What is a bank officer and how to become one

Updated January 8, 2025
4 min read
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A bank officer is an individual who is a bank employee and performs a variety of duties including notarizing documents, managing loan applications, processing client requests, and generating progress reports for upper management. These individuals are typically bank branch managers, assistant managers, or loan officers, and oversee daily banking operations.

Bank officers work to ensure bank efficiency and client satisfaction, as well as work to resolve customer issues and complaints. A bank officer also mentors staff and provides training and mentorship when needed.

Most bank officers have a high school diploma or equivalent, however, some may have a bachelor's degree in accounting, business, or finance. These individuals should be knowledgeable of all aspects of banking operations and should be adept at managing staff. A bank office should possess strong customer service, communication, finance, and organizational skills, and should also be comfortable training staff and resolving client complaints. Depending on the bank, a bank officer can make up to $75,000 per year, and the career field is expected to grow 8% in the next 10 years.

ScoreBank OfficerUS Average
Salary
6.2

Avg. Salary $79,562

Avg. Salary $59,228

Stability Level
7.3

Growth Rate 4%

Growth Rate 0.3%

Diversity
5.4
Race

American Indian and Alaska Native 0.48%

Asian 6.39%

Black or African American 9.20%

Hispanic or Latino 15.97%

Unknown 4.64%

White 63.32%

Gender

female 49.17%

male 50.83%

Age - 44
Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 44
Stress Level
7.3

Stress level is high

7.1 - high

Complexity Level
8.8

Complexity Level is advanced

7 - challenging

Work Life Balance
5.6

Work Life balance is fair

6.4 - fair

Bank Officer career paths

Key steps to become a bank officer

  1. Explore bank officer education requirements

    Most common bank officer degrees

    Bachelor's

    69.8 %

    Master's

    12.5 %

    Associate

    9.8 %
  2. Start to develop specific bank officer skills

    Skills
    ascdesc
    Percentages
    ascdesc
    Customer Service13.87%
    Real Estate6.65%
    Business Development5.32%
    Bank Products4.61%
    Client Relationships3.90%
  3. Complete relevant bank officer training and internships

    Accountants spend an average of 6-12 months on post-employment, on-the-job training. New bank officers learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as a bank officer based on U.S. Bureau of Labor Statistics data and data from real bank officer resumes.
  4. Research bank officer duties and responsibilities

    • Manage financial resources from budget, treasury, expenditure commitments, accounting and finance, report from different departments to donors/stakeholders.
    • Lead major initiatives in 3concurrent roles successfully manage affluent personal and business portfolio to proactively cross-sell additional products and services.
    • Debug CPII on-line systems and ATM interface to correct customer information.
    • Review account and monitoring information; ensure compliance with BSA/AML procedures.
  5. Prepare your bank officer resume

    When your background is strong enough, you can start writing your bank officer resume.

    You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on a bank officer resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

    Choose From 10+ Customizable Bank Officer Resume templates

    Build a professional Bank Officer resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your Bank Officer resume.
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    Bank Officer Resume
  6. Apply for bank officer jobs

    Now it's time to start searching for a bank officer job. Consider the tips below for a successful job search:

    1. Browse job boards for relevant postings
    2. Consult your professional network
    3. Reach out to companies you're interested in working for directly
    4. Watch out for job scams

How Did You Land Your First Bank Officer Job

Zippi

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Average bank officer salary

The average Bank Officer salary in the United States is $79,562 per year or $38 per hour. Bank officer salaries range between $57,000 and $110,000 per year.

Average Bank Officer Salary
$79,562 Yearly
$38.25 hourly

What Am I Worth?

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How do bank officers rate their job?

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Bank Officer reviews

profile
A zippia user wrote a review on Dec 2023
Pros

Talking to other people and never being still. Always on the move handeling money and everyday is something new


profile
A zippia user wrote a review on Mar 2022
Cons

Having to Decline applicants


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A zippia user wrote a review on May 2019
Pros

As a Senior Personal Banker I LOVE helping clients save money, live better, and be smart about there next financial decision. I get to help them with that. I get to educate my clients on the best possible options for them.


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Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

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