Risk Manager Jobs At Citi

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a LOB Risk Manager within PNC's Supply Chain organization, you will be based in the PNC footprint. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. Job Description * Establishes Line of Business risk management strategy and oversees the execution of the risk management programs. Manages people and serves as an advocate for the risk program. * Ensures the risk management strategies and programs are established, maintained and enhanced to support the businesses in managing their risks while meeting business and regulatory expectations. * Oversees the timely and proper execution of the risk management program within and/or across the lines of business. Includes consultation to execute the program components. * Provides risk expertise while working with the businesses and other risk partners (e.g., Compliance, Credit, Legal, Audit). Monitors changes in internal and external factors and identifies emerging risks. * Manages and engages employees and develops internal capabilities. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to: * Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking. * Live the Values - Role models our values with transparency and courage. * Enable Change - Takes action to drive change and innovation that will transform our business. * Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making. * Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Change Management, Conflict Management, Crisis Management, Emerging Risks, Influencing Change, Operations Management, Risk Management Programs, Strategic Planning Competencies Collaborating, Decision Making and Critical Thinking, Effective Communications, Industry Knowledge, Internal Controls, Operational Risk, Organizational Governance, Regulatory Environment - Financial Services Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. At least 3 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Line of Business Risk Manager within PNC's Finance Governance & Oversight/Control organization, you will be based in Pittsburgh, PA. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. Position Overview: As a member of the Finance Governance & Oversight Team, you will be part of the Corporate Controller's Office within PNC's Finance organization. This role unites 1st Line of Defense and/or 2nd Line of Defense risk mitigation with financial and regulatory reporting to ensure execution in a complete, accurate, and timely manner. While in this role it is important that the individual possesses strong risk management and communication skills to be able to challenge the effectiveness of processes and control frameworks over the critical financial and regulatory reporting areas. The role will offer a mix of project work, support monthly & quarterly risk processes and reporting, and address special requests put forth by business partners and executive leadership across the bank as well as from external parties such as auditors and regulators. Key responsibilities will include, but are not limited to: * Develop and oversee the FGO SOX program * Set SOX Framework Methodologies and Expectations, including Materiality Thresholds & qualitative considerations * Oversee compliance within each Line of Business (LOB) and Shared Services function * Understand FGO Frameworks (e.g., SOX, Basel, Liquidity, Regulatory Reporting) and the associated methodologies * Serve as the primary LOB contact to support and advise management in their effort to manage risk and controls effectively as they relate to FGO in-scope programs by understanding their LOB and bringing in FGO Reporting Risk subject matter expertise and process excellence * Perform 2LOD review, challenge, and governance (e.g., control framework challenge, administering certifications) functions for FGO supported control framework. This includes FGO Team consultation as needed for risks, issues, controls, certifications, and testing. Ensure that 2LOD tasks/responsibilities are executed in a well-documented and auditable manner. * Effectively communicate identified issues in a timely manner to management and appropriate governing Committees where applicable. Ensure identified issues are being appropriately tracked/reported within eGRC Archer (enterprise system of record for issues) and addressed by Management with an effective and timely remediation plan. * Foster collaboration and coordination, including open & clear communication across the FGO team and with business partners * Be proactive, accountable, and dynamic in reacting to and managing through inevitable changes and challenges that are encountered which impact the FGO control environment. * Support broader Control and Finance initiatives where appropriate * Software Used: Archer eGRC, Excel, PowerPoint, Adobe Pro, SharePoint, Visio, Workiva. Job Description * Establishes Line of Business risk management strategy and oversees the execution of the risk management programs. Manages people and serves as an advocate for the risk program. * Ensures the risk management strategies and programs are established, maintained and enhanced to support the businesses in managing their risks while meeting business and regulatory expectations. * Oversees the timely and proper execution of the risk management program within and/or across the lines of business. Includes consultation to execute the program components. * Provides risk expertise while working with the businesses and other risk partners (e.g., Compliance, Credit, Legal, Audit). Monitors changes in internal and external factors and identifies emerging risks. * Manages and engages employees and develops internal capabilities. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to: * Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking. * Live the Values - Role models our values with transparency and courage. * Enable Change - Takes action to drive change and innovation that will transform our business. * Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making. * Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Change Management, Conflict Management, Crisis Management, Emerging Risks, Influencing Change, Operations Management, Risk Management Programs, Strategic Planning Competencies Collaborating, Decision Making and Critical Thinking, Effective Communications, Industry Knowledge, Internal Controls, Operational Risk, Organizational Governance, Regulatory Environment - Financial Services Work Experience Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. At least 3 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

