How to start a check-cashing business

To start a check-cashing business, create a business plan, acquire appropriate licenses and register your business, and secure a check-cashing business bank account. Starting a check-cashing business requires a lot of specifics, so it is important to understand what is needed to be compliant and successful. Create a Business Plan The first step in beginning a check-cashing business is to create a business plan. You will need to choose a location and decide which services will be provided. Choosing your services will depend on your customer base and their needs. Register your Money Service Business This is the most important part of starting your business as it ensures that you are doing so in a legal manner. Without a proper and current license, you cannot operate. Requirements vary depending on which services are provided, so you need to look into your exact idea to see what licenses are required. Secure a Check Cashing Business Bank Account Without a secure bank account, your company cannot operate. This is arguably the most important part of beginning your business, as the ability to deposit and cash out funds is crucial to your business model. Focus Business Processes You will need to make sure your employees are fully trained and you have set protocols for running your business before you begin. This obviously includes having a location to set up a business and making sure your employees pass appropriate background checks.

How To Become A Check Cashier: What It Is and Career Path

What is a check cashier and how to become one

Updated January 8, 2025

2 min read

There is more than meets the eye when it comes to being a check cashier. For example, did you know that they make an average of $15.58 an hour? That's $32,415 a year! Between 2018 and 2028, the career is expected to grow -10% and produce -335,700 job opportunities across the U.S.

ScoreCheck CashierUS Average

Salary

2.5

Avg. Salary $32,415

Avg. Salary $59,228

Stability Level

5.3

Growth Rate -10%

Growth Rate 0.3%

Diversity

4.3

Race

American Indian and Alaska Native 0.97%

Asian 7.09%

Black or African American 8.31%

Hispanic or Latino 23.69%

Unknown 5.29%

White 54.65%

Gender

female 75.08%

male 24.92%

Age - 28

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 28

Stress Level

5.3

Stress level is manageable

7.1 - high

Complexity Level

3.7

Complexity Level is basic

7 - challenging

Work Life Balance

10.0

Work Life balance is excellent

6.4 - fair

Key steps to become a check cashier

Explore check cashier education requirements

Most common check cashier degrees

High School Diploma

44.3 %

Bachelor's

22.1 %

Associate

20.6 %

Start to develop specific check cashier skills

Skills	Percentages
Basic Math	32.38%
PET	14.64%
Math	12.84%
Customer Orders	7.55%
Customer Service	6.65%

Complete relevant check cashier training and internships

Accountants spend an average of Less than 1 month on post-employment, on-the-job training. New check cashiers learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a check cashier based on U.S. Bureau of Labor Statistics data and data from real check cashier resumes.

Research check cashier duties and responsibilities

Redeem coupons; bag groceries, change register tapes and perform simple math operations.
Operate POS cash register experience in 10 key.
Process checks, credit and debit card payments and WIC transactions.
Handle all cash, credit card, and WIC /EBT transactions while maintaining a calm and professional attitude.

Prepare your check cashier resume

When your background is strong enough, you can start writing your check cashier resume.

You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a check cashier resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

Choose From 10+ Customizable Check Cashier Resume templates

Build a professional Check Cashier resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your Check Cashier resume.

Apply for check cashier jobs

Now it's time to start searching for a check cashier job. Consider the tips below for a successful job search:

Browse job boards for relevant postings
Consult your professional network
Reach out to companies you're interested in working for directly
Watch out for job scams

How do check cashiers rate their job?

-/5

5 Stars

4 Stars

3 Stars

2 Stars

1 Star

Check Cashier reviews

A zippia user wrote a review on Jan 2022

Pros

A cashier I get to count, hold conversations, clean my area,stock my area

Cons

Only thing I dislike doing is being the bad guy when someone is shoplifting

A zippia user wrote a review on Sep 2021

Pros

Learn usefully ways to improve health with food viewed as medicine.

Cons

Pretty new field

A zippia user wrote a review on Aug 2020

Pros

Handling well cash and serving customers fast and smiling at them

Cons

Unable to assist the customers in good time.

What is a check cashier and how to become one

Check Cashier career paths

Key steps to become a check cashier

Explore check cashier education requirements

Most common check cashier degrees

Start to develop specific check cashier skills

Complete relevant check cashier training and internships

Research check cashier duties and responsibilities

Prepare your check cashier resume

Choose From 10+ Customizable Check Cashier Resume templates

Apply for check cashier jobs

How Did You Land Your First Check Cashier Job

Average check cashier salary

How do check cashiers rate their job?

Check Cashier reviews

Check Cashier FAQs

How to start a check-cashing business

Search for check cashier jobs