaching, and other movements are within the control of the incumbent. · Vision requirements are in the normal range, correctable with glasses or contacts, where color vision, peripheral vision, depth perception have no significant impact on job performance. · Working environment is generally within the confines of an office where normal climate conditions support effective job performance. Some daily travel may include limited time spent outside in the elements as part of the normal commute. · Risk of exposure to hazardous materials, electrical shock, explosives, radiation, vibration or airborne particles are at the extreme minimum. Protective clothing is usually not necessary to effective job performance or safety

About the Role As a sales agent with SelectQuote Senior, You will speak to people who have responded to a variety of marketing campaigns, conduct an extensive needs analysis with these customers, and sell the Medicare products that meet their needs. You will also assist with enrolling customers into their insurance plans pending business needs. It’s an exciting time to join SelectQuote. We became publicly traded in 2020 with the first 100% virtual IPO (non-biotech) in American history. Interested in Uncapped Commissions?: We offer a W-2 base pay plus commissions, which result in a first-year target income of $70,000/year . This role is best suited for commission-seeking candidates with uncapped commission potential. Top agents who are focused on the commission potential can earn above six figures annually. Other performance-based incentives could include prizes, spot bonuses, award trips, and more! Job Perks: Bonus opportunity during training - In addition to your base pay, agents are also eligible for various bonuses based on performance during training New Employee Referral Bonus Available - Associates can earn a bonus for referring candidates who are successfully hired. Comparison shopping - We represent many recognized carriers which allows agents the ability to provide unbiased recommendations to ensure we offer customers the products that meet their needs. We offer Medicare supplements, Medicare Advantage plans, and an assortment of ancillary products including dental and vision. No requirement to purchase leads or prospect High earning potential – 1st year average annual income is $70,000. Top agents have the potential to make over six figures or more. Growth opportunities – We offer leadership development training and we promote from within for those employees seeking career advancement between all three divisions, regardless of tenure Full benefits – Including health, life, dental, vision, 401(k) + company match, paid time off, etc. Essential Duties and Responsibilities: Commission-driven - Agents who do well here are driven by our uncapped commission structure and do not just settle for the hourly rate Competitive, self-motivated personality - You need to have a drive to overcome customer objections and compete with yourself and other agents to succeed and hit new goals Skills/Abilities: Ability to adjust to business needs & changes - You need to be able to commit to high-volume hours during peak season. We need all hands on deck during this time It is imperative agents understand the fluidity of this role. Agents could be asked to assist with enrolling clients in their Medicare plans, assisting our Healthcare Select team with other initiatives, and other potential responsibilities as needed Technology skills - We use a proprietary CRM system that requires an ability to manipulate multiple systems and find critical information while maintaining a conversation with the client; efficiency with Google Suite, soft phones, and multiple screens is crucial for success Education and Experience: 1 year of recent sales experience preferred Previous job stability High school diploma or the equivalent is required Proven track record of highly successful performance in previous roles Requirements: If you do not currently hold an active Life & Health or Accident & Health insurance producer license in your resident state, you will be required to obtain the necessary license prior to starting with assistance from our onboarding team Hardwired high-speed internet connection with a minimum download speed of 20mbps and upload speed of 20mbps. If you do not currently have this, you will be required to upgrade prior to the start date Prolonged periods of sitting at a desk and working on a computer Due to HIPAA regulations, agents must work in a private workspace, free of distractions, with no other household traffic SelectQuote Core Values: Service: We create positive customer experiences. Entrepreneurship: We create, innovate, & take risks. Leadership: We build & invest in high-performing teams. Empowerment: We embrace a changing environment. Courage: We challenge the status quo & drive continuous improvement. Teamwork: We help, support, & celebrate each other. Disclaimer: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required. Additional Information #LI-EX