JobID: 210606967 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $109,300.00-$175,000.00; New York,NY $109,300.00-$175,000.00 JP Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals. As an Alternatives Account Manager in Asset Management you will have the opportunity to build relationships with stakeholders and collaborating with team members on strategic development. In this role you will be supporting operational onboarding, assisting in projects, and adhering to risk and control policies, regulatory guidelines, and security measures. Job responsibilities * Manage and maintain relationships with Bankers by earning trust, thoroughly understanding client needs and delivering an exceptional client experience * Field inquiries from Private Bankers & internal stakeholders regarding JPM's Alternative investment offerings * Support operational onboarding and implementation of JPM products onto the private bank * Assist in ad hoc projects / research to support Private Bank business initiatives * Strictly adhere to all risk and control policies, regulatory guidelines and security measures * Work in close partnership with other teams in proposing, delivering, and executing solutions for clients * Participate in the continuing strategic development of asset management Client Service operating model and help validate proposed ideas/plans prior to implementation Required qualifications, capabilities, and skills * Minimum of 8 years' experience in Wealth Management in a client facing role with a background in Investor Relations/Client Services and a focus on Alternative products (Non-Traded REITS, Tender Offer Funds, BDCs, interval funds, private funds, etc) * Experience or demonstrated understanding of investments, wealth planning, credit and banking concepts * Excellent verbal and written communication skills, including executive communication skills * Solutions driven, ability to effectively execute under pressure within a fast-paced environment; extremely adaptable to ever changing business demands and expectations; ability to multi-task and manage complex assignments * Bachelor's degree required Preferred qualifications, capabilities, and skills * FINRA series 7, 66, CAIA, CFA licenses preferred

Bring your expertise to JPMorgan Chase as a Special Credits Executive and play a pivotal role in Risk Management and Compliance, ensuring JPMorgan Chase remains strong and resilient. You will help the firm grow responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture encourages thinking outside the box, challenging the status quo, and striving to be best-in-class. Job summary As a Special Credits Executive - Managing Director within Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the global lending practice. As the AWM Global Head of Special Credits, you will lead a team of Special Credits Executives in managing problem credit portfolios across various markets, including the United States, EMEA, Asia, and Latin America. Job responsibilities Lead and mentor a team of experienced special credit officers, overseeing their management of problem credit portfolios. Approve credit risk ratings and resolution strategies for high-risk credit exposures. Navigate complex problem loan restructurings, bankruptcies, and enforcement proceedings. Develop a thorough understanding of the firm's risk management and control policies and guidelines to ensure compliance and support effective decision-making. Collaborate closely with internal and external legal counsel to maximize recovery on distressed assets and mitigate potential liability. Conduct quarterly credit surveillance meetings and challenge strategies, risk ratings and reserve recommendations. Approve asset-specific reserve recommendations and ensure compliance with relevant accounting policies. Collaborate with senior credit risk leadership in establishing quarterly qualitative reserves. Mentor junior credit officers and analysts through lessons-learned sessions. Oversee and facilitate ad hoc risk-related projects and workflows. Communicate proactively on newly identified problem credit exposures and escalate potential credit cost items to the respective markets. Required qualifications, capabilities and skills Master's or Bachelor's degree required. 10+ years in a similar banking or credit approval role with a track record of exceeding performance expectations. Highly organized, motivated and hard working with exceptional communication skills, both written and verbal Outstanding professional reputation and integrity. Strong leadership skills with experience in training and managing a team. Expertise in loan structuring, complex finance structures, negotiating, credit analysis and portfolio management, with experience synthesizing information, developing recommendations, making decisions and problem-solving. Deep understanding of creditor rights and enforcement strategies. Considerable experience working with attorneys on enforcement and bankruptcy litigation. Knowledge of lien perfection and priority, including but not limited to real property, accounts, aircraft, boats, automobiles, life insurance, and cash and marketable securities.

JobID: 210602428 JobSchedule: Full time JobShift: : Bring your expertise to JPMorgan Chase as a Special Credits Executive and play a pivotal role in Risk Management and Compliance, ensuring JPMorgan Chase remains strong and resilient. You will help the firm grow responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture encourages thinking outside the box, challenging the status quo, and striving to be best-in-class. Job summary As a Special Credits Executive - Managing Director within Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the global lending practice. As the AWM Global Head of Special Credits, you will lead a team of Special Credits Executives in managing problem credit portfolios across various markets, including the United States, EMEA, Asia, and Latin America. Job responsibilities * Lead and mentor a team of experienced special credit officers, overseeing their management of problem credit portfolios. * Approve credit risk ratings and resolution strategies for high-risk credit exposures. * Navigate complex problem loan restructurings, bankruptcies, and enforcement proceedings. * Develop a thorough understanding of the firm's risk management and control policies and guidelines to ensure compliance and support effective decision-making. * Collaborate closely with internal and external legal counsel to maximize recovery on distressed assets and mitigate potential liability. * Conduct quarterly credit surveillance meetings and challenge strategies, risk ratings and reserve recommendations. * Approve asset-specific reserve recommendations and ensure compliance with relevant accounting policies. * Collaborate with senior credit risk leadership in establishing quarterly qualitative reserves. * Mentor junior credit officers and analysts through lessons-learned sessions. * Oversee and facilitate ad hoc risk-related projects and workflows. * Communicate proactively on newly identified problem credit exposures and escalate potential credit cost items to the respective markets. Required qualifications, capabilities and skills * Master's or Bachelor's degree required. * 10+ years in a similar banking or credit approval role with a track record of exceeding performance expectations. * Highly organized, motivated and hard working with exceptional communication skills, both written and verbal * Outstanding professional reputation and integrity. * Strong leadership skills with experience in training and managing a team. * Expertise in loan structuring, complex finance structures, negotiating, credit analysis and portfolio management, with experience synthesizing information, developing recommendations, making decisions and problem-solving. * Deep understanding of creditor rights and enforcement strategies. * Considerable experience working with attorneys on enforcement and bankruptcy litigation. * Knowledge of lien perfection and priority, including but not limited to real property, accounts, aircraft, boats, automobiles, life insurance, and cash and marketable securities.