Remote Insurance Sales Representative - Full-time Flexible Hours, High Earnings, & Growth Potential Are you looking for a flexible, remote career that offers unlimited earning potential and career advancement? We are seeking motivated individuals to help protect families with life insurance and financial solutions, including Life, Annuities, Medicare, Health, Casualty, Accident and more. This 100% commission-based role allows you to be in control of your time while building a long-term financial legacy. No cold calling - we provide high-quality leads from individuals actively seeking coverage. You will meet with clients virtually or over the phone, offering solutions that fit their needs. What We Offer: ✅ Fully Remote, Work-From-Home Opportunity - Full-Time ✅ High Quality Leads Provided - No Cold Calling ✅ Competitive Commission Structure ✅ Excellent benefits package - Medical, Dental, and Prescription Coverage ✅ Life-Long Residuals, Long-Term Income Growth Opportunities ✅ Bonuses Opportunities ✅ Exceptional Training & Mentorship: One-on-one coaching and leadership development ✅ Career Growth: Advancement into management and leadership roles ✅ Work-Life Balance & Flexibility: You control your schedule Responsibilities: 🔹 Schedule and meet with pre-qualified clients via video or phone to discuss their insurance needs 🔹 Present and sell insurance and financial protection plans 🔹 Submit applications 🔹 Build long-term relationships with clients and provide excellent service 🔹 Maintain compliance with insurance industry regulations Qualifications: ✔️ Must reside in the USA or Canada (Work authorization required) ✔️ Insurance License Required (If you are not licensed, we'll help) ✔️ Self-Motivated & Goal-Oriented - You control your success! ✔️ Strong Communication & Customer Service Skills ✔️ Basic Computer Literacy & Access to a Laptop/Computer with a Camera ✔️ Coachability & Willingness to Learn - We provide top-tier training and mentorship Why Join Us? We offer an unparalleled support system, industry-leading training, and one of the best compensation plans in the industry. This Flexible full-time career is your opportunity to thrive in the insurance industry! 🚀 Ready to take control of your career? Apply today!

The Casualty Claim Representative will be responsible for the handling of First and Third Party Bodily Injury claims in a Personal Lines/Commercial environment for the Plymouth Rock Operation. Essential Functions and Responsibilities Initiate prompt contact of all insureds/claimants/witnesses on all new claim assignments to conduct thorough coverage and liability/injury investigations. These investigations might require the representatives take in depth recorded statements to investigate coverage and liability/injury claims. Analyze, review and interpret policies to assess coverage and liability. Provide advice to Excess and Primary coverage issues. Conduct field investigations, interviews with insureds, witnesses and claimants while maintaining a pending of represented and unrepresented claimant cases. Manage and direct outside vendors (Field/Counsel/Surveillance, etc.) to determine what investigation is necessary and give them direction to bring a claim to conclusion. Ensure only necessary work is completed. Investigate cases timely so that reserves are established and maintained at proper levels. Revise reserves timely based on developments in the course of the claim. Investigate the validity of bodily injury claims being presented by individual insureds/claimants or attorneys representing insureds/claimants. Be aware of certain “Red Flags” to identify potential fraudulent claims. Refer to SIU for investigation timely. Handle complex claims to include coverage issues, UM/UIM, TNC, Commercial, Umbrella etc. Also, must have prior litigation handling. Recognize and investigate subrogation potential. Negotiate both 1st and 3rd party claims directly with injured parties and/or their attorneys. Exercises proper judgment and decision making to analyze exposure, determine the proper course of action and make recommendations for final resolution. Attend litigation proceedings to either represent the company or participate in arbitrations/depositions/settlement conferences/ mediations/ trials. Attend all internal and external training events as required. Participate in proactive team activities to achieve departmental and company objectives. May be asked to participate in special projects, committees or assignments from management. Utilize all claims systems, Excel, Word and social media search engines. Prepare case summary for significant reserve increase and/or trial alerts. Participate in roundtable discussions. Effectively manage workload while maintaining diary and focus on claims quality. Possess knowledge of and adherence to State(s) laws and regulatory claim handling guidelines and statutory regulations. Adhere to departmental internal control requirements. Comply with Plymouth Rock's standards, best practices and ethical guidelines, adhere to Plymouth Rock's culture. Qualifications and Education A bachelor's degree (B.A.) from an accredited four year college or university. 5 - 10 years' experience handling liability commercial, homeowners, UM/UIM, Excess/Umbrella. In-depth knowledge of litigation, arbitration and trial process, handle out of state claims, and/or Personal Injury Protection claims. Currently holds and/or can readily obtain an out of State License(s) (i.e. - CT, Delaware, Florida, etc.). Professional designation such as IIA, AEI, Senior Claim Law Associate (SCLA) or Chartered Property Casualty Underwriting (CPCU) or be actively working towards a designation, preferred. High level of self-motivation. Have advanced skills in coverage, investigation, litigation/ legal issues, negotiations, evaluations, medical terminology, and subrogation. Strong communication, organizational, customer service and time management skills. Excellent problem solving skills. Possess knowledge of and adherence to State(s) laws and regulatory claim handling guidelines and statutory regulations. About the Company The Plymouth Rock Company and its affiliated group of companies write and manage over $2 billion in personal and commercial auto and homeowner's insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service. We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry. The Plymouth Rock group of companies employs more than 1,900 people and is headquartered in Boston, Massachusetts. Plymouth Rock Assurance Corporation holds an A.M. Best rating of “A-/Excellent”. #LI-DNI

Launch your financial services career with an organization that positively impacts thousands of families and communities each year. Modern Woodmen of America is a fraternal financial services organization built to help families throughout life. Together with our members across the country, we pioneer bright futures in the communities we serve. About the role Our financial representatives at Modern Woodmen of America are dedicated to helping individuals from all backgrounds achieve their financial goals. They create and execute tailored financial plans that illustrate members' current situations, outline their future aspirations, and offer the necessary financial tools and support to reach those goals. About Modern Woodmen of America Modern Woodmen of America is one of the nation's largest fraternal benefit societies, with over $17 billion in assets. Fraternalism is a unique combination of business and giving back to those we serve - a continuous cycle of positive impact. Our representatives provide financial guidance and products to help members protect their families and their futures. Our products help fund member programs, including social, educational and volunteer activities that enrich members' lives and meet local needs. Our programs build and strengthen relationships, allowing for membership growth and greater community impact. We're proud of the impact fraternalism makes. It's what allows Modern Woodmen - and you, as a Modern Woodmen financial representative, to make a difference in your community! In 2023, Modern Woodmen spent $18.2 million in support of fraternal programs for members in hometown communities of all sizes across the United States. About you Show integrity and character. Demonstrate leadership skills. Team-oriented. Focus on results/success driven. Can or have overcome adversity. Grow by helping others. Show volunteer spirit in the community. Look for self-improvement opportunities. Enjoy building long-term relationships. Credible, trustworthy and honest. Education and training Modern Woodmen's education and training programs start the first day and continue throughout your career. Whether you have an extensive background in financial services or you're just getting started, you'll have the support you need. With hands-on workshops, mentorship from seasoned professionals, and access to the latest industry resources, you'll be well-equipped to succeed in your new role. Our goal is to see you succeed as a trusted professional who can positively impact the lives of many. Qualifications Passion for bettering members' financial lives. Ability to obtain or already hold: an active life insurance license, FINRA securities registration (Securities Industry Essentials /SIE), Series 6 and/or 7 license, and Series 63 license, as required by state). Ability to pass a background check that includes satisfactory regulatory, criminal and financial standing. Benefits and perks Paid medical and dental insurance. 401(k) retirement plan with company match. Noncontributory pension plan. Group term life insurance. Expense-paid trips, bonuses and other incentives. Modern Woodmen is an equal opportunity employer.

The IT Business Systems Analyst must elicit, analyze and synthesize information to validate solutions that meet business needs, goals and objectives. The IT Business Systems Analyst is responsible for completing analysis tasks by performing various techniques with business stakeholders, the IT delivery team, and external vendors. The IT Business Systems Analyst must be capable of specifying and communicating requirements and recommended solutions that enable the organization to achieve its goals. This role is eligible to participate in Zenith's hybrid work schedule which provides the flexibility to work from home on select days of the week according to the in-office schedule established by regional executive leadership. Selected candidate must be able to report into our Zenith office on a weekly basis. What you will do * Utilize established methods and techniques (including basic to intermediate interviewing and questioning, facilitation of requirement elicitation, process modeling, business scenarios, use cases, gap analysis, logical data models, leading and participating in JAD sessions/analysis swarming) used to complete business and system requirements analysis. * Analyze business needs and opportunities on business problems to drill into what is needed and why. * Ensure that the business and system requirements clearly describe the business need and the system capabilities required to fulfill the business need. * Provide options and recommended solutions to business problems. * Document business and system requirements that describe the business need and what the system needs to do. * Creates/Updates functional user documentation that explains new functionality being released. * Analyze and validate where application data is stored by performing basic query on own. * Interpret business needs to assist with the development of basic functional design. * Test new Features, product enhancements, and bug fixes to ensure the system is working as intended. * Create simplistic mock ups. * Create detailed communications, documents and presentations. * Apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions. * Work productively and harmoniously with others on a consistent basis. * Respond positively to direction and feedback on performance. * Consistently maintain professional and appropriate demeanor. * Perform other duties/projects as assigned. Education Qualifications * High School Diploma or equivalent required * Bachelor's Degree or equivalent combination of training/experience required Experience Qualifications * 1+ Years related experience required * Experience working within Agile software development model preferred. * Insurance and/or financial industry experience preferred, especially experience working with billing, invoicing, payroll reports, and financial audits. Skills and Abilities * Analytical and problem solving skills. * Good understanding / demonstration of analysis process and tools. * Demonstrates ability to negotiate options, resolve conflicts and influence team members on less complex topics. * Good written communication that is in terms consistent with the audience. * Demonstrates intermediate presentation skills. * Proficiency with MS Office applications. * Prior experience with SharePoint, Jira, SQL Developer and Visio desired. * Good written and verbal communication skills. * Team player, self-starter, motivated, and multi-task oriented. * Ability to prioritize work requirements. The expected salary range for this position is $68,884.30 - $99,882.24. Actual pay will be adjusted based on experience, geographic location, and other job-related factors as permitted by law. Qualifications may warrant placement in a different job level. Benefits * Medical, Dental and Vision Insurance * Flexible Spending Accounts * Paid Parental Leave * Life, AD&D and Disability Insurance * 401(k), Employee Share Purchase Plan (ESPP) * Education and Training Reimbursement * Paid Leave: 3 weeks/year Vacation, 2 weeks/year Sick Leave * 10 paid Company Holidays, 2 Personal Days, 2 Floating Holidays * Employee Assistance Program (EAP) * For more information, review details on the Benefits page of our Career Site: ******************************************* Zenith typically posts jobs for a minimum of 8 to 14 calendar days. If you are interested in any of our open positions, we encourage you to submit your application promptly. Zenith Insurance Company is an equal opportunity employer and considers all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristic. In compliance with California law, we are committed to fair hiring practices. Pursuant to the California Fair Chance Act (AB 1008), we will consider qualified applicants with criminal histories in a manner consistent with the law. Additionally, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance, we will not inquire about an applicant's criminal history until after a conditional offer of employment has been made. If you are a qualified individual with a disability or a disabled veteran and need assistance accessing our career center or applying for a position due to your disability, you are entitled to request an accommodation. To make a request, please contact a Human resources representative at Zenith Insurance Company. #LI-EF1 #LI-hybrid

New York Life Accelerated Path to Management Program Are you looking for a job where you can use your experience to propel your career into management? At New York Life, we will invest in you from the start to help you learn and grow as a financial professional first. We'll train you in valuable skills, such as marketing, business development, and customer relationship management, and provide you with the tools you need to further your career. Then we'll train you and provide you with access to the tools you need for a career in management. What we're looking for We're looking for people who want to make a lasting impact on the financial well-being of individuals, families, and small businesses-motivated people who can answer yes to one of the following questions: • Do you have sales or managerial experience in another industry? • Have you previously run your own business? • Do you have an MBA or other equivalent degree? • If so, the Accelerated Path to Management Program may be right for you. In the Accelerated Path to Management Program, you'll start off as a financial professional*, learning how to sell our products, building client relationships, and meeting specific requirements1 before transitioning into a management role. You'll then undergo a six-month intensive training program designed to prime you for success as a manager. You will use that experience to understand how to recruit and coach others to success. What we offer Phase 1: Firsthand experience as a financial professional You'll learn firsthand about a financial professional's role and day-to-day work by working as a financial professional during the first year of your career journey with New York Life. We will provide you with extensive training, access to digital tools, and a comprehensive product suite. Training and resources You will receive top-notch training that will give you an understanding and appreciation for the strength and value of New York Life. Beyond this training and support, New York Life will provide access to the resources you need to succeed day-to-day, including experts on hand to answer your questions and a suite of digital sales, prospecting and marketing tools that will help you attract and retain your clients with web, social and email content. Product Solutions You will learn about our robust products and services that can help clients achieve their financial goals. Together with its subsidiaries, New York Life provides a range of competitive insurance and financial products, including life insurance, annuities, long-term care insurance, disability income insurance, and investment products such as mutual funds through our broker-dealer, NYLIFE Securities LLC (member of FINRA and SIPC), a Licensed Insurance Agency. You will be required to hold securities licenses and FINRA registrations and affiliate with NYLIFE Securities as a registered representative before you can offer investment products. Phase 2: Your transition to Associate Partner After meeting specific requirements during the first 12 months as a financial professional, you will enter a specialized