Bring your expertise to JPMorgan Chase as a Special Credits Executive and play a pivotal role in Risk Management and Compliance, ensuring JPMorgan Chase remains strong and resilient. You will help the firm grow responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture encourages thinking outside the box, challenging the status quo, and striving to be best-in-class. **Job summary** As a Special Credits Executive - Managing Director within Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the global lending practice. As the AWM Global Head of Special Credits, you will lead a team of Special Credits Executives in managing problem credit portfolios across various markets, including the United States, EMEA, Asia, and Latin America. **Job responsibilities** + Lead and mentor a team of experienced special credit officers, overseeing their management of problem credit portfolios. + Approve credit risk ratings and resolution strategies for high-risk credit exposures. + Navigate complex problem loan restructurings, bankruptcies, and enforcement proceedings. + Develop a thorough understanding of the firm's risk management and control policies and guidelines to ensure compliance and support effective decision-making. + Collaborate closely with internal and external legal counsel to maximize recovery on distressed assets and mitigate potential liability. + Conduct quarterly credit surveillance meetings and challenge strategies, risk ratings and reserve recommendations. + Approve asset-specific reserve recommendations and ensure compliance with relevant accounting policies. + Collaborate with senior credit risk leadership in establishing quarterly qualitative reserves. + Mentor junior credit officers and analysts through lessons-learned sessions. + Oversee and facilitate ad hoc risk-related projects and workflows. + Communicate proactively on newly identified problem credit exposures and escalate potential credit cost items to the respective markets. **Required qualifications, capabilities and skills** + Master's or Bachelor's degree required. + 10+ years in a similar banking or credit approval role with a track record of exceeding performance expectations. + Highly organized, motivated and hard working with exceptional communication skills, both written and verbal + Outstanding professional reputation and integrity. + Strong leadership skills with experience in training and managing a team. + Expertise in loan structuring, complex finance structures, negotiating, credit analysis and portfolio management, with experience synthesizing information, developing recommendations, making decisions and problem-solving. + Deep understanding of creditor rights and enforcement strategies. + Considerable experience working with attorneys on enforcement and bankruptcy litigation. + Knowledge of lien perfection and priority, including but not limited to real property, accounts, aircraft, boats, automobiles, life insurance, and cash and marketable securities. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Credit Strategy Culture Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of defense risk management programs including USB's risk limit framework, risk rating, policy exceptions, risk ID, credit concentration, stress testing, collateral audit and rapid response to emerging risk. Credit Strategy culture revolves around innovation, execution and collaboration across all 3 lines of defense and regulatory bodies. Talent seeking to join the Strategy team should possess an inquisitive and growth mindset, track record of taking initiative, and agility to problem solve in a team setting. About the Role In this role, you will serve as a thought leader, coordinator and implementation manager to help ensure we effectively meet or exceed the goals for key credit risk management strategy initiatives and programs. You will help design, maintain, and improve our risk identification (Risk ID) program as well as other enterprise-level credit risk programs to identify, measure, monitor, and mitigate credit risks that horizontally impact various retail and wholesale credit portfolios, and assist with related ad hoc projects. You will build and maintain relationships with peers in the Credit Strategy as well as the broader Credit Risk Management (CRM) organization and enterprise risk management (ERM) and line of business to achieve desired project goals or program outcomes. You will collaborate with the appropriate subject-matter experts in CRM and CS to gather and summarize insights and takeaways, and influence change management. This is an influential individual contributor role that requires managing projects simultaneously, maintaining strong procedural documentation, and adjusting priorities as the business and regulatory environment evolves. While primarily focused on risk governance, data and analytical initiatives, the role may include opportunities to engage in other cross-risk function or cross-business line initiatives for credit risk management and climate risk matters. Key Activities * Serve as the program manager for the Credit Risk Management Risk Identification (Risk ID) program. Identify and manage linkages between risk identification and risk appetite. * Partner with credit portfolio risk managers and enterprise risk to monitor, analyze and communicate emerging risks. * Develop relationships with key partners throughout the organization and develop sufficient familiarity with various credit risk processes, reports and tools to ensure that the right SMEs are appropriately 'matched' and mapped into business challenges and issues as they arise. * Coordinate and lead annual reviews of key risk appetite metrics such as portfolio-level through-the-cycle loss rate expectations. * Assist with developing and coordinating presentations for senior leadership to identify and assess emerging risks. * Assist in developing requirements and executing projects that improve process efficiency. Basic Qualifications * Bachelor's degree, or equivalent work experience * Typically more than 10 years of applicable experience Preferred Skills/Experience * Bachelor's degree in Business, Finance, Economics, Statistics or similar * Understanding of basic credit risk management concepts, along with 5+ years of 1st line and/or 2nd line experience related to underwriting and/or credit risk portfolio management preferred * Broad understanding of credit risk processes and governance programs, and credit data at U.S. Bank, or another mid-sized or large banking institution * Strong analytical skills in Excel and familiarity with using Business Intelligence tools, e.g., Power BI. Basic level of coding skills (SQL/Python) preferred but not critical * Experience guiding and executing cross-functional projects and influencing change * Strong verbal and written communication skills, ability to understand and summarize complex information into 'big' picture messages * Interest and awareness of external environment and economic events and their potential impacts to credit risk The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law EEO is the Law U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 - $172,590.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** **Credit Strategy Culture** Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of defense risk management programs including USB's risk limit framework, risk rating, policy exceptions, risk ID, credit concentration, stress testing, collateral audit and rapid response to emerging risk. Credit Strategy culture revolves around innovation, execution and collaboration across all 3 lines of defense and regulatory bodies. Talent seeking to join the Strategy team should possess an inquisitive and growth mindset, track record of taking initiative, and agility to problem solve in a team setting **.