six-month Associate Partner training program.1 We'll help you to lead and build your team of financial professionals. Throughout your career journey with New York Life, you'll continue to have opportunities to grow and be promoted to increasingly senior levels of management. How we will compensate you When you begin with New York Life as a financial professional2, your income will be commission-based. For more information about commission-based income and benefits for financial professionals, please follow this link: ******************************************************************************* If you meet the requirements and approvals to become an Associate Partner, you will receive a salary. The salary range for an Associate Partner is $60,000-$150,000 (in California and Washington, the minimum salary is $66,560 and $67,725, respectively), plus you will be eligible for certain bonuses and other incentives based on the performance of agents in your unit, including additional compensation related to the agents you recruit and develop (“R&Ds”). R&Ds are additional compensation that is designed to increase your income and to reimburse for any reasonable and necessary expenses we do not otherwise reimburse. You will also be eligible for medical, dental, and vision benefits, life, long-term disability, and accidental death and dismemberment coverages, a pension plan,3 and a 401(k) savings plan.4 New York Life will value and reward your hard work and success. You'll have significant income potential over time, because our field managers' compensation is directly aligned with their recruiting performance and the production level of their team of financial professionals. The average income among our 568 recruiters at all levels in 2023 was $280,000.5 About New York Life New York Life is a Fortune 100 company with a long history of doing good. We have been in business for over 175 years, helping generations of Americans protect their families and attain their financial goals. As a mutual company, we are accountable only to our policyholders, not to Wall Street or outside investors. We are focused on long-term success for our clients. To prepare for the future, we are constantly innovating and looking ahead to find more ways to increase value for our clients. New York Life accepts applications to become a financial professional on an on-going basis. Candidates who qualify for the Accelerated Path to Management program will need to meet specific requirements as a New York Life financial professional before entering a specialized six-month Associate Partner training program. *The terms ”agent” and ”financial professional” are used interchangeably throughout this brochure and refer to someone who is in a sales role under an agent contract. 1Specific production and licensing requirements must be met, and approvals obtained before transitioning to field management. Once you meet all the requirements, the timing of your transition to the Associate Partner role will also depend on openings in the schedule for Associate Partner training. Currently, training cohorts open four times during each year, but are subject to change. Please ask your New York Life recruiter for details. 2If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life as an independent contractor while continuing to work at your current job, with limited exceptions. PTAS Agents are not eligible for benefits. During this preview period of up to six months, any sales you make will continue to accrue until you either make enough sales to become a full-time agent under a Training Allowance Subsidy (TAS) Contract or the passage of six months, whichever is earlier. If you do not become a full-time agent, all commissions on any sales you made will be paid to you at the end of six months. If you become a full-time agent under a TAS Contract, you will be credited with the commissions you accrued under the Introductory Contract. 3Certain eligibility requirements apply. Monthly payments are determined by your earnings, years of service, age, and the form of payment you choose. The company reserves the right to amend or terminate the plan at any time for any reason. 4This is necessarily brief and provides only a list of benefits available to Associate Partners under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. The Company reserves the right to amend or terminate benefit plans at any time for any reason. 5Based on 2023 Company data for 110 Managing Partners, 94 Executive Partners/Senior Partners and 364 Partners/Associate Partners who were active as of December 31, 2023. Average recruiter income is provided for illustrative purposes only. A recruiter's income is determined based on the applicable field management compensation plan in effect for that pay year. A recruiter's income also varies from year to year, and is dependent upon the recruitment, development and retention of quality agents and the sales generated by each agent in the recruiter's unit and/or in the General Office. In addition to salary, average recruiter income includes certain non-guaranteed income that is dependent on a number of factors, including the recruiter's field management title/level, the sales results of the recruiter's unit and/or General Office, and the recruiter's applicable field management compensation plan. The historical income numbers shown above include additional compensation payments designated to reimburse all of a field manager's business expenses not otherwise reimbursed by the company. The company reserves the right to amend, modify, or terminate the compensation plans at any time. New York Life is an Equal Opportunity Employer - M/F/Veteran/Disability/Sexual Orientation/Gender Identity New York Life Insurance Company AR10901.052024 SMRU5058493 (Exp.04.30.2025)