** **About the Role** In this role, you will serve as a thought leader, coordinator and implementation manager to help ensure we effectively meet or exceed the goals for key credit risk management strategy initiatives and programs. You will help design, maintain, and improve our risk identification (Risk ID) program as well as other enterprise-level credit risk programs to identify, measure, monitor, and mitigate credit risks that horizontally impact various retail and wholesale credit portfolios, and assist with related ad hoc projects. You will build and maintain relationships with peers in the Credit Strategy as well as the broader Credit Risk Management (CRM) organization and enterprise risk management (ERM) and line of business to achieve desired project goals or program outcomes. You will collaborate with the appropriate subject-matter experts in CRM and CS to gather and summarize insights and takeaways, and influence change management. This is an influential individual contributor role that requires managing projects simultaneously, maintaining strong procedural documentation, and adjusting priorities as the business and regulatory environment evolves. While primarily focused on risk governance, data and analytical initiatives, the role may include opportunities to engage in other cross-risk function or cross-business line initiatives for credit risk management and climate risk matters. **Key Activities** + Serve as the program manager for the Credit Risk Management Risk Identification (Risk ID) program. Identify and manage linkages between risk identification and risk appetite. + Partner with credit portfolio risk managers and enterprise risk to monitor, analyze and communicate emerging risks. + Develop relationships with key partners throughout the organization and develop sufficient familiarity with various credit risk processes, reports and tools to ensure that the right SMEs are appropriately 'matched' and mapped into business challenges and issues as they arise. + Coordinate and lead annual reviews of key risk appetite metrics such as portfolio-level through-the-cycle loss rate expectations. + Assist with developing and coordinating presentations for senior leadership to identify and assess emerging risks. + Assist in developing requirements and executing projects that improve process efficiency. Basic Qualifications - Bachelor's degree, or equivalent work experience - Typically more than 10 years of applicable experience Preferred Skills/Experience - Bachelor's degree in Business, Finance, Economics, Statistics or similar - Understanding of basic credit risk management concepts, along with 5+ years of 1st line and/or 2nd line experience related to underwriting and/or credit risk portfolio management preferred - Broad understanding of credit risk processes and governance programs, and credit data at U.S. Bank, or another mid-sized or large banking institution - Strong analytical skills in Excel and familiarity with using Business Intelligence tools, e.g., Power BI. Basic level of coding skills (SQL/Python) preferred but not critical - Experience guiding and executing cross-functional projects and influencing change - Strong verbal and written communication skills, ability to understand and summarize complex information into 'big' picture messages - Interest and awareness of external environment and economic events and their potential impacts to credit risk The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law **EEO is the Law** U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 - $172,590.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The Enterprise Fraud Risk Management Governance manager collaborates with a team of fraud governance professionals as part of the Enterprise Fraud and Payments Risk Management group within the Risk Management and Compliance business line. This risk manager position will ensure proper governance, risk, and control activities occur that directly or indirectly impact the Company's fraud risk, and report to the Director of Enterprise Fraud Governance. **Basic Qualifications** - Bachelor's degree, or equivalent work experience - Typically, more than eight years of applicable experience **Key responsibilities include:** + Lead completion of Fraud RCSA risk and control reviews for all business lines + Assess quantity, direction and quality of risk through the enterprise Risk Assessment Profile (RAP) processes + Partner with the enterprise fraud analytics team to develop and execute on Authentication Risk Strategy oversight activities + Complete all risk management activities in accordance with Operational Risk policies and standards **Actively lead and/or participate in the execution of risk management governance routines, such as:** + Governance reporting such as the Fraud Risk Management Quarterly Management Letters (QMLs). + Independent fraud risk assessment + Root Cause Analysis of large adverse events + Fraud issue oversight + Collaborate across the team and the broader organization to support the bank's Elder and Vulnerable Adult Financial exploitation program. + Fraud related complaint analysis + Additional projects as needed Additionally, this role must have a thorough understanding of applicable laws, regulations, financial services, and regulatory trends that affect the organization. This role will interact directly with other peers and senior managers, requiring well developed presentation, relationship building, and negotiation skills. Lastly, a successful candidate will also possess the skills needed to effectively and credibly communicate with peers and senior managers across the organization in an evolving regulatory environment. **Preferred Skills/Experience** + Bachelor's degree in business, finance, economics, or another applicable field + Extensive experience in operational risk governance routines, preferably in the financial services industry + Experience managing fraud risks within the financial services industry + Excellent communication skills, both written and verbal + Exceptional problem solving, critical thinking, and troubleshooting skills + Ability to build relationships cross-functionally and over the phone + Ability to work with and influence at all levels of the organization, including with executive leadership + Ability to prioritize and manage multiple tasks, while establishing responsible deadlines + Flexibility in day-to-day work and tolerance for ambiguity + Positive 'can-do' attitude and a strong desire to continue to learn and ask questions + Attention to detail in writing, planning, and communication **This role is considered hybrid and requires working three days a week from a designated U.S. Bank location, with flexibility on work location for the other two working days.** If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law **EEO is the Law** U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (********************************************************************************************* EEO poster. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00 - $154,990.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Individual is responsible for managing the development and execution of the Credit Risk Review (CRR) Continuous Review program for assigned Consumer line of business unit(s). Primary components of the CRR Continuous Review program include (i) the critical and independent evaluation of the accuracy and effectiveness of credit risk management processes through an assessment of risk identification/rating, underwriting, new originations, and portfolio management practices; compliance with Bancorp loan policies, procedures and applicable laws and regulations; problem asset administration and loan impairments/charge-offs; (ii) a review of credit quality and related trends on a portfolio, industry sector and/or product basis; and (iii) the identification of emerging risks. Attend (as required) regular meetings with first and second line senior business leaders and personnel. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Display an understanding and technical proficiency in all pertinent lending and credit risk topics, Bank policies and procedures, and risk monitoring and mitigation practices for assigned areas of responsibility. + Maintain awareness of general economic conditions, industry trends and product specific issues. Display a working knowledge of pertinent regulatory issues and sound lending practices and their relative impact on credit risk. + Demonstrate the ability to analyze and assess credit risk in more complex Consumer borrowers and portfolios and adequately support all conclusions. + In conjunction with CRR leadership team, establish risk-based business plans for assigned areas of responsibility and update as necessary throughout the year. Identify, elevate and promptly address variances to plan. Assist in ensuring CRR procedures remain current and correctly reflect actual/desired practices. + Complete all aspects of required continuous review activities for assigned portfolios with limited supervision and in accordance with CRR procedures, deadlines and performance/financial plan objectives. Manage and participate in horizontal, targeted and other portfolio review activities. Act as a resource and aid in the development of more junior CRR team members. + Present CRR activities and results (as required) at regular meetings with first and second line senior leaders and personnel. Complete or assist in the preparation and dissemination of all related and required quarterly/ annual summaries of results in an accurate timely manner, including an annual assessment of credit risk for assigned portfolios. + Demonstrate an understanding of key line of business strategies, risk considerations, portfolio quality trends and open issues and observations for assigned portfolios, while maintaining current and forward-looking views on aggregate portfolio risk levels. Attend applicable portfolio and problem asset review and business controls meetings, and hold routine informational meetings with first and second line business leaders and personnel to gain and share perspectives on these matters. + Effectively challenge and provide consultative advice to first and second line business leaders and personnel on risk ratings, credit risk management practices, policies and procedures, emerging risks, borrower/portfolio credit quality trends and/or business strategies. + Work in a balanced and consultative manner with the first and second lines of defense to develop positive working relationships and to provide feedback on the results of continuous review activities. Ensure the timely socialization and publication of concise and well-written reports that summarize review results, meet the information needs of report recipients, and include issues, observations and recommendations for improvement (as appropriate). + Manage open CRR issues, observations and recommendations under assigned areas of responsibility. Solicit appropriate action plans and responses from responsible management that address root causes, resolve CRR's concerns and mitigate the overall risk to the Bancorp. Assist CRR management team in promptly resolving any matters requiring attention (MRAs) or issues assigned to CRR with sustainable improvements to business practices. + Complete quality assurance review activities (i.e. active engagement in effective challenge meetings, etc.) to ensure the consistency and accuracy of CRR work products and review results. Use quality assurance results constructively for personal development and to make recommendations for program enhancements. + Make recommendations as appropriate for improvements to CRR processes in order to gain efficiencies and ensure the effectiveness, consistency and relevance of CRR processes. + Share review findings and emerging risks with Internal Audit and other Risk functions to ensure appropriate coverages and independent oversight of credit risk management processes across the Bancorp. + Participate in due-diligence reviews of potential Bank acquisitions and other special projects as requested. + Assist in recruiting qualified candidates to fill open positions in CRR. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: + Bachelor's degree in a business related field. Graduate degree in relevant field (Business, Finance or Economics) preferred. + Minimum of 5-7 years lending and/or credit related experience. + Possess sound leadership, interpersonal, analytical and verbal/written communications skills. + Ability to display a positive business presence and exercise sound judgment when interfacing with senior leaders, regulators, external auditors, first and second line business personnel and peers. + Solid project management and presentation skills. + Demonstrated ability to understand and interpret data from various applications and database tools, draw high-level conclusions and determine actions needed (Consumer roles). + Proficient in MS-Word, MS-Excel and other related PC applications. Experience in Access, Business Objects and SAS desirable (Consumer roles). #LI-GM1 Consumer Credit Risk Review Manager I Total Base Pay Range 80,500.00 - 169,100.00 USD Annual LOCATION -- Virtual, Ohio 00000 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

JobID: 210601765 JobSchedule: Full time JobShift: Day : Bring your expertise to JPMorgan Chase as a Special Credits Executive and play a pivotal role in Risk Management and Compliance, ensuring JPMorgan Chase remains strong and resilient. You will help the firm grow responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers and communities. Our culture encourages thinking outside the box, challenging the status quo, and striving to be best-in-class. Job Summary As a Special Credits Director - Executive Director within Asset and Wealth Management Credit Risk team, you will play a significant role in managing risk and supporting the global lending practice. As an AWM Special Credits officer, you will manage a problem credit portfolio from various markets, including the United States, EMEA, Asia, and Latin America. You will also advise on specific pre-workout cases with a goal to prevent potential losses. Job responsibilities * Manage a portfolio of problem credits with goal of maximizing recovery and minimizing losses. * Advise on loans maintained in the market with a goal of implementing preemptive strategies to mitigate risk while simultaneously preserving favorable client experience. * Assess and measure credit risk by assigning risk ratings and resolution strategies for high-risk credit exposures. * Navigate complex problem loan restructurings, bankruptcies, and enforcement proceedings. * Develop a thorough understanding of the firm's risk management and control policies and guidelines to ensure compliance and support effective decision-making. * Collaborate closely with internal and external legal counsel to maximize recovery on distressed assets and mitigate potential liability. * Prepare and present quarterly credit surveillance reports in a formal setting to senior credit and business leadership. * Prepare asset-specific reserve analyses in compliance with the Firm's relevant accounting policies. * Mentor junior credit officers and analysts through lessons-learned sessions. * Oversee and facilitate ad hoc risk-related projects and workflows. * Communicate proactively on newly identified problem credit exposures and escalate potential credit cost items to the respective markets. Required qualifications, capabilities and skills * Master's or Bachelor's degree required. * 5+ years in a similar banking or credit approval role with a track record of exceeding performance expectations. * Highly organized, motivated and hard working with exceptional communication skills, both written and verbal. * Outstanding professional reputation and integrity. * Strong leadership skills with experience collaborating with business, legal, accounting and other credit risk partners. * Expertise in loan structuring, complex finance structures, negotiation, credit analysis and portfolio management, with experience synthesizing information, developing recommendations, making decisions and problem-solving. * Deep understanding of creditor rights and enforcement strategies. * Considerable experience working with attorneys on enforcement and bankruptcy litigation. * Knowledge of lien perfection and priority, including but not limited to real property, accounts, aircraft, boats, automobiles, life insurance, and cash and marketable securities.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Individual is responsible for managing the development and execution of the Credit Risk Review (CRR) Continuous Review program for assigned Consumer line of business unit(s). Primary components of the CRR Continuous Review program include (i) the critical and independent evaluation of the accuracy and effectiveness of credit risk management processes through an assessment of risk identification/rating, underwriting, new originations, and portfolio management practices; compliance with Bancorp loan policies, procedures and applicable laws and regulations; problem asset administration and loan impairments/charge-offs; (ii) a review of credit quality and related trends on a portfolio, industry sector and/or product basis; and (iii) the identification of emerging risks. Attend (as required) regular meetings with first and second line senior business leaders and personnel. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Display an understanding and technical proficiency in all pertinent lending and credit risk topics, Bank policies and procedures, and risk monitoring and mitigation practices for assigned areas of responsibility. Maintain awareness of general economic conditions, industry trends and product specific issues. Display a working knowledge of pertinent regulatory issues and sound lending practices and their relative impact on credit risk. Demonstrate the ability to analyze and assess credit risk in more complex Consumer borrowers and portfolios and adequately support all conclusions. In conjunction with CRR leadership team, establish risk-based business plans for assigned areas of responsibility and update as necessary throughout the year. Identify, elevate and promptly address variances to plan. Assist in ensuring CRR procedures remain current and correctly reflect actual/desired practices. Complete all aspects of required continuous review activities for assigned portfolios with limited supervision and in accordance with CRR procedures, deadlines and performance/financial plan objectives. Manage and participate in horizontal, targeted and other portfolio review activities. Act as a resource and aid in the development of more junior CRR team members. Present CRR activities and results (as required) at regular meetings with first and second line senior leaders and personnel. Complete or assist in the preparation and dissemination of all related and required quarterly/ annual summaries of results in an accurate timely manner, including an annual assessment of credit risk for assigned portfolios. Demonstrate an understanding of key line of business strategies, risk considerations, portfolio quality trends and open issues and observations for assigned portfolios, while maintaining current and forward-looking views on aggregate portfolio risk levels. Attend applicable portfolio and problem asset review and business controls meetings, and hold routine informational meetings with first and second line business leaders and personnel to gain and share perspectives on these matters. Effectively challenge and provide consultative advice to first and second line business leaders and personnel on risk ratings, credit risk management practices, policies and procedures, emerging risks, borrower/portfolio credit quality trends and/or business strategies. Work in a balanced and consultative manner with the first and second lines of defense to develop positive working relationships and to provide feedback on the results of continuous review activities. Ensure the timely socialization and publication of concise and well-written reports that summarize review results, meet the information needs of report recipients, and include issues, observations and recommendations for improvement (as appropriate). Manage open CRR issues, observations and recommendations under assigned areas of responsibility. Solicit appropriate action plans and responses from responsible management that address root causes, resolve CRR's concerns and mitigate the overall risk to the Bancorp. Assist CRR management team in promptly resolving any matters requiring attention (MRAs) or issues assigned to CRR with sustainable improvements to business practices. Complete quality assurance review activities (i.e. active engagement in effective challenge meetings, etc.) to ensure the consistency and accuracy of CRR work products and review results. Use quality assurance results constructively for personal development and to make recommendations for program enhancements. Make recommendations as appropriate for improvements to CRR processes in order to gain efficiencies and ensure the effectiveness, consistency and relevance of CRR processes. Share review findings and emerging risks with Internal Audit and other Risk functions to ensure appropriate coverages and independent oversight of credit risk management processes across the Bancorp. Participate in due-diligence reviews of potential Bank acquisitions and other special projects as requested. Assist in recruiting qualified candidates to fill open positions in CRR. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree in a business related field. Graduate degree in relevant field (Business, Finance or Economics) preferred. Minimum of 5-7 years lending and/or credit related experience. Possess sound leadership, interpersonal, analytical and verbal/written communications skills. Ability to display a positive business presence and exercise sound judgment when interfacing with senior leaders, regulators, external auditors, first and second line business personnel and peers. Solid project management and presentation skills. Demonstrated ability to understand and interpret data from various applications and database tools, draw high-level conclusions and determine actions needed (Consumer roles). Proficient in MS-Word, MS-Excel and other related PC applications. Experience in Access, Business Objects and SAS desirable (Consumer roles). #LI-GM1 Consumer Credit Risk Review Manager ITotal Base Pay Range 80,500.00 - 169,100.00 USD AnnualLOCATION -- Virtual, Ohio 00000 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Risk & Control Specialist within PNC's Enterprise Risk Management organization, you will be based in Pittsburgh, PA or Cleveland, OH. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. Major Responsibilities: * Supports the execution of the Policy and Governance ("P&G") Framework within and across the Lines of Business, Support Areas and Risk Areas * Reviews and challenges P&G Framework Documents to ensure they meet established content and approval requirements * Executes the P&G Framework Document lifecycle process in conjunction with Line of Business, Support Area and Risk Area Stakeholders * Proactively identifies risk exposures observed during P&G Governance activities * Provides ongoing P&G guidance to Business Partners, enabling them to successfully complete P&G tasks * Executes P&G controls and provides Second Line of Defense Challenge on items such as Framework Document Approval, Policy Compliance Questionnaires, Forward Looking Agendas, Meeting Minutes Review, Committee Charter and Dissolved Committee Reviews * Identifies and enters Policy Exceptions and writes Policy Non-Compliance Issues, when needed, and monitors to completion * Works on P&G initiatives, as needed Preferences/Skill * Strong analytical and critical thinking, organization and communication skills * Business writing or proofreading acumen and/or MS Word skills (intermediate or above) * Experience preparing PowerPoint decks and presenting to large groups * Familiarity with PGA, Excel, Archer, Enterprise Risk Hub and SharePoint * Comfortable working and communicating with all levels of PNC Employees, including Senior Management Job Description * Supports the risk management program and corresponding communication strategies. * Supports the coordination and implementation of the risk management program to meet regulatory expectations. * Under supervision, supports the execution of the risk management program within and across the lines of business. May participate in the consultation to execute the program components. * Works to develop risk expertise while working with the businesses and other risk partners (e.g., Compliance, Technology Risk, etc.) to proactively identify risk exposures across PNC. * Supports the challenging of business self assessment results (including new initiatives, business as usual activities, and risk management program) and review of applicable independent analyses. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Compliance Reporting, Customer Risk, Decision Making, Regulatory Requirements, Risk Assessments, Risk Control, Strategic Objectives Competencies Decision Making and Critical Thinking, Fraud Management, Internal Controls, Operational Risk, Organizational Savvy and Politics, Planning and Organizing, Problem Solving, Process Management Work Experience Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Risk & Control Specialist within PNC's Enterprise Risk Management organization, you will be based in Pittsburgh, PA or Cleveland, OH. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. Major Responsibilities: * Supports the execution of the Policy and Governance ("P&G") Framework within and across the Lines of Business, Support Areas and Risk Areas * Reviews and challenges P&G Framework Documents to ensure they meet established content and approval requirements * Executes the P&G Framework Document lifecycle process in conjunction with Line of Business, Support Area and Risk Area Stakeholders * Proactively identifies risk exposures observed during P&G Governance activities * Provides ongoing P&G guidance to Business Partners, enabling them to successfully complete P&G tasks * Executes P&G controls and provides Second Line of Defense Challenge on items such as Framework Document Approval, Policy Compliance Questionnaires, Forward Looking Agendas, Meeting Minutes Review, Committee Charter and Dissolved Committee Reviews * Identifies and enters Policy Exceptions and writes Policy Non-Compliance Issues, when needed, and monitors to completion * Works on P&G initiatives, as needed Preferences/Skill * Strong analytical and critical thinking, organization and communication skills * Business writing or proofreading acumen and/or MS Word skills (intermediate or above) * Experience preparing PowerPoint decks and presenting to large groups * Familiarity with PGA, Excel, Archer, Enterprise Risk Hub and SharePoint * Comfortable working and communicating with all levels of PNC Employees, including Senior Management Job Description * Supports the risk management program and corresponding communication strategies. * Supports the coordination and implementation of the risk management program to meet regulatory expectations. * Under supervision, supports the execution of the risk management program within and across the lines of business. May participate in the consultation to execute the program components. * Works to develop risk expertise while working with the businesses and other risk partners (e.g., Compliance, Technology Risk, etc.) to proactively identify risk exposures across PNC. * Supports the challenging of business self assessment results (including new initiatives, business as usual activities, and risk management program) and review of applicable independent analyses. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Compliance Reporting, Customer Risk, Decision Making, Regulatory Requirements, Risk Assessments, Risk Control, Strategic Objectives Competencies Decision Making and Critical Thinking, Fraud Management, Internal Controls, Operational Risk, Organizational Savvy and Politics, Planning and Organizing, Problem Solving, Process Management Work Experience Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Line of Business Risk Specialist Senior within PNC's Finance Governance and Oversight organization, you will be based in Pittsburgh, PA. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. As a member of the Finance Risk Management team, your key responsibilities will include: * Working closely with internal business partners to implement new risk guidance in Finance Risk and Control Self-Assessments (RCSAs) & supporting Finance RCSA owners in the maintenance of their RCSAs * Be a team lead for high criticality Initiatives/Projects by assisting with aligning risks and controls to process maps, assessing projects for new or changing risks, and providing regular updates to the FRM team and FGO management * Lead multiple Operational Risk Domains (model, technology, compliance, etc.) and communicate Domain guidance and implement changes for Finance * Assist FRM Team Manager with training and onboarding of new team members, interns, and rotational analysts Job Description * Executes the Line of Business Risk Management program, identifying opportunities for enhancement where applicable. Enables line of business adherence with risk management programs. * Participates in the design and development of the risk management program to meet business and regulatory expectations. Leads in the design and development of specific risk management program components. * Executes the risk management programs within or across the lines of business (e.g. - business self-assessment and quality reviews). May lead cross functional teams. * Provides risk expertise while working with the businesses and other risk partners (e.g., Compliance, Credit, Legal, Audit). * Leads or influences risk initiatives and business as usual activities. Identifies risk, assesses impact and makes recommendations on resolution. Reports and escalates risk and program compliance as appropriate. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Change Management, Conflict Management, Crisis Management, Critical Thinking, Emerging Risks, Influencing Change, Operations Management, Public Speaking, Risk Management Programs, Strategic Planning, Team Collaboration Competencies Collaborating, Data Gathering and Reporting, Decision Making and Critical Thinking, Effective Communications, Industry Knowledge, Internal Controls, Operational Risk, Organizational Governance, Process Management, Regulatory Environment - Financial Services, Standard Operating Procedures Work Experience Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Account Manager I within PNC's Treasury Management Commercial Sales organization, you will be based in East Brunswick NJ or Little Falls NJ. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. Additional Job Responsibilities: Support Treasury Management Sales Officers Data Analytics Support pricing of new sales opportunities. Assist Treasury Management Officer with client presentations. Responsible for the sales/service success of the Metro Region Client facing role with presentations and reviews. Provide sales/service support to select clients in the absence of Treasury Management Officer. Responsible for thought leadership development, identifying client/industry trends and opportunities to deepen customer relationships. Strong organizational and speaking skills. Job Description * Under direct supervision, works in support of assigned long-term client relationships. Provides sales or consultative support to clients and serves as the liaison between clients and operational servicing units. May participate in pricing and resource discussions and in developing the scope of service provided to existing and potential clients. * Serves as point of contact for client matters. May help identify and develop new servicing opportunities with existing clients to build and maintain a long-lasting relationship. Utilizes basic industry and PNC knowledge to inform customers of appropriate products/services, rates, and other opportunities. * Involved in negotiating servicing agreements and servicing fees for existing clients if contract modifications are needed. Will work with in-house counsel and clients on contract negotiations. This includes the review of the servicing agreements to ensure contract terms meet servicing guidelines. * Analyzes, assesses and documents client requirements. Forecasts and tracks key account metrics May identify customization needs, and work with service partners to implement. * Supports processes outlined in the contract and independently resolves challenges regarding implementation and production issues. Works towards finding the best solution to maintain a positive client relationship. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Account Management, Client Counseling, Competitive Advantages, Go-to-Market Strategies, Influencing Skills, Negotiation, Relationship Building, Sales Operations Competencies Account Management, Customer Relationship Management Applications, Customer Support Policies, Standards and Procedures, Decision Making and Critical Thinking, Effective Communications, Flexibility and Adaptability, Managing Multiple Priorities, Negotiating, Problem Management Process Work Experience Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

The Tax Smart Strategies team within Customized Managed Account Solutions is part of J.P. Morgan Asset Management (JPMAM), and manages $25B in AUM in active and index tax aware / direct-indexing strategies. As a Portfolio Manager - Associate, on the Tax Smart Strategy Portfolio Management team you will focus on partnering with research teams to build, implement and oversee tax managed investment strategies. Job responsibilities: Assist with daily portfolio management for direct indexing and tax aware SMA portfolios Manage ongoing oversight of portfolio and strategy level performance and attribution Translating research into actionable and investable systematic investment processes and portfolios Partnering with technology, quant, product and client teams to design, build and improve scalable investment platforms Required qualifications, skills and capabilities: 2-5 years of full-time relevant work experience Detail oriented and process driven Strong data analysis and excel skills Experience using portfolio optimizers and risk models Experience with tax optimization preferred Familiarity with separately managed accounts Familiarity with index methodologies Preferred qualifications, skills and capabilities: Python/SQL experience desirable Python/SQL experience desirable Progress towards MBA, CFA and/or equivalent desirable

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Senior leadership role responsible for assessing and mitigating significant risk to a large and/or complex Line of Business (LOB) to prevent losses caused by insufficient or failed procedures, systems, or policies, as well as overall process design. Provides leadership, develops, and leads regulatory initiatives from strategy formation to execution of internal and external examinations. Acts as liaison between Bank partners, investors and external organizations. Partners with senior executives to identify, prioritize, track, and execute business opportunities. Collaborates with Compliance and Fair Lending to develop and coordinate policies and procedures to implement ongoing regulation changes from investors/insurers, state, and federal agencies. Responsible for influencing change and overseeing the successful execution of multiple LOB initiatives across all channels through strong partnership and collaboration. Responsible and accountable for risk by openly exchanging ideas and options, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES & RESPONSIBILITIES: * Oversee risk management and regulatory compliance across the LOB and manage impact of regulatory change. * Oversight of integrated issues management program. * Operate as primary single point of contact for supervisory expertise and lead teams for internal and external examinations. * Lead the team responsible for the gathering of all exam materials including questionnaire responses and loan file preparation. * Drive focus and accountability across the LOB for issues identification, prioritization, ownership, and resolution. * Work with partners to drive positive customer experience; oversee compliance management for the LOB. * Oversee management for regulatory readiness, audit prep, testing, and risk coordination teams. * Oversight of the management of the vendor performance, ongoing testing and monitoring, disaster recovery and administrative support teams. * Lead team in developing strategic relationships with internal and external partners. * Coordinate and implement all business continuity initiatives for the LOB. * Lead team responsible for change assessment, design, development, and delivery of activity to achieve planned business objectives and growth. * Lead efforts to maintain and improve process and procedures that result in improved customer experience, operational efficiency and strengthen risk management. * Establish, foster and maintain consultative working relationships with peers and senior management throughout the Bancorp to ensure effective workflow and continuous improvement, and to monitor new initiatives and emerging risks. SUPERVISORY RESPONSIBILITIES: Responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential. Developing the appropriate talent pool to ensure adequate bench strength and succession planning. Recognizing and rewarding employees for accomplishments. Assist in the development of appropriate talent pool to ensure adequate bench strength and succession planning. MINIMUM KNOWLEDGE, SKILLS & ABILITIES REQUIRED: * Bachelor's degree required or equivalent experience. Master's Degree preferred. * Relevant industry certification preferred. * Minimum 10 years' experience in related field. * 5 - 10 years' experience in risk, business controls or compliance management experience preferred. * Demonstrated ability to direct initiatives with successful results. * Comprehensive understanding of bank governance, including regulatory expectations. * Demonstrated ability to manage multiple projects and priorities and work in a fast-paced environment required. * Excellent project management, communications, and presentation skills. * Excellent written and oral communication skills. * Ability to influence peers, colleagues, and managers across business and divisional lines to take action on complex, technical or sensitive topics with companywide impact. * Strong leadership, critical thinking, and organizational skills. * Must be comfortable representing LOB products and strategies to internal partners and external agencies. * Ability to work independently, as well as in a team environment. * Ability to effectively manage time. * Independent and highly self-motivated. * Strong PC skills including Microsoft Office (Word, Excel, Access, PowerPoint). WORKING CONDITIONS: Extended time at desk and/or viewing computer screen. LOB Risk Director LOCATION -- Cincinnati, Ohio 45202 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Leads the development of highly complex analysis in support of Treasury department activities, manages function-specific activities, and assists in the development and execution of the function's strategic plans. Adapts departmental plans and priorities to address resource and operational challenges. Accountable for the performance and results of Treasury team within own discipline or function. Responsible for providing technical guidance to employees, colleagues and/or customers. Typically aligned to one of the following departmental functions: Asset/Liability, Funding/Liquidity, Investment Portfolio, or Structured Finance. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Leads the development of high-level analysis related to balance sheet, NII and risk management. + Employs the use of ALM, QRM and other models to create a comprehensive assessment of the Bancorp's risk / return profile. + Provides insight into the Bank's balance sheet and earnings profiles; Contributes ideas to achieve optimal balance of risk and return. + Responsible for reporting, strategic planning and monitoring of an optimal debt portfolio. + Provides advice to management throughout the bank regarding FTP modeling, loan pricing and deposit pricing. + Assists in developing and executing strategies associated for wholesale funding function. + Responsible for providing high-level analytical support. + Manages day-to-day trading activity of the investment portfolio. + Assists in developing strategy for the portfolio. + Assists with MSR hedging activity. + Assists with the development of the MSR risk/return strategies. + Assists in managing the purchase and sale of securities for the Bancorp. + Assists in management of the BOLI portfolio. + Assists in developing and executing structured finance related strategies and transactions, including securitizations and other financing transactions. + Assists investment portfolio management strategies in investment decisions based on market knowledge and structural knowledge based on involvement in bank's own transactions, specifically in areas of asset expertise. + Assists in any asset disposition transactions. + Assists in setting balance sheet strategies. + Assists in the development and application of the bank's FTP methodology. + Works with the Asset/Liability group to setup valuation methodologies for the bank's assets and liabilities. SUPERVISORY RESPONSIBILITIES: Leads functional teams or projects. Responsible for managing day-to-day workflow of a small team or work group. Responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth. Developing the appropriate talent pool to ensure adequate bench strength and succession planning. Recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED: + Bachelor's degree in Finance or Economics required. Advanced degree or CFA preferred. + Typically requires 7 - 10 years or more of Treasury-related experience in at least one functional area: Asset/Liability, Funding/Liquidity, Investment Portfolio, or Structured Finance. + For those aligned to the Asset / Liability function, experience with Asset / Liability management, risk management, investment analysis, or forecasting & planning required. + For those aligned to the Funding / Liquidity function, experience with institutional money, capital, and derivative markets products required. + For those aligned to the Investment Portfolio function, experience with fixed income portfolio management and analysis with emphasis on mortgage backed securities required. + For those aligned to the Structured Finance function, experience in Asset / Liability management, securitization, investment analysis, or risk management required. + Financial services / banking industry experience preferred. + Strong analytical, modeling, and database skills and experience required. Experience with ALM modeling software required (QRM preferred) for those aligned to Asset/Liability function. + Knowledge of Treasury & Funds Management, money markets, fixed income/capital markets, and derivatives. + Demonstrated ability to learn and become proficient with computer software, analytical and data base management tools. + Experience leading a functional team, project or staff preferred. + Proven ability to independently manage multiple assignments and demonstrated initiative. + Demonstrated proficiency in critical thinking, leadership, business acumen, relationship building and teamwork. + Excellent communication and organizational skills. + Ability to work independently, as well as in a team environment. + Proficiency with Microsoft Office software, including Word, Excel, Access, PowerPoint, etc. #LI-BP1 Treasury Manager LOCATION -- Cincinnati, Ohio 45202 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.